<SEC-DOCUMENT>0001654954-18-002969.txt : 20180323
<SEC-HEADER>0001654954-18-002969.hdr.sgml : 20180323
<ACCEPTANCE-DATETIME>20180323101306
ACCESSION NUMBER:		0001654954-18-002969
CONFORMED SUBMISSION TYPE:	DEF 14A
PUBLIC DOCUMENT COUNT:		6
CONFORMED PERIOD OF REPORT:	20180323
FILED AS OF DATE:		20180323
DATE AS OF CHANGE:		20180323
EFFECTIVENESS DATE:		20180323

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PEOPLES BANCORP OF NORTH CAROLINA INC
		CENTRAL INDEX KEY:			0001093672
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				562132396
		STATE OF INCORPORATION:			NC
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEF 14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-27205
		FILM NUMBER:		18708685

	BUSINESS ADDRESS:	
		STREET 1:		518 WEST C STREET
		STREET 2:		PO BOX 467
		CITY:			NEWTON
		STATE:			NC
		ZIP:			28658-4007
		BUSINESS PHONE:		8284645620

	MAIL ADDRESS:	
		STREET 1:		PO BOX 467
		CITY:			NEWTON
		STATE:			NC
		ZIP:			28658-0467
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEF 14A
<SEQUENCE>1
<FILENAME>pebk_def-14a.htm
<DESCRIPTION>DEF 14A
<TEXT>
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UNITED STATES</font></div>
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SECURITIES AND EXCHANGE COMMISSION</font></div>
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Washington, D.C. 20549</font></div>
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SCHEDULE 14A</font></div>
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(Rule 14a-101)</font></div>
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Proxy Statement Pursuant to Section 14(a)</font></div>
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of the Securities Exchange Act of 1934</font></div>
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Filed by the Registrant</font></div>
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[X ]</font></div>
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Filed by a Party other than the Registrant</font></div>
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[ ]</font></div>
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<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
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Check the appropriate box:</font></div>
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[ ]</font></div>
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Preliminary Proxy Statement</font></div>
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[ ]</font></div>
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Confidential, for Use of the Commission</font></div>
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[X]</font></div>
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Definitive Proxy Statement</font></div>
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Only (as permitted by Rule 14a-6(e)(2))</font></div>
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[ ]</font></div>
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Definitive Additional Materials</font></div>
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[ ]</font></div>
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Soliciting Material Pursuant to</font></div>
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&#xA7;240.14a-1</font></div>
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<div style="text-align: center"><font>&#xA0;</font><font style="font-weight: bold; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">Peoples
Bancorp of North Carolina, Inc.</font></div>
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<div style="text-align: center"><font>&#xA0;</font><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">(Name
of Registrant as Specified In Its Charter)</font></div>
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<div><font>&#xA0;</font></div>
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<div><font>&#xA0;</font></div>
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<div style="text-align: center"><font>&#xA0;</font><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">(Name
of Person(s) Filing Proxy Statement, if other than the
Registrant)</font></div>
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</div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;"><font style="font-weight: bold; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
</font></div>
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<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;"></div>
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</font></div>
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<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;"></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;"></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;"></div>
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</font></div>
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<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Payment of Filing Fee (Check the appropriate box):</font></div>
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<td style="vertical-align: top; width: 2%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
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<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
[X]</font></div>
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<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 91%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
No fee required.</font></div>
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</td>
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</td>
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<td style="vertical-align: top; width: 2%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
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<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
[ ]</font></div>
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<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
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<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Fee computed on table below per Exchange Act Rules 14a-6(i)(1) and
0-11.</font></div>
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<td style="vertical-align: top; width: 2%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
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<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
(1)</font></div>
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<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Title of each class of securities to which transaction
applies:</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 2%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
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<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
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<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
(2)</font></div>
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<td style="vertical-align: top; width: 91%;">
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<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Aggregate number of securities to which transaction
applies:</font></div>
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</tr><tr>
<td style="vertical-align: top; width: 2%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
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<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
(3)</font></div>
</td>
<td style="vertical-align: top; width: 91%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Per unit price or other underlying value of transaction computed
pursuant to Exchange Act Rule 0-11 (set forth the amount on which
the filing fee is calculated and state how it was
determined):</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 2%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
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</td>
<td style="vertical-align: top; width: 3%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
(4)</font></div>
</td>
<td style="vertical-align: top; width: 91%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Proposed maximum aggregate value of transaction:</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 2%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
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</td>
<td style="vertical-align: top; width: 3%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
(5)</font></div>
</td>
<td style="vertical-align: top; width: 91%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Total fee paid:</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 2%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
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</td>
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</td>
<td style="vertical-align: top; width: 91%;">
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</td>
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<td style="vertical-align: top; width: 2%;">
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</td>
<td style="vertical-align: top; width: 3%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
[ ]</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 91%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Fee paid previously with preliminary materials:</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 2%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
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</td>
<td style="vertical-align: top; width: 91%;">
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</td>
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<td style="vertical-align: top; width: 2%;">
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</td>
<td style="vertical-align: top; width: 3%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
[ ]</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 91%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Check box if any part of the fee is offset as provided by Exchange
Act Rule 0-11(a)(2) and identify the filing for which the
offsetting fee was paid previously. Identify the previous filing by
registration statement number, or the Form or Schedule and the date
of its filing.</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 2%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
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</td>
<td style="vertical-align: top; width: 3%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
(1)</font></div>
</td>
<td style="vertical-align: top; width: 91%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Amount Previously Paid:</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 2%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
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</td>
<td style="vertical-align: top; width: 3%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
(2)</font></div>
</td>
<td style="vertical-align: top; width: 91%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Form, Schedule or Registration Statement No:</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 2%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
(3)</font></div>
</td>
<td style="vertical-align: top; width: 91%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Filing Party:</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 2%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 3%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
(4)</font></div>
</td>
<td style="vertical-align: top; width: 91%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Date Filed:</font></div>
</td>
</tr></table>
</div>
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
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</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
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<font style="font-family: Times\ New\ Roman; font-size: 13px;">&#xA0;</font></div>
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<font style="font-family: Times\ New\ Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px"><img src="logo.jpg"></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times\ New\ Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times\ New\ Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times\ New\ Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times\ New\ Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times\ New\ Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times\ New\ Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 24px">Notice
of 2018 Annual Meeting,</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 24px">Proxy
Statement and</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 24px">Annual
Report</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times\ New\ Roman; font-size: 13px;">&#xA0;</font></div>
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<font style="font-family: Times\ New\ Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
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<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 12px">
<font style="font-family: Times New Roman; font-size: 16px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 12px">
<font style="font-family: Times New Roman; font-size: 16px;">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
<font style="font-size: 16px">PEOPLES BANCORP OF NORTH CAROLINA,
INC.</font></font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
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<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
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<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
<font style="font-size: 19px">PROXY STATEMENT</font></font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
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<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
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</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
<font style="font-size: 15px">Table of Contents</font></font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
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</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
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</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
<font style="text-decoration: underline">Pa</font></font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
<font style="text-decoration: underline">ge</font></font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Notice of 2018 Annual Meeting of Shareholders</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
iii</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
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</td>
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<td style="vertical-align: top; width: 5%;">
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</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
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</td>
<td style="vertical-align: top; width: 8%;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Proxy Statement</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
1</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Information About The Annual Meeting</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
1</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Security Ownership of Certain Beneficial Owners and
Management</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
5</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Section 16(a) Beneficial Ownership Reporting
Compliance</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
7</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Proposal 1 - Election of Directors</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
7</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Director Nominees</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
8</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Executive Officers of the Company</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
10</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
How often did our Board of Directors meet during 2017?</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
10</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
What is our policy for director attendance at Annual
Meetings?</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
10</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
How can you communicate with the Board or its members?</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
10</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Board Leadership Structure and Risk Oversight</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
11</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Code of Business Conduct and Ethics</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
11</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Diversity of the Board of Directors</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
11</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
How can a shareholder nominate someone for election to the Board of
Directors?</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
12</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Who serves on the Board of Directors of the Bank?</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
12</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Board Committees</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
12</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Executive Committee</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
12</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Governance Committee</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
12</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Audit and Enterprise Risk Committee</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
13</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Compensation Discussion and Analysis</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
14</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Summary Compensation Table</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
18</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Grants of Plan-Based Awards</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
19</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Outstanding Equity Awards at Fiscal Year End</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
19</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Option Exercises and Stock Vested</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
19</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Pension Benefits</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
20</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Nonqualified Deferred Compensation</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
21</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Employment Agreements</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
21</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Potential Payments upon Termination or Change in
Control</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
22</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Omnibus Stock Option and Long Term Incentive Plan</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
22</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Director Compensation</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
25</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 73%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="3" style="vertical-align: top; width: 83%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Indebtedness of and Transactions with Management and
Directors</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
27</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 5%;">
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<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Equity Compensation Plan Information</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
28</font></div>
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</td>
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</div>
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<font style="font-family: Times New Roman; font-size: 16px;">&#xA0;</font></div>
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<div id="ftr">
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<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">i</font></div>
</div>
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</div>
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<div style="text-align: left; margin-left: 84px; margin-right: 0px; text-indent: -84px">
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<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px"><font>Stock
Performance Graph</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font>29</font></div>
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</td>
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&#xA0;</font></div>
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&#xA0;</font></div>
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<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Proposal 2 - Ratification of Selection of Independent Registered
Public Accounting Firm</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
30</font></div>
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<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Audit Fees Paid to Independent Auditors</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
30</font></div>
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<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Date for Receipt of Shareholder Proposals</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
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30</font></div>
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<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Other Matters</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
31</font></div>
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<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Miscellaneous</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
31</font></div>
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<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Appendix A - Annual Report</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
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<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
32</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: left; margin-left: 84px; margin-right: 0px; text-indent: -84px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 84px; margin-right: 0px; text-indent: -84px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">ii</font></div>
</div>
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&#xA0; <font style="font-family: Times New Roman; font-size: 13px"><br></font></div>
</div>
</div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 16px">
</font></div>
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<font style="font-weight: bold; font-family: Times New Roman; font-size: 16px">
&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 16px">
PEOPLES BANCORP OF NORTH CAROLINA, INC.</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
&#xA0;Post Office Box 467</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
&#xA0;518 West C Street</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
&#xA0;Newton, North Carolina 28658-0467</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
&#xA0;(828) 464-5620</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-size: 13px">
NOTICE OF 2018 ANNUAL MEETING OF SHAREHOLDERS</font><a name="_Toc161551936"><!--anchor--></a><a name="_Toc504746591"><!--anchor--></a><br></font>
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">To
Be Held on May 3, 2018</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">NOTICE
IS HEREBY GIVEN that the 2018 Annual Meeting of Shareholders of
Peoples Bancorp of North Carolina, Inc. (the &#x201C;<font style="text-decoration: underline">Company</font>&#x201D;) will be held as
follows:</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 96px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-style: italic">Place:</font>&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;<br>
</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">Catawba Country
Club</font></div>
</div>
</div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 96px"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; display: table-cell">
<font style="font-family: Times New Roman; font-size: 13px">1154
Country Club Road</font></div>
</div>
</div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 96px"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; display: table-cell">
<font style="font-family: Times New Roman; font-size: 13px">Newton,
North Carolina</font></div>
</div>
</div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 96px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-style: italic">Date:</font>&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;<br>
</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">May 3,
2018</font></div>
</div>
</div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 96px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-style: italic">Time:</font>&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;<br>
</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">11:00 a.m., Eastern
Time</font></div>
</div>
</div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
purposes of the Annual Meeting are to consider and vote upon the
following matters:</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="margin-left: 48px; display: table">
<div style="display: table-row">
<div style="text-align: left; display: table-cell; width: 48px">
<font style="font-size: 13px">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">To elect ten
persons who will serve as members of the Board of Directors until
the 2019 Annual Meeting of Shareholders or until their successors
are duly elected and qualified;</font></div>
</div>
</div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="margin-left: 48px; display: table">
<div style="display: table-row">
<div style="text-align: left; display: table-cell; width: 48px">
<font style="font-size: 13px">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">To ratify the
appointment of Elliott Davis, PLLC as the Company&#x2019;s
independent registered public accounting firm for the fiscal year
ending December 31, 2018; and</font></div>
</div>
</div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="margin-left: 48px; display: table">
<div style="display: table-row">
<div style="text-align: left; display: table-cell; width: 48px">
<font style="font-size: 13px">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">To consider and act
on any other matters that may properly come before the Annual
Meeting or any adjournment.</font></div>
</div>
</div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
Board of Directors has established March 9, 2018, as the record
date for the determination of shareholders entitled to notice of
and to vote at the Annual Meeting. If an insufficient number of
shares is present in person or by proxy to constitute a quorum at
the time of the Annual Meeting, the Annual Meeting may be adjourned
in order to permit further solicitation of proxies by the
Company.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Your vote is important. We urge you to vote as soon as possible so
that your shares may be voted in accordance with your wishes. You
may vote by executing and returning your proxy card in the
accompanying envelope, or by voting electronically over the
Internet or by telephone. Please refer to the proxy card enclosed
for information on voting electronically. If you attend the Annual
Meeting, you may vote in person and the proxy will not be
used.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left">
<table cellpadding="0" cellspacing="0" style="text-align: left; margin: 0 auto;width: 100%;; font-family: inherit; font-size: inherit">
<tr>
<td style="width: 50%">
<div><font>&#xA0;</font></div>
</td>
<td style="width: 50%">
<div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">By
Order of the Board of Directors,</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">/s/
Lance A. Sellers</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">Lance
A. Sellers</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">President and Chief
Executive Officer</font></div>
</div>
</td>
</tr></table>
</div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Newton,
North Carolina</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">March
23, 2018</font></div>
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<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">iii</font></div>
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&#xA0; <font style="font-family: Times New Roman; font-size: 13px"><br></font></div>
</div>
</div>
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<font style="font-weight: bold; font-family: Times New Roman; font-size: 24px">
</font></div>
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<font style="font-family: Times New Roman; font-size: 24px;">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 24px">
PEOPLES BANCORP OF NORTH CAROLINA, INC.</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">______________________________________</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-size: 16px">
PROXY STATEMENT</font><a name="_Toc504746592"></a><font style="font-size: 13px"><br></font></font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">______________________________________</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 16px">
Annual Meeting of Shareholders</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
To Be Held On May 3, 2018</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">_____________________________________</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">This
Proxy Statement is being mailed to our shareholders on or about
March 23, 2018, for solicitation of proxies by the Board of
Directors of Peoples Bancorp of North Carolina, Inc. Our principal
executive offices are located at 518 West C Street, Newton, North
Carolina 28658. Our telephone number is (828)
464-5620.</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">In this
Proxy Statement, the terms &#x201C;<font style="text-decoration: underline">we</font>,&#x201D; &#x201C;<font style="text-decoration: underline">us</font>,&#x201D; &#x201C;<font style="text-decoration: underline">our</font>&#x201D; and the
&#x201C;<font style="text-decoration: underline">Company</font>&#x201D; refer to Peoples
Bancorp of North Carolina, Inc. The term &#x201C;<font style="text-decoration: underline">Bank</font>&#x201D; means Peoples Bank,
our wholly-owned, North Carolina-chartered bank subsidiary. The
terms &#x201C;<font style="text-decoration: underline">you</font>&#x201D; and
&#x201C;<font style="text-decoration: underline">your</font>&#x201D;
refer to the shareholders of the Company.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
Important Notice Regarding the Availability of Proxy Materials for
the Shareholder Meeting to Be Held on May 3, 2018. The Notice,
Proxy Statement and the Annual Report to Shareholders for the year
ended December 31, 2017 are also available at</font> <font style="text-decoration: underline; color: #0000FF">https://www.snl.com/IRWebLinkX/GenPage.aspx?IID=4050385&amp;GKP=202713</font></font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
You may also access the above off-site website by going to
<font style="text-decoration: underline; color: #0000FF">www.peoplesbanknc.com</font>
and click on the link.</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
INFORMATION ABOUT THE ANNUAL MEETING</font><a name="_Toc504746593"><!--anchor--></a><br></font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Your
vote is very important. For this reason, our Board of Directors is
requesting that you allow your common stock to be represented at
the 2018 Annual Meeting of Shareholders by the proxies named on the
enclosed proxy card.</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="display: table;">
<div style="display: table-row;">
<div style="text-align: left; display: table-cell; width: 336px;">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">When</font></font> <font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">is the Annual Meeting?</font></font></div>
<div style="text-align: justify; display: table-cell; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">May 3, 2018, at 11
a.m., Eastern Time.</font></div>
</div>
</div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="display: table;">
<div style="display: table-row;">
<div style="text-align: left; display: table-cell; width: 336px;">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">Where</font></font> <font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">will the Annual Meeting be
held?</font></font></div>
<div style="text-align: justify; display: table-cell; margin-left: 0px; text-indent: 0px; margin-right: 0px;"><font style="font-family: Times New Roman; font-size: 13px">At the Catawba
Country Club, 1154 Country Club Road, Newton, North
Carolina.</font></div>
</div>
</div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="display: table;">
<div style="display: table-row;">
<div style="text-align: left; display: table-cell; width: 336px;">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">What</font>
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">items
will be voted on at the</font> <font style="font-family: Times\ New\ Roman; font-size: 13px;"><font style="font-weight: bold;">Annual Meeting?</font></font></div>
<div style="text-align: justify; display: table-cell; margin-left: 0px; text-indent: 0px; margin-right: 0px;">
<font style="font-size: 13px;">1.</font> <font style="font-family: Times New Roman; font-size: 13px">ELECTION OF
DIRECTORS. To elect ten directors to serve until the 2019 Annual
Meeting of Shareholders.</font></div>
</div>
</div>
<div style="display: table;">
<div style="display: table-row;">
<div style="text-align: left; display: table-cell; width: 336px;">
<font style="font-family: Times\ New\ Roman; font-size: 13px;"><font style="font-weight: bold;"><br>
</font></font></div>
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<font style="font-family: Times\ New\ Roman; font-size: 13px;">&#xA0;</font></div>
</div>
</div>
<div style="display: table;">
<div style="display: table-row;">
<div style="text-align: left; display: table-cell; width: 336px;">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; display: table-cell; margin-left: 0px; text-indent: 0px; margin-right: 0px;">

<font style="font-size: 13px;">2.</font> <font style="font-family: Times New Roman; font-size: 13px">RATIFICATION OF
SELECTION OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM. To
ratify the appointment of Elliott Davis, PLLC (&#x201C;<font style="text-decoration: underline;">Elliott Davis</font> &#x201D;) as the
Company&#x2019;s independent registered public accounting firm for
fiscal year 2018.</font></div>
</div>
</div>
<div style="display: table;">
<div style="display: table-row;">
<div style="text-align: left; display: table-cell; width: 336px;">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; display: table-cell; margin-left: 0px; text-indent: 0px; margin-right: 0px;">
<font style="font-family: Times\ New\ Roman; font-size: 13px;">&#xA0;</font></div>
</div>
</div>
<div style="display: table;">
<div style="display: table-row;">
<div style="text-align: left; display: table-cell; width: 336px;">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; display: table-cell; margin-left: 0px; text-indent: 0px; margin-right: 0px;">

<font style="font-size: 13px;">3.</font> <font style="font-family: Times New Roman; font-size: 13px">OTHER BUSINESS. To
consider any other business as may properly come before the Annual
Meeting or any adjournment.</font></div>
</div>
</div>
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<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
</font></font></div>
<br>
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</div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 288px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">Who can vote?</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">Only holders of
record of our common stock at the close of business on March 9,
2018 (the &#x201C;<font style="text-decoration: underline">Record
Date</font>&#x201D;) will be entitled to notice of and to vote at
the Annual Meeting and any adjournment of the Annual Meeting. On
the Record Date, there were 5,995,256 shares of our common stock
outstanding and entitled to vote and 662 shareholders of
record.</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 288px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">How do I vote by
proxy?</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">You may vote your
shares by marking, signing and dating the enclosed proxy card and
returning it in the enclosed postage-paid envelope or by voting
electronically over the Internet or by telephone using the
information on the proxy card. If you return your signed proxy card
before the Annual Meeting, the proxies will vote your shares as you
direct. The Board of Directors has appointed proxies to represent
shareholders who cannot attend the Annual Meeting in
person.</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 288px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">For the
election of directors, you may vote for (1) all of the nominees,
(2) none of the nominees, or (3) all of the nominees except those
you designate. If a nominee for election as a director becomes
unavailable for election at any time at or before the Annual
Meeting, the proxies will vote your shares for a substitute
nominee. For each other item of business, you may vote
&#x201C;FOR&#x201D; or &#x201C;AGAINST&#x201D; or you may
&#x201C;ABSTAIN&#x201D; from voting.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 288px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">If you
return your signed proxy card but do not specify how you want to
vote your shares, the proxies will vote them &#x201C;FOR&#x201D; the
election of all of our nominees for directors and &#x201C;FOR&#x201D;
all other proposals presented in this Proxy Statement in accordance
with recommendations from the Board of Directors.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 288px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">If your
shares are held in the name of a broker or other nominee
(<font style="font-style: italic">i.e.,</font> held in
&#x201C;street name&#x201D;), you will need to obtain a proxy
instruction card from the broker holding your shares and return the
card as directed by your broker. <font style="font-weight: bold; font-style: italic">Your broker is not
permitted to vote on your behalf on the election of directors
unless you provide specific instructions by following the
instructions from your broker about voting your shares by telephone
or Internet or completing and returning the voting instruction card
provided by your broker. For your vote to be counted in the
election of directors you will need to communicate your voting
decision to your bank, broker or other holder of record before the
date of the Annual Meeting.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 288px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">We are
not aware of any other matters to be brought before the Annual
Meeting. If matters other than those discussed above are properly
brought before the Annual Meeting, the proxies may vote your shares
in accordance with their best judgment.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">2</font></div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 288px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">How do I change or revoke my
proxy?</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">You can change or
revoke your proxy at any time before it is voted at the Annual
Meeting in any of three ways: (1) by delivering a written notice of
revocation to the Secretary of the Company; (2) by delivering
another properly signed proxy card to the Secretary of the Company
with a more recent date than your first proxy card or by changing
your vote by telephone or the Internet; or (3) by attending the
Annual Meeting and voting in person. You should deliver your
written notice or superseding proxy to the Secretary of the Company
at our principal executive offices listed above.</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 288px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">How many votes can I
cast?</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">You are entitled to
one vote for each share held as of the Record Date on each nominee
for election and each other matter presented for a vote at the
Annual Meeting. You may not vote your shares cumulatively in the
election of directors.</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 288px; margin-right: 0px; text-indent: -288px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">How
many votes are required to approve</font></div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 288px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">the proposals?</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">If a quorum is
present at the Annual Meeting, each director nominee will be
elected by a plurality of the votes cast in person or by proxy. If
you withhold your vote on a nominee, your shares will not be
counted as having voted for that nominee. The proposal to ratify
the appointment of the Company&#x2019;s independent registered
public accounting firm for 2018 will be approved if the votes cast
in favor exceed the votes cast in opposition.</font></div>
</div>
</div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 288px"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
</div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 288px"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; display: table-cell">
<font style="font-family: Times New Roman; font-size: 13px">Any
other matters properly coming before the Annual Meeting for a vote
will require the affirmative vote of the holders of a majority of
the shares represented in person or by proxy at the Annual Meeting
and entitled to vote on that matter.</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 288px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Abstentions and
broker non-votes are not treated as votes cast on any proposal. As
a result, neither will have an effect on the vote for the election
of any director or the ratification of our independent registered
public accounting firm. A broker non-vote occurs when a broker does
not vote on a particular matter because the broker does not have
discretionary authority on that matter and has not received
instructions from the owner of the shares.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 288px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">In the
event there are insufficient votes present at the Annual Meeting
for a quorum or to approve or ratify any proposal, the Annual
Meeting may be adjourned in order to permit the further
solicitation of proxies.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
What constitutes a &#x201C;quorum&#x201D; for</font></div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 288px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">the Annual Meeting?</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">A majority of the
outstanding shares of our common stock entitled to vote at the
Annual Meeting, present in person or represented by proxy,
constitutes a quorum (a quorum is necessary to conduct business at
the Annual Meeting). Your shares will be considered part of the
quorum if you have voted your shares by proxy or by telephone or
Internet. Abstentions, broker non-votes and votes withheld from any
director nominee count as shares present at the Annual Meeting for
purposes of determining a quorum.</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 288px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">Who pays for the solicitation of
proxies?</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">We will pay the
cost of preparing, printing and mailing materials in connection
with this solicitation of proxies. In addition to solicitation by
mail, our officers, directors and regular employees, as well as
those of the Bank, may make solicitations personally, by telephone
or otherwise without additional compensation for doing so. We
reserve the right to engage a proxy solicitation firm to assist in
the solicitation of proxies for the Annual Meeting. We will, upon
request, reimburse brokerage firms, banks and others for their
reasonable out-of-pocket expenses in forwarding proxy materials to
beneficial owners of stock or otherwise in connection with this
solicitation of proxies.</font></div>
</div>
</div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">4</font></div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS</font><a name="_Toc504746594"><!--anchor--></a> <font style="font-weight: bold">AND MANAGEMENT</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
Exchange Act requires that any person who acquires the beneficial
ownership of more than five percent (5%) of the Company&#x2019;s
common stock notify the Securities and Exchange Commission (the
&#x201C;<font style="text-decoration: underline">SEC</font>&#x201D;)
and the Company. Following is certain information, as of the Record
Date, regarding those persons or groups who held of record, or who
are known to the Company to own beneficially, more than five
percent (5%) of the Company&#x2019;s outstanding common
stock.</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: top; width: 35%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Name
and Address of</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="text-decoration: underline">
Beneficial Owner</font></font></div>
</td>
<td style="vertical-align: top; width: 39%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Amount
and Nature of</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline"><font style="font-family: Times New Roman; font-size: 13px">Beneficial
Ownership<font style="font-size: 70%; vertical-align: top">1</font></font></font></div>
</td>
<td style="vertical-align: top; width: 26%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Percent</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline"><font style="font-family: Times New Roman; font-size: 13px">of
Class<font style="font-size: 70%; vertical-align: top">2</font></font></font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 9.1px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 35%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Christine
