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3. Loans (Tables) | 9 Months Ended
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Sep. 30, 2016
Receivables [Abstract] |
Major classifications of loans |
(Dollars in thousands) |  |  |  |  |
|  | September 30, 2016 |  |  | December 31, 2015
Real estate loans: |  |  |  |  |
Construction and land development |  | $ | 59,456 |  |  |  | 65,791
Single-family residential |  |  | 231,958 |  |  |  | 220,690
Single-family residential - |  |  |  |  |  |  |
Banco de la Gente stated income |  |  | 40,934 |  |  |  | 43,733
Commercial |  |  | 240,150 |  |  |  | 228,526
Multifamily and farmland |  |  | 18,727 |  |  |  | 18,080
Total real estate loans |  |  | 591,225 |  |  |  | 576,820
Loans not secured by real estate: |  |  |  |  |  |  |
Commercial loans |  |  | 94,790 |  |  |  | 91,010
Farm loans |  |  | - |  |  |  | 3
Consumer loans |  |  | 10,036 |  |  |  | 10,027
All other loans |  |  | 16,968 |  |  |  | 11,231
Total loans |  |  | 713,019 |  |  |  | 689,091
Less allowance for loan losses |  |  | 8,045 |  |  |  | 9,589
Total net loans |  | $ | 704,974 |  |  |  | 679,502
Age analysis of past due loans, by loan type |
September 30, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Loans 30-89 Days Past Due |  |  | Loans 90 or More Days Past Due |  |  | Total Past Due Loans |  |  | Total Current Loans |  |  | Total Loans |  |  | Accruing Loans 90 or More Days Past Due
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 18 |  |  |  | 13 |  |  |  | 31 |  |  |  | 59,425 |  |  |  | 59,456 |  |  |  | -
Single-family residential |  |  | 1,344 |  |  |  | 310 |  |  |  | 1,654 |  |  |  | 230,304 |  |  |  | 231,958 |  |  |  | -
Single-family residential - |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Banco de la Gente stated income |  |  | 1,588 |  |  |  | 257 |  |  |  | 1,845 |  |  |  | 39,089 |  |  |  | 40,934 |  |  |  | -
Commercial |  |  | 58 |  |  |  | - |  |  |  | 58 |  |  |  | 240,092 |  |  |  | 240,150 |  |  |  | -
Multifamily and farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 18,727 |  |  |  | 18,727 |  |  |  | -
Total real estate loans |  |  | 3,008 |  |  |  | 580 |  |  |  | 3,588 |  |  |  | 587,637 |  |  |  | 591,225 |  |  |  | -
Loans not secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  | 85 |  |  |  | - |  |  |  | 85 |  |  |  | 94,705 |  |  |  | 94,790 |  |  |  | -
Farm loans |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | -
Consumer loans |  |  | 95 |  |  |  | 7 |  |  |  | 102 |  |  |  | 9,934 |  |  |  | 10,036 |  |  |  | -
All other loans |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 16,968 |  |  |  | 16,968 |  |  |  | -
Total loans |  | $ | 3,188 |  |  |  | 587 |  |  |  | 3,775 |  |  |  | 709,244 |  |  |  | 713,019 |  |  |  | -
December 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Loans 30-89 Days Past Due |  |  | Loans 90 or More Days Past Due |  |  | Total Past Due Loans |  |  | Total Current Loans |  |  | Total Loans |  |  | Accruing Loans 90 or More Days Past Due
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 330 |  |  |  | 17 |  |  |  | 347 |  |  |  | 65,444 |  |  |  | 65,791 |  |  |  | -
Single-family residential |  |  | 2,822 |  |  |  | 1,385 |  |  |  | 4,207 |  |  |  | 216,483 |  |  |  | 220,690 |  |  |  | -
Single-family residential - |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Banco de la Gente stated income |  |  | 7,021 |  |  |  | 114 |  |  |  | 7,135 |  |  |  | 36,598 |  |  |  | 43,733 |  |  |  | -
