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Consolidated Statements of Earnings (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Sep. 30, 2016
Sep. 30, 2015
Interest income:        
Interest and fees on loans $ 8,188 $ 8,089 $ 24,185 $ 23,015
Interest on due from banks 32 4 67 21
Interest on investment securities:        
U.S. Government sponsored enterprises 603 633 1,910 1,959
State and political subdivisions 1,105 1,145 3,350 3,465
Other 54 76 191 245
Total interest income 9,982 9,947 29,703 28,705
Interest expense:        
NOW, MMDA & savings deposits 126 106 367 324
Time deposits 142 211 452 685
FHLB borrowings 426 443 1,248 1,294
Junior subordinated debentures 122 101 353 297
Other 12 13 30 34
Total interest expense 828 874 2,450 2,634
Net interest income 9,154 9,073 27,253 26,071
Provision for (reduction of provision for) loan losses (360) 235 (1,108) 193
Net interest income after provision for loan losses 9,514 8,838 28,361 25,878
Non-interest income:        
Service charges 1,163 1,193 3,291 3,498
Other service charges and fees 210 173 746 718
Gain on sale of securities 0 0 324 0
Mortgage banking income 426 300 1,088 810
Insurance and brokerage commissions 163 179 476 544
Gain/(loss) on sale and write-down of other real estate (16) 80 64 246
Miscellaneous 1,468 1,341 4,320 3,992
Total non-interest income 3,414 3,266 10,309 9,808
Non-interest expense:        
Salaries and employee benefits 4,829 4,596 14,114 13,683
Occupancy 1,755 1,611 5,243 4,577
Professional fees 429 163 1,603 590
Advertising 313 172 623 576
Debit card expense 271 256 870 737
FDIC insurance 71 162 406 510
Other 1,930 1,709 5,339 5,081
Total non-interest expense 9,598 8,669 28,198 25,754
Earnings before income taxes 3,330 3,435 10,472 9,932
Income tax expense 872 942 2,597 2,487
Net earnings $ 2,458 $ 2,493 $ 7,875 $ 7,445
Basic net earnings per share $ 0.45 $ 0.45 $ 1.43 $ 1.34
Diluted net earnings per share 0.44 0.45 1.42 1.32
Cash dividends declared per share $ 0.10 $ 0.08 $ 0.28 $ 0.20