S. Abernethy</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">P.O.
Box 386</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Newton,
NC 28658</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 39%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">725,338<font style="font-size: 70%; vertical-align: top">3</font></font></div>
</td>
<td style="vertical-align: top; width: 26%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">12.10%</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 35%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Tontine
Financial Partners, LP</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">55
Railroad Avenue, 3rd Floor</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Greenwich,
CT 06830-6378</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 39%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">418,374<font style="font-size: 70%; vertical-align: top">4</font></font></div>
</td>
<td style="vertical-align: top; width: 26%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">6.98%</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 35%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Tontine
Management, LLC</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">55
Railroad Avenue</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Greenwich,
CT 06830</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 39%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">418,374<font style="font-size: 70%; vertical-align: top">5</font></font></div>
</td>
<td style="vertical-align: top; width: 26%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">6.98%</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 35%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Tontine
Asset Associates, LLC</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">55
Railroad Avenue</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Greenwich,
CT 06830</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 39%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">150,243<font style="font-size: 70%; vertical-align: top">6</font></font></div>
</td>
<td style="vertical-align: top; width: 26%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">2.50%</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 35%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Jeffrey
L. Gendell</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">55
Railroad Avenue</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Greenwich,
CT 06830</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 39%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">568,617<font style="font-size: 70%; vertical-align: top">7</font></font></div>
</td>
<td style="vertical-align: top; width: 26%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">9.48%</font></div>
</td>
</tr></table>
</div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;&#xA0;&#xA0;________________________________</font></div>
<div style="display: table; margin-left: 12px">
<div style="display: table-row">
<div style="display: table-cell; width: 12px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">1</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">Unless otherwise
noted, all shares are owned directly of record by the named
individuals, by their spouses and minor children, or by other
entities controlled by the named individuals. Voting and investment
power is not shared unless otherwise indicated.</font></div>
</div>
</div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="display: table; margin-left: 12px">
<div style="display: table-row">
<div style="display: table-cell; width: 12px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">2</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">Based upon a total
of 5,995,256 shares of common stock outstanding as of the Record
Date.</font></div>
</div>
</div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="display: table; margin-left: 12px">
<div style="display: table-row">
<div style="display: table-cell; width: 12px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">3</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">Carolina Glove
Company, Inc. owns 118,363 shares of common stock. These shares are
included in the calculation of Ms. Abernethy&#x2019;s total
beneficial ownership interest. Ms. Abernethy owns approximately 50%
of the stock of Carolina Glove Company, Inc. The business is
operated by a family committee. Ms. Abernethy has no active
day-to-day participation in the business affairs of Carolina Glove
Company, Inc.</font></div>
</div>
</div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="display: table; margin-left: 12px">
<div style="display: table-row">
<div style="display: table-cell; width: 12px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">4</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">Based on a Schedule
13G/A (Amendment No. 8) filed by Tontine Financial Partners, L.P.,
Tontine Management, LLC, Tontine Overseas Associates, LLC, Tontine
Asset Associates, LLC and Jeffrey L. Gendell with the SEC on
February 9, 2018 (the &#x201C;2018 Schedule 13G/A&#x201D;).
Represents the number of shares of common stock owned directly by
Tontine Financial Partners, L.P.</font></div>
</div>
</div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 24px; margin-right: 0px; text-indent: -12px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">5</font> Based on the 2018
Schedule 13G/A, Tontine Management, LLC is the general partner of
Tontine Financial Partners, L.P. Represents the number of shares of
common stock owned by Tontine Financial Partners, L.P.</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 24px; margin-right: 0px; text-indent: -12px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">6</font> Based on the 2018
Schedule 13G/A, Tontine Asset Associates, LLC is the general
partner of Tontine Capital Overseas Master Fund II, LP. Represents
the number of shares of common stock owned by Tontine Capital
Overseas Master Fund II, LP.</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 24px; margin-right: 0px; text-indent: -12px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">7</font> Represents the
number of shares of common stock owned directly by Tontine
Financial Partners, L.P. and Tontine Capital Overseas Master Fund
II, LP.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">5</font></div>
</div>
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<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Set
forth below is certain information, as of the Record Date (unless
otherwise indicated), regarding those shares of common stock owned
beneficially by each of the persons who currently serves as a
member of the Board of Directors, is a nominee for election to the
Board of Directors at the Annual Meeting, or is a named executive
officer of the Company. Also shown is the number of shares of
common stock owned by the directors and executive officers of the
Company as a group.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center">
<table cellpadding="0" cellspacing="0" style="text-align: center; width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: top; width: 37%; border-top: 0.75pt solid rgb(255, 255, 255);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="text-decoration: underline">Name and Address</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 33%; border-top: 0.75pt solid rgb(255, 255, 255);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Amount
and Nature</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">of
Beneficial</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline"><font style="font-family: Times New Roman; font-size: 13px">Ownership<font style="font-size: 70%; vertical-align: top">1</font></font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 29%; border-top: 0.75pt solid rgb(255, 255, 255);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Percentage</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">of</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;&#xA0;<font style="text-decoration: underline">Class<font style="font-size: 70%; vertical-align: top; font-family: Times New Roman; text-decoration: underline;">2</font>&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 37%;">
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">James
S. Abernethy</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Post
Office Box 327</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Newton,
NC 28658</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 33%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">162,169<font style="font-size: 70%; vertical-align: top">3</font></font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 29%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">2.70%</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 37%;">
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Robert
C. Abernethy</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Post
Office Box 366</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Newton,
NC 28658</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 33%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">171,238<font style="font-size: 70%; vertical-align: top">4</font></font></div>
</td>
<td style="vertical-align: top; width: 29%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">2.86%</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 37%;">
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">William
D. Cable, Sr.</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Post
Office Box 467</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Newton,
NC 28658</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 33%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">22,292</font></div>
</td>
<td style="vertical-align: top; width: 29%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">*</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 37%;">
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Douglas
S. Howard</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Post
Office Box 587</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Denver,
NC 28037</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 33%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;18,615<font style="font-size: 70%; vertical-align: top">5</font></font></div>
</td>
<td style="vertical-align: top; width: 29%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">*</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 37%;">
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">A.
Joseph Lampron, Jr.</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Post
Office Box 467</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Newton,
NC 28658</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 33%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">15,455</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 29%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">*</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 37%;">
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">John W.
Lineberger, Jr.</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Post
Office Box 481</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Lincolnton, NC
28092</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 33%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;4,060</font></div>
</td>
<td style="vertical-align: top; width: 29%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">*</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 37%;">
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Gary E.
Matthews</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">210
First Avenue South</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Conover, NC
28613</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 33%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">25,359</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 29%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">*</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 37%;">
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Billy
L. Price, Jr., M.D.</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">540
11<font style="font-size: 70%; vertical-align: top">th</font> Ave.
Place NW</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Hickory, NC
28601</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 33%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;9,142</font></div>
</td>
<td style="vertical-align: top; width: 29%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">*</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 37%;">
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Larry
E. Robinson</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Post
Office Box 723</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Newton,
NC 28658</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 33%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">66,155<font style="font-size: 70%; vertical-align: top">6</font></font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 29%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">1.10%</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 37%;">
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Lance
A. Sellers</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Post
Office Box 467</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Newton,
NC 28658</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 33%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">23,998</font></div>
</td>
<td style="vertical-align: top; width: 29%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">*</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 37%;">
<div style="text-align: left; margin-left: 12px; margin-right: -24px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">William
Gregory Terry</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Post
Office Box 610</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Newton,
NC 28658</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 33%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">18,381</font></div>
</td>
<td style="vertical-align: top; width: 29%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">*</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 37%;">
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Dan Ray
Timmerman, Sr.</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Post
Office Box 1148</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Conover, NC
28613</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 33%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">96,152<font style="font-size: 70%; vertical-align: top">7</font></font></div>
</td>
<td style="vertical-align: top; width: 29%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">1.60%</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 37%;">
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Benjamin I.
Zachary</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Post
Office Box 277</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Taylorsville, NC
28681</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 33%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">107,362<font style="font-size: 70%; vertical-align: top">8</font></font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 29%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">1.79%</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">6</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: top; width: 37%; border-top: 0.75pt solid rgb(255, 255, 255);">
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">All
current directors and nominees and executive officers as a group
(13 people)</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 33%; border-top: 0.75pt solid rgb(255, 255, 255);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">669,937<font style="font-size: 70%; vertical-align: top">9</font></font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 29%; border-top: 0.75pt solid rgb(255, 255, 255);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">11.17%</font></div>
</td>
</tr></table>
</div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">*Does
not exceed one percent of the common stock
outstanding.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">______________________________________________</font></div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 12px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">1</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">Unless otherwise
noted, all shares are owned directly of record by the named
individuals, by their spouses and minor children, or by other
entities controlled by the named individuals. Voting and investment
power is not shared unless otherwise indicated.</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 12px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">2</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">Based upon a total
of 5,995,256 shares of common stock outstanding as of the Record
Date.</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 12px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">3</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">Includes 70,441
shares of common stock owned by Alexander Railroad Company. Mr. J.
Abernethy is Vice President, Secretary and Chairman of the Board of
Directors of Alexander Railroad Company.</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 12px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">4</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">Includes 6,843
shares of common stock owned by Mr. R. Abernethy&#x2019;s spouse,
for which Mr. R. Abernethy disclaims beneficial
ownership.</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 12px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">5</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">Includes 495 shares
of common stock owned by Mr. Howard&#x2019;s spouse, for which Mr.
Howard disclaims beneficial ownership.</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 12px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">6</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">Includes 19,344
shares of common stock owned by Mr. Robinson&#x2019;s spouse, for
which Mr. Robinson disclaims beneficial ownership.</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 12px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">7</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">Includes 2,994
shares of common stock owned by Timmerman Manufacturing, Inc. Mr.
Timmerman is a shareholder, director, Chairman of the Board and the
Chief Executive Officer of Timmerman Manufacturing,
Inc.</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 12px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">8</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">Includes 70,441
shares of common stock owned by Alexander Railroad Company. Mr.
Zachary is President, Treasurer, General Manager and a Director of
Alexander Railroad Company.</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 12px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">9</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">The 70,441 shares
owned by Alexander Railroad Company and attributed to Mr. J.
Abernethy and Mr. Zachary are only included once in calculating
this total.</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Directors
James S. Abernethy and Robert C. Abernethy are brothers and are
sons of Christine S. Abernethy, who owns in excess of ten percent
(10%) of the common stock of the Company.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
SECTION 16(a) BENEFICIAL OWNERSHIP REPORTING
COMPLIANCE</font><a name="_Toc504746595">
<!--anchor--></a></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Section
16(a) of the Exchange Act requires the Company&#x2019;s executive
officers and directors, and persons who own more than ten percent
(10%) of the common stock, to file reports of ownership and changes
in ownership with the SEC. Executive officers, directors and
greater than ten percent (10%) beneficial owners are required by
SEC regulations to furnish the Company with copies of all Section
16(a) forms they file.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Based
solely on a review of the copies of such forms furnished to the
Company and written representations from the Company&#x2019;s
executive officers and directors, the Company believes that during
the fiscal year ended December 31, 2017, its executive officers and
directors and greater than ten percent (10%) beneficial owners
complied with all applicable Section 16(a) filing
requirements.</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
PROPOSAL 1</font><a name="_Toc504746596">&#xA0;</a></font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><a name="_Toc504746596"></a></font> <font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">ELECTION
OF DIRECTORS</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Our
Board of Directors has set its number at ten members. Our current
Bylaws provide that in order to be eligible for consideration at
the Annual Meeting of Shareholders, all nominations of directors,
other than those made by the Governance Committee or the Board of
Directors, must be in writing and must be delivered to the
Secretary of the Company not less than 50 days nor more than 90
days prior to the meeting at which such nominations will be made;
provided, however, that if less than 60 days&#x2019; notice of the
meeting is given to the shareholders, such nominations must be
delivered to the Secretary of the Company not later than the close
of business on the tenth day following the day on which the notice
of meeting was mailed.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">7</font></div>
</div>
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<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Information about
the nominees for election to the Board of Directors for a one-year
term until the 2019 Annual Meeting of Shareholders appears below.
All of the nominees are currently serving on the Board of
Directors.</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
Director Nominees</font><a name="_Toc504746597">
<!--anchor--></a></font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic; font-family: Times New Roman">
James S. Abernethy</font>, age 63 (as of February 1, 2018), is
employed by Carolina Glove Company, Inc., a glove manufacturing
company as its Vice President. Mr. Abernethy continues to serve as
President and Assistant Secretary of Midstate Contractors, Inc., a
paving company and also as Vice President, Secretary and Chairman
of the Board of Directors of Alexander Railroad Company. He has
served as a director of the Company since 1992. Mr. Abernethy has a
total of 25 years of banking experience and is a graduate of the
North Carolina Bank Directors&#x2019; College and attended the
initial Advanced Directors&#x2019; Training session offered by the
North Carolina Bank Directors&#x2019; College in association with
the College of Management at North Carolina State University. Mr.
Abernethy earned a business administration degree from Gardner Webb
University in North Carolina. Over his 25 years of service on the
Board of Directors, Mr. Abernethy has served on all the
Bank&#x2019;s and the Company&#x2019;s committees.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic; font-family: Times New Roman">
Robert C. Abernethy</font>, age 67 (as of February 1, 2018), is
employed by Carolina Glove Company, Inc., a glove manufacturing
company, as its President, Secretary and Treasurer. Mr. Abernethy
continues to serve as Secretary and Assistant Treasurer of Midstate
Contractors, Inc., a paving company. He has served as a director of
the Company since 1976 and as Chairman since 1991. <font style="color: #FF0000">&#xA0;</font>Mr. Abernethy has a total of 41 years
of banking experience and is a graduate of the North Carolina Bank
Directors&#x2019; College and attended the initial Advanced
Directors&#x2019; Training session offered by the North Carolina
Bank Directors&#x2019; College in association with the College of
Management at North Carolina State University. Mr. Abernethy earned
a B.S. degree from Gardner Webb University in North Carolina. He
serves on the Finance Committee and Investment Committee of Grace
United Church of Christ. Mr. Abernethy also serves on the board of
directors of Carolina Glove Company, Inc. and Midstate Contractors,
Inc. both privately held companies.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic; font-family: Times New Roman">
Douglas S. Howard</font>, age 59 (as of February 1, 2018), is
employed by Denver Equipment of Charlotte, Inc. as Vice President,
Secretary and Treasurer. Mr. Howard is currently serving as the
Chairman of the Catawba Valley Medical Group. He has served as a
director of the Company since 2004. Mr. Howard has a total of 19
years of banking experience and is a graduate of the North Carolina
Bank Directors&#x2019; College and attended the initial Advanced
Directors&#x2019; Training session offered by the NC Bank
Directors&#x2019; College in association with the College of
Management at North Carolina State University. Mr. Howard also
serves as the Chairman of the Board of Trustees of Catawba Valley
Medical Center.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic; font-family: Times New Roman">
John W. Lineberger, Jr.</font>, age 67 (as of February 1, 2018), is
employed by Lincoln Bonded Warehouse Company, a commercial
warehousing facility, as President. He has served as a director of
the Company since 2004. Mr. Lineberger has a total of 13 years of
banking experience and is a graduate of the North Carolina Bank
Directors&#x2019; College and attended the initial Advanced
Directors&#x2019; Training session offered by the NC Bank
Directors&#x2019; College in association with the College of
Management at North Carolina State University. Mr. Lineberger
earned a B.S. degree in business administration from Western
Carolina University.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic; font-family: Times New Roman">
Gary E. Matthews</font>, age 62 (as of February 1, 2018), is
employed by Matthews Construction Company, Inc. as its President
and a Director. He has served as a director of the Company since
2001. Mr. Matthews has a total of 16 years of banking experience,
is a graduate of the North Carolina Bank Directors&#x2019; College,
and attended the initial Advanced Directors&#x2019; Training session
offered by the NC Bank Directors&#x2019; College in association with
the College of Management at North Carolina State University. Mr.
Matthews is also a director of Conover Metal Products, a privately
held company. Mr. Matthews earned a B.S. degree in civil
engineering/construction from North Carolina State
University.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">8</font></div>
</div>
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</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic; font-family: Times New Roman">
</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic; font-family: Times New Roman">
Billy L. Price, Jr., M.D.</font>, age 61 (as of February 1, 2018),
is a Practitioner of Internal Medicine at BL Price Jr Medical
Consultants, PLLC. Dr. Price also serves on the Board of Trustees
of Catawba Valley Medical Center. He has served as a director of
the Company since 2004. Dr. Price has a total of 13 years of
banking experience and is a graduate of the North Carolina Bank
Directors&#x2019; College and attended the initial Advanced
Directors&#x2019; Training session offered by the NC Bank
Directors&#x2019; College in association with the College of
Management at North Carolina State University. Dr. Price was
previously the owner/pharmacist of Conover Drug Company. He is also
a Medical Director of Healthgram Medical, a private company. Dr.
Price earned a B.S. degree in pharmacy from the University of North
Carolina at Chapel Hill and his MD from East Carolina University
School of Medicine. He serves as Medical Director and Assistant
Professor to Lenoir Rhyne University Physician Assistants Master of
Science Program.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic; font-family: Times New Roman">
Larry E. Robinson</font>, age 72 (as of February 1, 2018), is a
shareholder, director and President of The Blue Ridge Distributing
Company, Inc., a beer and wine distributor. He is also a director
and member of the Board of Directors of United Beverages of North
Carolina, LLC, a malt beverage beer distributor. He has served as a
director of the Company since 1993. Mr. Robinson has a total of 24
years of banking experience and is a graduate of the North Carolina
Bank Directors&#x2019; College. Mr. Robinson attended Western
Carolina University and received an Associate Degree in Business
and Accounting from Catawba Valley Community College in North
Carolina.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic; font-family: Times New Roman">
William Gregory Terry</font>, age 50 (as of February 1, 2018), is
President of DFH Holdings and Operator/General Manager of Drum
&amp; Willis-Reynolds Funeral Homes and Crematory. He has served as
a director of the Company since 2004. Mr. Terry has a total of 13
years of banking experience and is a graduate of the North Carolina
Bank Directors&#x2019; College and attended the initial Advanced
Directors&#x2019; Training session offered by the NC Bank
Directors&#x2019; College in association with the College of
Management at North Carolina State University. Mr. Terry graduated
with a B.S. degree in business management from Clemson University
in South Carolina. Mr. Terry serves on numerous civic and community
boards.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic; font-family: Times New Roman">
Dan Ray Timmerman, Sr.</font>, age 70 (as of February 1, 2018), is
a shareholder, director, Chairman of the Board of Directors and the
Chief Executive Officer of Timmerman Manufacturing, Inc., a wrought
iron furniture, railings and gates manufacturer. He has served as a
director of the Company since 1995. Mr. Timmerman has a total of 22
years of banking experience and is a graduate of the North Carolina
Bank Directors&#x2019; College and attended the initial Advanced
Directors&#x2019; Training session offered by the NC Bank
Directors&#x2019; College in association with the College of
Management at North Carolina State University. Mr. Timmerman earned
a B.S. degree in business administration with a concentration in
accounting from Lenoir-Rhyne University in North Carolina. Mr.
Timmerman serves as Chairman of the Board of the Catawba County
Economic Development Commission.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic; font-family: Times New Roman">
Benjamin I. Zachary</font>, age 61 (as of February 1, 2018), is
employed by Alexander Railroad Company as its President, Treasurer,
General Manager and Director. He has served as a director of the
Company since 1995. Mr. Zachary has a total of 22 years of banking
experience and is a graduate of the North Carolina Bank
Directors&#x2019; College. Mr. Zachary earned a B.S. degree in
business administration with a concentration in accounting from the
University of North Carolina at Chapel Hill. He worked as a CPA for
a national accounting firm for eight years following graduation
where his assignments included financial statement audits of
several banks.&#xA0; Mr. Zachary is a member of the Taylorsville
Rotary Club and has served as Treasurer for the Taylorsville Rotary
Club and its Foundation.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">We have
no reason to believe that any of the nominees for election will be
unable or will decline to serve if elected. In the event of death
or disqualification of any nominee or the refusal or inability of
any nominee to serve as a director, however, the proxies will vote
for the election of another person as they determine in their
discretion or may allow the vacancy to remain open until filled by
the Board of Directors. In no circumstance will any proxy be voted
for more than two nominees who are not named in this Proxy
Statement. Properly executed and returned proxies, unless revoked,
will be voted as directed by you or, in the absence of direction,
will be voted in favor of the election of the recommended nominees.
An affirmative vote of a plurality of votes cast at the Annual
Meeting is necessary to elect a nominee as a director.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
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THE BOARD OF DIRECTORS RECOMMENDS YOU VOTE &#x201C;<font style="text-decoration: underline">FOR</font>&#x201D; ALL OF THE NOMINEES
NAMED</font></div>
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ABOVE AS DIRECTORS</font></div>
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Executive Officers of the Company</font><a name="_Toc161551951"><!--anchor--></a></font></div>
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<font style="font-family: Times New Roman; font-size: 13px">During
2017, our executive officers were:</font></div>
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<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic; font-family: Times New Roman">
Lance A. Sellers</font>, age 55 (as of February 1, 2018), serves as
the President and Chief Executive Officer of the Company and the
Bank. Prior to becoming the President and Chief Executive Officer
of the Company and the Bank, Mr. Sellers served as Executive Vice
President and Assistant Corporate Secretary of the Company and
Executive Vice President and Chief Credit Officer of the Bank. He
has been employed by the Company and the Bank since 1998. Mr.
