XML 40 R30.htm IDEA: XBRL DOCUMENT v3.7.0.1
3. Loans, Credit Risk (Details) - USD ($)
$ in Thousands
Jun. 30, 2017
Dec. 31, 2016
Jun. 30, 2016
Credit risk profile      
Total Loans $ 745,038 $ 723,811 $ 702,031
Excellent Quality      
Credit risk profile      
Total Loans 13,515 16,496  
High Quality      
Credit risk profile      
Total Loans 186,866 194,094  
Good Quality      
Credit risk profile      
Total Loans 446,222 394,039  
Management Attention      
Credit risk profile      
Total Loans 68,622 86,753  
Watch      
Credit risk profile      
Total Loans 20,886 22,238  
Substandard      
Credit risk profile      
Total Loans 8,927 10,187  
Doubtful      
Credit risk profile      
Total Loans 0 0  
Loss      
Credit risk profile      
Total Loans 0 4  
Construction and land development      
Credit risk profile      
Total Loans 71,213 61,749  
Single-family residential      
Credit risk profile      
Total Loans 240,993 240,700  
Single-family residential - Banco de la Gente stated income      
Credit risk profile      
Total Loans 38,875 40,189  
Commercial      
Credit risk profile      
Total Loans 243,957 247,521  
Multifamily and Farmland      
Credit risk profile      
Total Loans 30,125 21,047  
Commercial loans (not secured by real estate)      
Credit risk profile      
Total Loans 94,567 87,596  
Farm loans (not secured by real estate)      
Credit risk profile      
Total Loans 1,591 0  
Consumer loans (not secured by real estate)      
Credit risk profile      
Total Loans 10,099 9,832  
All other loans (not secured by real estate)      
Credit risk profile      
Total Loans 13,618 15,177  
Construction and land development      
Credit risk profile      
Total Loans 71,213 61,749 60,075
Construction and land development | Excellent Quality      
Credit risk profile      
Total Loans 0 0  
Construction and land development | High Quality      
Credit risk profile      
Total Loans 11,919 9,784  
Construction and land development | Good Quality      
Credit risk profile      
Total Loans 45,833 33,633  
Construction and land development | Management Attention      
Credit risk profile      
Total Loans 6,537 10,892  
Construction and land development | Watch      
Credit risk profile      
Total Loans 6,632 7,229  
Construction and land development | Substandard      
Credit risk profile      
Total Loans 292 211  
Construction and land development | Doubtful      
Credit risk profile      
Total Loans 0 0  
Construction and land development | Loss      
Credit risk profile      
Total Loans 0 0  
Single-family residential      
Credit risk profile      
Total Loans 240,993 240,700 229,586
Single-family residential | Excellent Quality      
Credit risk profile      
Total Loans 12,094 14,996  
Single-family residential | High Quality      
Credit risk profile      
Total Loans 113,039 109,809  
Single-family residential | Good Quality      
Credit risk profile      
Total Loans 85,597 82,147  
Single-family residential | Management Attention      
Credit risk profile      
Total Loans 22,504 25,219  
Single-family residential | Watch      
Credit risk profile      
Total Loans 4,696 4,682  
Single-family residential | Substandard      
Credit risk profile      
Total Loans 3,063 3,847  
Single-family residential | Doubtful      
Credit risk profile      
Total Loans 0 0  
Single-family residential | Loss      
Credit risk profile      
Total Loans 0 0  
Single-family residential - Banco de la Gente stated income      
Credit risk profile      
Total Loans 38,875 40,189 41,910
Single-family residential - Banco de la Gente stated income | Excellent Quality      
Credit risk profile      
Total Loans 0 0  
Single-family residential - Banco de la Gente stated income | High Quality      
Credit risk profile      
Total Loans 0 0  
Single-family residential - Banco de la Gente stated income | Good Quality      
Credit risk profile      
Total Loans 16,179 16,703  
Single-family residential - Banco de la Gente stated income | Management Attention      
Credit risk profile      
Total Loans 15,413 15,580  
Single-family residential - Banco de la Gente stated income | Watch      
Credit risk profile      
Total Loans 3,532 3,943  
Single-family residential - Banco de la Gente stated income | Substandard      
Credit risk profile      
Total Loans 3,751 3,963  
Single-family residential - Banco de la Gente stated income | Doubtful      
Credit risk profile      
Total Loans 0 0  
Single-family residential - Banco de la Gente stated income | Loss      
Credit risk profile      
Total Loans 0 0  
Commercial      
Credit risk profile      
Total Loans 243,957 247,521 232,035
Commercial | Excellent Quality      
Credit risk profile      
Total Loans 0 0  
Commercial | High Quality      
Credit risk profile      
Total Loans 37,406 39,769  
Commercial | Good Quality      
Credit risk profile      
Total Loans 184,567 176,109  
Commercial | Management Attention      
