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Consolidated Statements of Earnings (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2018
Mar. 31, 2017
Interest income:    
Interest and fees on loans $ 9,069 $ 8,280
Interest on due from banks 45 30
Interest on investment securities:    
U.S. Government sponsored enterprises 606 604
State and political subdivisions 996 1,084
Other 43 66
Total interest income 10,759 10,064
Interest expense:    
NOW, MMDA & savings deposits 176 132
Time deposits 105 128
FHLB borrowings 0 192
Junior subordinated debentures 171 135
Other 15 11
Total interest expense 467 598
Net interest income 10,292 9,466
Provision for (reduction of provision for) loan losses 31 (236)
Net interest income after provision for loan losses 10,261 9,702
Non-interest income:    
Service charges 1,024 1,106
Other service charges and fees 180 155
Mortgage banking income 216 346
Insurance and brokerage commissions 182 168
Appraisal management fee income 789 743
Gain/(loss) on sale and write-down of other real estate 6 (283)
Miscellaneous 1,339 1,207
Total non-interest income 3,736 3,442
Non-interest expense:    
Salaries and employee benefits 4,962 5,234
Occupancy 1,856 1,613
Professional fees 380 249
Advertising 241 246
Debit card expense 209 306
FDIC insurance 83 86
Appraisal management fee expense 592 566
Other 1,719 2,061
Total non-interest expense 10,042 10,361
Earnings before income taxes 3,955 2,783
Income tax expense 652 578
Net earnings $ 3,303 $ 2,205
Basic net earnings per share $ 0.55 $ 0.37
Diluted net earnings per share 0.55 0.36
Cash dividends declared per share $ 0.13 $ 0.11