Sellers has a total of 33 years of banking experience. He is a
graduate of the University of North Carolina at Chapel Hill and
upon graduation served as a senior credit officer at a regional
bank headquartered in North Carolina.</font></div>
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<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic; font-family: Times New Roman">
William D. Cable, Sr.</font>, age 49 (as of February 1, 2018),
serves as Executive Vice President, Assistant Corporate Treasurer
and Corporate Secretary of the Company and Executive Vice President
and Chief Operating Officer of the Bank. He has been employed by
the Company and the Bank since 1995, where he has served as Senior
Vice President-Information Services. Mr. Cable has a total of 26
years of banking experience. Prior to joining the Company, Mr.
Cable was a regulatory examiner with the Federal Deposit Insurance
Corporation. He is a graduate of Western Carolina University and
the School of Banking of the South at Louisiana State
University.</font></div>
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<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic; font-family: Times New Roman">
A. Joseph Lampron, Jr.</font>, age 63 (as of February 1, 2018),
serves as Executive Vice President, Chief Financial Officer,
Corporate Treasurer and Assistant Corporate Secretary of the
Company and Executive Vice President and Chief Financial Officer of
the Bank. He has been employed by the Company and the Bank since
2001. Mr. Lampron is a graduate of the University of North Carolina
at Chapel Hill and upon graduation worked as a certified public
accountant with a national accounting firm. His work with the firm
included audits of banks and thrift institutions. Mr. Lampron has
also served as Chief Financial Officer of a thrift institution and
as a senior change manager in the finance group of a large North
Carolina bank. Mr. Lampron has a total of 38 years of banking
experience.</font></div>
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<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
How often did our Board of Directors meet during
2017?<br></font></div>
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<font style="font-family: Times New Roman; font-size: 13px">Our
Board of Directors held 14 meetings during 2017. All incumbent
directors attended more than 75% of the total number of meetings of
the Board of Directors and its committees on which they served
during the year.</font></div>
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<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
What is our policy for director attendance at Annual
Meetings?<br></font></div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Although it is
customary for all of our directors to attend Annual Meetings of
Shareholders, we have no formal policy in place requiring
attendance. All members of the Board of Directors attended our 2017
Annual Meeting of Shareholders held on May 4, 2017.</font></div>
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How can you communicate with the Board or its
members?<br></font></div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">We do
not have formal procedures for shareholder communication with our
Board of Directors. In general, our directors and officers are
easily accessible by telephone, postal mail or e-mail. Any matter
intended for your Board of Directors, or any individual director,
can be directed to Lance Sellers, our President and Chief Executive
Officer, or Joe Lampron, our Chief Financial Officer, at our
principal executive offices at 518 West C Street, Newton, North
Carolina 28658. You also may direct correspondence to our Board of
Directors, or any of its members, in care of the Company at the
foregoing address. Your communication will be forwarded to the
intended recipient unopened.</font></div>
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<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
Board Leadership Structure and Risk
Oversight</font><br></font></div>
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<font style="font-family: Times New Roman; font-size: 13px">Our
Company and the Bank have traditionally operated with separate
Chief Executive Officer and Chairman of the Board of Directors
positions. We believe it is our Chief Executive Officer&#x2019;s
responsibility to manage the Company and the Chairman&#x2019;s
responsibility to lead the Board of Directors. Robert Abernethy is
currently serving as Chairman of the Board of Directors, and James
Abernethy is currently serving as the Vice Chairman of the Board of
Directors. Other than Directors Lineberger and Matthews, all of the
members of the Board of Directors are independent under applicable
NASDAQ listing requirements. The Company has five standing
committees: Executive, Loan Sub-Committee, Governance, Audit and
Compensation. The Chief Executive Officer serves on the Executive
Committee. The Bank in</font></div>
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<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">addition to the
above-named committees has a Loan Committee and a Loan
Sub-Committee. The duties of the Company&#x2019;s committees are
described below. Each of the Company&#x2019;s and the Bank&#x2019;s
committees considers risk within its area of responsibility. The
Audit Committee and the full Board of Directors focus on the
Company&#x2019;s most significant risks in the areas of liquidity,
credit, interest rate and general risk management strategy. The
Board of Directors sets policy guidelines in the areas of loans and
asset/liability management which are reviewed on an on-going basis.
While the Board of Directors oversees the Company&#x2019;s risk
management, the Company&#x2019;s and the Bank&#x2019;s management are
responsible for day-to-day risk management following the dictates
of the policy decisions set by the Board of Directors.</font></div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
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<font style="font-family: Times New Roman; font-size: 13px">The
Governance Committee, as part of its annual review, evaluates the
Board of Directors leadership structure and performance and reports
its findings to the whole Board of Directors. The Board of
Directors believes that having separate persons serving as Chief
Executive Officer and Chairman and all independent directors
provides the optimal board leadership structure for the Company and
its shareholders.</font></div>
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Code of Business Conduct and Ethics<br></font></div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
Company and the Bank have a Code of Business Conduct and Ethics for
its directors, officers and employees. The Code of Business Conduct
and Ethics requires that individuals avoid conflicts of interest,
comply with all laws and other legal requirements, conduct business
in an honest and ethical manner and otherwise act with integrity
and in the best interests of the Company and the Bank. The Code of
Business Conduct and Ethics is a guide to help ensure that all
employees live up to the highest ethical standards of
behavior.</font></div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">A copy
of the Code of Business Conduct and Ethics is available on the
Bank&#x2019;s website (<font style="text-decoration: underline; color: #0000FF">www.peoplesbanknc.com</font>)
under Investor Relations.</font></div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">As is
permitted by SEC rules, the Company intends to post on its website
any amendment to or waiver from any provision in the Code of
Business Conduct and Ethics that applies to the Chief Executive
Officer, the Chief Financial Officer, the Controller, or persons
performing similar functions, and that relates to any element of
the standards enumerated in the rules of the SEC.</font></div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
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<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Diversity of the Board of Directors</font></div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
Governance Committee has no written diversity policy; however, the
Governance Committee defines diversity broadly to include, in
addition to race, gender, ethnicity and age, differences in
professional experience, educational background, geographic mix
within the Company&#x2019;s market area, skills and other individual
qualities and attributes that foster board heterogeneity in order
to encourage and maintain board effectiveness. While there are
currently no women or minorities serving on the Board of Directors,
any qualified candidate receives consideration regardless of race,
gender or national origin.</font></div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
How can a shareholder nominate someone for election to the Board of
Directors?<br></font></div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Our
Bylaws provide that in order to be eligible for consideration at
the Annual Meeting of Shareholders, all nominations of directors,
other than those made by the Governance Committee or the Board of
Directors, must be in writing and must be delivered to the
Secretary of the Company not less than 50 days nor more than 90
days prior to the meeting at which such nominations will be made.
However, if less than 60 days&#x2019; notice of the meeting is given
to the shareholders, such nominations must be delivered to the
Secretary of the Company not later than the close of business on
the tenth day following the day on which the notice of meeting was
mailed.</font></div>
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<font style="font-family: Times New Roman; font-size: 13px">The
Board of Directors may disregard any nominations that do not comply
with these requirements. Upon the instruction of the Board of
Directors, the inspector of voting for the Annual Meeting may
disregard all votes cast for a nominee if the nomination does not
comply with these requirements. Written notice of nominations
should be directed to the Secretary of the Company.</font></div>
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<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Who serves on the Board of Directors of the
Bank?<br></font></div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
Bank has ten directors currently serving on its Board of Directors,
who are the same people who are currently directors of the
Company.</font></div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Board Committees</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">During
2017, our Board of Directors had five standing committees, the
Audit and Enterprise Risk Committee, the Governance Committee, the
Compensation Committee, the Executive Committee and the Loan
Sub-Committee. The voting members of these Committees are appointed
by the Board of Directors annually from among its members. Certain
of our executive officers also serve as non-voting, advisory
members of these committees.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic">Executive Committee</font>.
The Executive Committee performs duties as assigned by the full
Board of Directors. Actions taken by the Executive Committee must
be approved by the full Board of Directors. The following persons
currently serve on the Executive Committee: Directors R. Abernethy,
J. Abernethy, Lineberger, Robinson and Terry, as well as the
President and Chief Executive Officer of the Company in a
non-voting capacity. It meets on an &#x201C;as needed&#x201D; basis
and did not meet during 2017.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic">Governance
Committee</font>. The Governance Committee is responsible for
developing and maintaining the corporate governance policy, as well
as acting as the nominating committee for the Board of Directors.
The following persons currently serve on the Governance Committee:
Directors R. Abernethy, J. Abernethy, Howard, Terry, and Timmerman.
All of the members of the Governance Committee are independent as
defined in the applicable NASDAQ listing standards. The Board of
Directors determines on an annual basis each director&#x2019;s
independence.</font></div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
Governance Committee, serving as the nominating committee of the
Board of Directors, interviews candidates for membership to the
Board of Directors, recommends candidates to the full Board of
Directors, slates candidates for shareholder votes, and fills any
vacancies on the Board of Directors which occur between shareholder
meetings. The Governance Committee&#x2019;s identification of
candidates for director typically results from the business
interactions of the members of the Governance Committee or from
recommendations received from other directors or from the
Company&#x2019;s management.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">If a
shareholder recommends a director candidate to the Governance
Committee in accordance with the Company&#x2019;s Bylaws, the
Governance Committee will consider the candidate and apply the same
considerations that it would to its own candidates. The
recommendation of a candidate by a shareholder should be made in
writing, addressed to the attention of the Governance Committee at
the Company&#x2019;s corporate headquarters. The recommendation
should include a description of the candidate&#x2019;s background,
his or her contact information, and any other information the
shareholder considers useful and appropriate for the Governance
Committee&#x2019;s consideration of the candidate. The criteria
which have been established by the Governance Committee as bearing
on the consideration of a candidate&#x2019;s qualification to serve
as a director include the following: the candidate&#x2019;s ethics,
integrity, involvement in the community,</font></div>
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<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">12</font></div>
</div>
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<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;success in
business, relationship with the Bank, investment in the Company,
place of residence (<font style="font-style: italic">i.e.</font>,
proximity to the Bank&#x2019;s market area), and financial
expertise.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
Governance Committee met once during the year ended December 31,
2017.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
Governance Committee has a written charter which is reviewed
annually, and amended as needed, by the Governance Committee. A
copy of the Governance Committee Charter is available onthe
Bank&#x2019;s website (<font style="text-decoration: underline; color: #0000FF">www.peoplesbanknc.com</font>)
under Investor Relations.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic">Audit and Enterprise Risk
Committee</font>. The Company has a separately designated standing
Audit and Risk Enterprise Committee (the &#x201C;<font style="text-decoration: underline">Audit Committee</font>&#x201D;) which
was established in accordance with Section 3(a)(58)(A) of the
Exchange Act. The Audit Committee&#x2019;s responsibilities include
oversight of enterprise risk. The Audit Committee has a written
charter which is reviewed annually, and amended as needed, by the
Audit Committee. A copy of the Audit Committee Charter is available
on the Bank&#x2019;s website (<font style="text-decoration: underline; color: #0000FF">www.peoplesbanknc.com</font>)
under Investor Relations. The following persons currently serve on
the Audit Committee: Directors R. Abernethy, J. Abernethy, Howard,
Price, Timmerman and Zachary.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
Board of Directors has determined that each member of the Audit
Committee is independent as that term is defined in the applicable
NASDAQ listing standards and the SEC&#x2019;s regulations. The Board
of Directors determines on an annual basis each director&#x2019;s
independence. In addition, the Board of Directors has determined
that each member of the Audit Committee qualifies as an
&#x201C;audit committee financial expert&#x201D; based on each of the
member&#x2019;s educational background and business
experience.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
Audit Committee meets at least quarterly and, among other
responsibilities, oversees (i) the independent auditing of the
Company; (ii) the system of internal controls that management has
established; and (iii) the quarterly and annual financial
information to be provided to shareholders and the SEC. The Audit
Committee met eight times during the year ended December 31,
2017.</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic">Audit Committee
Report</font><font style="font-style: italic">.</font> The Audit
Committee has reviewed and discussed the audited financial
statements with management of the Company and has discussed with
the independent auditors the matters required to be discussed by
Auditing Standards No. 16 as amended (AICPA, Professional
Standards, Vol. 1 AU section 380) as adopted by the Public Company
Accounting Oversight Board in Rule 3200T. In addition, the Audit
Committee has received the written disclosures and the letter from
the independent accountants required by the applicable requirements
of the Public Company Accounting Oversight Board regarding the
independent accountant&#x2019;s communications with the Audit
Committee concerning independence, and has discussed with the
independent accountant the independent accountant&#x2019;s
independence. Based upon these reviews and discussions, the Audit
Committee recommended to the Board of Directors that the audited
financial statements be included in the Company&#x2019;s Annual
Report on Form 10-K for the fiscal year ended December 31, 2017 for
filing with the SEC.</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: top; width: 24%; border-top: 0.75pt solid rgb(255, 255, 255);">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 25%; border-top: 0.75pt solid rgb(255, 255, 255);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Robert
C. Abernethy</font></div>
</td>
<td style="vertical-align: top; width: 35%; border-top: 0.75pt solid rgb(255, 255, 255);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Dan R.
Timmerman, Sr.</font></div>
</td>
<td style="vertical-align: top; width: 15%; border-top: 0.75pt solid rgb(255, 255, 255);">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 24%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 25%;">
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Benjamin I.
Zachary</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Douglas
S. Howard</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 35%;">
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">James
S. Abernethy</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Billy L
Price, Jr. MD, Committee Chair</font></div>
</td>
<td style="vertical-align: top; width: 15%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic">Compensation
Committee</font>.<font style="font-style: italic">&#xA0;</font>The
Company&#x2019;s Compensation Committee is responsible for
developing, reviewing, implementing and maintaining the
Bank&#x2019;s salary, bonus, and incentive award programs and for
making recommendations to the Company&#x2019;s and the Bank&#x2019;s
Board of Directors regarding compensation of the executive
officers. Upon recommendation from the Compensation Committee, the
Company&#x2019;s Board of Directors ultimately determines such
compensation.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">All of
the members of the Compensation Committee are independent as
defined in the applicable NASDAQ&#x2019;s listing standards. The
Board of Directors determines on an annual basis each
director&#x2019;s independence. The following persons currently
serve on the Compensation Committee: Directors R. Abernethy, J.
Abernethy, Howard, Terry and Timmerman. The Compensation Committee
met three times during the year ended December 31,
2017.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
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</div>
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<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
Compensation Committee has a written charter which is reviewed
annually, and amended as needed, by the Compensation Committee. A
copy of the Compensation Committee&#x2019;s Charter is available on
the Bank&#x2019;s website (<font style="text-decoration: underline; color: #0000FF">www.peoplesbanknc.com</font>)
under Investor Relations.</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic">Compensation Committee
Interlocks and Insider Participation</font>. No member of the
Compensation Committee is now, or formerly was, an officer or
employee of the Company or the Bank. None of the named executive
officers serve as a member of the board of directors of another
entity whose executive officers or directors serve on the
Company&#x2019;s Board of Directors.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic">Compensation Committee
Report</font>.<font style="font-style: italic">&#xA0;</font>The
Compensation Committee has reviewed and discussed the Compensation
Discussion and Analysis in this Proxy Statement with management and
has recommended that it be included in this Proxy Statement and our
Annual Report on Form 10-K filed with the SEC for the year ended
December 31, 2017.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 144px; margin-right: 0px; text-indent: 192px">
<font style="font-family: Times New Roman; font-size: 13px">Compensation
Committee</font></div>
<div style="text-align: left; margin-left: 192px; margin-right: 0px; text-indent: 192px">
<font style="font-family: Times New Roman; font-size: 13px">Robert
C. Abernethy</font></div>
<div style="text-align: left; margin-left: 192px; margin-right: 0px; text-indent: 192px">
<font style="font-family: Times New Roman; font-size: 13px">James
S. Abernethy</font></div>
<div style="text-align: left; margin-left: 192px; margin-right: 0px; text-indent: 192px">
<font style="font-family: Times New Roman; font-size: 13px">Douglas
S. Howard</font></div>
<div style="text-align: left; margin-left: 192px; margin-right: 0px; text-indent: 192px">
<font style="font-family: Times New Roman; font-size: 13px">William
Gregory Terry</font></div>
<div style="text-align: left; margin-left: 192px; margin-right: 0px; text-indent: 192px">
<font style="font-family: Times New Roman; font-size: 13px">Dan R.
Timmerman, Sr., Committee Chair</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Compensation Discussion and Analysis</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
following Compensation Discussion and Analysis provides information
with respect to the compensation paid during the year ended
December 31, 2017 to our President and Chief Executive Officer,
Lance A. Sellers, our Chief Financial Officer, A. Joseph Lampron,
Jr. and William D. Cable, Sr. (together, our &#x201C;<font style="text-decoration: underline">named executive
officers</font>&#x201D;).</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic">Compensation Committee
Processes and Procedures</font>.<font style="font-style: italic">&#xA0;</font>The Compensation Committee
assists the Board of Directors in determining appropriate
compensation levels for the members of the Board of Directors and
our named executive officers. It also has strategic and
administrative responsibility for a broad range of compensation
issues. It seeks to ensure that we compensate key management
employees effectively and in a manner consistent with the
Compensation Committee&#x2019;s stated compensation strategy and
relevant requirements of various regulatory entities. A part of
these responsibilities is overseeing the administration of
executive compensation and employee benefit plans, including the
design, selection of participants, establishment of performance
measures, and evaluation of awards pursuant to our annual and
long-term incentive programs.</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic">Compensation
Philosophy</font><font style="font-style: italic">.</font> The
overall objective of our executive compensation program is to align
total compensation so that the individual executive believes it is
fair and equitable and provides the highest perceived value to our
shareholders and to that individual. In order to accomplish this
overall objective, our executive compensation program is designed
to: (i) attract qualified executives necessary to meet our needs as
defined by the Company&#x2019;s strategic plans, and (ii) retain and
motivate executives whose performance supports the achievement of
our long-term plans and short-term goals. The executive
compensation program is founded upon the idea that a strong,
performance-oriented compensation program, which is generally
consistent with the practices of our peers, is a key ingredient in
becoming a leading performer among financial institutions of
similar size, and is, therefore, in the best interests of our
shareholders.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
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<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">14</font></div>
</div>
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<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
Compensation Committee considers a number of factors specific to
each executive&#x2019;s role when determining the amount and mix of
compensation to be paid. These factors are:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="margin-left: 96px; display: table">
<div style="display: table-row">
<div style="text-align: left; display: table-cell; width: 48px">
<font style="font-size: 13px">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">compensation of the
comparable executives at comparable financial
institutions;</font></div>
</div>
</div>
<div style="margin-left: 96px; display: table">
<div style="display: table-row">
<div style="text-align: left; display: table-cell; width: 48px">
<font style="font-size: 13px">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">financial
performance of the Company (especially on a &#x201C;net
operating&#x201D; basis, which excludes the effect of one-time gains
and expenses) over the most recent fiscal year and the prior three
years;</font></div>
</div>
</div>
<div style="margin-left: 96px; display: table">
<div style="display: table-row">
<div style="text-align: left; display: table-cell; width: 48px">
<font style="font-size: 13px">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">composition of
earnings;</font></div>
</div>
</div>
<div style="margin-left: 96px; display: table">
<div style="display: table-row">
<div style="text-align: left; display: table-cell; width: 48px">
<font style="font-size: 13px">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">asset quality
relative to the banking industry;</font></div>
</div>
</div>
<div style="margin-left: 96px; display: table">
<div style="display: table-row">
<div style="text-align: left; display: table-cell; width: 48px">
<font style="font-size: 13px">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">responsiveness to
the economic environment;</font></div>
</div>
</div>
<div style="margin-left: 96px; display: table">
<div style="display: table-row">
<div style="text-align: left; display: table-cell; width: 48px">
<font style="font-size: 13px">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">the Company&#x2019;s
achievement compared to its corporate, financial, strategic and
operational objectives and business plans; and</font></div>
</div>
</div>
<div style="margin-left: 96px; display: table">
<div style="display: table-row">
<div style="text-align: left; display: table-cell; width: 48px">
<font style="font-size: 13px">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">cumulative
shareholder return.</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic">Elements of the Executive
Compensation Program</font><font style="font-style: italic">.</font> The Company&#x2019;s and the
Bank&#x2019;s compensation program consists of the following
elements:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 96px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-style: italic; text-decoration: underline">Base
Salary</font>. The salaries of our named executive officers are
designed to provide a reasonable level of compensation that is
affordable to the Company and fair to the executive. Salaries are
reviewed annually, and adjustments, if any, are made based on the
review of competitive salaries in our peer group, as well as an
evaluation of the individual officer&#x2019;s responsibilities, job
scope, and individual performance. For example, we assess each
officer&#x2019;s success in achieving budgeted earnings and return
ratios, business conduct and integrity, and leadership and team
building skills.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 96px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-style: italic; text-decoration: underline">Annual
CashIncentive Awards</font>. We believe that annual cash incentive
awards encourage our named executive officers to achieve short-term
targets that are critical to achievement of our long-term strategic
plan. The Bank has a Management Incentive Plan for officers of the
Bank. Participants in the Management Incentive Plan are recommended
annually by the President and Chief Executive Officer to the
Bank&#x2019;s Board of Directors. Each individual&#x2019;s incentive
pool is determined by a formula which links attainment of corporate
budget with attainment of individual goals and objectives.
Incentives under the Management Incentive Plan are paid annually.
No named executive officer earned or was paid a cash incentive
under the Management Incentive Plan during the fiscal year ended
December 31, 2017.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 96px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-style: italic; text-decoration: underline">Discretionary
Bonus and Service Awards</font><font style="font-style: italic">.</font> <font style="color: #000000">From
time to time the Compensation Committee may recommend to the Board
of Directors that additional bonuses be paid based on
accomplishments that significantly exceed expectations during the
fiscal year. These bonuses are totally discretionary as to who will
receive a bonus and the amount of any such bonus. In 2017, the
Compensation Committee recommended, and the Board of Directors
approved, discretionary bonuses as follows: $55,000 for Mr.