Commercial |  |  | 2,619 |  |  |  | 157 |  |  |  | 2,776 |  |  |  | 225,750 |  |  |  | 228,526 |  |  |  | -
Multifamily and farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 18,080 |  |  |  | 18,080 |  |  |  | -
Total real estate loans |  |  | 12,792 |  |  |  | 1,673 |  |  |  | 14,465 |  |  |  | 562,355 |  |  |  | 576,820 |  |  |  | -
Loans not secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  | 185 |  |  |  | 40 |  |  |  | 225 |  |  |  | 90,785 |  |  |  | 91,010 |  |  |  | 17
Farm loans |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 3 |  |  |  | 3 |  |  |  | -
Consumer loans |  |  | 136 |  |  |  | 8 |  |  |  | 144 |  |  |  | 9,883 |  |  |  | 10,027 |  |  |  | -
All other loans |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 11,231 |  |  |  | 11,231 |  |  |  | -
Total loans |  | $ | 13,113 |  |  |  | 1,721 |  |  |  | 14,834 |  |  |  | 674,257 |  |  |  | 689,091 |  |  |  | 17
Non-accrual loans |
(Dollars in thousands) |  |  |  |  |
|  | September 30, 2016 |  |  | December 31, 2015
Real estate loans: |  |  |  |  |
Construction and land development |  | $ | 31 |  |  |  | 146
Single-family residential |  |  | 1,797 |  |  |  | 4,023
Single-family residential - |  |  |  |  |  |  |
Banco de la Gente stated income |  |  | 1,251 |  |  |  | 1,106
Commercial |  |  | 1,571 |  |  |  | 2,992
Multifamily and farmland |  |  | - |  |  |  | -
Total real estate loans |  |  | 4,650 |  |  |  | 8,267
Loans not secured by real estate: |  |  |  |  |  |  |
Commercial loans |  |  | 66 |  |  |  | 113
Consumer loans |  |  | 41 |  |  |  | 52
Total |  | $ | 4,757 |  |  |  | 8,432
Impaired loans |
September 30, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  |  |  |  |  |  |  |  |  | Nine months ended |  | Three months ended
| Unpaid Contractual Principal Balance |  | Recorded Investment With No Allowance |  | Recorded Investment With Allowance |  | Recorded Investment in Impaired Loans |  | Related Allowance |  | Average Outstanding Impaired Loans |  | Interest Income Recognized |  | Average Outstanding Impaired Loans |  | Interest Income Recognized
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development | $ | 292 |  | - |  | 288 |  | 288 |  | 13 |  | 375 |  | 10 |  | 369 |  | 3
Single-family residential |  | 5,731 |  | 878 |  | 4,473 |  | 5,351 |  | 46 |  | 8,921 |  | 122 |  | 6,556 |  | 40
Single-family residential - |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Banco de la Gente stated income |  | 18,603 |  | - |  | 18,094 |  | 18,094 |  | 1,188 |  | 17,673 |  | 657 |  | 17,395 |  | 207
Commercial |  | 3,775 |  | 1,221 |  | 2,222 |  | 3,443 |  | 174 |  | 5,376 |  | 73 |  | 4,013 |  | 24
Multifamily and farmland |  | 78 |  | - |  | 78 |  | 78 |  | - |  | 79 |  | 3 |  | 78 |  | -
Total impaired real estate loans |  | 28,479 |  | 2,099 |  | 25,155 |  | 27,254 |  | 1,421 |  | 32,424 |  | 865 |  | 28,411 |  | 274
Loans not secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  | 74 |  | - |  | 73 |  | 73 |  | 1 |  | 123 |  | - |  | 116 |  | -
Consumer loans |  | 226 |  | - |  | 219 |  | 219 |  | 4 |  | 235 |  | 6 |  | 225 |  | 2
Total impaired loans | $ | 28,779 |  | 2,099 |  | 25,447 |  | 27,546 |  | 1,426 |  | 32,782 |  | 871 |  | 28,752 |  | 276
December 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |
| Unpaid Contractual Principal Balance |  | Recorded Investment With No Allowance |  | Recorded Investment With Allowance |  | Recorded Investment in Impaired Loans |  | Related Allowance |  | Average Outstanding Impaired Loans |  | YTD Interest Income Recognized
