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Consolidated Statements of Earnings (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2017
Sep. 30, 2016
Sep. 30, 2017
Sep. 30, 2016
Interest income:        
Interest and fees on loans $ 8,966 $ 8,188 $ 25,935 $ 24,185
Interest on due from banks 60 32 138 67
Interest on investment securities:        
U.S. Government sponsored enterprises 578 603 1,795 1,910
State and political subdivisions 1,047 1,105 3,198 3,350
Other 47 54 157 191
Total interest income 10,698 9,982 31,223 29,703
Interest expense:        
NOW, MMDA & savings deposits 156 126 431 367
Time deposits 112 142 360 452
FHLB borrowings 211 426 604 1,248
Junior subordinated debentures 152 122 432 353
Other 19 12 43 30
Total interest expense 650 828 1,870 2,450
Net interest income 10,048 9,154 29,353 27,253
Provision for (reduction of provision for) loan losses (218) (360) (405) (1,108)
Net interest income after provision for loan losses 10,266 9,514 29,758 28,361
Non-interest income:        
Service charges 1,140 1,163 3,340 3,291
Other service charges and fees 145 210 447 746
Gain on sale of securities 0 0 0 324
Mortgage banking income 280 426 945 1,088
Insurance and brokerage commissions 221 163 568 476
Gain/(loss) on sale and write-down of other real estate 43 (16) (240) 64
Miscellaneous 1,675 1,468 4,601 4,320
Total non-interest income 3,504 3,414 9,661 10,309
Non-interest expense:        
Salaries and employee benefits 4,933 4,829 15,038 14,114
Occupancy 1,669 1,755 4,981 5,243
Professional fees 303 429 788 1,603
Advertising 247 313 859 623
Debit card expense 320 271 894 870
FDIC insurance 87 71 260 406
Other 1,792 1,930 5,661 5,339
Total non-interest expense 9,351 9,598 28,481 28,198
Earnings before income taxes 4,419 3,330 10,938 10,472
Income tax expense 1,177 872 2,680 2,597
Net earnings $ 3,242 $ 2,458 $ 8,258 $ 7,875
Basic net earnings per share $ 0.59 $ 0.45 $ 1.52 $ 1.43
Diluted net earnings per share 0.58 0.44 1.49 1.42
Cash dividends declared per share $ 0.12 $ 0.10 $ 0.36 $ 0.28