Sellers; $45,000 for Mr. Lampron; and $45,000 for Mr. Cable. These
discretionary bonuses were paid in January of 2018.</font> Under
the Service Recognition Program, the Bank gives service awards to
each employee and director for every five years of service with the
Bank to promote longevity of service for both directors and
employees. Service awards are made in the form of shares of the
Company&#x2019;s common stock plus cash in the amount necessary to
pay taxes on the award. The number of shares awarded increases with
the number of years of service to the Bank.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 96px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-style: italic; text-decoration: underline">Long-Term Equity
Incentive Awards</font>. The Company maintains the 2009 Omnibus
Stock Ownership and Long Term Incentive Plan (&#x201C;<font style="text-decoration: underline">Omnibus Plan</font>&#x201D;), under
which it is permitted to grant incentive stock options, restricted
stock, restricted stock units, stock appreciation rights, book
value shares, and performance units. The purpose of the Omnibus
Plan is to promote the interests of the Company by attracting and
retaining directors and employees of outstanding ability and to
provide executives of the Company greater incentive to make
material contributions to the success of the Company by providing
them with stock-based compensation which will increase in value
based upon the market performance of the common stock and/or the
corporate achievement of financial and other performance
objectives.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 96px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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</div>
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</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 96px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 96px">
<font style="font-family: Times New Roman; font-size: 13px">In
making its decision to grant awards to the Company&#x2019;s named
executive officers under the Omnibus Plan, the Compensation
Committee considers all elements of such named executive
officer&#x2019;s compensation. In considering the number of awards
to grant to the Company&#x2019;s named executive officers, the
Compensation Committee considers each named executive
officer&#x2019;s contribution to the Company&#x2019;s
performance.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 96px">
<font style="font-family: Times New Roman; font-size: 13px">The
Company did not grant any plan-based awards to its named executive
officers during the fiscal year ended December 31, 2017. See
&#x201C;Outstanding Equity Awards at Fiscal Year-End&#x201D; on page
19 of this Proxy Statement and &#x201C;Option Exercises and Stock
Vested&#x201D; on page 19 of this Proxy Statement for information on
grants and vesting of restricted stock units to the named executed
officers during the fiscal years ended December 31, 2012, 2013,
2014, 2015 and 2017. See &#x201C;Omnibus Plan and Long Term
Incentive Plan&#x201D; starting on page 22 of this Proxy Statement
for additional information on the Omnibus Plan.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 96px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-style: italic; text-decoration: underline">Supplemental
Executive Retirement Agreements</font>. The Bank provides
non-qualified supplemental executive retirement benefit in the form
of Amended and Restated Executive Salary Continuation Agreements
with Messrs. Sellers, Lampron and Cable. The Committee&#x2019;s goal
is to provide competitive retirement benefits given the
restrictions on executives within tax-qualified plans. In prior
years, the Compensation Committee worked with a compensation
consultant in analyzing the possible benefits of using supplemental
retirement benefits to address the issues of internal and external
equity in terms of retirement benefits offered to all employees at
the Company as a percentage of final average pay and executives in
our peer group. In connection with the non-qualified supplemental
executive retirement benefits, the Bank purchased life insurance
contracts on the lives of the named executive officers. The
increase in cash surrender value of the life insurance contracts
constitutes the Bank&#x2019;s contribution to the plan each year.
The Bank will pay benefits to participating officers for a period
between 13 years and the life of the officer. The Bank is the sole
owner of all of the insurance contracts.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 96px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-style: italic; text-decoration: underline">Profit Sharing
Plan and 401(k) Plan</font><font style="font-style: italic">.</font> The Bank has a Profit Sharing Plan
and 401(k) Plan for all eligible employees. The Bank made no
contribution to the Profit Sharing Plan for the year ended December
31, 2017.<font style="font-weight: bold">&#xA0;</font>No
investments in Bank stock have been made by the plan. Under the
Bank&#x2019;s 401(k) Plan, the Bank matches employee contributions
to a maximum of 4.00% of annual compensation. The Bank&#x2019;s 2017
contribution to the 401(k) Plan pursuant to this formula was
approximately $622,000. All contributions to the 401(k) Plan are
tax deferred. The Profit Sharing Plan and 401(k) Plan permit
participants to choose from investment funds which are selected by
a committee comprised of senior management. Employees are eligible
to participate in both the 401(k) Plan and Profit Sharing Plan
beginning in the second month of employment. Both plans are now
&#x201C;safe harbor&#x201D; plans, and all participants are
immediately 100% vested in all employer contributions.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 96px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-style: italic; text-decoration: underline; color: #000000">Deferred
Compensation Plan</font><font style="color: #000000">. The Bank
maintains a non-qualified deferred compensation plan for directors
and certain officers. Eligible officers selected by the
Bank&#x2019;s Board of Directors may elect to contribute a
percentage of their compensation to the plan. Participating
officers may elect to invest their deferred compensation in a
restricted list of investment funds. The Bank may make matching or
other contributions to the plan as well, in amounts determined at
the discretion of the Bank. Participants are fully vested in all
amounts contributed to the plan by them or on their behalf. The
Bank has established a Rabbi Trust to hold the accrued benefits of
the participants under the plan. There are no
&#x201C;above-market&#x201D; returns provided for in this plan. The
Bank made no contributions to the plan in 2017.</font><font style="font-weight: bold; color: #000000">&#xA0;</font><font style="color: #000000">Benefits under the plan are payable in the event
of the participant&#x2019;s retirement, death, termination, or as a
result of hardship. Benefit payments may be made in a lump sum or
in installments, as selected by the
participant.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 96px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-style: italic; text-decoration: underline">Employment
Agreements</font>. The Company has employment agreements with each
named executive officer, which the Board of Directors believes
serve a number of functions, including (i) retention of the
executive team; (ii) mitigation of any uncertainty about future
employment and continuity of management in the event of a change in
control; and (iii) protection of the Company and customers through
non-compete and non-solicitation covenants. Additional information
regarding the employment agreements, including a description of key
terms may be found starting on page 21 of this Proxy
Statement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 96px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 96px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-style: italic; text-decoration: underline">Other
Benefits</font><font style="font-weight: bold; font-style: italic">.</font> Executive officers
are entitled to participate in fringe benefit plans offered to
employees including health and dental insurance plans and life,
accidental death and dismemberment and long-term disability plans.
In addition, the Bank has paid country club dues for each named
executive officer and provides a car allowance to Mr.
Sellers.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 96px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">16</font></div>
</div>
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</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 96px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
above elements of each named executive officer&#x2019;s compensation
are not inter-related. For example, if vesting standards on
restricted stock awards are not achieved, the executive&#x2019;s
base salary is not increased to make up the difference. Similarly,
the value of previously granted options is not considered by the
Compensation Committee in recommending the other elements of the
compensation package.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
Compensation Committee did not engage a compensation consultant
during the year ended December 31, 2017. The President and Chief
Executive Officer of the Company and the Bank makes recommendations
to the Committee regarding the compensation of the executive
officers other than his own. The President and Chief Executive
Officer participates in the deliberations, but not in the
decisions, of the Compensation Committee regarding compensation of
executive officers. He does not participate in the Compensation
Committee&#x2019;s discussion or decisions regarding his own
compensation. The Compensation Committee reports its actions to the
Board of Directors and keeps written minutes of its meetings, which
minutes are maintained with the books and records of the
Company.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
Compensation Committee also considers the results of the
shareholders&#x2019; non-binding vote on executive compensation. At
the 2013 Annual Meeting of Shareholders, 52% of the shareholders
who voted at the 2013 Annual Meeting of Shareholders elected to
review the executive compensation of the Company&#x2019;s named
executive officers once every three years. As a result, the Company
submitted, in a non-binding advisory proposal, the executive
compensation of the Company&#x2019;s named executive officers at the
2016 Annual Meeting of Shareholders. At the 2016 Annual Meeting of
Shareholders, 94% of the shareholders who voted at the 2016 Annual
Meeting of Shareholders approved the executive compensation of the
Company&#x2019;s named executive officers as presented to the
shareholders in the 2016 proxy statement. The Company will submit a
vote to the shareholders on the compensation of its named executive
officers and the frequency on which shareholders review such
compensation at its 2019 Annual Meeting of
Shareholders.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 36px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">2017
Compensation Disclosure Ratio of the Median Annual Total
Compensation of All Company Employees to the Annual Total
Compensation of the Company&#x2019;s Chief Executive
Officer</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">We
believe our executive compensation program must be consistent and
internally equitable to motivate our employees to perform in ways
that enhance shareholder value. We are committed to internal pay
equity, and the Compensation Committee monitors the relationship
between the pay of our executive officers and the pay of our
non-executive employees.&#xA0; The Compensation Committee reviewed
a comparison of our Chief Executive Officer&#x2019;s annual total
compensation in fiscal year 2017 to that of all other Company
employees (including all employees of the Bank) for the same
period.&#xA0; The calculation of annual total compensation of all
employees was determined in the same manner as the &#x201C;Total
Compensation&#x201D; shown for our Chief Executive Officer in the
&#x201C;Summary Compensation Table&#x201D; on page 18 of this Proxy
Statement.&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 36px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
calculation below includes all employees as of October 31,
2017.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
2017 compensation disclosure ratio of the median annual total
compensation of all Company employees to the annual total
compensation of the Company&#x2019;s chief executive officer is as
follows:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 36px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Median
Annual Total Compensation of</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 36px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">All
Employees (excluding Lance A. Sellers, Chief</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 36px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Executive
Officer)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
$ &#xA0;&#xA0; 41,677</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 36px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 48px"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">Annual Total
Compensation of Lance A. Sellers,</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 36px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Chief
Executive
Officer&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
$ 465,758</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 36px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Ratio
of the Median Annual Total Compensation</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 36px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">of All
Employees to the Annual Total Compensation</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 36px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">of
Lance A. Sellers, Chief Executive
Officer&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;
11.2</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
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<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">17</font></div>
</div>
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<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
Summary Compensation Table</font><a name="_Toc161551952"><!--anchor--></a></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
executive officers of the Company are not paid any cash
compensation by the Company. However, the executive officers of the
Company also are executive officers of the Bank and receive
compensation from the Bank. The table on the following page show,
for the fiscal years ended December 31, 2017, 2016 and 2015, the
cash compensation received by, as well as certain other
compensation paid or accrued for those years, to each named
executive officer.</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
SUMMARY COMPENSATION TABLE</font></div>
<div style="text-align: center">
<table cellpadding="0" cellspacing="0" style="text-align: center; width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: bottom; width: 22%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 9%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 9%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="2" style="vertical-align: bottom; width: 14%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 22%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Name and Principal Position</font></font></div>
</td>
<td style="vertical-align: bottom; width: 6%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Year</font></font></div>
</td>
<td style="vertical-align: bottom; width: 9%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Salary($)</font></font></div>
</td>
<td style="vertical-align: bottom; width: 9%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Bonus($)</font></font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px;">
Stock</font></font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Awards($)<font style="font-size: 70%; vertical-align: top; text-decoration: underline;">1</font></font></font></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px;">
Change in</font></font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px;">
Pension Value</font></font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px;">
and Nonqualified</font></font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px;">
Deferred</font></font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px;">
Compensation</font></font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px;">
<font style="text-decoration: underline">Earnings($)</font></font></font></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px;">
All Other</font></font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Compensation($)<font style="font-size: 70%; vertical-align: top; text-decoration: underline;">2</font></font></font></div>
</td>
<td style="vertical-align: bottom; width: 10%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline"><font style="font-weight: bold; font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Total($)</font></font></div>
</td>
<td style="vertical-align: top; width: 4%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 22%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 9%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 9%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 10%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 4%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: bottom; width: 22%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Lance
A. Sellers</font></div>
</td>
<td style="vertical-align: bottom; width: 6%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">2017</font></div>
</td>
<td style="vertical-align: bottom; width: 9%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">319,185</font></div>
</td>
<td style="vertical-align: bottom; width: 9%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">55,000</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;62,493</font></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div style="text-align: center; margin-left: 0px; margin-right: 3px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;29,080</font></div>
</td>
<td style="vertical-align: bottom; width: 10%;">
<div style="text-align: left; margin-left: 0px; margin-right: -5px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">465,758</font></div>
</td>
<td style="vertical-align: top; width: 4%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 22%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">President
and Chief Executive</font></div>
</td>
<td style="vertical-align: bottom; width: 6%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">2016</font></div>
</td>
<td style="vertical-align: bottom; width: 9%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">319,185</font></div>
</td>
<td style="vertical-align: bottom; width: 9%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">50,000</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;57,312</font></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div style="text-align: center; margin-left: 0px; margin-right: 3px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;31,775</font></div>
</td>
<td style="vertical-align: bottom; width: 10%;">
<div style="text-align: left; margin-left: 0px; margin-right: -5px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">458,271</font></div>
</td>
<td style="vertical-align: top; width: 4%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: bottom; width: 22%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Officer</font></div>
</td>
<td style="vertical-align: bottom; width: 6%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">2015</font></div>
</td>
<td style="vertical-align: bottom; width: 9%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">311,400</font></div>
</td>
<td style="vertical-align: bottom; width: 9%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">30,000</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">39,893</font></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;52,507</font></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div style="text-align: center; margin-left: 0px; margin-right: 3px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;31,861</font></div>
</td>
<td style="vertical-align: bottom; width: 10%;">
<div style="text-align: left; margin-left: 0px; margin-right: -5px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">465,661</font></div>
</td>
<td style="vertical-align: top; width: 4%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 22%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 9%;">
<div style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 9%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 10%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 4%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: bottom; width: 22%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">A.
Joseph Lampron, Jr.</font></div>
</td>
<td style="vertical-align: bottom; width: 6%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">2017</font></div>
</td>
<td style="vertical-align: bottom; width: 9%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">203,892</font></div>
</td>
<td style="vertical-align: bottom; width: 9%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">45,000</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div style="text-align: center; margin-left: 0px; margin-right: 14px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;112,658</font></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div style="text-align: center; margin-left: 0px; margin-right: 3px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;23,020</font></div>
</td>
<td style="vertical-align: bottom; width: 10%;">
<div style="text-align: left; margin-left: 0px; margin-right: 15px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">384,570</font></div>
</td>
<td style="vertical-align: top; width: 4%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 22%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Executive
Vice President,</font></div>
</td>
<td style="vertical-align: bottom; width: 6%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">2016</font></div>
</td>
<td style="vertical-align: bottom; width: 9%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">197,653</font></div>
</td>
<td style="vertical-align: bottom; width: 9%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">40,000</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div style="text-align: center; margin-left: 0px; margin-right: 14px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;102,893</font></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div style="text-align: center; margin-left: 0px; margin-right: 3px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;24,307</font></div>
</td>
<td style="vertical-align: bottom; width: 10%;">
<div style="text-align: left; margin-left: 0px; margin-right: 15px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">365,153</font></div>
</td>
<td style="vertical-align: top; width: 4%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: bottom; width: 22%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Chief
Financial Officer</font></div>
</td>
<td style="vertical-align: bottom; width: 6%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">2015</font></div>
</td>
<td style="vertical-align: bottom; width: 9%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">193,125</font></div>
</td>
<td style="vertical-align: bottom; width: 9%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">30,000</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">29,920</font></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div style="text-align: center; margin-left: 0px; margin-right: 14px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;93,827</font></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div style="text-align: center; margin-left: 0px; margin-right: 3px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;23,105</font></div>
</td>
<td style="vertical-align: bottom; width: 10%;">
<div style="text-align: left; margin-left: 0px; margin-right: 15px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">369,977</font></div>
</td>
<td style="vertical-align: top; width: 4%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 22%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 6%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 9%;">
<div style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 9%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 10%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 4%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 22%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">William
D. Cable, Sr.</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">2017</font></div>
</td>
<td style="vertical-align: top; width: 9%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">209,830</font></div>
</td>
<td style="vertical-align: top; width: 9%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">45,000</font></div>
</td>
<td style="vertical-align: top; width: 11%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 14%;">
<div style="text-align: center; margin-left: 0px; margin-right: 14px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;24,608</font></div>
</td>
<td style="vertical-align: top; width: 14%;">
<div style="text-align: center; margin-left: 0px; margin-right: 3px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;24,506</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: left; margin-left: 0px; margin-right: 16px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">303,944</font></div>
</td>
<td style="vertical-align: top; width: 4%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 22%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Executive
Vice President,</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">2016</font></div>
</td>
<td style="vertical-align: top; width: 9%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">203,179</font></div>
</td>
<td style="vertical-align: top; width: 9%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">40,000</font></div>
</td>
<td style="vertical-align: top; width: 11%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 14%;">
<div style="text-align: center; margin-left: 0px; margin-right: 14px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;22,540</font></div>
</td>
<td style="vertical-align: top; width: 14%;">
<div style="text-align: center; margin-left: 0px; margin-right: 3px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;25,500</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: left; margin-left: 0px; margin-right: 16px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">291,759</font></div>
</td>
<td style="vertical-align: top; width: 4%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: bottom; width: 22%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Chief
Operating Officer</font></div>
</td>
<td style="vertical-align: top; width: 6%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">2015</font></div>
</td>
<td style="vertical-align: top; width: 9%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">198,750</font></div>
</td>
<td style="vertical-align: top; width: 9%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">30,000</font></div>
</td>
<td style="vertical-align: top; width: 11%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">29,920</font></div>
</td>
<td style="vertical-align: top; width: 14%;">
<div style="text-align: center; margin-left: 0px; margin-right: 14px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;20,619</font></div>
</td>
<td style="vertical-align: top; width: 14%;">
<div style="text-align: center; margin-left: 0px; margin-right: 3px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;27,403</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: left; margin-left: 0px; margin-right: 16px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">306,692</font></div>
</td>
<td style="vertical-align: top; width: 4%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: -48px">
<font style="font-family: Times New Roman; font-size: 13px">________________</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: -12px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">1</font><font style="font-size: 13px">&#xA0;</font>Amount represents the aggregate
grant date fair value computed in accordance with FASB ASC Topic
718. See Note 1 in the Notes to the Company&#x2019;s Consolidated
Financial Statements included in the Company&#x2019;s Annual Report,
which Annual Report is attached here to as Appendix A.</font></div>
<div style="text-align: left; margin-left: 12px; margin-right: 0px; text-indent: -12px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">2</font> All other
compensation is comprised of the following:</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: top; width: 18%; border-top: 0.5pt solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
<font style="font-style: italic">Name and Principal</font>
Position</font></div>
</td>
<td style="vertical-align: top; width: 6%; border-top: 0.5pt solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Year</font></div>
</td>
<td style="vertical-align: top; width: 8%; border-top: 0.5pt solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Employer</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Match($)</font></div>
</td>
<td style="vertical-align: top; width: 10%; border-top: 0.5pt solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Car</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Allowance($)</font></div>
</td>
<td style="vertical-align: top; width: 9%; border-top: 0.5pt solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Country</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Club</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Dues($)</font></div>
</td>
<td style="vertical-align: top; width: 10%; border-top: 0.5pt solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Split</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Dollar</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Death</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Benefit($)</font></div>
</td>
<td style="vertical-align: top; width: 9%; border-top: 0.5pt solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Group</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Term</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Life($)<font style="font-size: 70%; vertical-align: top">(a)</font></font></div>
</td>
<td style="vertical-align: top; width: 13%; border-top: 0.5pt solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Disability</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
and LTC</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Premiums($)<font style="font-size: 70%; vertical-align: top">(b)</font></font></div>
</td>
<td style="vertical-align: top; width: 9%; border-top: 0.5pt solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Dividends</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Accrued</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
on</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Restricted</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Stock</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Units($)</font></div>
</td>
<td style="vertical-align: top; width: 8%; border-top: 0.5pt solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Other($)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 18%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Lance
A. Sellers</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">President
and Chief Executive Officer</font></div>
</td>
<td style="vertical-align: top; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">2017</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">2016</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">2015</font></div>
</td>
<td style="vertical-align: top; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">10,800</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">10,600</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">10,600</font></div>
</td>
<td style="vertical-align: top; width: 10%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;2,888</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;4,113</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;4,113</font></div>
</td>
<td style="vertical-align: top; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;3,636</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;3,576</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;
3,506</font></div>
</td>
<td style="vertical-align: top; width: 10%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;501</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;480</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;454</font></div>
</td>
<td style="vertical-align: top; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;3,456</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;2,376</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;4,104</font></div>
</td>
<td style="vertical-align: top; width: 13%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">5,628</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">5,628</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">5,398</font></div>
</td>
<td style="vertical-align: top; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">2,171</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">5,002</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">3,686</font></div>
</td>
<td style="vertical-align: top; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">0</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">0</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">0</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 18%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">A.
Joseph Lampron, Jr.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Executive
Vice President, Chief Financial Officer</font></div>
</td>
<td style="vertical-align: top; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">2017</font>&#xA0;</div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">2016</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">2015</font></div>
</td>
<td style="vertical-align: top; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">10,800</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">9,096</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">8,628</font></div>
</td>
<td style="vertical-align: top; width: 10%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">0</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">0</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">0</font></div>
</td>
<td style="vertical-align: top; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;3,460</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;3,380</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;3,300</font></div>
</td>
<td style="vertical-align: top; width: 10%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;1,234</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;1,139</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;1,056</font></div>
</td>
<td style="vertical-align: top; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;3,951</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;3,863</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;5,506</font></div>
</td>
<td style="vertical-align: top; width: 13%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">1,984</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">1,984</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">1,984</font></div>
</td>
<td style="vertical-align: top; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">1,591</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">3,570</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">2,631</font></div>
</td>
<td style="vertical-align: top; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">0</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">1,275<font style="font-size: 70%; vertical-align: top">(d)</font></font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">0</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 18%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">William
D. Cable, Sr.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Executive
Vice President, Chief Operating Officer</font></div>
</td>
<td style="vertical-align: top; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">2017</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">2016</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">2015</font></div>
</td>
<td style="vertical-align: top; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">10,675</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">8,699</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">9,150</font></div>
</td>
<td style="vertical-align: top; width: 10%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">0</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">0</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">0</font></div>
</td>
<td style="vertical-align: top; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;3,636</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;4,676</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;3,452</font></div>
</td>
<td style="vertical-align: top; width: 10%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;433</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;405</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;377</font></div>
</td>
<td style="vertical-align: top; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;1,796</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;1,775</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;3,477</font></div>
</td>
<td style="vertical-align: top; width: 13%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">6,375</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">6,375</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">5,816</font></div>
</td>
<td style="vertical-align: top; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">1,591</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">3,570</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">2,631</font></div>
</td>
<td style="vertical-align: top; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">0</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">0</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">2,500<font style="font-size: 70%; vertical-align: top">(c)</font></font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">_________</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">
(a)</font>Represents amounts paid by the Bank for premiums on group
term life insurance in excess of $50,000 for each named executive
officer.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">
(b)</font>Represents amounts paid by the Bank for premiums on
disability and long-term care insurance for each NEO.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">
(c)</font>In 2015, Mr. Cable received 106 shares for 20 years of
service with the Bank and $513 in cash to pay the taxes associated
with the award under the Bank&#x2019;s Service Recognition
Program.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">
(d)</font>In 2016, Mr. Lampron received 42 shares for 15 years of
service with the Bank and $288 in cash to pay the taxes associated
with the award under the Bank&#x2019;s Service Recognition
Program.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">18</font></div>
</div>
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<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Grants of Plan-Based AwardsGrants of Plan-Based Awards</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
Company did not grant any plan-based awards to the named executive
officers during the fiscal year ended December&#xA0;31,
2017.</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Outstanding Equity Awards at Fiscal Year EndOutstanding Equity
Awards at Fiscal Year End</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
following table shows certain information for those outstanding
equity awards at December&#xA0;31, 2017.</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">OUTSTANDING
EQUITY AWARDS AT FISCAL YEAR-END TABLE</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: left">
<table cellpadding="0" cellspacing="0" style="text-align: left; width: 100%; font-family: Times New Roman; font-size: 13px; margin: 0px auto 0px 0px;">
<tr>
<td style="vertical-align: middle; width: 20%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="4" style="vertical-align: middle; width: 80%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Stock
Awards</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 20%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 72px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px"><font style="text-decoration: underline">Name</font></font></div>
</td>
<td style="vertical-align: top; width: 14%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Number
of</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Shares
or Units</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">of
Stock That</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Have
Not</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="text-decoration: underline">
Vested (#)</font></font></div>
</td>
<td style="vertical-align: top; width: 18%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Market
Value of</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Shares
or Units of</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Stock
That Have</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="text-decoration: underline">
Not Vested ($)</font></font></div>
</td>
<td style="vertical-align: top; width: 22%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Equity
Incentive Plan</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Awards:
Number of</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Unearned
Shares, Units</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">or
Other Rights That</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="text-decoration: underline">
Have Not Vested (#)</font></font></div>
</td>
<td style="vertical-align: top; width: 26%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Equity
Incentive Plan</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Awards:
Market or Payout</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Value
of Unearned Shares,</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Units
or Other Rights</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="text-decoration: underline">
That Have Not Vested<font style="font-size: 70%; vertical-align: top; text-decoration: underline;">(3)</font>
($)</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 20%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Lance
A. Sellers</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: middle; width: 14%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">--</font></div>
</td>
<td style="vertical-align: middle; width: 18%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">--</font></div>
</td>
<td style="vertical-align: middle; width: 22%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">2,442<font style="font-size: 70%; vertical-align: top">(1)</font></font></div>
</td>
<td style="vertical-align: middle; width: 26%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">74,945</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 20%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">A.
