XML 76 R55.htm IDEA: XBRL DOCUMENT v3.8.0.1
3. Loans, Credit Risk (Details) - USD ($)
$ in Thousands
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Credit risk profile      
Total Loans $ 759,764 $ 723,811 $ 689,091
Excellent Quality      
Credit risk profile      
Total Loans 9,979 16,496  
High Quality      
Credit risk profile      
Total Loans 199,289 194,094  
Good Quality      
Credit risk profile      
Total Loans 461,054 394,039  
Management Attention      
Credit risk profile      
Total Loans 62,247 86,753  
Watch      
Credit risk profile      
Total Loans 19,276 22,238  
Substandard      
Credit risk profile      
Total Loans 7,919 10,187  
Doubtful      
Credit risk profile      
Total Loans 0 0  
Loss      
Credit risk profile      
Total Loans 0 4  
Construction and land development      
Credit risk profile      
Total Loans 84,987 61,749  
Single-family residential      
Credit risk profile      
Total Loans 246,703 240,700  
Single-family residential - Banco de la Gente stated income      
Credit risk profile      
Total Loans 37,249 40,189  
Commercial      
Credit risk profile      
Total Loans 248,637 247,521  
Multifamily and Farmland      
Credit risk profile      
Total Loans 28,937 21,047  
Commercial loans (not secured by real estate)      
Credit risk profile      
Total Loans 89,022 87,596  
Farm loans (not secured by real estate)      
Credit risk profile      
Total Loans 1,204 0  
Consumer loans (not secured by real estate)      
Credit risk profile      
Total Loans 9,888 9,832  
All other loans (not secured by real estate)      
Credit risk profile      
Total Loans 13,137 15,177  
Construction and land development      
Credit risk profile      
Total Loans 84,987 61,749 65,791
Construction and land development | Excellent Quality      
Credit risk profile      
Total Loans 152 0  
Construction and land development | High Quality      
Credit risk profile      
Total Loans 20,593 9,784  
Construction and land development | Good Quality      
Credit risk profile      
Total Loans 53,586 33,633  
Construction and land development | Management Attention      
Credit risk profile      
Total Loans 4,313 10,892  
Construction and land development | Watch      
Credit risk profile      
Total Loans 6,060 7,229  
Construction and land development | Substandard      
Credit risk profile      
Total Loans 283 211  
Construction and land development | Doubtful      
Credit risk profile      
Total Loans 0 0  
Construction and land development | Loss      
Credit risk profile      
Total Loans 0 0  
Single-family residential      
Credit risk profile      
Total Loans 246,703 240,700 220,690
Single-family residential | Excellent Quality      
Credit risk profile      
Total Loans 8,590 14,996  
Single-family residential | High Quality      
Credit risk profile      
Total Loans 120,331 109,809  
Single-family residential | Good Quality      
Credit risk profile      
Total Loans 89,120 82,147  
Single-family residential | Management Attention      
Credit risk profile      
Total Loans 20,648 25,219  
Single-family residential | Watch      
Credit risk profile      
Total Loans 4,796 4,682  
Single-family residential | Substandard      
Credit risk profile      
Total Loans 3,218 3,847  
Single-family residential | Doubtful      
Credit risk profile      
Total Loans 0 0  
Single-family residential | Loss      
Credit risk profile      
Total Loans 0 0  
Single-family residential - Banco de la Gente stated income      
Credit risk profile      
Total Loans 37,249 40,189 43,733
Single-family residential - Banco de la Gente stated income | Excellent Quality      
Credit risk profile      
Total Loans 0 0  
Single-family residential - Banco de la Gente stated income | High Quality      
Credit risk profile      
Total Loans 0 0  
Single-family residential - Banco de la Gente stated income | Good Quality      
Credit risk profile      
Total Loans 14,955 16,703  
Single-family residential - Banco de la Gente stated income | Management Attention      
Credit risk profile      
Total Loans 15,113 15,580  
Single-family residential - Banco de la Gente stated income | Watch      
Credit risk profile      
Total Loans 3,357 3,943  
Single-family residential - Banco de la Gente stated income | Substandard      
Credit risk profile      
Total Loans 3,824 3,963  
Single-family residential - Banco de la Gente stated income | Doubtful      
Credit risk profile      
Total Loans 0 0  
Single-family residential - Banco de la Gente stated income | Loss      
Credit risk profile      
Total Loans 0 0  
Commercial      
Credit risk profile      
Total Loans 248,637 247,521 228,526
Commercial | Excellent Quality      
Credit risk profile      
Total Loans 0 0  
Commercial | High Quality      
Credit risk profile      
Total Loans 34,360 39,769  
Commercial | Good Quality      
Credit risk profile      
Total Loans 196,439 176,109  
Commercial | Management Attention      
