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3. Loans, Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2017 | Sep. 30, 2016 | Sep. 30, 2017 | Sep. 30, 2016
Allowance for loan losses |  |  |  |
Beginning balance | $ 7,167 | $ 8,540 | $ 7,550 | $ 9,589
Charge-offs | (152) | (246) | (481) | (754)
Recoveries | 47 | 111 | 180 | 318
Provision | (218) | (360) | (405) | (1,108)
Ending balance | 6,844 | 8,045 | 6,844 | 8,045
Ending balance: individually evaluated for impairments | 1,146 | 1,331 | 1,146 | 1,331
Ending balance: collectively evaluated for impairments | 5,698 | 6,714 | 5,698 | 6,714
Ending balance | 6,844 | 8,045 | 6,844 | 8,045
Loans |  |  |  |
Ending balance | 747,437 | 713,019 | 747,437 | 713,019
Ending balance: individually evaluated for impairment | 20,915 | 21,495 | 20,915 | 21,495
Ending balance: collectively evaluated for impairment | 726,522 | 691,524 | 726,522 | 691,524
Construction and land development |  |  |  |
Allowance for loan losses |  |  |  |
Beginning balance | 1,183 | 1,582 | 1,152 | 2,185
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 2 | 2 | 12 | 8
Provision | (199) | (199) | (178) | (808)
Ending balance | 986 | 1,385 | 986 | 1,385
Ending balance: individually evaluated for impairments | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 986 | 1,385 | 986 | 1,385
Ending balance | 986 | 1,385 | 986 | 1,385
Loans |  |  |  |
Ending balance | 75,483 | 59,456 | 75,483 | 59,456
Ending balance: individually evaluated for impairment | 10 | 0 | 10 | 0
Ending balance: collectively evaluated for impairment | 75,473 | 59,456 | 75,473 | 59,456
Single-family residential |  |  |  |
Allowance for loan losses |  |  |  |
Beginning balance | 1,819 | 2,233 | 2,126 | 2,534
Charge-offs | (20) | (35) | (64) | (158)
Recoveries | 9 | 6 | 26 | 18
Provision | 69 | (198) | (211) | (388)
Ending balance | 1,877 | 2,006 | 1,877 | 2,006
Ending balance: individually evaluated for impairments | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 1,877 | 2,006 | 1,877 | 2,006
Ending balance | 1,877 | 2,006 | 1,877 | 2,006
Loans |  |  |  |
Ending balance | 247,184 | 231,958 | 247,184 | 231,958
Ending balance: individually evaluated for impairment | 1,875 | 1,019 | 1,875 | 1,019
Ending balance: collectively evaluated for impairment | 245,309 | 230,939 | 245,309 | 230,939
Single-family residential - Banco de la Gente stated income |  |  |  |
Allowance for loan losses |  |  |  |
Beginning balance | 1,293 | 1,354 | 1,377 | 1,460
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Provision | (17) | 46 | (101) | (60)
Ending balance | 1,276 | 1,400 | 1,276 | 1,400
Ending balance: individually evaluated for impairments | 1,104 | 1,164 | 1,104 | 1,164
Ending balance: collectively evaluated for impairments | 172 | 236 | 172 | 236
Ending balance | 1,276 | 1,400 | 1,276 | 1,400
Loans |  |  |  |
Ending balance | 37,840 | 40,934 | 37,840 | 40,934
Ending balance: individually evaluated for impairment | 15,732 | 16,890 | 15,732 | 16,890
Ending balance: collectively evaluated for impairment | 22,108 | 24,044 | 22,108 | 24,044
Commercial |  |  |  |
Allowance for loan losses |  |  |  |
Beginning balance | 1,463 | 1,650 | 1,593 | 1,917
Charge-offs | 0 | 0 | 0 | (106)
Recoveries | 4 | 5 | 17 | 15
Provision | (49) | (79) | (192) | (250)
Ending balance | 1,418 | 1,576 | 1,418 | 1,576
Ending balance: individually evaluated for impairments | 42 | 167 | 42 | 167
Ending balance: collectively evaluated for impairments | 1,376 | 1,409 | 1,376 | 1,409
Ending balance | 1,418 | 1,576 | 1,418 | 1,576
Loans |  |  |  |
Ending balance | 245,279 | 240,150 | 245,279 | 240,150