Joseph Lampron, Jr.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: middle; width: 14%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">--</font></div>
</td>
<td style="vertical-align: middle; width: 18%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">--</font></div>
</td>
<td style="vertical-align: middle; width: 22%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">1,832<font style="font-size: 70%; vertical-align: top">(2)</font></font></div>
</td>
<td style="vertical-align: middle; width: 26%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">56,209</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 20%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">William
D. Cable, Sr.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: middle; width: 14%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">--</font></div>
</td>
<td style="vertical-align: middle; width: 18%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">--</font></div>
</td>
<td style="vertical-align: middle; width: 22%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">1,832<font style="font-size: 70%; vertical-align: top">(2)</font></font></div>
</td>
<td style="vertical-align: middle; width: 26%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">56,209</font></div>
</td>
</tr></table>
</div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-size: 70%; vertical-align: top; font-family: Times New Roman">
______________________________________</font></div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 12px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">(1)</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">Represents 2,442
restricted stock units (adjusted for the 10% stock dividend granted
in December 2017) that were granted on February 19, 2015 (with a
grant date fair value for each restricted stock unit of $16.36 on
February 19, 2015 (adjusted for the 10% stock dividend granted in
December 2017)) and vest on February 19, 2019.</font></div>
</div>
</div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 12px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">(2)</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">Represents 1,832
restricted stock units (adjusted for the 10% stock dividend granted
in December 2017) that were granted on February 19, 2015 (with a
grant date fair value for each restricted stock unit of $16.36 on
February 19, 2015 (adjusted for the 10% stock dividend granted in
December 2017)) and vest on February 19, 2019.</font></div>
</div>
</div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 12px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">&#xA0;(3)</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">Based on a stock
price of $30.69 per share on December 31, 2017.</font></div>
</div>
</div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
<font style="color: #000000">Option Exercises and Stock
Vested</font><font style="color: #000000"><br></font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">The
following tables shows, for the fiscal year ended December 31,
2017, those stock options and restricted stock units that vested
for each Messrs. Sellers, Lampron and Cable.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
OPTION EXERCISES AND STOCK VESTED TABLE</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: top; width: 20%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="2" style="vertical-align: top; width: 40%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Option Awards</font></div>
</td>
<td colspan="2" style="vertical-align: top; width: 41%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Stock Awards</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 20%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
<font style="text-decoration: underline">Name</font></font></font></div>
</td>
<td style="vertical-align: top; width: 23%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font><font style="font-family: Times New Roman; font-size: 13px;"><font style="color: rgb(0, 0, 0);">Number of shares</font></font></font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font><font style="font-family: Times New Roman; font-size: 13px;"><font style="color: rgb(0, 0, 0);"><font style="text-decoration: underline">acquired on exercise
(#)</font></font></font></font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font><font style="font-family: Times New Roman; font-size: 13px;"><font style="color: rgb(0, 0, 0);">Value realized</font></font></font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font><font style="font-family: Times New Roman; font-size: 13px;"><font style="color: rgb(0, 0, 0);"><font style="text-decoration: underline">on
exercise (#)</font></font></font></font></div>
</td>
<td style="vertical-align: top; width: 21%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font><font style="font-family: Times New Roman; font-size: 13px;"><font style="color: rgb(0, 0, 0);">Number of shares</font></font></font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font><font style="font-family: Times New Roman; font-size: 13px;"><font style="color: rgb(0, 0, 0);"><font style="text-decoration: underline">acquired on vesting
(#)</font></font></font></font></div>
</td>
<td style="vertical-align: top; width: 20%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font><font style="font-family: Times New Roman; font-size: 13px;"><font style="color: rgb(0, 0, 0);">Value realized on</font></font></font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font><font style="font-family: Times New Roman; font-size: 13px;"><font style="color: rgb(0, 0, 0);"><font style="text-decoration: underline">vesting
($)</font></font></font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 20%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Lance A. Sellers</font></div>
</td>
<td style="vertical-align: top; width: 23%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
--</font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
--</font></div>
</td>
<td style="vertical-align: top; width: 21%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;&#xA0;19,194</font></div>
</td>
<td style="vertical-align: top; width: 20%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">
$494,727</font><font style="font-size: 70%; vertical-align: top; color: #000000">1</font></font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 20%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
A. Joseph Lampron, Jr.</font></div>
</td>
<td style="vertical-align: top; width: 23%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
--</font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
--</font></div>
</td>
<td style="vertical-align: top; width: 21%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;&#xA0;13,759</font></div>
</td>
<td style="vertical-align: top; width: 20%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">
$354,942</font><font style="font-size: 70%; vertical-align: top; color: #000000">2</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 20%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
William D. Cable, Sr.</font></div>
</td>
<td style="vertical-align: top; width: 23%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
--</font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
--</font></div>
</td>
<td style="vertical-align: top; width: 21%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
&#xA0;&#xA0;13,759</font></div>
</td>
<td style="vertical-align: top; width: 20%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">
$354,942</font><font style="font-size: 70%; vertical-align: top; color: #000000">2</font></font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-size: 70%; vertical-align: top; color: #000000; font-family: Times New Roman">
_________________________________________________________________</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top; color: #000000">
1</font> <font style="color: #000000">Represents 7,155 Restricted
Stock Units that vested on March 22, 2017 at a fair market value on
the date of vesting of $185,392, 2,386 Restricted Stock Units that
vested on July 26, 2017 at a fair market value on the date of
vesting of $69,300, 5,363 Restricted Stock Units that vested on May
23, 2017 at a fair market value on the date of vesting of $133,721
and 4,290 Restricted Stock Units that vested on February 20, 2017
at a fair market value on the date of vesting of $106,314. The
number of Restricted Stock Units granted and the grant date fair
values of each Restricted Stock Unit have been adjusted to reflect
the 10% stock dividend granted in December,
2017.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">19</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top; color: #000000">
2</font> <font style="color: #000000">Represents 5,255 Restricted
Stock Units that vested on March 22, 2017 at a fair market value on
the date of vesting of $136,145, 1,752 Restricted Stock Units that
vested on July 26, 2017 at a fair market value on the date of
vesting of $50,896, 3,751 Restricted Stock Units that vested on May
23, 2017 at a fair market value on the date of vesting of $93,536
and 3,001 Restricted Stock Units that vested on February 20, 2017
at a fair market value on the date of vesting of $74,365. The
number of Restricted Stock Units granted and the grant date fair
values of each Restricted Stock Unit have been adjusted to reflect
the 10% stock dividend granted in December,
2017.</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; color: #000000">
Pension Benefits</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">The
following table shows, for the fiscal year ended December&#xA0;31,
2017, the pension benefits paid or earned by Messrs.&#xA0;Sellers,
Lampron and Cable.</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td colspan="5" style="vertical-align: top; width: 100%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
PENSION BENEFITS TABLE</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 22%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Name</font></font></div>
</td>
<td style="vertical-align: top; width: 40%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Plan Name</font></font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Number of</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Years</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Credited</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
<font style="text-decoration: underline">Service</font></font></div>
</td>
<td style="vertical-align: top; width: 13%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Present</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Value of</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Accumulated</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
<font style="text-decoration: underline">Benefit($)</font></font></div>
</td>
<td style="vertical-align: top; width: 14%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Payments</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
During Last</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
<font style="text-decoration: underline">Fiscal
Year($)</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 22%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Lance A. Sellers</font></div>
</td>
<td style="vertical-align: top; width: 40%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">
Amended and Restated Executive Salary Continuation
Agreement</font><font style="font-size: 70%; vertical-align: top; color: #000000">1</font></font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
16</font></div>
</td>
<td style="vertical-align: top; width: 13%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
433,107</font></div>
</td>
<td style="vertical-align: top; width: 14%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 7px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
--</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 22%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
A. Joseph Lampron, Jr.</font></div>
</td>
<td style="vertical-align: bottom; width: 40%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">
Amended and Restated Executive Salary Continuation
Agreement</font><font style="font-size: 70%; vertical-align: top; color: #000000">1,2</font></font></div>
</td>
<td style="vertical-align: bottom; width: 12%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
16</font></div>
</td>
<td style="vertical-align: top; width: 13%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
637,733</font></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div style="text-align: center; margin-left: 0px; margin-right: 7px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
--</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 22%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
William D. Cable, Sr.</font></div>
</td>
<td style="vertical-align: bottom; width: 40%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="color: #000000">
Amended and Restated Executive Salary Continuation
Agreement</font><font style="font-size: 70%; vertical-align: top; color: #000000">1</font></font></div>
</td>
<td style="vertical-align: bottom; width: 12%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
16</font></div>
</td>
<td style="vertical-align: top; width: 13%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
161,753</font></div>
</td>
<td style="vertical-align: bottom; width: 14%;">
<div style="text-align: center; margin-left: 0px; margin-right: 7px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
--</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
_______________________</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">
1</font> The Bank entered into Amended and Restated Executive
Salary Continuation Agreement with Messrs. Sellers, Lampron and
Cable effective on December 18, 2008. The Amended and Restated
Executive Salary Continuation Agreements for Messrs. Sellers,
Lampron and Cable were further amended on December 10, 2014, and
such amendments were memorialized in a First Amendment to the
Amended and Restated Executive Salary Continuation Agreements
effective February 16, 2018. Unless a separation from service or a
change in control (as defined in the Amended and Restated Executive
Salary Continuation Agreements) occurs before the retirement age
set forth in each Amended and Restated Executive Salary
Continuation Agreement, the Amended and Restated Executive Salary
Continuation Agreements provide for an annual supplemental
retirement benefit to be paid to each of the named executive
officers in 12 equal monthly installments payable on the first day
of each month, beginning with the month immediately after the month
in which the named executive officer attains the normal retirement
age and for the named executive officer&#x2019;s lifetime, or if
longer, a 13-year term. Under the terms of the Amended and Restated
Executive Salary Continuation Agreements, Mr. Sellers will receive
an annual supplemental retirement benefit of $130,495, Mr. Lampron
will receive an annual supplemental retirement benefit of $76,554
and Mr. Cable will receive an annual supplemental retirement
benefit of $93,872. &#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">
2</font> As of December 31, 2017, Mr. Lampron was the only named
executive officer eligible to withdraw funds from the plan. Mr.
Lampron, if he elected, could withdrawal 90% of the annual benefit
of $76,554 (or $68,899 per year).</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">20</font></div>
</div>
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<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Nonqualified Deferred Compensation<br></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
below table shows the compensation deferred by Messrs. Lampron and
Cable during the year ended December 31, 2017. Mr. Sellers elected
not to defer any portion of his compensation during the year ended
December 31, 2017.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;<font style="font-weight: bold">NONQUALIFIED
DEFERRED COMPENSATION TABLE</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: top; width: 19%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px"><font style="text-decoration: underline">Name</font></font></div>
</td>
<td style="vertical-align: top; width: 18%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Executive</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Contributions</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline"><font style="font-family: Times New Roman; font-size: 13px">in
the Last FY ($)<font style="font-size: 70%; vertical-align: top">(1)</font></font></font></div>
</td>
<td style="vertical-align: top; width: 15%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Registrant</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Contributions</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="text-decoration: underline">
In Last FY ($)</font></font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Aggregate</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Earnings
in</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline"><font style="font-family: Times New Roman; font-size: 13px">Last
FY ($)<font style="font-size: 70%; vertical-align: top">(2)</font></font></font></div>
</td>
<td style="vertical-align: top; width: 17%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Aggregate</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Withdrawals/</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="text-decoration: underline">
Distributions ($)</font></font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Aggregate</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Balance
at</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline"><font style="font-family: Times New Roman; font-size: 13px">Last
FYE ($)<font style="font-size: 70%; vertical-align: top">(3)</font></font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 19%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">A.
Joseph Lampron, Jr.</font></div>
</td>
<td style="vertical-align: top; width: 18%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;6,117</font></div>
</td>
<td style="vertical-align: top; width: 15%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">--</font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;66,988</font></div>
</td>
<td style="vertical-align: top; width: 17%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">0</font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;255,458</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 19%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">William
D. Cable, Sr.</font></div>
</td>
<td style="vertical-align: top; width: 18%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;16,786</font></div>
</td>
<td style="vertical-align: top; width: 15%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">--</font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">124,249</font></div>
</td>
<td style="vertical-align: top; width: 17%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">0</font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;555,689</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 19%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 18%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 15%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 17%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">___________________</font></div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 24px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">(1)</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">The above
contributions were based on the named executive officer&#x2019;s
deferral elections and the salaries shown in the Summary
Compensation Table. The salaries in the Summary Compensation Table
include these contributions.</font></div>
</div>
</div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 24px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">(2)</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">This column
reflects earnings or losses on plan balances in 2017. Earnings may
increase or decrease depending on the performance of the elected
hypothetical investment options. Earnings on these plans are not
&#x201C;above-market&#x201D; and thus are not reported in the Summary
Compensation Table. Plan balances may be hypothetically invested in
various mutual funds and common stock as described below.
Investment returns on those funds and common stock ranged from 0%
to 30.54% for the year ended December 31, 2016.</font></div>
</div>
</div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 24px"><font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">(3)</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">This column
represents the year-end balances of the named executive
officer&#x2019;s nonqualified deferred compensation accounts. These
balances include contributions that were included in the Summary
Compensation Tables in previous years. Amounts in this column
include earnings that were not previously reported in the Summary
Compensation Table because they were not &#x201C;above-market&#x201D;
earnings.</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Employment Agreements</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">On
January 22, 2015, the Company, the Bank and each of (i) Lance A.
Sellers, the President and Chief Executive Officer of the Company
and the Bank, (ii) A. Joseph Lampron, Jr., Executive Vice President
and Chief Financial Officer of the Bank and Executive Vice
President, Chief Financial Officer and Corporate Treasurer of the
Company and (iii) William D. Cable, Sr., Executive Vice President
and Chief Operating Officer of the Bank and Executive Vice
President, Assistant Corporate Treasurer and Assistant Corporate
Secretary of the Company executed an Employment Agreement which
replaced and superseded such executive&#x2019;s prior employment
agreement (collectively, the &#x201C;<font style="text-decoration: underline">Employment
Agreements</font>&#x201D;).</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Each
Employment Agreement provides for an initial term of 36 months
beginning on January 22, 2015 (the &#x201C;<font style="text-decoration: underline">Effective Date</font>&#x201D;). On the
first anniversary of the Effective Date and on each anniversary
thereafter (the &#x201C;<font style="text-decoration: underline">Renewal Date</font>&#x201D;), each
Employment Agreement shall be extended automatically for one
additional year unless the Board of Directors of the Company (or
the executive determines, and prior to the Renewal Date sends to
the other party written notice, that the term shall not be
extended. If the Board of Directors of the Company decides not to
extend the term, the Employment Agreement shall nevertheless remain
in force until its existing term expires. Under the Employment
Agreements, the Bank will pay Mr. Sellers a base salary at the rate
of at least $311,400 per year, Mr. Lampron a base salary at the
rate of at least $193,125 per year and Mr. Cable a base salary at
the rate of at least $198,750 per year (&#x201C;<font style="text-decoration: underline">Base Salary</font>&#x201D;). The Bank
will review each executive&#x2019;s total compensation at least
annually and in its sole discretion may adjust an executive&#x2019;s
total compensation from year to year, but during the term of the
Employment Agreement, Mr. Sellers&#x2019;s Base Salary may not
decrease below $311,400, Mr. Lampron&#x2019;s Base Salary may not
decrease below $193,125 and Mr. Cable&#x2019;s Base Salary may not
decrease below $198,750; provided, however, that periodic increases
in Base Salary, once granted, may not be subject to revocation. In
addition, the Employment Agreements provide for discretionary
bonuses and participation in other management incentive, pension,
profit-sharing, medical and retirement plans maintained by the
Bank, as well as fringe benefits normally associated with such
executive&#x2019;s office.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Under
the Employment Agreements, each executive&#x2019;s employment will
terminate automatically upon death. Otherwise, the Company and the
Bank may terminate each executive&#x2019;s employment for
&#x201C;cause&#x201D;, &#x201C;without cause&#x201D; or in the event of
a &#x201C;disability&#x201D; (each as defined in the Employment
Agreements). In addition, each executive may
voluntarily</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">21</font></div>
</div>
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<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">terminate his
employment upon 60 days prior written notice to the Company and the
Bank or for &#x201C;good reason&#x201D; (as defined in the Employment
Agreement). Under the Employment Agreements, if the Company and the
Bank terminate an executive&#x2019;s employment &#x201C;without
cause&#x201D;, or an executive terminates his employment for
&#x201C;good reason&#x201D;, in each case, other than in connection
with a change of control, then in each case, the executive would be
entitled to receive certain severance payments and access to
welfare benefit plans as more particularly set forth in the
Employment Agreements. Under the Employment Agreements, in the
event that the Company and the Bank terminate an executive&#x2019;s
employment &#x201C;without cause&#x201D;, or an executive terminates
his employment for &#x201C;good reason&#x201D;, in any such case at
the time of or within one year after a Change of Control, then the
executive will be entitled to receive certain change in control
payments as more particularly set forth in the Employment
Agreements.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 60px">
<font style="font-family: Times New Roman; font-size: 13px">In
addition, each Employment Agreement contains certain restrictive
covenants prohibiting the executive from competing against the
Company and the Bank or soliciting the Company&#x2019;s or the
Bank&#x2019;s customers for a period of time following termination
of employment, all as more particularly set forth in the Employment
Agreements.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Potential Payments upon Termination or Change in
Control<br></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Each of
the Employment Agreements provide that in the event the Company
terminates the employment of a named executive officers Without
Cause (as defined in the Employment Agreements), or the officer
terminates his or her employment for Good Reason (as defined in the
Employment Agreements), in any such case during the employment and
at the time of or within one year after a &#x201C;change of
control&#x201D; (as defined in the Employment Agreements), the
officer will be entitled to receive the following payments and
benefits: (1) the Company will pay the officer the aggregate of the
following amounts: (a) the sum of his accrued obligations; (b) the
greater of his base salary, divided by 365 and multiplied by the
number of days remaining in the employment period, or an amount
equal to 2.99 times his base salary; and (c) the product of his
aggregate cash bonus for the last completed fiscal year, and a
fraction, the numerator of which is the number of days in the
current fiscal year through the date of termination, and the
denominator of which is 365; (2) all restricted stock or restricted
stock unit awards previously granted to the executive and which
have not already become vested and released from restrictions on
transfer and repurchase an forfeiture rights, either as a result of
the change of control or otherwise, shall immediately vest and be
released from such restrictions as of the change of control
termination date; and (3) all options previously granted to the
officer that are unvested as of the change of control termination
date will be deemed vested, fully exercisable and non-forfeitable
as of the change of control termination date (other than transfer
restrictions applicable to incentive stock options) and all
previously granted options that are vested, but unexercised, on the
change of control termination date will remain exercisable, in each
case for the period during which they would have been exercisable
absent the termination of his or her employment, except as
otherwise specifically provided by the Internal Revenue Code; and
(4) his benefits under all benefit plans that are non-qualified
plans will be 100% vested, regardless of his age or years of
service, as of the change of control termination date.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">If the
named executive officers were terminated on December 31, 2017,
&#x201C;without cause&#x201D; or for &#x201C;good reason&#x201D; at the
time of or within one year after a &#x201C;change of control&#x201D;,
Mr. Sellers, Mr. Lampron and Mr. Cable would have been entitled to
receive compensation of approximately $1,123,000, $747,000 and
$764,000, respectively, pursuant to their Employment Agreements.
These amounts are calculated based on each officer&#x2019;s 2017
base salary and bonus as shown in the Summary Compensation Table.
In addition, if a &#x201C;change in control&#x201D; (as defined in
the Omnibus Plan) had occurred on December 31, 2017, all unvested
restricted stock units previously granted to each of Mr. Sellers,
Mr. Lampron and Mr. Cable would have vest immediately. On December
31, 2017, these unvested restricted stock units had a fair market
value of $74,945, $56,209 and $56,209, respectively.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
Omnibus Stock Option and Long Term Incentive
Plan</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
purpose of the Omnibus Plan is to promote the interests of the
Company by attracting and retaining directors and employees of
outstanding ability and to provide executive and other key
employees of the Company and its subsidiaries greater incentive to
make material contributions to the success of the Company by
providing them with stock-based compensation which will increase in
value based upon the market performance of the common stock and/or
the corporate achievement of financial and other performance
objectives.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic">Rights Which May Be
Granted</font><font style="font-style: italic">.</font> Under the
Omnibus Plan, the Committee may grant or award eligible
participants stock options, rights to receive restricted shares of
common stock, restricted stock units, performance
units</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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</div>
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</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">(each
equivalent to one share of common stock), SARs, and/or book value
shares. These grants and awards are referred to herein as
&#x201C;<font style="text-decoration: underline">Rights</font>.&#x201D; All Rights must
be granted or awarded by February 19, 2019, the tenth anniversary
of the date the Board of Directors adopted the Omnibus Plan. The
Board of Directors has provided for 360,000 shares of the
Company&#x2019;s common stock to be included in the Omnibus Plan to
underlie Rights which may be granted thereunder.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 96px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-style: italic; text-decoration: underline">Options</font>.
Options granted under the Omnibus Plan to eligible directors and
employees may be either incentive stock options
(&#x201C;<font style="text-decoration: underline">ISOs</font>&#x201D;)
or non-qualified stock options (&#x201C;<font style="text-decoration: underline">NSOs</font>&#x201D;). The exercise
price of an ISO or NSO may not be less than 100% of the
last-transaction price for the common stock quoted by the NASDAQ
Stock Market on the date of grant.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 96px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-style: italic; text-decoration: underline">Restricted Stock
and Restricted Stock Units</font>. The Committee may award Rights
to acquire shares of common stock or restricted stock units,
subject to certain transfer restrictions (&#x201C;<font style="text-decoration: underline">Restricted Stock</font>&#x201D; or
&#x201C;<font style="text-decoration: underline">Restricted Stock
Unit</font>&#x201D;) to eligible participants under the Omnibus Plan
for such purchase price per share, if any, as the Committee, in its
discretion, may determine appropriate. The Committee will determine
the expiration date for each Restricted Stock or Restricted Stock
Unit award, up to a maximum of ten years from the date of grant. In
the Committee&#x2019;s discretion, it may specify the period or
periods of time within which each Restricted Stock or Restricted
Stock Unit award will first become exercisable, which period or
periods may be accelerated or shortened by the Committee. Under the
terms of the Omnibus Plan, the Committee also has the discretion to
pay out awards of Restricted Stock or Restricted Stock Units in the
Company&#x2019;s common stock, cash or a combination of stock and
cash.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 96px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-style: italic; text-decoration: underline">Performance
Units</font>. Under the Omnibus Plan, the Committee may grant to
eligible directors and employees awards of long term incentive
performance units, each equivalent in value to one share of common
stock (&#x201C;<font style="text-decoration: underline">Units</font>&#x201D;). Except as
otherwise provided, Units awarded may be distributed only after the
end of a performance period of two or more years, as determined by
the Committee, beginning with the year in which the awards are
granted.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
percentage of the Units awarded that are to be distributed will
depend on the level of financial and other performance goals
achieved by the Company during the performance period. The
Committee may adopt one or more performance categories in addition
to, or in substitution for, a performance category or may eliminate
all performance categories other than financial
performance.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">As soon
as practicable after each performance period, the percentage of
Units awarded that are to be distributed, based on the levels of
performance achieved, will be determined and distributed to the
recipients of such awards in the form of a combination of shares of
common stock and cash or cash only. Units awarded, but which the
recipients are not entitled to receive, will be
cancelled.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">In the
event of the death or disability of a Unit recipient prior to the
end of any performance period, the number of Units awarded for such
performance period will be reduced in proportion to the number of
months remaining in the performance period after the date of death
or disability. The remaining portion of the award, if any, may, in
the discretion of the Committee, be adjusted based upon the levels
of performance achieved prior to the date of death or disability,
and distributed within a reasonable time after death or disability.