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development | $ | 643 |  | 216 |  | 226 |  | 442 |  | 12 |  | 705 |  | 18
Single-family residential |  | 8,828 |  | 1,489 |  | 6,805 |  | 8,294 |  | 189 |  | 10,852 |  | 224
Single-family residential - |  |  |  |  |  |  |  |  |  |  |  |  |  |
Banco de la Gente stated income |  | 20,375 |  | - |  | 19,215 |  | 19,215 |  | 1,143 |  | 18,414 |  | 921
Commercial |  | 4,556 |  | - |  | 4,893 |  | 4,893 |  | 179 |  | 5,497 |  | 89
Multifamily and farmland |  | 96 |  | - |  | 83 |  | 83 |  | - |  | 93 |  | 6
Total impaired real estate loans |  | 34,498 |  | 1,705 |  | 31,222 |  | 32,927 |  | 1,523 |  | 35,561 |  | 1,258
Loans not secured by real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  | 180 |  | - |  | 161 |  | 161 |  | 3 |  | 132 |  | 5
Consumer loans |  | 286 |  | - |  | 260 |  | 260 |  | 4 |  | 283 |  | 11
Total impaired loans | $ | 34,964 |  | 1,705 |  | 31,643 |  | 33,348 |  | 1,530 |  | 35,976 |  | 1,274
Changes in the allowance for loan losses |
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Real Estate Loans |  |  |  |  |  |  |  |  |  |  |
| Construction and Land Development |  | Single- Family Residential |  | Single- Family Residential - Banco de la Gente Stated Income |  | Commercial |  | Multifamily and Farmland |  | Commercial |  | Farm |  | Consumer and All Other |  | Unallocated |  | Total |
Nine months ended September 30, 2016: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 2,185 |  | 2,534 |  | 1,460 |  | 1,917 |  | - |  | 842 |  | - |  | 172 |  | 479 |  | 9,589 |
Charge-offs |  | - |  | (158 | ) | - |  | (106 | ) | - |  | (129 | ) | - |  | (361 | ) | - |  | (754 | )
Recoveries |  | 8 |  | 18 |  | - |  | 15 |  | - |  | 165 |  | - |  | 112 |  | - |  | 318 |
Provision |  | (808 | ) | (388 | ) | (60 | ) | (250 | ) | 47 |  | (118 | ) | - |  | 291 |  | 178 |  | (1,108 | )
Ending balance | $ | 1,385 |  | 2,006 |  | 1,400 |  | 1,576 |  | 47 |  | 760 |  | - |  | 214 |  | 657 |  | 8,045 |
Three months ended September 30, 2016: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 1,582 |  | 2,233 |  | 1,354 |  | 1,650 |  | 46 |  | 803 |  | - |  | 234 |  | 638 |  | 8,540 |
Charge-offs |  | - |  | (35 | ) | - |  | - |  | - |  | (89 | ) | - |  | (122 | ) | - |  | (246 | )
Recoveries |  | 2 |  | 6 |  | - |  | 5 |  | - |  | 60 |  | - |  | 38 |  | - |  | 111 |
Provision |  | (199 | ) | (198 | ) | 46 |  | (79 | ) | 1 |  | (14 | ) | - |  | 64 |  | 19 |  | (360 | )
Ending balance | $ | 1,385 |  | 2,006 |  | 1,400 |  | 1,576 |  | 47 |  | 760 |  | - |  | 214 |  | 657 |  | 8,045 |
Allowance for loan losses at September 30, 2016: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance: individually |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
evaluated for impairment | $ | - |  | - |  | 1,164 |  | 167 |  | - |  | - |  | - |  | - |  | - |  | 1,331 |
Ending balance: collectively |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
evaluated for impairment |  | 1,385 |  | 2,006 |  | 236 |  | 1,409 |  | 47 |  | 760 |  | - |  | 214 |  | 657 |  | 6,714 |
Ending balance | $ | 1,385 |  | 2,006 |  | 1,400 |  | 1,576 |  | 47 |  | 760 |  | - |  | 214 |  | 657 |  | 8,045 |
Loans at September 30, 2016: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance | $ | 59,456 |  | 231,958 |  | 40,934 |  | 240,150 |  | 18,727 |  | 94,790 |  | - |  | 27,004 |  | - |  | 713,019 |
