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3. Loans, Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2016 | Jun. 30, 2015 | Jun. 30, 2016 | Jun. 30, 2015
Allowance for loan losses |  |  |  |
Beginning balance | $ 9,116 | $ 10,843 | $ 9,589 | $ 11,082
Charge-offs | (186) | (332) | (508) | (862)
Recoveries | 141 | 81 | 207 | 199
Provision | (531) | (214) | (748) | (41)
Ending balance | 8,540 | 10,378 | 8,540 | 10,378
Ending balance: individually evaluated for impairments | 1,363 | 1,462 | 1,363 | 1,462
Ending balance: collectively evaluated for impairments | 7,177 | 8,916 | 7,177 | 8,916
Ending balance | 8,540 | 10,378 | 8,540 | 10,378
Loans |  |  |  |
Ending balance | 702,031 | 666,767 | 702,031 | 666,767
Ending balance: individually evaluated for impairment | 23,262 | 25,160 | 23,262 | 25,160
Ending balance: collectively evaluated for impairment | 678,769 | 641,607 | 678,769 | 641,607
Construction and land development |  |  |  |
Allowance for loan losses |  |  |  |
Beginning balance | 1,844 | 2,758 | 2,185 | 2,785
Charge-offs | 0 | 0 | 0 | (73)
Recoveries | 3 | 18 | 6 | 23
Provision | (265) | 148 | (609) | 189
Ending balance | 1,582 | 2,924 | 1,582 | 2,924
Ending balance: individually evaluated for impairments | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 1,582 | 2,924 | 1,582 | 2,924
Ending balance | 1,582 | 2,924 | 1,582 | 2,924
Loans |  |  |  |
Ending balance | 60,075 | 60,066 | 60,075 | 60,066
Ending balance: individually evaluated for impairment | 0 | 241 | 0 | 241
Ending balance: collectively evaluated for impairment | 60,075 | 59,825 | 60,075 | 59,825
Single-family residential |  |  |  |
Allowance for loan losses |  |  |  |
Beginning balance | 2,475 | 2,599 | 2,534 | 2,566
Charge-offs | (64) | (109) | (123) | (400)
Recoveries | 5 | 4 | 13 | 10
Provision | (183) | (38) | (191) | 280
Ending balance | 2,233 | 2,456 | 2,233 | 2,456
Ending balance: individually evaluated for impairments | 94 | 92 | 94 | 92
Ending balance: collectively evaluated for impairments | 2,139 | 2,364 | 2,139 | 2,364
Ending balance | 2,233 | 2,456 | 2,233 | 2,456
Loans |  |  |  |
Ending balance | 229,586 | 208,653 | 229,586 | 208,653
Ending balance: individually evaluated for impairment | 1,116 | 2,998 | 1,116 | 2,998
Ending balance: collectively evaluated for impairment | 228,470 | 205,655 | 228,470 | 205,655
Single-family residential - Banco de la Gente stated income |  |  |  |
Allowance for loan losses |  |  |  |
Beginning balance | 1,423 | 1,586 | 1,460 | 1,610
Charge-offs | 0 | (17) | 0 | (59)
Recoveries | 0 | 0 | 0 | 22
Provision | (69) | (41) | (106) | (45)
Ending balance | 1,354 | 1,528 | 1,354 | 1,528
Ending balance: individually evaluated for impairments | 1,092 | 1,135 | 1,092 | 1,135
Ending balance: collectively evaluated for impairments | 262 | 393 | 262 | 393
Ending balance | 1,354 | 1,528 | 1,354 | 1,528
Loans |  |  |  |
Ending balance | 41,910 | 45,252 | 41,910 | 45,252
Ending balance: individually evaluated for impairment | 17,430 | 18,346 | 17,430 | 18,346
Ending balance: collectively evaluated for impairment | 24,480 | 26,906 | 24,480 | 26,906
Commercial |  |  |  |
Allowance for loan losses |  |  |  |
Beginning balance | 1,788 | 1,786 | 1,917 | 1,902
Charge-offs | 0 | (59) | (106) | (62)
Recoveries | 6 | 5 | 11 | 10
Provision | (144) | 17 | (172) | (101)
Ending balance | 1,650 | 1,749 | 1,650 | 1,749
Ending balance: individually evaluated for impairments | 177 | 235 | 177 | 235
Ending balance: collectively evaluated for impairments | 1,473 | 1,514 | 1,473 | 1,514
Ending balance | 1,650 | 1,749 | 1,650 | 1,749
Loans |  |  |  |
Ending balance | 232,035 | 231,684 | 232,035 | 231,684
Ending balance: individually evaluated for impairment | 4,716 | 3,575 | 4,716 | 3,575
Ending balance: collectively evaluated for impairment | 227,319 | 228,109 | 227,319 | 228,109
Multifamily and Farmland |  |  |  |
Allowance for loan losses |  |  |  |
Beginning balance | 0 | 6 | 0 | 7
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Provision | 46 | (4) | 46 | (5)
Ending balance | 46 | 2 | 46 | 2
Ending balance: individually evaluated for impairments | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 46 | 2 | 46 | 2
Ending balance | 46 | 2 | 46 | 2
Loans |  |  |  |
Ending balance | 18,688 | 12,402 | 18,688 | 12,402
Ending balance: individually evaluated for impairment | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairment | 18,688 | 12,402 | 18,688 | 12,402
Commercial loans (not secured by real estate) |  |  |  |
Allowance for loan losses |  |  |  |
Beginning balance | 810 | 1,181 | 842 | 1,098