In the event a recipient of Units ceases to be an eligible director
or employee for any reason other than death or disability, all
Units awarded, but not yet distributed, will be
cancelled.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">In the
event of a change in control (as that term is defined in the
Omnibus Plan), any outstanding Units will immediately and
automatically be reduced as appropriate to reflect a shorter
performance period.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">An
amount equal to the dividend payable on one share of common stock
(a &#x201C;<font style="text-decoration: underline">dividend
equivalent credit</font>&#x201D;) will be determined and credited on
the payment date to each Unit recipient&#x2019;s account for each
Unit awarded and not yet distributed or cancelled. Such amount will
be converted within the account to an additional number of Units
equal to the number of shares of common stock which could be
purchased at the last-transaction price of the common stock on the
NASDAQ Market on the dividend payment date.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">No
dividend equivalent credits or distribution of Units may be
credited or made if, at the time of crediting or distribution, (i)
the regular quarterly dividend on the common stock has been omitted
and not subsequently paid or there exists any default in payment of
dividends on any such outstanding shares of common stock; (ii) the
rate of dividends on</font></div>
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<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">the
common stock is lower than at the time the Units to which the
dividend equivalent credit relates were awarded, adjusted for
certain changes; (iii) estimated consolidated net income of the
Company for the twelve-month period preceding the month the
dividend equivalent credit or distribution would otherwise have
been made is less than the sum of the amount of the dividend
equivalent credits and Units eligible for distribution under the
Omnibus Plan in that month plus all dividends applicable to such
period on an accrual basis, either paid, declared or accrued at the
most recently paid rate, on all outstanding shares of common stock;
or (iv) the dividend equivalent credit or distribution would result
in a default in any agreement by which the Company is
bound.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">If an
extraordinary event occurs during a performance period which
significantly alters the basis upon which the performance levels
were established, the Committee may make adjustments which it deems
appropriate in the performance levels. Such events may include
changes in accounting practices, tax, financial institution laws or
regulations or other laws or regulations, economic changes not in
the ordinary course of business cycles, or compliance with judicial
decrees or other legal requirements.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 96px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-style: italic; text-decoration: underline">Stock Appreciation
Rights</font>. The Omnibus Plan provides that the Committee may
award to eligible directors and employees Rights to receive cash
based upon increases in the market price of common stock over the
last transaction price of the common stock on the NASDAQ Stock
Market (the &#x201C;<font style="text-decoration: underline">Base
Price</font>&#x201D;) on the date of the award. The Committee may
adjust the Base Price of a stock appreciation right
(&#x201C;<font style="text-decoration: underline">SAR</font>&#x201D;)
based upon the market value performance of the common stock in
comparison with the aggregate market value performance of a
selected index or at a stated annual percentage rate. The
expiration date of a SAR may be no more than ten years from the
date of award.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Each
SAR awarded by the Committee may be exercisable immediately or may
become vested over such period or periods as the Committee may
establish, which periods may be accelerated or shortened in the
Committee&#x2019;s discretion. Each SAR awarded will terminate upon
the expiration date established by the Committee, termination of
the employment or directorship of the SAR recipient, or in the
event of a change in control, as described above in connection with
the termination of Options.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 96px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-style: italic; text-decoration: underline">Book Value
Shares</font><font style="font-style: italic">.</font> The Omnibus
Plan provides that the Committee may award to eligible directors
and eligible employees long term incentive units, each equivalent
in value to the book value of one share of common stock on the date
of award (&#x201C;<font style="text-decoration: underline">Book
Value Shares</font>&#x201D;). The Committee will specify the period
or periods of time within which each Book Value Share will vest,
which period or periods may be accelerated or shortened by the
Committee. Upon redemption, the holder of a Book Value Share will
receive an amount equal to the difference between the book value of
the common stock at the time the Book Value Share is awarded and
the book value of the common stock at the time the Book Value Share
is redeemed, adjusted for the effects of dividends, new share
issuances, and mark-to-market valuations of the Company&#x2019;s
investment securities portfolio in accordance with generally
accepted accounting principles.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
expiration date of each Book Value Share awarded will be
established by the Committee, up to a maximum of ten years from the
date of award. However, awards of Book Value Shares will terminate
earlier in the same manner as described above in connection with
the termination of Options.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic">Adjustments</font><font style="font-style: italic">.</font>
In the event the outstanding shares of the common stock are
increased, decreased, changed into or exchanged for a different
number or kind of securities as a result of a stock split, reverse
stock split, stock dividend, recapitalization, merger, share
exchange acquisition, or reclassification, appropriate
proportionate adjustments will be made in (i) the aggregate number
or kind of shares which may be issued pursuant to exercise of, or
which underlie, Rights; (ii) the exercise or other purchase price,
or Base Price, and the number and/or kind of shares acquirable
under, or underlying, Rights;and (iii) rights and matters
determined on a per share basis under the Omnibus Plan. Any such
adjustment will be made by the Committee, subject to ratification
by the Board of Directors. As described above, the Base Price of a
SAR may also be adjusted by the Committee to reflect changes in a
selected index. Except with regard to Units and Book Value Shares
awarded under the Omnibus Plan, no adjustment in the Rights will be
required by reason of the issuance of common stock, or securities
convertible into common stock, by the Company for cash or the
issuance of shares of common stock by the Company in exchange for
shares of the capital stock of any corporation, financial
institution or other organization acquired by the Company or a
subsidiary thereof in connection therewith.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Any
shares of common stock allocated to Rights granted under the
Omnibus Plan which are subsequently cancelled or forfeited will be
available for further allocation upon such cancellation or
forfeiture.</font></div>
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<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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</div>
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</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
Director Compensation</font><a name="_Toc161551950"><!--anchor--></a></font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic">Directors&#x2019;
Fees</font>. Members of the Company&#x2019;s Board of Directors
receive no fees or compensation for their service. However, all
members of the Board of Directors are also directors of the Bank
and are compensated for that service.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">During
the year ended December 31, 2017, each director received a fee of
$1,000 for each Bank Board of Directors meeting attended, an
additional fee of $500 for each committee meeting attended and a
retainer of $12,000. In addition, the Chairman of the Bank&#x2019;s
Board of Directors received an additional $250 per meeting attended
and the chairpersons of each committee received an additional $150
per meeting attended. Directors receive $375 for special meetings
held via conference call in lieu of the Board of Director and
committee meeting fees set forth above.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Directors who are
members of the Board of Directors of Real Estate Advisory Services,
Inc., Peoples Investment Services, Inc. and PB Real Estate
Holdings, LLC, and Community Bank Real Estate Solutions, LLC,
subsidiaries of the Bank, receive $500 per meeting.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
Bank maintains a Service Recognition Program, under which
directors, officers and employees are eligible for awards. Under
the Service Recognition Program, directors, officers and employees
are awarded a combination of common stock of the Company and cash
in the amount necessary to pay taxes on the award, with the amount
of the award based upon the length of service to the Bank. Any
common stock awarded under the Service Recognition Program is
purchased by the Bank on the open market, and no new shares are
issued by the Company under the Service Recognition
Program.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic">Directors&#x2019; Stock
Benefits Plan</font><font style="font-style: italic">.</font>
Members of the Board of Directors are eligible to participate in
the Company&#x2019;s Omnibus Plan. On March 22, 2012, the Company
granted 891 Restricted Stock Units, each Restricted Stock Unit
being comprised of the right to receive one share of the
Company&#x2019;s common stock, to each director. The Restricted
Stock Units awarded to directors on March 22, 2012 vested in full
on March 22, 2017, and upon vesting, each Restricted Stock Unit had
a market value of $25.91 for a total value of $23,085, which was
distributed to each director in a combination of stock or cash, as
chosen by each director. On May 23, 2013, the Company granted 891
Restricted Stock Units, each Restricted Stock Unit being comprised
of the right to receive one share of the Company&#x2019;s common
stock, to each director. The Restricted Stock Units awarded to
directors on May 23, 2013 vested in full on May 23, 2017, and upon
vesting, each Restricted Stock Unit had a market value of $24.94
for a total value of $22,218, which was distributed to each
director in a combination of stock or cash, as chosen by each
director. On February 20, 2014, the Company granted 715 Restricted
Stock Units, each Restricted Stock Unit being comprised of the
right to receive one share of the Company&#x2019;s common stock, to
each director. The Restricted Stock Units awarded to directors on
February 20, 2014 vested in full on February 20, 2017, and upon
vesting, each Restricted Stock Unit had a market value of $24.78
for a total value of $17,719, which was distributed to each
director in a combination of stock or cash, as chosen by each
director. On February 19, 2015, the Company granted 413 Restricted
Stock Units, each unit being comprised of the right to receive one
share of the Company&#x2019;s common stock, to each director. The
Restricted Stock Units awarded to directors on February 19, 2015
will vest in full on February 19, 2019. The number of Restricted
Stock Units granted and the grant date fair value of each
Restricted Stock Unit have been restated to reflect the 10% stock
dividend issued in December, 2017. The Company did not grant any
plan-based awards to directors during the fiscal year ended
December 31, 2017.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-style: italic">&#xA0;</font><font style="font-weight: bold; font-style: italic">Directors&#x2019; Deferred
Compensation Plan</font><font style="font-style: italic">.</font>
The Bank maintains a non-qualified deferred compensation plan for
all of its directors. The Bank&#x2019;s directors are also directors
of the Company. Under the deferred compensation plan, each director
may defer all or a portion of his fees to the plan each year. The
director may elect to invest the deferred compensation in a
restricted list of investment funds. The Bank may make matching
contributions to the plan for the benefit of the director from time
to time at the discretion of the Bank. Directors are fully vested
in all amounts they contribute to the plan and in any amounts
contributed by the Bank. The Bank has established a Rabbi Trust to
hold the directors&#x2019; accrued benefits under the plan. There
are no &#x201C;above-market&#x201D; returns provided for in the
deferred compensation plan. The Bank made no contributions to this
plan in 2017.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">25</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Benefits under the
plan are payable in the event of the director&#x2019;s death,
resignation, removal, failure to be re-elected, retirement or in
cases of hardship. Directors may elect to receive deferred
compensation payments in one lump sum or in
installments.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold; font-style: italic">Directors&#x2019;
Supplemental Retirement Plan</font>. The Bank maintains a
non-qualified supplemental retirement benefits plan for all its
directors. The supplemental retirement benefits plan is designed to
provide a retirement benefit to the directors while at the same
time minimizing the financial impact on the Bank&#x2019;s earnings.
Under the supplemental retirement benefits plan, the Company
purchased life insurance contracts on the lives of each director.
The increase in cash surrender value of the contracts constitutes
the Company&#x2019;s contribution to the supplemental retirement
benefits plan each year. The Bank will pay annual benefits to each
director for 15 years beginning upon retirement from the Board of
Directors. The Bank is the sole owner of all of the insurance
contracts.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
following table reports all forms of compensation paid to or
accrued for the benefit of each director during the 2016 fiscal
year.</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">DIRECTOR
COMPENSATION</font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: center">
<table cellpadding="0" cellspacing="0" style="text-align: center; width: 100%; font-family: Times New Roman; font-size: 13px; margin: 0px auto;">
<tr>
<td style="vertical-align: top; width: 19%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px; margin-right: 0px; text-indent: 0px;">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px"><font style="text-decoration: underline">
Name</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Fees</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Earned or</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Paid in</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
<font style="text-decoration: underline">Cash
($)</font></font></div>
</td>
<td style="vertical-align: top; width: 11%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Stock</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
<font style="text-decoration: underline">Awards<font style="font-size: 70%; vertical-align: top; text-decoration: underline;">1</font>
($)</font></font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Option</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
<font style="text-decoration: underline">Awards
($)</font></font></div>
</td>
<td style="vertical-align: top; width: 15%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Non-Equity</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Incentive Plan</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
<font style="text-decoration: underline">Compensation
($)</font></font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Change in</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Pension Value</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
and</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Nonqualified</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Deferred</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Compensation</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
<font style="text-decoration: underline">Earnings<font style="font-size: 70%; vertical-align: top; font-family: Times New Roman; text-decoration: underline;">2</font>
($)</font></font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
All Other</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
<font style="text-decoration: underline">Compensation<font style="font-size: 70%; vertical-align: top; font-family: Times New Roman; text-decoration: underline;">3</font>
($)</font></font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
<font style="text-decoration: underline">Total
($)</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 19%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">James
S. Abernethy</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">31,800</font></div>
</td>
<td style="vertical-align: top; width: 11%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 15%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div style="text-align: center; margin-left: 0px; margin-right: 7px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;7,465</font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">3,750</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;43,015</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 19%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Robert
C. Abernethy</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">42,300</font></div>
</td>
<td style="vertical-align: top; width: 11%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 15%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div style="text-align: center; margin-left: 0px; margin-right: 7px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;11,303</font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;56,603</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 19%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Douglas
S. Howard</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">36,300</font></div>
</td>
<td style="vertical-align: top; width: 11%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 15%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div style="text-align: center; margin-left: 0px; margin-right: 7px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;4,634</font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;40,934</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 19%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">John W.
Lineberger, Jr.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">25,800</font></div>
</td>
<td style="vertical-align: top; width: 11%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 15%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div style="text-align: center; margin-left: 0px; margin-right: 7px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;11,008</font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;36,808</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 19%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Gary E.
Matthews</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">25,800</font></div>
</td>
<td style="vertical-align: top; width: 11%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 15%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div style="text-align: center; margin-left: 0px; margin-right: 7px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;6,768</font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;32,568</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 19%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Billy
L. Price, Jr., M.D.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">35,500</font></div>
</td>
<td style="vertical-align: top; width: 11%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 15%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div style="text-align: center; margin-left: 0px; margin-right: 7px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;6,121</font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;41,621</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 19%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Larry
E. Robinson</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">27,300</font></div>
</td>
<td style="vertical-align: top; width: 11%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 15%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div style="text-align: center; margin-left: 0px; margin-right: 7px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;6,279</font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;33,579</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 19%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">William
Gregory Terry</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">27,800</font></div>
</td>
<td style="vertical-align: top; width: 11%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 15%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div style="text-align: center; margin-left: 0px; margin-right: 7px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;1,453</font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;29,253</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 19%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Dan Ray
Timmerman, Sr.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">33,600</font></div>
</td>
<td style="vertical-align: top; width: 11%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 15%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div style="text-align: center; margin-left: 0px; margin-right: 7px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;6,279</font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-size: 70%; vertical-align: top; font-family: Times New Roman">
-</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;39,879</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 19%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Benjamin
I. Zachary</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">30,300</font></div>
</td>
<td style="vertical-align: top; width: 11%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 10%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 15%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: top; width: 12%;">
<div style="text-align: center; margin-left: 0px; margin-right: 7px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;6,148</font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-size: 70%; vertical-align: top; font-family: Times New Roman">
-</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;36,448</font></div>
</td>
</tr></table>
</div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">_________________________</font></div>
<div style="margin-left: 0px; display: table">
<div style="display: table-row">
<div style="text-align: left; display: table-cell; width: 12px">
<font style="font-size: 70%; vertical-align: top; font-family: Times New Roman">
1.</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">The Company did not
grant any plan-based awards to directors during the fiscal year
ended December 31, 2017. At December 31, 2017, each director had an
aggregate of 413 Restricted Stock Units (as adjusted for the 10%
stock dividend granted in December of 2017) outstanding. See
information above under the heading &#x201C;Directors Stock Benefit
Plan&#x201D; for information on each individual grant of restricted
stock units.</font></div>
</div>
</div>
<div style="margin-left: 0px; display: table">
<div style="display: table-row">
<div style="text-align: left; display: table-cell; width: 12px">
<font style="font-size: 70%; vertical-align: top; font-family: Times New Roman">
2.</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">Change in Pension
Value and Nonqualified Deferred Compensation Earnings represents
the expense accrued by the Bank for each director under the
Directors&#x2019; Supplemental Retirement Plan as described
above.</font></div>
</div>
</div>
<div style="margin-left: 0px; display: table">
<div style="display: table-row">
<div style="text-align: left; display: table-cell; width: 12px">
<font style="font-size: 70%; vertical-align: top; font-family: Times New Roman">
3.</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">In 2017, Director
J. Abernethy received 96 shares of the Company&#x2019;s stock and
$750.00 in cash for his 25 years of service as a director under the
Bank&#x2019;s Service Recognition Program.</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">26</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
Indebtedness of and Transactions with Management</font>
<font style="font-weight: bold">and Directors</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
Company is a &#x201C;listed issuer&#x201D; under the rules and
regulations of the Exchange Act whose common stock is listed on
NASDAQ. The Company uses the definition of independence contained
in NASDAQ&#x2019;s listing standards to determine the independence
of its directors and that the Board of Directors and each standing
committee of the Board of Directors is in compliance with NASDAQ
listing standards for independence.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 13px">Certain directors and executive officers of the
Bank and their immediate families and associates were customers of
and had transactions with the Bank in the ordinary course of
business during 2017. All outstanding loans, extensions of credit
or overdrafts, endorsements and guarantees outstanding at any time
during 2017 to the Bank&#x2019;s executive officers and directors
and their family members were made in the ordinary course of its
business. These loans are currently made on substantially the same
terms, including interest rates and collateral, as those then
prevailing for comparable transactions with persons not related to
the lender, and did not involve</font><font style="font-weight: bold; font-style: italic; font-size: 13px">&#xA0;</font><font style="font-size: 13px">more
than the normal risk of collectability or present any other
unfavorable features.</font></font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
Board of Directors routinely, and no less than annually, reviews
all transactions, direct and indirect, between the Company or the
Bank and any employee or director, or any of such person&#x2019;s
immediate family members. The standard applied to such transactions
are to review such transactions for comparable market values for
similar transactions. All material facts of the transactions and
the director&#x2019;s interest are discussed by all disinterested
directors and a decision is made about whether the transaction is
fair to the Company and the Bank. A majority vote of all
disinterested directors is required to approve the transaction. See
&#x201C;Code of Business Conduct and Ethics&#x201D; on page 11 of
this Proxy Statement. During the fiscal year ended December 31,
2017, there were no related party transactions that would be
required to be reported that were not reviewed in accordance with
the above.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
Bank leases two of its facilities from Shortgrass Associates,
L.L.C. (&#x201C;<font style="text-decoration: underline">Shortgrass</font>&#x201D;). Director
John W. Lineberger, Jr. owns 25% of the membership interests in
Shortgrass. Each of the facilities is subject to a 20-year lease
between the Bank and Shortgrass. Pursuant to the terms of the
leases for the two facilities leased by the Bank, during 2017 the
Bank paid a total of $214,965 to Shortgrass in lease payments for
these facilities, and the dollar value of Director John W.
Lineberger, Jr.&#x2019;s interest in such lease payments was
approximately $53,740 (or 25% x $214,965). The total aggregate
dollar value of all lease payments due by the Bank to Shortgrass
starting on January 1, 2017 and continuing until the end of each
lease, is $1,128,734, and the total aggregate dollar value of
Director John W. Lineberger, Jr.&#x2019;s interest in all such lease
payments is approximately $282,184 (or 25% x
$1,128,734).</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
Bank engaged Matthews Construction Company, Inc.
(&#x201C;<font style="text-decoration: underline">Matthews
Construction</font>&#x201D;) to renovate the Bank&#x2019;s Corporate
Center located at 518 West C Street, Newton, North Carolina 28658.
Director Gary E. Matthews owns 18.43% of the issued and outstanding
capital stock in Matthews Construction. During 2017 the Bank paid a
total of $2,592,402 to Matthews Construction for such renovation
work, and the dollar value of Director Gary E. Matthew&#x2019;s
interest in such renovation work was approximately $477,780 (or
18.43% x $2,592,402).</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
Board of Directors also evaluates the influence family
relationships may have on the independence of directors who are
related by blood or marriage. Christine S. Abernethy, a greater
than ten percent (10%) shareholder of the Company, has two sons,
Robert C. Abernethy and James S. Abernethy, who serve on the Board
of Directors. All of the non-related directors have determined that
the family relationships among Christine S. Abernethy, James S.
