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Consolidated Statements of Earnings (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Interest income:    
Interest and fees on loans $ 8,023 $ 7,593
Interest on due from banks 17 10
Interest on investment securities:    
U.S. Government sponsored enterprises 658 713
State and political subdivisions 1,127 1,163
Other 80 88
Total interest income 9,905 9,567
Interest expense:    
NOW, MMDA & savings deposits 120 111
Time deposits 162 247
FHLB borrowings 406 418
Junior subordinated debentures 113 97
Other 8 11
Total interest expense 809 884
Net interest income 9,096 8,683
Provision for (reduction of provision for) loan losses (216) 173
Net interest income after provision for loan losses 9,312 8,510
Non-interest income:    
Service charges 1,041 1,134
Other service charges and fees 334 355
Mortgage banking income 369 239
Insurance and brokerage commissions 158 161
Gain/(loss) on sale and write-down of other real estate 77 87
Miscellaneous 1,345 1,269
Total non-interest income 3,324 3,245
Non-interest expense:    
Salaries and employee benefits 4,581 4,801
Occupancy 1,754 1,483
Professional fees 935 256
Advertising 162 186
Debit card expense 266 235
FDIC insurance 171 177
Other 1,623 1,610
Total non-interest expense 9,492 8,748
Earnings before income taxes 3,144 3,007
Income tax expense 691 679
Net earnings $ 2,453 $ 2,328
Basic net earnings per share $ 0.45 $ 0.41
Diluted net earnings per share 0.44 0.41
Cash dividends declared per share $ 0.08 $ 0.06