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Consolidated Statements of Earnings (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Interest income:    
Interest and fees on loans $ 8,280 $ 8,023
Interest on due from banks 30 17
Interest on investment securities:    
U.S. Government sponsored enterprises 604 658
State and political subdivisions 1,084 1,127
Other 66 80
Total interest income 10,064 9,905
Interest expense:    
NOW, MMDA & savings deposits 132 120
Time deposits 128 162
FHLB borrowings 192 406
Junior subordinated debentures 135 113
Other 11 8
Total interest expense 598 809
Net interest income 9,466 9,096
Provision for (reduction of provision for) loan losses (236) (216)
Net interest income after provision for loan losses 9,702 9,312
Non-interest income:    
Service charges 1,106 1,041
Other service charges and fees 155 334
Mortgage banking income 346 369
Insurance and brokerage commissions 168 158
Gain/(loss) on sale and write-down of other real estate (283) 77
Miscellaneous 1,384 1,345
Total non-interest income 2,876 3,324
Non-interest expense:    
Salaries and employee benefits 5,234 4,581
Occupancy 1,613 1,754
Professional fees 249 935
Advertising 246 162
Debit card expense 306 266
FDIC insurance 86 171
Other 2,061 1,623
Total non-interest expense 9,795 9,492
Earnings before income taxes 2,783 3,144
Income tax expense 578 691
Net earnings $ 2,205 $ 2,453
Basic net earnings per share $ 0.41 $ 0.45
Diluted net earnings per share .40 0.44
Cash dividends declared per share $ 0.12 $ 0.08