Abernethy and Robert C. Abernethy do not affect the brothers&#x2019;
independence as directors.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">27</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
Equity Compensation Plan Information</font><br></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="display: table">
<div style="display: table-row">
<div style="display: table-cell; width: 48px"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;</font></div>
<div style="text-align: justify; display: table-cell"><font style="font-family: Times New Roman; font-size: 13px">The following table
sets forth certain information regarding outstanding options and
shares for future issuance under the Equity Compensation Plans as
of December&#xA0;31, 2017. Individual equity compensation
arrangements are aggregated and included within this table. This
table excludes any plan, contract or arrangement that provides for
the issuance of options, warrants or other rights that are given to
our shareholders on a pro rata basis and any employee benefit plan
that is intended to meet the qualification requirements of
Section&#xA0;401(a) of the Internal Revenue Code.</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px">
<tr>
<td style="vertical-align: bottom; width: 27%;">
<div style="text-align: left; margin-left: 36px; margin-right: 0px; text-indent: 0px;">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px"><font style="text-decoration: underline">
Plan Category</font></font></div>
</td>
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
&#xA0;Number of</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
securities to be</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
issued upon</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
exercise of</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
outstanding option,</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
warrants and rights</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
<font style="text-decoration: underline">(1), (2), (3) and
(4)</font></font></div>
</td>
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Weighted-average</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
exercise price of</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
outstanding</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
options, warrants</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
<font style="text-decoration: underline">and rights
(3)</font></font></div>
</td>
<td style="vertical-align: bottom; width: 32%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Number of securities remaining</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
available for future issuance</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
under equity compensation plans</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
(excluding securities reflected in</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
<font style="text-decoration: underline">column (a))
(5)</font></font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 27%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;(a)</font></div>
</td>
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">(b)</font></div>
</td>
<td style="vertical-align: bottom; width: 32%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">(c)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: middle; width: 27%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Equity
compensation plans approved by security holders</font></div>
</td>
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">25,801</font></div>
</td>
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">$30.69</font></div>
</td>
<td style="vertical-align: bottom; width: 32%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">284,658</font></div>
</td>
</tr><tr>
<td style="vertical-align: middle; width: 27%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Equity
compensation plans not approved by security holders</font></div>
</td>
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
<td style="vertical-align: bottom; width: 32%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">-</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: middle; width: 27%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Total</font></div>
</td>
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">25,801</font></div>
</td>
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">$30.69</font></div>
</td>
<td style="vertical-align: bottom; width: 32%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">284,658</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 27%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 20%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 20%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 32%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="4" style="vertical-align: middle; width: 100%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">(1)
Includes 16,583 restricted stock units (adjusted for the 10% stock
dividend granted in December of 2017) granted on February 19, 2015
under the Omnibus Plan. These restricted stock grants vest on
February 19, 2019.</font></div>
</td>
</tr><tr>
<td colspan="4" style="vertical-align: middle; width: 100%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">(2)
Includes 5,104 restricted stock units (adjusted for the 10% stock
dividend granted in December of 2017) granted on February 18, 2016
under the Omnibus Plan. These restricted stock grants vest on
February 20, 2020</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: bottom; width: 27%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 20%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 20%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 32%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="4" style="vertical-align: bottom; width: 100%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">(3)
Includes 4,144 restricted stock units (adjusted for the 10% stock
dividend granted in December, 2017) granted on March 1, 2017 under
the Omnibus Plan. The restricted stock grants vest on March 1,
2021.</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: bottom; width: 27%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 20%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 20%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 32%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="4" style="vertical-align: middle; width: 100%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">(4) The
exercise price used for the grants of restricted stock units under
the Omnibus Plan is $30.69, the closing price for the
Company&#x2019;s stock on December 31, 2017.</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: middle; width: 27%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: middle; width: 20%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: middle; width: 20%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: middle; width: 32%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="4" style="vertical-align: middle; width: 100%;">
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">(5)
Reflects shares currently reserved for possible issuance under the
Omnibus Plan (adjusted for the 10% stock dividend granted in
December, 2017).</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">28</font></div>
</div>
<div id="pb" style="text-align: center; page-break-after: always; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; width: 100%; height: 1px; background-color: #000000">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
</font></font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
STOCK PERFORMANCE GRAPH</font><br></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
following graph compares the Company&#x2019;s cumulative shareholder
return on its common stock with a NASDAQ index and with a
southeastern bank index. The graph was prepared by S&amp;P Global
Market Intelligence, Charlottesville, Virginia, using data as of
December 31, 2017</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
COMPARISON OF SIX-YEAR CUMULATIVE TOTAL RETURNS</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Performance Report for</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Peoples Bancorp of North Carolina, Inc.</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times\ New\ Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px"><img src="pebk_stock-chart.jpg"></div>
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<tr>
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<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
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<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="4" style="vertical-align: bottom; width: 42%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-style: italic; font-family: Times New Roman; font-size: 13px">
Period Ending</font></div>
</td>
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<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 37%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-style: italic; font-family: Times New Roman; font-size: 13px">
Index</font></div>
</td>
<td style="vertical-align: bottom; width: 11%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
12/31/12</font></div>
</td>
<td style="vertical-align: bottom; width: 11%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
12/31/13</font></div>
</td>
<td style="vertical-align: bottom; width: 11%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
12/31/14</font></div>
</td>
<td style="vertical-align: bottom; width: 11%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
12/31/15</font></div>
</td>
<td style="vertical-align: bottom; width: 11%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
12/31/16</font></div>
</td>
<td style="vertical-align: bottom; width: 11%; border-bottom: 2px solid rgb(0, 0, 0);">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
12/31/17</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: bottom; width: 37%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
Peoples Bancorp of North Carolina, Inc.</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">100.00</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">157.33</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">201.73</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">220.12</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">290.70</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">397.96</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 37%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">NASDAQ
Composite Index</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">100.00</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">140.12</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">160.78</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">171.97</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">187.22</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">242.71</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: bottom; width: 37%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">SNL
Southeast Bank Index</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">100.00</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">135.52</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">152.63</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">150.24</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">199.45</font></div>
</td>
<td style="vertical-align: bottom; width: 11%;">
<div style="text-align: right; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">246.72</font></div>
</td>
</tr></table>
</div>
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<div id="ftr">
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<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">29</font></div>
</div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
</font></div>
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<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
PROPOSAL 2</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
RATIFICATION OF SELECTION OF INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM</font> <font style="font-size: 13px"><br>
</font></font></div>
<div><font style="font-family: Times New Roman; font-size: 10">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Elliott
Davis, our registered independent public accounting firm for the
fiscal year ended December 31, 2017, has been appointed by the
Audit Committee as our registered independent public accounting
firm for the fiscal year ending December 31, 2018, and you are
being asked to ratify this appointment. Fees charged by this firm
are at rates and upon terms that are customarily charged by other
registered independent public accounting firms. A representative of
the firm will be present at the Annual Meeting and will have an
opportunity to make a statement if he or she desires to do so and
to respond to appropriate questions.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
Audit Fees Paid to Independent Auditors</font>Audit Fees Paid to
Independent Auditors</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
following table represents the approximate fees for professional
services rendered by Elliott Davis for the audit of our annual
financial statements and review of our financial statements
included in our Forms 10-Q for the fiscal years ended December 31,
2017 and 2016 and fees billed for audit-related services, tax
services and all other services rendered, for each of such
years.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left">
<table cellpadding="0" cellspacing="0" style="text-align: left; width: 100%; font-family: Times New Roman; font-size: 13px; margin: 0px auto 0px 0px;">
<tr>
<td style="vertical-align: top; width: 35%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="3" style="vertical-align: top; width: 24%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline"><font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Year Ended December 31</font></font></div>
</td>
<td style="width: 20%;">
<div><font>&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: top; width: 35%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline"><font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
2017</font></font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline"><font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
2016</font></font></div>
</td>
<td style="width: 20%;">
<div><font>&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 80%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="width: 20%;">
<div><font>&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 35%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Audit
Fees<font style="font-size: 70%; vertical-align: top">1</font></font></div>
</td>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">$188,250</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">$178,500</font></div>
</td>
<td style="width: 20%;">
<div><font>&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 80%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="width: 20%;">
<div><font>&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 35%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Audit-Related
Fees<font style="font-size: 70%; vertical-align: top">2</font></font></div>
</td>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">$
10,545</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">$
10,000</font></div>
</td>
<td style="width: 20%;">
<div><font>&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 80%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="width: 20%;">
<div><font>&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 35%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Tax
Fees<font style="font-size: 70%; vertical-align: top">3</font></font></div>
</td>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">$
23,392</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">$
25,100</font></div>
</td>
<td style="width: 20%;">
<div><font>&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 80%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="width: 20%;">
<div><font>&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="vertical-align: top; width: 35%;">
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">All
Other Fees</font></div>
</td>
<td style="vertical-align: top; width: 5%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 16%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">--</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: top; width: 8%;">
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">--</font></div>
</td>
<td style="width: 20%;">
<div><font>&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="6" style="vertical-align: top; width: 80%;">
<div><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="width: 20%;">
<div><font>&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
__________________________</font></div>
<div style="text-align: justify; margin-left: 12px; margin-right: 0px; text-indent: -12px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">1</font><font style="font-size: 13px">&#xA0;</font>Includes amounts for the testing of
management&#x2019;s assertions regarding internal controls in
accordance with the Federal Deposit Insurance Corporation
Improvement Act. Audit Fees include amounts for the integrated
audit of the consolidated financial statements and internal control
over financial reporting (Sarbanes-Oxley Section 404).</font></div>
<div style="text-align: justify; margin-left: 12px; margin-right: 0px; text-indent: -12px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">2</font> Represents amounts
for the audit of the Company&#x2019;s Profit Sharing and 401(k) Plan
and the testing of management&#x2019;s assertions regarding internal
controls in accordance with the Federal Deposit Insurance
Corporation Improvement Act.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-size: 70%; vertical-align: top">
3</font> Represents amounts for assistance in the preparation of
our various federal, state and local tax returns.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">All
audit related services, tax services and other services giving rise
to the fees listed under &#x201C;Audit-Related Fees&#x201D;,
&#x201C;Tax Fees&#x201D; and &#x201C;All Other Fees&#x201D; in the
table above were pre-approved by the Audit Committee, which
concluded that the provision of such services was compatible with
the maintenance of that firm&#x2019;s independence in the conduct of
its auditing functions. The Audit Committee&#x2019;s Charter
provides for pre-approval of all audit and non-audit services to be
provided by our independent auditors. The Charter authorizes the
Audit Committee to delegate to one or more of its members
pre-approval authority with respect to permitted services, provided
that any such approvals are presented to the Audit Committee at its
next scheduled meeting.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">THE
BOARD OF DIRECTORS RECOMMENDS THAT THE SHAREHOLDERS VOTE
<font style="text-decoration: underline">FOR</font> RATIFICATION OF
THE APPOINTMENT OF ELLIOTT DAVIS AS THE COMPANY&#x2019;S INDEPENDENT
REGISTERED PUBLIC ACCOUNTING FIRM FOR THE FISCAL YEAR ENDING
DECEMBER 31, 2017.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
DATE FOR RECEIPT OF SHAREHOLDER PROPOSALS</font><font style="font-size: 13px"><br></font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">It is
presently anticipated that the 2019 Annual Meeting of Shareholders
of the Company will be held on May 2, 2019. In order for
shareholder proposals to be included in the Company&#x2019;s proxy
materials for that meeting, such proposals must be received by the
Secretary of the Company at the Company&#x2019;s principal executive
office no later than November 26, 2018 and meet all other
applicable requirements for inclusion in the Proxy
Statement.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">30</font></div>
</div>
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<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">In the
alternative, a shareholder may commence his or her own proxy
solicitation and present a proposal from the floor at the 2019
Annual Meeting of Shareholders of the Company. In order to do so,
the shareholder must notify the Secretary of the Company in
writing, at the Company&#x2019;s principal executive office no later
than February 8, 2019, of his or her proposal. If the Secretary of
the Company is not notified of the shareholder&#x2019;s proposal by
February 8, 2019, the Board of Directors may vote on the proposal
pursuant to the discretionary authority granted by the proxies
solicited by the Board of Directors for the 2019 Annual Meeting of
Shareholders.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
OTHER MATTERS</font><font style="font-size: 13px"><br></font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">Management knows of
no other matters to be presented for consideration at the Annual
Meeting or any adjournments thereof. If any other matters shall
properly come before the Annual Meeting, it is intended that the
proxyholders named in the enclosed form of proxy will vote the
shares represented thereby in accordance with their judgment,
pursuant to the discretionary authority granted
therein.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px"><font style="font-weight: bold">
MISCELLANEOUS</font></font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-family: Times New Roman; font-size: 13px">The
Annual Report of the Company for the year ended December 31, 2017,
which includes financial statements audited and reported upon by
the Company&#x2019;s registered independent public accounting firm,
is being mailed as Appendix A to this Proxy Statement; however, it
is not intended that the Annual Report be deemed a part of this
Proxy Statement or a solicitation of proxies.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 48px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">THE
FORM 10-K FILED BY THE COMPANY WITH THE SEC, INCLUDING THE
FINANCIAL STATEMENTS AND SCHEDULES THERETO, WILL BE PROVIDED FREE
OF CHARGE UPON WRITTEN REQUEST DIRECTED TO: PEOPLES BANCORP OF
NORTH CAROLINA, INC., POST OFFICE BOX 467, 518 WEST C STREET,
NEWTON, NORTH CAROLINA 28658-0467, ATTENTION: A. JOSEPH LAMPRON,
JR.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left">
<table cellpadding="0" cellspacing="0" style="text-align: left; margin: 0 auto;width: 100%;; font-family: inherit; font-size: inherit">
<tr>
<td style="width: 50%">
<div><font>&#xA0;</font></div>
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div><font style="font-family: Times New Roman; font-size: 13px;">Newton, North
Carolina</font></div>
<div><font style="font-family: Times New Roman; font-size: 13px;">March 23,
2018<br></font></div>
</td>
<td style="width: 50%">
<div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">By
Order of the Board of Directors,</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">/s/
Lance A. Sellers</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">Lance
A. Sellers</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px">President and Chief
Executive Officer</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
</td>
</tr></table>
</div>
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<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">31</font></div>
</div>
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</div>
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<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">APPENDIX
A</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font>&#xA0;</font></div>
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">ANNUAL
REPORT</font></div>
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">OF</font></div>
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">PEOPLES BANCORP OF
NORTH CAROLINA, INC.</font></div>
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: left; width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
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<div style="text-align: left; width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: center; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
PEOPLES BANCORP OF NORTH CAROLINA, INC.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
General Description of Business</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Peoples Bancorp of
North Carolina, Inc. (&#x201C;Bancorp&#x201D;), was formed in 1999 to
serve as the holding company for Peoples Bank (the
&#x201C;Bank&#x201D;). Bancorp is a bank holding company registered
with the Board of Governors of the Federal Reserve System (the
&#x201C;Federal Reserve&#x201D;) under the Bank Holding Company Act
of 1956, as amended (the &#x201C;BHCA&#x201D;). Bancorp&#x2019;s
principal source of income is dividends declared and paid by the
Bank on its capital stock, if any. Bancorp has no operations and
conducts no business of its own other than owning the Bank.
Accordingly, the discussion of the business which follows concerns
the business conducted by the Bank, unless otherwise indicated.
Bancorp and its wholly owned subsidiary, the Bank, along with the
Bank&#x2019;s wholly owned subsidiaries are collectively called the
&#x201C;Company&#x201D;.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Bank, founded in 1912, is a state-chartered commercial bank serving
the citizens and business interests of the Catawba Valley and
surrounding communities through 19 banking offices, as of December
31, 2017, located in Lincolnton, Newton, Denver, Catawba, Conover,
Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius,
Mooresville and Raleigh, North Carolina. The Bank also operates
loan production offices in Denver and Durham, North Carolina. At
December 31, 2017, the Company had total assets of $1.1 billion,
net loans of $753.4 million, deposits of $907.0 million, total
securities of $231.2 million, and shareholders&#x2019; equity of
$116.0 million.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Bank operates three banking offices focused on the Latino
population that were formerly operated as a division of the Bank
under the name Banco de la Gente (&#x201C;Banco&#x201D;). These
offices are now branded as Bank branches and considered a separate
market territory of the Bank as they offer normal and customary
banking services as are offered in the Bank&#x2019;s other branches
such as the taking of deposits and the making of
loans.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Bank has a diversified loan portfolio, with no foreign loans and
few agricultural loans. Real estate loans are predominately
variable rate and fixed rate commercial property loans, which
include residential development loans to commercial customers.
Commercial loans are spread throughout a variety of industries with
no one particular industry or group of related industries
accounting for a significant portion of the commercial loan
portfolio. The majority of the Bank&#x2019;s deposit and loan
customers are individuals and small to medium-sized businesses
located in the Bank&#x2019;s market area. The Bank&#x2019;s loan
portfolio also includes Individual Taxpayer Identification Number
(ITIN) mortgage loans generated thorough the Bank&#x2019;s Banco
offices. Additional discussion of the Bank&#x2019;s loan portfolio
and sources of funds for loans can be found in
&#x201C;Management&#x2019;s Discussion and Analysis of Financial
Condition and Results of Operations&#x201D; on pages A-4 through
A-23 of the Annual Report, which is included in this Form 10-K as
Exhibit (13).</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
operations of the Bank and depository institutions in general are
significantly influenced by general economic conditions and by
related monetary and fiscal policies of depository institution
regulatory agencies, including the Federal Reserve, the Federal
Deposit Insurance Corporation (the &#x201C;FDIC&#x201D;) and the
North Carolina Commissioner of Banks (the
&#x201C;Commissioner&#x201D;).</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company&#x2019;s fiscal year ends December 31. This Form 10-K is
also being used as the Bank&#x2019;s Annual Disclosure Statement
under FDIC Regulations. This Form 10-K has not been reviewed, or
confirmed for accuracy or relevance by the FDIC.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">At
December 31, 2017, the Company employed 302 full-time employees and
33 part-time employees, which equated to 326 full-time equivalent
employees.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Subsidiaries</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Bank is a subsidiary of the Company. At December 31, 2017, the Bank
had four subsidiaries, Peoples Investment Services, Inc., Real
Estate Advisory Services, Inc., Community Bank Real Estate
Solutions, LLC (&#x201C;CBRES&#x201D;) and PB Real Estate Holdings,
LLC. Through a relationship with Raymond James Financial Services,
Inc., Peoples Investment Services, Inc. provides the Bank&#x2019;s
customers access to investment counseling and non-deposit
investment products such as stocks, bonds, mutual funds, tax
deferred annuities, and related brokerage services. Real Estate
Advisory Services, Inc. provides real estate appraisal and real
estate brokerage services. CBRES serves as a
&#x201C;clearing-house&#x201D; for appraisal services for community
banks. Other banks are able to contract with CBRES to find and
engage appropriate appraisal companies in the area where the
property to be appraised is located. This type of service ensures
that the appraisal process remains independent from the financing
process within the Bank. PB Real Estate Holdings, LLC acquires,
manages and disposes of real property, other collateral and other
assets obtained in the ordinary course of collecting debts
previously contracted.</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
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<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-1</font></div>
</div>
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</div>
</div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">In
June 2006, the Company formed a wholly owned Delaware statutory
trust, PEBK Capital Trust II (&#x201C;PEBK Trust II&#x201D;), which
issued $20.0 million of guaranteed preferred beneficial interests
in the Company&#x2019;s junior subordinated deferrable interest
debentures. All of the common securities of PEBK Trust II are owned
by the Company. The proceeds from the issuance of the common
securities and the trust preferred securities were used by PEBK
Trust II to purchase $20.6 million of junior subordinated
debentures of the Company, which pay a floating rate equal to
three-month LIBOR plus 163 basis points. The proceeds received by
the Company from the sale of the junior subordinated debentures
were used in December 2006 to repay the trust preferred securities
issued in December 2001 by PEBK Capital Trust, a wholly owned
Delaware statutory trust of the Company, and for general purposes.
The debentures represent the sole asset of PEBK Trust II. PEBK
Trust II is not included in the consolidated financial
statements.</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
trust preferred securities issued by PEBK Trust II accrue and pay
quarterly at a floating rate of three-month LIBOR plus 163 basis
points. The Company has guaranteed distributions and other payments
due on the trust preferred securities to the extent PEBK Trust II
does not have funds with which to make the distributions and other
payments. The net combined effect of the trust preferred securities
transaction is that the Company is obligated to make the
distributions and other payments required on the trust preferred
securities.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">These
trust preferred securities are mandatorily redeemable upon maturity
of the debentures on June 28, 2036, or upon earlier redemption as
provided in the indenture. The Company has the right to redeem the
debentures purchased by PEBK Trust II, in whole or in part, which
became effective on June 28, 2011. As specified in the indenture,
if the debentures are redeemed prior to maturity, the redemption
price will be the principal amount plus any accrued but unpaid
interest.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px; font-style: italic; font-weight: bold;">
This report contains certain forward-looking statements with
respect to the financial condition, results of operations and
business of the Company. These forward-looking statements involve
risks and uncertainties and are based on the beliefs and
assumptions of management of the Company and on the information
available to management at the time that these disclosures were
prepared. These statements can be identified by the use of words
like &#x201C;expect,&#x201D; &#x201C;anticipate,&#x201D;
&#x201C;estimate&#x201D; and &#x201C;believe,&#x201D; variations of
these words and other similar expressions. Readers should not place
undue reliance on forward-looking statements as a number of
important factors could cause actual results to differ materially
from those in the forward-looking statements. Factors that could
cause actual results to differ materially include, but are not
limited to, (1) competition in the markets served by the Bank, (2)
changes in the interest rate environment, (3) general national,
regional or local economic conditions may be less favorable than
expected, resulting in, among other things, a deterioration in
credit quality and the possible impairment of collectibility of
loans, (4) legislative or regulatory changes, including changes in
accounting standards, (5) significant changes in the federal and
state legal and regulatory environment and tax laws, (6) the impact
of changes in monetary and fiscal policies, laws, rules and
regulations and (7) other risks and factors identified in the
Company&#x2019;s other filings with the Securities and Exchange
Commission. The Company undertakes no obligation to update any
forward-looking statements.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-2</font></div>
</div>
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<div id="hdr">
<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td colspan="6" rowspan="1" style="width: 100%; vertical-align: bottom;">
<div><font style="text-align: left; width: 1%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 98%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 32px;">
<font style="font-size: 24px;">SELECTED FINANCIAL
DATA</font></font></div>
</font><font style="text-align: left; width: 1%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="6" style="width: 100%; vertical-align: bottom;">
<div><font style="text-align: left; width: 1%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 98%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-style: italic;">
Dollars in Thousands Except Per Share Amounts</font></div>
</font><font style="text-align: left; width: 1%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 50%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 50%; vertical-align: bottom;">
<div style="border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">2017</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">2016</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">2015</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">2014</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">2013</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Summary of Operations</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Interest income</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">41,949</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">39,809</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">38,666</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">38,420</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">36,696</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Interest expense</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">2,377</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">3,271</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">3,484</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">4,287</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">5,353</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net interest income</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">39,572</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">36,538</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">35,182</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">34,133</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">31,343</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Provision for loan losses</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(507</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(1,206</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(17</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(699</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">2,584</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net interest income after provision</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 12px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
for loan losses</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">40,079</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">37,744</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">35,199</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">34,832</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">28,759</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Non-interest income</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">12,838</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">13,976</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">13,312</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">12,164</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">12,652</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Non-interest expense</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">38,702</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">39,982</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">35,778</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">35,671</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">32,841</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Earnings before income taxes</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">14,215</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">11,738</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">12,733</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">11,325</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">8,570</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Income tax expense</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">3,947</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">2,561</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">3,100</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,937</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,879</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net earnings</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">10,268</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9,177</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9,633</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9,388</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">6,691</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Dividends and accretion of preferred stock</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">656</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net earnings available to common</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
shareholders</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">10,268</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">9,177</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">9,633</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">9,388</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">6,035</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Selected Year-End Balances</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Assets</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,092,166</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,087,991</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,038,481</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,040,494</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,034,684</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Investment securities available for sale</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">229,321</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">249,946</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">268,530</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">281,099</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">297,890</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">753,398</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">716,261</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">679,502</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">640,809</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">607,459</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Mortgage loans held for sale</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">857</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,709</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,149</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,375</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">497</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Interest-earning assets</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">996,509</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">999,201</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">977,079</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">956,900</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">925,736</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Deposits</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">906,952</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">892,918</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">832,175</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">814,700</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">799,361</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Interest-bearing liabilities</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">679,922</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">698,120</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">679,937</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">722,991</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">735,111</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Shareholders' equity</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">115,975</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">107,428</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">104,864</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">98,665</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">83,719</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Shares outstanding<br></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">5,995,256</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">5,417,800</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">5,510,538</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">5,612,588</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">5,613,495</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Selected Average Balances</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Assets</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,098,992</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,076,604</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,038,594</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,036,486</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,023,609</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Investment securities available for sale</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">234,278</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">252,725</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">266,830</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">287,371</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">293,770</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">741,655</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">703,484</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">669,628</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">631,025</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">614,532</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Interest-earning assets</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">998,821</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">985,236</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">952,251</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">949,537</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">950,451</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Deposits</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">895,129</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">856,313</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">816,628</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">808,399</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">787,640</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Interest-bearing liabilities</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">700,559</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">705,291</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">707,611</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">731,786</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">741,228</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Shareholders' equity</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">116,883</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">113,196</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">106,644</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">96,877</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">100,241</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Shares outstanding (1)<br></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">5,988,183</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">5,417,800</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">5,510,538</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">5,612,588</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">5,613,495</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Profitability Ratios</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Return on average total assets</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.93</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.85</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.93</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.91</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.65</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Return on average shareholders' equity</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">8.78</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">8.11</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9.03</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9.69</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">6.67</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Dividend payout ratio (2)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">25.67</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">22.95</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">16.34</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">10.89</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">11.17</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Liquidity and Capital Ratios (averages)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Loan to deposit</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">82.85</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">82.15</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">82.00</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">78.06</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">78.02</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Shareholders' equity to total assets</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">10.64</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">10.51</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">10.27</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">9.35</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">9.79</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Per share of Common Stock (1)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Basic net earnings</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1.71</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1.53</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1.57</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1.52</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.98</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Diluted net earnings</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1.69</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1.50</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1.56</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1.51</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.97</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Cash dividends</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.44</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.35</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.25</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.16</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.11</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Book value</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">19.34</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">18.03</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">17.30</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">15.98</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">13.55</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="1" style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="6" style="width: 100%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(1) Average shares outstanding and per share computations have been
restated to reflect a 10% stock dividend paid during the fourth
quarter of 2017.</font></div>
</td>
</tr><tr>
<td colspan="1" style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(2) As a percentage of net earnings available to common
shareholders.</font></div>
&#xA0;</font></div>
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</div>
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</div>
</div>
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL
CONDITION</font></div>
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
AND RESULTS OF OPERATIONS</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px; font-style: italic; font-weight: bold;">
The following is a discussion of our financial position and results
of operations and should be read in conjunction with the
information set forth under Item 1A Risk Factors in the
Company&#x2019;s annual report on Form 10-K and the Company&#x2019;s
consolidated financial statements and notes thereto on pages A-24
through A-66.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Introduction</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Management&#x2019;s
discussion and analysis of earnings and related data are presented
to assist in understanding the consolidated financial condition and
results of operations of Peoples Bancorp of North Carolina, Inc.