Ending balance: individually |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
evaluated for impairment | $ | - |  | 1,019 |  | 16,890 |  | 3,586 |  | - |  | - |  | - |  | - |  | - |  | 21,495 |
Ending balance: collectively |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
evaluated for impairment | $ | 59,456 |  | 230,939 |  | 24,044 |  | 236,564 |  | 18,727 |  | 94,790 |  | - |  | 27,004 |  | - |  | 691,524 |
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Real Estate Loans |  |  |  |  |  |  |  |  |  |  |
| Construction and Land Development |  | Single- Family Residential |  | Single- Family Residential - Banco de la Gente Stated Income |  | Commercial |  | Multifamily and Farmland |  | Commercial |  | Farm |  | Consumer and All Other |  | Unallocated |  | Total |
Nine months ended September 30, 2015: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 2,785 |  | 2,566 |  | 1,610 |  | 1,902 |  | 7 |  | 1,098 |  | - |  | 233 |  | 881 |  | 11,082 |
Charge-offs |  | (198 | ) | (447 | ) | (59 | ) | (62 | ) | - |  | (16 | ) | - |  | (394 | ) | - |  | (1,176 | )
Recoveries |  | 43 |  | 30 |  | 22 |  | 15 |  | - |  | 96 |  | - |  | 115 |  | - |  | 321 |
Provision |  | 119 |  | 676 |  | (113 | ) | 75 |  | (2 | ) | (297 | ) | - |  | 258 |  | (523 | ) | 193 |
Ending balance | $ | 2,749 |  | 2,825 |  | 1,460 |  | 1,930 |  | 5 |  | 881 |  | - |  | 212 |  | 358 |  | 10,420 |
Three months ended September 30, 2015: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 2,924 |  | 2,456 |  | 1,528 |  | 1,749 |  | 2 |  | 902 |  | - |  | 231 |  | 586 |  | 10,378 |
Charge-offs |  | (110 | ) | (48 | ) | - |  | - |  | - |  | (1 | ) | - |  | (156 | ) | - |  | (315 | )
Recoveries |  | 20 |  | 21 |  | - |  | 5 |  | - |  | 43 |  | - |  | 33 |  | - |  | 122 |
Provision |  | (85 | ) | 396 |  | (68 | ) | 176 |  | 3 |  | (63 | ) | - |  | 104 |  | (228 | ) | 235 |
Ending balance | $ | 2,749 |  | 2,825 |  | 1,460 |  | 1,930 |  | 5 |  | 881 |  | - |  | 212 |  | 358 |  | 10,420 |
Allowance for loan losses September 30, 2015: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance: individually |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
evaluated for impairment | $ | - |  | 96 |  | 1,128 |  | 227 |  | - |  | - |  | - |  | - |  | - |  | 1,451 |
Ending balance: collectively |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
evaluated for impairment |  | 2,749 |  | 2,729 |  | 332 |  | 1,703 |  | 5 |  | 881 |  | - |  | 212 |  | 358 |  | 8,969 |
Ending balance | $ | 2,749 |  | 2,825 |  | 1,460 |  | 1,930 |  | 5 |  | 881 |  | - |  | 212 |  | 358 |  | 10,420 |
Loans September 30, 2015: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance | $ | 61,748 |  | 218,365 |  | 44,433 |  | 234,003 |  | 14,003 |  | 88,931 |  | 3 |  | 23,314 |  | - |  | 684,800 |
Ending balance: individually |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
evaluated for impairment | $ | 241 |  | 2,944 |  | 18,193 |  | 3,525 |  | - |  | - |  | - |  | - |  | - |  | 24,903 |
Ending balance: collectively |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
evaluated for impairment | $ | 61,507 |  | 215,421 |  | 26,240 |  | 230,478 |  | 14,003 |  | 88,931 |  | 3 |  | 23,314 |  | - |  | 659,897 |
Credit risk profile of each loan type based on internally assigned risk grade |
September 30, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Real Estate Loans |  |  |  |  |  |  |  |  |  |