Credit risk profile      
Total Loans 15,904 24,753  
Commercial | Watch      
Credit risk profile      
Total Loans 4,593 4,906  
Commercial | Substandard      
Credit risk profile      
Total Loans 1,487 1,984  
Commercial | Doubtful      
Credit risk profile      
Total Loans 0 0  
Commercial | Loss      
Credit risk profile      
Total Loans 0 0  
Multifamily and Farmland      
Credit risk profile      
Total Loans 30,125 21,047 18,688
Multifamily and Farmland | Excellent Quality      
Credit risk profile      
Total Loans 0 0  
Multifamily and Farmland | High Quality      
Credit risk profile      
Total Loans 2,110 2,884  
Multifamily and Farmland | Good Quality      
Credit risk profile      
Total Loans 24,783 14,529  
Multifamily and Farmland | Management Attention      
Credit risk profile      
Total Loans 2,049 2,355  
Multifamily and Farmland | Watch      
Credit risk profile      
Total Loans 1,171 1,201  
Multifamily and Farmland | Substandard      
Credit risk profile      
Total Loans 12 78  
Multifamily and Farmland | Doubtful      
Credit risk profile      
Total Loans 0 0  
Multifamily and Farmland | Loss      
Credit risk profile      
Total Loans 0 0  
Commercial loans (not secured by real estate)      
Credit risk profile      
Total Loans 94,567 87,596 91,347
Commercial loans (not secured by real estate) | Excellent Quality      
Credit risk profile      
Total Loans 519 541  
Commercial loans (not secured by real estate) | High Quality      
Credit risk profile      
Total Loans 17,641 26,006  
Commercial loans (not secured by real estate) | Good Quality      
Credit risk profile      
Total Loans 71,151 55,155  
Commercial loans (not secured by real estate) | Management Attention      
Credit risk profile      
Total Loans 4,740 5,586  
Commercial loans (not secured by real estate) | Watch      
Credit risk profile      
Total Loans 234 246  
Commercial loans (not secured by real estate) | Substandard      
Credit risk profile      
Total Loans 282 62  
Commercial loans (not secured by real estate) | Doubtful      
Credit risk profile      
Total Loans 0 0  
Commercial loans (not secured by real estate) | Loss      
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate)      
Credit risk profile      
Total Loans 1,591 0 $ 1
Farm loans (not secured by real estate) | Excellent Quality      
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | High Quality      
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | Good Quality      
Credit risk profile      
Total Loans 1,547 0  
Farm loans (not secured by real estate) | Management Attention      
Credit risk profile      
Total Loans 44 0  
Farm loans (not secured by real estate) | Watch      
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | Substandard      
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | Doubtful      
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | Loss      
Credit risk profile      
Total Loans 0 0  
Consumer loans (not secured by real estate)      
Credit risk profile      
Total Loans 10,099 9,832  
Consumer loans (not secured by real estate) | Excellent Quality      
Credit risk profile      
Total Loans 902 959  
Consumer loans (not secured by real estate) | High Quality      
Credit risk profile      
Total Loans 3,610 3,335  
Consumer loans (not secured by real estate) | Good Quality      
Credit risk profile      
Total Loans 4,913 4,842  
Consumer loans (not secured by real estate) | Management Attention      
Credit risk profile      
Total Loans 606 619  
Consumer loans (not secured by real estate) | Watch      
Credit risk profile      
Total Loans 28 31  
Consumer loans (not secured by real estate) | Substandard      
Credit risk profile      
Total Loans 40 42  
Consumer loans (not secured by real estate) | Doubtful      
Credit risk profile      
Total Loans 0 0  
Consumer loans (not secured by real estate) | Loss      
Credit risk profile      
Total Loans 0 4  
All other loans (not secured by real estate)      
Credit risk profile      
Total Loans 13,618 15,177  
All other loans (not secured by real estate) | Excellent Quality      
Credit risk profile      
Total Loans 0 0  
All other loans (not secured by real estate) | High Quality      
Credit risk profile      
Total Loans 1,141 2,507  
All other loans (not secured by real estate) | Good Quality      
Credit risk profile      
Total Loans 11,652 10,921  
All other loans (not secured by real estate) | Management Attention      
Credit risk profile      
Total Loans 825 1,749  
All other loans (not secured by real estate) | Watch      
Credit risk profile      
Total Loans 0 0  
All other loans (not secured by real estate) | Substandard      
Credit risk profile      
Total Loans 0 0  
All other loans (not secured by real estate) | Doubtful      
Credit risk profile      
Total Loans 0 0  
All other loans (not secured by real estate) | Loss      
Credit risk profile      
Total Loans $ 0 $ 0