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Consolidated Statements of Earnings - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Interest income:      
Interest and fees on loans $ 34,888 $ 32,452 $ 31,098
Interest on due from banks 219 123 26
Interest on investment securities:      
U.S. Government sponsored enterprises 2,404 2,531 2,616
States and political subdivisions 4,236 4,454 4,600
Other 202 249 326
Total interest income 41,949 39,809 38,666
Interest expense:      
NOW, MMDA & savings deposits 598 495 432
Time deposits 466 586 870
FHLB borrowings 662 1,661 1,735
Junior subordinated debentures 590 485 402
Other 61 44 45
Total interest expense 2,377 3,271 3,484
Net interest income 39,572 36,538 35,182
(Reduction of) provision for loan losses (507) (1,206) (17)
Net interest income after provision for loan losses 40,079 37,744 35,199
Non-interest income:      
Service charges 4,453 4,497 4,647
Other service charges and fees 593 890 931
Gain on sale of securities 0 729 0
Mortgage banking income 1,190 1,428 1,130
Insurance and brokerage commissions 761 632 714
Gain (loss) on sales and write-downs of other real estate (239) 64 245
Miscellaneous 6,080 5,736 5,645
Total non-interest income 12,838 13,976 13,312
Non-interest expense:      
Salaries and employee benefits 20,058 19,264 18,285
Occupancy 6,701 6,765 6,288
Professional fees 1,236 2,439 1,468
Advertising 1,195 1,136 784
Debit card expense 1,248 1,141 988
FDIC insurance 347 494 681
Other 7,917 8,743 7,284
Total non-interest expense 38,702 39,982 35,778
Earnings before income taxes 14,215 11,738 12,733
Income tax expense 3,947 2,561 3,100
Net earnings $ 10,268 $ 9,177 $ 9,633
Basic net earnings per share $ 1.71 $ 1.53 $ 1.57
Diluted net earnings per share 1.69 1.50 1.56
Cash dividends declared per share $ 0.44 $ 0.35 $ 0.25