| Construction and Land Development |  | Single- Family Residential |  | Single- Family Residential - Banco de la Gente Stated Income |  | Commercial |  | Multifamily and Farmland |  | Commercial |  | Farm |  | Consumer |  | All Other |  | Total
1- Excellent Quality | $ | - |  | 12,340 |  | - |  | - |  | - |  | 546 |  | - |  | 1,069 |  | 50 |  | 14,005
2- High Quality |  | 8,012 |  | 103,847 |  | - |  | 39,701 |  | 2,915 |  | 28,510 |  | - |  | 3,399 |  | 2,580 |  | 188,964
3- Good Quality |  | 32,958 |  | 81,307 |  | 17,136 |  | 166,724 |  | 12,150 |  | 59,125 |  | - |  | 4,838 |  | 12,565 |  | 386,803
4- Management Attention |  | 11,406 |  | 25,846 |  | 15,811 |  | 27,507 |  | 1,187 |  | 6,248 |  | - |  | 632 |  | 1,773 |  | 90,410
5- Watch |  | 6,858 |  | 3,854 |  | 2,807 |  | 3,321 |  | 2,475 |  | 250 |  | - |  | 43 |  | - |  | 19,608
6- Substandard |  | 222 |  | 4,764 |  | 5,180 |  | 2,897 |  | - |  | 111 |  | - |  | 54 |  | - |  | 13,228
7- Doubtful |  | - |  | - |  | - |  | - |  | - |  | - |  | - |  | - |  | - |  | -
8- Loss |  | - |  | - |  | - |  | - |  | - |  | - |  | - |  | 1 |  | - |  | 1
Total | $ | 59,456 |  | 231,958 |  | 40,934 |  | 240,150 |  | 18,727 |  | 94,790 |  | - |  | 10,036 |  | 16,968 |  | 713,019
December 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Real Estate Loans |  |  |  |  |  |  |  |  |  |
| Construction and Land Development |  | Single- Family Residential |  | Single- Family Residential - Banco de la Gente Stated Income |  | Commercial |  | Multifamily and Farmland |  | Commercial |  | Farm |  | Consumer |  | All Other |  | Total
1- Excellent Quality | $ | - |  | 15,189 |  | - |  | - |  | - |  | 700 |  | - |  | 1,091 |  | - |  | 16,980
2- High Quality |  | 10,144 |  | 86,061 |  | - |  | 38,647 |  | 2,998 |  | 24,955 |  | - |  | 3,647 |  | 1,665 |  | 168,117
3- Good Quality |  | 35,535 |  | 78,843 |  | 19,223 |  | 148,805 |  | 12,058 |  | 58,936 |  | 3 |  | 4,571 |  | 7,828 |  | 365,802
4- Management Attention |  | 12,544 |  | 30,259 |  | 15,029 |  | 31,824 |  | 335 |  | 5,905 |  | - |  | 620 |  | 1,738 |  | 98,254
5- Watch |  | 7,265 |  | 4,322 |  | 3,308 |  | 4,561 |  | 2,689 |  | 332 |  | - |  | 43 |  | - |  | 22,520
6- Substandard |  | 303 |  | 6,016 |  | 6,173 |  | 4,689 |  | - |  | 182 |  | - |  | 55 |  | - |  | 17,418
7- Doubtful |  | - |  | - |  | - |  | - |  | - |  | - |  | - |  | - |  | - |  | -
8- Loss |  | - |  | - |  | - |  | - |  | - |  | - |  | - |  | - |  | - |  | -
Total | $ | 65,791 |  | 220,690 |  | 43,733 |  | 228,526 |  | 18,080 |  | 91,010 |  | 3 |  | 10,027 |  | 11,231 |  | 689,091
Analysis of loan modifications |
Three and nine months ended September 30, 2016 |  |  |  |  |
(Dollars in thousands) |  |  |  |  |
| Number of Contracts |  | Pre-Modification Outstanding Recorded Investment |  | Post-Modification Outstanding Recorded Investment
Real estate loans |  |  |  |  |
Single-family residential | 1 |  | $ | 41 |  | 41
Total real estate TDR loans | 1 |  |  | 41 |  | 41
Total TDR loans | 1 |  | $ | 41 |  | 41
Nine months ended September 30, 2015 |  |  |  |  |
(Dollars in thousands) |  |  |  |  |
| Number of Contracts |  | Pre-Modification Outstanding Recorded Investment |  | Post-Modification Outstanding Recorded Investment
Real estate loans |  |  |  |  |
Single-family residential | 1 |  | $ | 146 |  | 142
Total real estate TDR loans | 1 |  |  | 146 |  | 142
Total TDR loans | 1 |  | $ | 146 |  | 142

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