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Consolidated Statements of Earnings (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
Interest income:        
Interest and fees on loans $ 9,907 $ 8,966 $ 28,362 $ 25,935
Interest on due from banks 86 60 255 138
Interest on investment securities:        
U.S. Government sponsored enterprises 591 578 1,721 1,795
State and political subdivisions 974 1,047 2,950 3,198
Other 50 47 138 157
Total interest income 11,608 10,698 33,426 31,223
Interest expense:        
NOW, MMDA & savings deposits 189 156 551 431
Time deposits 127 112 342 360
FHLB borrowings 0 211 0 604
Junior subordinated debentures 209 152 578 432
Other 32 19 66 43
Total interest expense 557 650 1,537 1,870
Net interest income 11,051 10,048 31,889 29,353
Provision for (reduction of provision for) loan losses 110 (218) 372 (405)
Net interest income after provision for loan losses 10,941 10,266 31,517 29,758
Non-interest income:        
Service charges 1,083 1,140 3,163 3,340
Other service charges and fees 173 145 528 447
Gain on sale of securities 0 0 50 0
Mortgage banking income 216 280 672 945
Insurance and brokerage commissions 206 221 591 568
Appraisal management fee income 799 855 2,442 2,447
Gain/(loss) on sale and write-down of other real estate 14 43 17 (240)
Miscellaneous 1,424 1,475 4,204 4,023
Total non-interest income 3,915 4,159 11,667 11,530
Non-interest expense:        
Salaries and employee benefits 5,519 4,933 15,866 15,038
Occupancy 1,761 1,669 5,367 4,981
Professional fees 314 303 1,067 788
Advertising 207 247 708 859
Debit card expense 282 320 774 894
FDIC insurance 81 87 248 260
Appraisal management fee expense 627 655 1,873 1,869
Other 1,911 1,792 5,401 5,661
Total non-interest expense 10,702 10,006 31,304 30,350
Earnings before income taxes 4,154 4,419 11,880 10,938
Income tax expense 687 1,177 1,934 2,680
Net earnings $ 3,467 $ 3,242 $ 9,946 $ 8,258
Basic net earnings per share $ 0.58 $ 0.54 $ 1.66 $ 1.38
Diluted net earnings per share 0.57 0.52 1.65 1.35
Cash dividends declared per share $ 0.13 $ 0.11 $ 0.39 $ 0.33