Credit risk profile      
Total Loans 13,727 24,753  
Commercial | Watch      
Credit risk profile      
Total Loans 3,671 4,906  
Commercial | Substandard      
Credit risk profile      
Total Loans 440 1,984  
Commercial | Doubtful      
Credit risk profile      
Total Loans 0 0  
Commercial | Loss      
Credit risk profile      
Total Loans 0 0  
Multifamily and Farmland      
Credit risk profile      
Total Loans 28,937 21,047 18,080
Multifamily and Farmland | Excellent Quality      
Credit risk profile      
Total Loans 0 0  
Multifamily and Farmland | High Quality      
Credit risk profile      
Total Loans 561 2,884  
Multifamily and Farmland | Good Quality      
Credit risk profile      
Total Loans 25,306 14,529  
Multifamily and Farmland | Management Attention      
Credit risk profile      
Total Loans 1,912 2,355  
Multifamily and Farmland | Watch      
Credit risk profile      
Total Loans 1,146 1,201  
Multifamily and Farmland | Substandard      
Credit risk profile      
Total Loans 12 78  
Multifamily and Farmland | Doubtful      
Credit risk profile      
Total Loans 0 0  
Multifamily and Farmland | Loss      
Credit risk profile      
Total Loans 0 0  
Commercial loans (not secured by real estate)      
Credit risk profile      
Total Loans 89,022 87,596 91,010
Commercial loans (not secured by real estate) | Excellent Quality      
Credit risk profile      
Total Loans 446 541  
Commercial loans (not secured by real estate) | High Quality      
Credit risk profile      
Total Loans 17,559 26,006  
Commercial loans (not secured by real estate) | Good Quality      
Credit risk profile      
Total Loans 65,626 55,155  
Commercial loans (not secured by real estate) | Management Attention      
Credit risk profile      
Total Loans 5,051 5,586  
Commercial loans (not secured by real estate) | Watch      
Credit risk profile      
Total Loans 223 246  
Commercial loans (not secured by real estate) | Substandard      
Credit risk profile      
Total Loans 117 62  
Commercial loans (not secured by real estate) | Doubtful      
Credit risk profile      
Total Loans 0 0  
Commercial loans (not secured by real estate) | Loss      
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate)      
Credit risk profile      
Total Loans 1,204 0 $ 3
Farm loans (not secured by real estate) | Excellent Quality      
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | High Quality      
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | Good Quality      
Credit risk profile      
Total Loans 1,085 0  
Farm loans (not secured by real estate) | Management Attention      
Credit risk profile      
Total Loans 119 0  
Farm loans (not secured by real estate) | Watch      
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | Substandard      
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | Doubtful      
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | Loss      
Credit risk profile      
Total Loans 0 0  
Consumer loans (not secured by real estate)      
Credit risk profile      
Total Loans 9,888 9,832  
Consumer loans (not secured by real estate) | Excellent Quality      
Credit risk profile      
Total Loans 791 959  
Consumer loans (not secured by real estate) | High Quality      
Credit risk profile      
Total Loans 3,475 3,335  
Consumer loans (not secured by real estate) | Good Quality      
Credit risk profile      
Total Loans 5,012 4,842  
Consumer loans (not secured by real estate) | Management Attention      
Credit risk profile      
Total Loans 562 619  
Consumer loans (not secured by real estate) | Watch      
Credit risk profile      
Total Loans 23 31  
Consumer loans (not secured by real estate) | Substandard      
Credit risk profile      
Total Loans 25 42  
Consumer loans (not secured by real estate) | Doubtful      
Credit risk profile      
Total Loans 0 0  
Consumer loans (not secured by real estate) | Loss      
Credit risk profile      
Total Loans 0 4  
All other loans (not secured by real estate)      
Credit risk profile      
Total Loans 13,137 15,177  
All other loans (not secured by real estate) | Excellent Quality      
Credit risk profile      
Total Loans 0 0  
All other loans (not secured by real estate) | High Quality      
Credit risk profile      
Total Loans 2,410 2,507  
All other loans (not secured by real estate) | Good Quality      
Credit risk profile      
Total Loans 9,925 10,921  
All other loans (not secured by real estate) | Management Attention      
Credit risk profile      
Total Loans 802 1,749  
All other loans (not secured by real estate) | Watch      
Credit risk profile      
Total Loans 0 0  
All other loans (not secured by real estate) | Substandard      
Credit risk profile      
Total Loans 0 0  
All other loans (not secured by real estate) | Doubtful      
Credit risk profile      
Total Loans 0 0  
All other loans (not secured by real estate) | Loss      
Credit risk profile      
Total Loans $ 0 $ 0