XML 37 R27.htm IDEA: XBRL DOCUMENT v3.10.0.1
3. Loans, Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Allowance for loan losses        
Beginning balance $ 6,373 $ 7,263 $ 6,366 $ 7,550
Charge-offs (401) (198) (507) (329)
Recoveries 74 53 156 133
Provision 231 49 262 (187)
Ending balance 6,277 7,167 6,277 7,167
Ending balance: individually evaluated for impairments 1,086 1,195 1,086 1,195
Ending balance: collectively evaluated for impairments 5,191 5,972 5,191 5,972
Ending balance 6,277 7,167 6,277 7,167
Loans        
Ending balance 781,884 745,038 781,884 745,038
Ending balance: individually evaluated for impairment 19,399 21,898 19,399 21,898
Ending balance: collectively evaluated for impairment 762,485 723,140 762,485 723,140
Construction and land development        
Allowance for loan losses        
Beginning balance 651 969 804 1,152
Charge-offs 0 0 0 0
Recoveries 1 3 3 10
Provision 16 211 (139) 21
Ending balance 668 1,183 668 1,183
Ending balance: individually evaluated for impairments 0 0 0 0
Ending balance: collectively evaluated for impairments 668 1,183 668 1,183
Ending balance 668 1,183 668 1,183
Loans        
Ending balance 79,769 71,213 79,769 71,213
Ending balance: individually evaluated for impairment 95 0 95 0
Ending balance: collectively evaluated for impairment 79,674 71,213 79,674 71,213
Single-family residential        
Allowance for loan losses        
Beginning balance 1,640 2,003 1,812 2,126
Charge-offs (43) (24) (43) (44)
Recoveries 22 9 27 16
Provision 19 (169) (158) (279)
Ending balance 1,638 1,819 1,638 1,819
Ending balance: individually evaluated for impairments 2 0 2 0
Ending balance: collectively evaluated for impairments 1,636 1,819 1,636 1,819
Ending balance 1,638 1,819 1,638 1,819
Loans        
Ending balance 250,620 240,993 250,620 240,993
Ending balance: individually evaluated for impairment 2,132 1,152 2,132 1,152
Ending balance: collectively evaluated for impairment 248,488 239,841 248,488 239,841
Single-family residential - Banco de la Gente stated income        
Allowance for loan losses        
Beginning balance 1,265 1,328 1,280 1,377
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
Provision (32) (35) (47) (84)
Ending balance 1,233 1,293 1,233 1,293
Ending balance: individually evaluated for impairments 1,066 1,103 1,066 1,103
Ending balance: collectively evaluated for impairments 167 190 167 190
Ending balance 1,233 1,293 1,233 1,293
Loans        
Ending balance 35,847 38,875 35,847 38,875
Ending balance: individually evaluated for impairment 14,975 16,792 14,975 16,792
Ending balance: collectively evaluated for impairment 20,872 22,083 20,872 22,083
Commercial        
Allowance for loan losses        
Beginning balance 1,298 1,655 1,193 1,593
Charge-offs (271) 0 (271) (66)
Recoveries 4 6 7 14
Provision 389 (198) 491 (78)
Ending balance 1,420 1,463 1,420 1,463
Ending balance: individually evaluated for impairments 18 65 18 65
Ending balance: collectively evaluated for impairments 1,402 1,398 1,402 1,398
Ending balance 1,420 1,463 1,420 1,463
Loans        
Ending balance 269,792 243,957 269,792 243,957
Ending balance: individually evaluated for impairment 2,103 3,724 2,103 3,724
Ending balance: collectively evaluated for impairment 267,689 240,233 267,689 240,233
Multifamily and Farmland        
Allowance for loan losses        
Beginning balance 73 73 72 52
Charge-offs 0 (66) (5) 0
Recoveries 0 0 1 0
Provision (1) 68 4 23
Ending balance 72 75 72 75
Ending balance: individually evaluated for impairments 0 0 0 0
Ending balance: collectively evaluated for impairments 72 75 72 75
Ending balance 72 75 72 75
Loans        
Ending balance 28,667 30,125 28,667 30,125
Ending balance: individually evaluated for impairment 0 0 0 0
Ending balance: collectively evaluated for impairment 28,667 30,125 28,667 30,125
Commercial loans (not secured by real estate)        
Allowance for loan losses        
Beginning balance 706 628 574 675
Charge-offs (2) (35) (2) (37)
Recoveries 8 7 16 15
Provision (125) 104 (1) 51
Ending balance 587 704 587 704
Ending balance: individually evaluated for impairments 0 27 0 27
Ending balance: collectively evaluated for impairments 587 677 587 677
Ending balance 587 704 587 704
Loans        
Ending balance 93,580 94,567 93,580 94,567
Ending balance: individually evaluated for impairment 94 230 94 230
Ending balance: collectively evaluated for impairment 93,486 94,337 93,486 94,337
Farm loans (not secured by real estate)        
Allowance for loan losses        
Beginning balance 0 0 0 0
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
Provision 0 0 0 0
Ending balance 0 0 0 0
Ending balance: individually evaluated for impairments 0 0 0 0
Ending balance: collectively evaluated for impairments 0 0 0 0
Ending balance 0 0 0 0
Loans        
Ending balance 1,023 1,591 1,023 1,591
Ending balance: individually evaluated for impairment 0 0 0 0
Ending balance: collectively evaluated for impairment 1,023 1,591 1,023 1,591
Consumer And All Other Loans        
Allowance for loan losses        
Beginning balance 136 178 155 204
Charge-offs (85) (73) (186) (182)
Recoveries 39 28 102 78
Provision 60 25 79 58
Ending balance 150 158 150 158
Ending balance: individually evaluated for impairments 0 0 0 0
Ending balance: collectively evaluated for impairments 150 158 150 158
Ending balance 150 158 150 158
Loans        
Ending balance 22,586 23,717 22,586 23,717
Ending balance: individually evaluated for impairment 0 0 0 0
Ending balance: collectively evaluated for impairment 22,586 23,717 22,586 23,717
Unallocated        
Allowance for loan losses        
Beginning balance 604 429 476 371
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
Provision (95) 43 33 101
Ending balance 509 472 509 472
Ending balance: individually evaluated for impairments 0 0 0 0
Ending balance: collectively evaluated for impairments 509 472 509 472
Ending balance 509 472 509 472
Loans        
Ending balance 0 0 0 0
Ending balance: individually evaluated for impairment 0 0 0 0
Ending balance: collectively evaluated for impairment $ 0 $ 0 $ 0 $ 0