Charge-offs | (10) | (15) | (39) | (15)
Recoveries | 99 | 17 | 105 | 53
Provision | (96) | (281) | (105) | (234)
Ending balance | 803 | 902 | 803 | 902
Ending balance: individually evaluated for impairments | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 803 | 902 | 803 | 902
Ending balance | 803 | 902 | 803 | 902
Loans |  |  |  |
Ending balance | 91,347 | 85,124 | 91,347 | 85,124
Ending balance: individually evaluated for impairment | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairment | 91,347 | 85,124 | 91,347 | 85,124
Farm loans (not secured by real estate) |  |  |  |
Allowance for loan losses |  |  |  |
Beginning balance | 0 | 0 | 0 | 0
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Provision | 0 | 0 | 0 | 0
Ending balance | 0 | 0 | 0 | 0
Ending balance: individually evaluated for impairments | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 0 | 0 | 0 | 0
Ending balance | 0 | 0 | 0 | 0
Loans |  |  |  |
Ending balance | 1 | 4 | 1 | 4
Ending balance: individually evaluated for impairment | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairment | 1 | 4 | 1 | 4
Consumer And All Other Loans |  |  |  |
Allowance for loan losses |  |  |  |
Beginning balance | 190 | 208 | 172 | 233
Charge-offs | (112) | (132) | (240) | (253)
Recoveries | 28 | 37 | 72 | 81
Provision | 128 | 118 | 230 | 170
Ending balance | 234 | 231 | 234 | 231
Ending balance: individually evaluated for impairments | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 234 | 231 | 234 | 231
Ending balance | 234 | 231 | 234 | 231
Loans |  |  |  |
Ending balance | 28,389 | 23,582 | 28,389 | 23,582
Ending balance: individually evaluated for impairment | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairment | 28,389 | 23,582 | 28,389 | 23,582
Unallocated |  |  |  |
Allowance for loan losses |  |  |  |
Beginning balance | 586 | 719 | 479 | 881
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Provision | 52 | (133) | 159 | (295)
Ending balance | 638 | 586 | 638 | 586
Ending balance: individually evaluated for impairments | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 638 | 586 | 638 | 586
Ending balance | 638 | 586 | 638 | 586
Loans |  |  |  |
Ending balance | 0 | 0 | 0 | 0
Ending balance: individually evaluated for impairment | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairment | $ 0 | $ 0 | $ 0 | $ 0

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- Definition The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524 + Details
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- Definition Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524 + Details
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- Definition The balance of financing receivables that were collectively evaluated for impairment. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524 + Details
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- Definition The balance of financing receivables that were individually evaluated for impairment. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524 + Details
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- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Staff Accounting Bulletin (SAB) -Number Topic 6 -Section L -Subsection 1 + Details
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- Definition Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=28367877&loc=d3e4428-111522 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=49124121&loc=d3e5074-111524 + Details
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- Definition The allowance for other loan and lease losses represents the reserve to cover probable credit losses related to specifically identified other loans and leases, as well as probable credit losses inherent in the remainder of the other loan portfolio as of the balance sheet date. For banks, include currently required allocated transfer risk reserves. Include carryover of or adjustments to the allowance for other loan losses in connection with business combinations determined to be appropriate. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=27010918&loc=d3e74567-122707 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 40 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=25495931&loc=d3e18805-111554 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 40 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=25495931&loc=d3e18832-111554 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Staff Accounting Bulletin (SAB) -Number Topic 6 -Section L -Subsection 1 + Details
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