Ending balance: individually evaluated for impairment | 3,069 | 3,586 | 3,069 | 3,586
Ending balance: collectively evaluated for impairment | 242,210 | 236,564 | 242,210 | 236,564
Multifamily and Farmland |  |  |  |
Allowance for loan losses |  |  |  |
Beginning balance | 75 | 46 | 52 | 0
Charge-offs | 0 | 0 | (66) | 0
Recoveries | 0 | 0 | 0 | 0
Provision | (3) | 1 | 86 | 47
Ending balance | 72 | 47 | 72 | 47
Ending balance: individually evaluated for impairments | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 72 | 47 | 72 | 47
Ending balance | 72 | 47 | 72 | 47
Loans |  |  |  |
Ending balance | 28,662 | 18,727 | 28,662 | 18,727
Ending balance: individually evaluated for impairment | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairment | 28,662 | 18,727 | 28,662 | 18,727
Commercial loans (not secured by real estate) |  |  |  |
Allowance for loan losses |  |  |  |
Beginning balance | 704 | 803 | 675 | 842
Charge-offs | (26) | (89) | (63) | (129)
Recoveries | 8 | 60 | 23 | 165
Provision | (125) | (14) | (74) | (118)
Ending balance | 561 | 760 | 561 | 760
Ending balance: individually evaluated for impairments | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 561 | 760 | 561 | 760
Ending balance | 561 | 760 | 561 | 760
Loans |  |  |  |
Ending balance | 87,019 | 94,790 | 87,019 | 94,790
Ending balance: individually evaluated for impairment | 229 | 0 | 229 | 0
Ending balance: collectively evaluated for impairment | 86,790 | 94,790 | 86,790 | 94,790
Farm loans (not secured by real estate) |  |  |  |
Allowance for loan losses |  |  |  |
Beginning balance | 0 | 0 | 0 | 0
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Provision | 0 | 0 | 0 | 0
Ending balance | 0 | 0 | 0 | 0
Ending balance: individually evaluated for impairments | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 0 | 0 | 0 | 0
Ending balance | 0 | 0 | 0 | 0
Loans |  |  |  |
Ending balance | 895 | 0 | 895 | 0
Ending balance: individually evaluated for impairment | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairment | 895 | 0 | 895 | 0
Consumer And All Other Loans |  |  |  |
Allowance for loan losses |  |  |  |
Beginning balance | 158 | 234 | 204 | 172
Charge-offs | (106) | (122) | (288) | (361)
Recoveries | 24 | 38 | 102 | 112
Provision | 85 | 64 | 143 | 291
Ending balance | 161 | 214 | 161 | 214
Ending balance: individually evaluated for impairments | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 161 | 214 | 161 | 214
Ending balance | 161 | 214 | 161 | 214
Loans |  |  |  |
Ending balance | 25,075 | 27,004 | 25,075 | 27,004
Ending balance: individually evaluated for impairment | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairment | 25,075 | 27,004 | 25,075 | 27,004
Unallocated |  |  |  |
Allowance for loan losses |  |  |  |
Beginning balance | 472 | 638 | 371 | 479
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Provision | 21 | 19 | 122 | 178
Ending balance | 493 | 657 | 493 | 657
Ending balance: individually evaluated for impairments | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 493 | 657 | 493 | 657
Ending balance | 493 | 657 | 493 | 657
Loans |  |  |  |
Ending balance | 0 | 0 | 0 | 0
Ending balance: individually evaluated for impairment | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairment | $ 0 | $ 0 | $ 0 | $ 0

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- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.1) -URI http://asc.fasb.org/extlink&oid=27010918&loc=d3e74567-122707 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI http://asc.fasb.org/extlink&oid=82894903&loc=d3e15032-111544 + Details
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