(&#x201C;Bancorp&#x201D;), for the years ended December 31, 2017,
2016 and 2015. Bancorp is a registered bank holding company
operating under the supervision of the Federal Reserve Board (the
&#x201C;FRB&#x201D;) and the parent company of Peoples Bank (the
&#x201C;Bank&#x201D;). The Bank is a North Carolina-chartered bank,
with offices in Catawba, Lincoln, Alexander, Mecklenburg, Iredell,
Union, Wake and Durham counties, operating under the banking laws
of North Carolina and the rules and regulations of the Federal
Deposit Insurance Corporation (the
&#x201C;FDIC&#x201D;).</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Overview</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Our
business consists principally of attracting deposits from the
general public and investing these funds in commercial loans, real
estate mortgage loans, real estate construction loans and consumer
loans. Our profitability depends primarily on our net interest
income, which is the difference between the income we receive on
our loan and investment securities portfolios and our cost of
funds, which consists of interest paid on deposits and borrowed
funds. Net interest income also is affected by the relative amounts
of our interest-earning assets and interest-bearing liabilities.
When interest-earning assets approximate or exceed interest-bearing
liabilities, a positive interest rate spread will generate net
interest income. Our profitability is also affected by the level of
other income and operating expenses. Other income consists
primarily of miscellaneous fees related to our loans and deposits,
mortgage banking income and commissions from sales of annuities and
mutual funds. Operating expenses consist of compensation and
benefits, occupancy related expenses, federal deposit and other
insurance premiums, data processing, advertising and other
expenses.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Our
operations are influenced significantly by local economic
conditions and by policies of financial institution regulatory
authorities. The earnings on our assets are influenced by the
effects of, and changes in, trade, monetary and fiscal policies and
laws, including interest rate policies of the Board of Governors of
the Federal Reserve System (the &#x201C;Federal Reserve&#x201D;),
inflation, interest rates, market and monetary fluctuations.
Lending activities are affected by the demand for commercial and
other types of loans, which in turn is affected by the interest
rates at which such financing may be offered. Our cost of funds is
influenced by interest rates on competing investments and by rates
offered on similar investments by competing financial institutions
in our market area, as well as general market interest rates. These
factors can cause fluctuations in our net interest income and other
income. In addition, local economic conditions can impact the
credit risk of our loan portfolio, in that (1) local employers may
be required to eliminate employment positions of individual
borrowers, and (2) small businesses and commercial borrowers may
experience a downturn in their operating performance and become
unable to make timely payments on their loans. Management evaluates
these factors in estimating the allowance for loan losses and
changes in these economic factors could result in increases or
decreases to the provision for loan losses.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Our
business emphasis has been and continues to be to operate as a
well-capitalized, profitable and independent community-oriented
financial institution dedicated to providing quality customer
service. We are committed to meeting the financial needs of the
communities in which we operate. We expect growth to be achieved in
our local markets and through expansion opportunities in contiguous
or nearby markets. While we would be willing to consider growth by
acquisition in certain circumstances, we do not consider the
acquisition of another company to be necessary for our continued
ability to provide a reasonable return to our shareholders. We
believe that we can be more effective in serving our customers than
many of our non-local competitors because of our ability to quickly
and effectively provide senior management responses to customer
needs and inquiries. Our ability to provide these services is
enhanced by the stability and experience of our Bank officers and
managers.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Federal Reserve maintained the Federal Funds rate at 0.25% from
December 2008 to December 2015 before increasing the Fed Funds rate
to 0.50% on December 16, 2015, 0.75% on December 14, 2016, 1.00% on
March 15, 2017, 1.25% on June 14, 2017 and 1.50% on December 13,
2017. These increases had a positive impact on earnings in 2016 and
2017 and should continue to have a positive impact on the
Bank&#x2019;s net interest income in future periods.</font></div>
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<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company plans to open a full service branch in Cary, North Carolina
during the third quarter of 2018. The Company does not have
specific plans for additional offices in 2018 but will continue to
look for growth opportunities in nearby markets and may expand if
considered a worthwhile opportunity.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">On
August 31, 2015, the FDIC and the North Carolina Office of the
Commissioner of Banks (&#x201C;Commissioner&#x201D;) issued a Consent
Order (the &#x201C;Order&#x201D;) in connection with compliance by
the Bank with the Bank Secrecy Act and its implementing regulations
(collectively, the &#x201C;BSA&#x201D;). The Order was issued
pursuant to the consent of the Bank. In consenting to the issuance
of the Order, the Bank did not admit or deny any unsafe or unsound
banking practices or violations of law or regulation.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Order required the Bank to take certain affirmative actions to
comply with its obligations under the BSA, including, without
limitation, strengthening its Board of Directors&#x2019; oversight
of BSA activities; reviewing, enhancing, adopting and implementing
a revised BSA compliance program; completing a BSA risk assessment;
developing a revised system of internal controls designed to ensure
full compliance with the BSA; reviewing and revising customer due
diligence and risk assessment processes, policies and procedures;
developing, adopting and implementing effective BSA training
programs; assessing BSA staffing needs and resources and appointing
a qualified BSA officer; establishing an independent BSA testing
program; ensuring that all reports required by the BSA are
accurately and properly filed and engaging an independent firm to
review past account activity to determine whether suspicious
activity was properly identified and reported.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">During
the third quarter of 2017 the Bank received notice that the Order
was terminated effective August 30, 2017.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Summary of Significant and Critical Accounting
Policies</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
consolidated financial statements include the financial statements
of Bancorp and its wholly owned subsidiary, the Bank, along with
the Bank&#x2019;s wholly owned subsidiaries, Peoples Investment
Services, Inc., Real Estate Advisory Services, Inc.
(&#x201C;REAS&#x201D;), Community Bank Real Estate Solutions, LLC
(&#x201C;CBRES&#x201D;) and<font style="font-size: 13px;">&#xA0;</font>PB Real Estate Holdings, LLC
(collectively called the &#x201C;Company&#x201D;). All significant
intercompany balances and transactions have been eliminated in
consolidation.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company&#x2019;s accounting policies are fundamental to
understanding management&#x2019;s discussion and analysis of results
of operations and financial condition. Many of the Company&#x2019;s
accounting policies require significant judgment regarding
valuation of assets and liabilities and/or significant
interpretation of specific accounting guidance. The following is a
summary of some of the more subjective and complex accounting
policies of the Company. A more complete description of the
Company&#x2019;s significant accounting policies can be found in
Note 1 of the Notes to Consolidated Financial Statements in the
Company&#x2019;s 2017 Annual Report to Shareholders which is
Appendix A to the Proxy Statement for the May 3, 2018 Annual
Meeting of Shareholders.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
allowance for loan losses reflects management&#x2019;s assessment
and estimate of the risks associated with extending credit and its
evaluation of the quality of the loan portfolio. The Bank
periodically analyzes the loan portfolio in an effort to review
asset quality and to establish an allowance for loan losses that
management believes will be adequate in light of anticipated risks
and loan losses.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Many
of the Company&#x2019;s assets and liabilities are recorded using
various techniques that require significant judgment as to
recoverability. The collectability of loans is reflected through
the Company&#x2019;s estimate of the allowance for loan losses. The
Company performs periodic and systematic detailed reviews of its
lending portfolio to assess overall collectability. In addition,
certain assets and liabilities are reflected at their estimated
fair value in the consolidated financial statements. Such amounts
are based on either quoted market prices or estimated values
derived from dealer quotes used by the Company, market comparisons
or internally generated modeling techniques. The Company&#x2019;s
internal models generally involve present value of cash flow
techniques. The various techniques are discussed in greater detail
elsewhere in this management&#x2019;s discussion and analysis and
the Notes to Consolidated Financial Statements.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">There
are other complex accounting standards that require the Company to
employ significant judgment in interpreting and applying certain of
the principles prescribed by those standards. These judgments
include, but are not limited to, the determination of whether a
financial instrument or other contract meets the definition of a
derivative in accordance with U.S. Generally Accepted Accounting
Principles (&#x201C;GAAP&#x201D;).</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
The disclosure requirements for derivatives and hedging activities
are intended to provide users of financial statements with an
enhanced understanding of: (a) how and why an entity uses
derivative instruments, (b) how derivative instruments and related
hedged items are accounted for and (c) how derivative instruments
and related hedged items affect an entity&#x2019;s financial
position, financial performance, and cash flows. The disclosure
requirements include qualitative disclosures about objectives and
strategies for using derivatives, quantitative</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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<div id="ftr">
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</div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font><font style="font-size: 11px"><font style="font-size: 13px">disclosures about the fair value of, and gains
and losses, on derivative instruments, and disclosures about
credit-risk-related contingent features in derivative
instruments.</font></font></font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company has an overall interest rate risk management strategy that
has, in prior years, incorporated the use of derivative instruments
to minimize significant unplanned fluctuations in earnings that are
caused by interest rate volatility. When using derivative
instruments, the Company is exposed to credit and market risk. If
the counterparty fails to perform, credit risk is equal to the
extent of the fair-value gain in the derivative. The Company
minimized the credit risk in derivative instruments by entering
into transactions with high-quality counterparties that were
reviewed periodically by the Company. The Company did not have any
interest rate derivatives outstanding as of December 31, 2017 or
2016.</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Management of the
Company has made a number of estimates and assumptions relating to
reporting of assets and liabilities and the disclosure of
contingent assets and liabilities to prepare the accompanying
consolidated financial statements in conformity with GAAP. Actual
results could differ from those estimates.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Results of Operations</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="font-style: italic;">Summary.</font> The Company reported earnings
of $10.3 million or $1.71 basic net earnings per share and $1.69
diluted net earnings per share for the year ended December 31,
2017, as compared to $9.2 million or $1.53 basic net earnings per
share and $1.50 diluted net earnings per share for the same period
one year ago. The increase in year-to-date net earnings is
primarily attributable to an increase in net interest income and a
decrease in non-interest expense, which were partially offset by a
decrease in non-interest income and a decrease in the credit to the
provision for loan losses, as discussed below. Earnings for the
year ended December 31, 2017 were reduced by a charge to income tax
expense of $588,000 due to the revaluation of deferred taxes as
required due to the passing of the Tax Cuts and Jobs Act
(&#x201C;TCJA&#x201D;) in December, 2017. Without this charge to
earnings, the Company would have had net earnings totaling $10.9
million for the year ended December 31, 2017.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company reported earnings of $9.2 million or $1.53 basic net
earnings per share and $1.50 diluted net earnings per
share<font style="font-size: 13px;">&#xA0;</font>for the year ended
December 31, 2016, as compared to $9.6 million or $1.57 basic net
earnings per share and $1.56 diluted net earnings per share for the
for the year ended December 31, 2015. The decrease in year-to-date
net earnings is primarily attributable to an increase in
non-interest expense, which was partially offset by an increase in
net interest income, an increase in the credit to the provision for
loan losses and an increase in non-interest income, as discussed
below.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
return on average assets in 2017 was 0.93%, compared to 0.85% in
2016 and 0.93% in 2015. The return on average shareholders&#x2019;
equity was 8.78% in 2017 compared to 8.11% in 2016 and 9.03% in
2015.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="font-style: italic;">Net Interest Income.</font> Net interest
income, the major component of the Company&#x2019;s net income, is
the amount by which interest and fees generated by interest-earning
assets exceed the total cost of funds used to carry them. Net
interest income is affected by changes in the volume and mix of
interest-earning assets and interest-bearing liabilities, as well
as changes in the yields earned and rates paid. Net interest margin
is calculated by dividing tax-equivalent net interest income by
average interest-earning assets, and represents the Company&#x2019;s
net yield on its interest-earning assets.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Net
interest income for 2017 was $39.6 million compared to $36.5
million in 2016. The increase in net interest income was primarily
due to a $2.1 million increase in interest income, which was
primarily attributable to an increase in the average outstanding
balance of loans and a 0.75% increase in the prime rate since
December 2016, combined with a $894,000 decrease in interest
expense, which was primarily attributable to a decrease in the
average outstanding balances of Federal Home Loan Bank
(&#x201C;FHLB&#x201D;) borrowings during the year ended December 31,
2017, as compared to the same period one year ago. Net interest
income increased to $36.5 million in 2016 from $35.2 million in
2015.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Table
1 sets forth for each category of interest-earning assets and
interest-bearing liabilities, the average amounts outstanding, the
interest incurred on such amounts and the average rate earned or
incurred<font style="font-size: 13px;">&#xA0;</font>for the years
ended December 31, 2017, 2016 and 2015. The table also sets forth
the average rate earned on total interest-earning assets, the
average rate paid on total interest-bearing liabilities, and the
net yield on total average interest-earning assets for the same
periods. Yield information does not give effect to changes in fair
value that are reflected as a component of shareholders&#x2019;
equity. Yields and interest income on tax-exempt investments have
been adjusted to a tax equivalent basis using an effective tax rate
of 35.98% for securities that are both federal and state tax exempt
and an effective tax rate of 32.98% for federal tax exempt
securities. Non-accrual loans and the interest income that was
recorded on non-accrual loans, if any, are included in the yield
calculations for loans in all periods reported.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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<div id="ftr">
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<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-6</font></div>
</div>
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<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
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<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
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<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Table 1- Average Balance Table</font></div>
</td>
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</td>
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<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
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</td>
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<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
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</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
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<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
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</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
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</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
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</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
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</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
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</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 28%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td colspan="3" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;">&#xA0;</font> <font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
December 31, 2017</font></font> </div>
</td>
<td colspan="3" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;">&#xA0;</font> <font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
December 31, 2016</font></font> </div>
</td>
<td colspan="3" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;">&#xA0;</font> <font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
December 31, 2015</font></font> </div>
</td>
</tr><tr>
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
(Dollars in thousands)</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Average</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Balance</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Interest</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Yield /</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Rate</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Average</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Balance</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Interest</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Yield /</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Rate</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Average</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Balance</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Interest</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Yield /</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Rate</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr>
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Interest-earning assets:</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
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</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
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</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Interest
and fees on loans</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">741,655</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">34,888</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4.70</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">703,484</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">32,452</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4.61</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">669,628</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">31,098</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4.64</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Investments
- taxable</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">64,341</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">1,693</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">2.63</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">78,575</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">1,925</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">2.45</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">89,998</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">2,240</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">2.49</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Investments
- nontaxable*</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">173,069</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">7,314</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4.23</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">178,379</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">7,577</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4.25</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">181,382</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">7,634</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4.21</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Other</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">19,756</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">219</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1.11</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">24,798</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">123</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">0.50</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">11,243</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">26</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">0.23</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">%</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Total interest-earning assets</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">998,821</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">44,114</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4.42</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">985,236</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">42,077</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4.27</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">952,251</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">40,998</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4.31</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Cash and
due from banks</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">53,805</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">44,732</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">42,483</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Other
assets</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">53,557</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">59,537</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">59,222</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Allowance
for loan losses</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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7,191</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">)</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(
8,884</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">)</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(
10,678</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">)</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Total assets</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1,098,992</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1,080,621</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1,043,278</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Interest-bearing liabilities:</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">NOW, MMDA
&amp; savings deposits</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">481,455</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">598</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">0.12</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">447,582</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">495</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">0.11</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">418,358</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">432</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">0.10</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Time
deposits</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">132,626</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">466</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">0.35</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">150,641</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">586</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">0.39</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">173,622</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">870</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">0.50</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">FHLB
borrowings</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">16,329</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">662</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4.05</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">42,903</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">1,661</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">3.87</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">49,840</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">1,735</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">3.48</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Trust
preferred securities</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">20,619</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">590</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">2.86</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">20,619</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">485</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">2.35</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">20,619</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">402</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">1.95</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Other</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">49,530</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">61</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">0.12</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">43,546</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">44</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">0.10</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">45,172</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">45</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">0.10</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">%</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Total interest-bearing liabilities</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">700,559</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">2,377</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">0.34</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">705,291</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">3,271</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">0.46</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">707,611</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">3,484</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">0.49</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Demand
deposits</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">281,048</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">258,091</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">224,648</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Other
liabilities</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">502</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4,043</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4,375</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Shareholders'
equity</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">116,883</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">113,196</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">106,644</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Total liabilities and shareholder's equity</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1,098,992</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1,080,621</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1,043,278</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Net interest spread</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">41,737</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">4.08</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">38,806</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">3.81</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">37,514</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">3.82</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">%</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Net yield on interest-earning assets</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">4.18</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">3.94</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">%</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">3.94</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">%</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Taxable equivalent adjustment</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
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</td>
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<td style="width: 28%; vertical-align: bottom;">
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<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
&#xA0; Investment securities</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
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</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
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<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">36,538</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">35,182</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr>
<td colspan="10" style="width: 100%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;"></div>
<br></td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="10" style="width: 100%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;"><font>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;"><font>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
<font style="color: rgb(0, 0, 0);">*</font>Includes U.S. Government
agency securities that are non-taxable for state income tax
purposes of $40.3 million in 2017, $38.7 million in 2016 and $37.3
million in 2015. The tax rates of 3.00%, 4.00% and 5.00% were used
to calculate the tax equivalent yields on these securities in 2017,
2016 and 2015, respectively<font style="color: rgb(0, 0, 0);">.</font></font></div>
</font></div>
</font></div>
</td>
</tr></table>
</div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Changes in
interest income and interest expense can result from variances in
both volume and rates. Table 2 describes the impact on the
Company&#x2019;s tax equivalent net interest income resulting from
changes in average balances and average rates for the periods
indicated. The changes in interest due to both volume and rate have
been allocated to volume and rate changes in proportion to the
relationship of the absolute dollar amounts of the changes in
each.</font></div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-7</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Table 2 - Rate/Volume Variance Analysis-Tax Equivalent
Basis</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td colspan="3" style="vertical-align: bottom;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;">&#xA0;</font> <font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
December 31, 2017</font></font></div>
</td>
<td colspan="3" style="vertical-align: bottom;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;">&#xA0;</font> <font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
December 31, 2016</font></font> </div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(Dollars in thousands)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Changes</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
in average</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
volume</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Changes in</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
average</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
rates</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Total</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Increase</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
(Decrease)</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Changes</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
in average</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
volume</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Changes</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
in average</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
rates</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Total</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Increase</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
(Decrease)</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Interest income:</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Loans: Net of unearned income</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,778</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">658</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2,436</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,566</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(
212</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,354</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 40%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Investments - taxable</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(
362</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">130</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(
232</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(
282</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(
33</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(
315</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Investments - nontaxable</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(
225</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(
38</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(
263</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(
127</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">70</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(
57</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Other</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(40</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">136</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">96</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">50</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">47</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">97</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Total interest income</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,151</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">886</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2,037</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,207</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(
128</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,079</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 40%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Interest expense:</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
NOW, MMDA &amp; savings deposits</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">40</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">63</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">103</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">31</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">32</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">63</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Time deposits</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(
66</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(
54</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(
120</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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103</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(
181</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(
284</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
FHLB / FRB Borrowings</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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1,053</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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999</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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255</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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74</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Trust Preferred Securities</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">83</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Other</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">7</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">10</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">17</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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1</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">0</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(1</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Total interest expense</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(
1,072</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">178</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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894</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(
328</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">115</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(
213</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Net interest income</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">2,223</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">708</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">2,931</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1,535</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">(
243</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1,292</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Net
interest income on a tax equivalent basis totaled $41.7 million in
2017 as compared to $38.8 million in 2016. The interest rate
spread, which represents the rate earned on interest-earning assets
less the rate paid on interest-bearing liabilities, was 4.08% in
2017, as compared to a net interest spread of 3.81% in 2016. The
net yield on interest-earning assets was 4.18% in 2017 and 3.94% in
2016.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Tax
equivalent interest income increased $2.0 million in 2017 primarily
due to<font style="font-size: 13px;">&#xA0;</font>an increase in
interest income resulting from an increase in the average
outstanding principal balance of loans, which was partially offset
by<font style="font-size: 13px;">&#xA0;</font>a decrease in the
average outstanding balance of investment securities. The average
outstanding principal balance of loans increased $38.2 million to
$741.7 million in 2017 compared to $703.5 million in 2016. The
average outstanding balance of investment securities decreased
$19.6 million to $237.4 million in 2017 compared to $257.0 million
in 2016. The yield on interest-earning assets was 4.42% in 2017
compared to 4.27% in 2016.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Interest expense
decreased $894,000 in 2017 compared to 2016. The decrease in
interest expense is primarily due to a decrease in the average
outstanding balance of FHLB borrowings and time deposits. Average
interest-bearing liabilities decreased by $4.7 million to $700.6
million in 2017 compared to $705.3 million in 2016. The cost of
funds decreased to 0.34% in 2017 from 0.46% in 2016.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">In
2016 net interest income on a tax equivalent basis was $38.8
million compared to $37.5 million in 2015. The net interest spread
was 3.81% in 2016 compared to 3.82% in 2015. The net yield on
interest-earning assets was 3.94% in 2016 and 2015.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="font-style: italic;">Provision for Loan Losses.</font> Provisions
for loan losses are charged to income in order to bring the total
allowance for loan losses to a level deemed appropriate by
management of the Company based on factors such as
management&#x2019;s judgment as to losses within the Bank&#x2019;s
loan portfolio, including the valuation of impaired loans, loan
growth, net charge-offs, changes in the composition of the loan
portfolio, delinquencies and management&#x2019;s assessment of the
quality of the loan portfolio and general economic
climate.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
provision for loan losses for the year ended December 31, 2017 was
a credit of $507,000, as compared to a credit of $1.2 million for
the year ended December 31, 2016. The decrease in the credit to the
provision for loan losses is primarily attributable to a $36.0
million increase in loans from December 31, 2016 to December 31,
2017. The credits to provision for loan losses for the years ended
December 31, 2017, 2016 and 2015 resulted from, and were considered
appropriate as part of, management&#x2019;s assessment and estimate
of the risks in the total loan portfolio and determination of the
total allowance for loan losses. The primary factors contributing
to the decrease in the allowance for loan losses at December 31,
2017 to $6.4 million from $7.6 million at December 31, 2016 were
the continuing positive trends in indicators of potential losses on
loans, primarily non-accrual loans and the reduction in net
charge-offs since 2013, as shown in Table 3 below:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-8</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">Table
3 - Net Charge-off Analysis</font></font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times\ New\ Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left">
<table cellpadding="0" cellspacing="0" style="text-align: left; margin: 0px auto 0px 0px; width: 100%; font-size: inherit; font-family: inherit;">
<tr>
<td rowspan="1" style="vertical-align: bottom; width: 30%;">
<div style="margin-left:0px;"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="5" rowspan="1" style="vertical-align: bottom; width: 35%;">
<div><font style="text-align: left; vertical-align: bottom; width: 2%; display: inline-block; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 96%; display: inline-block; font-size: 11px;">
<div><font style="font-family: Times\ New\ Roman;"><font style="font-family: Times\ New\ Roman;">&#xA0; N</font><font style="color: rgb(0, 0, 0); font-weight: bold;">et
charge-offs/(recoveries)</font></font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 2%; display: inline-block; font-size: 11px;">&#xA0;</font></div>
</td>
<td colspan="5" rowspan="1" style="vertical-align: bottom; width: 35%;">
<div><font style="text-align: left; vertical-align: bottom; width: 2%; display: inline-block; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 96%; display: inline-block; font-size: 11px;">
<div><font style="font-family: Times\ New\ Roman;"><font style="font-family: Times\ New\ Roman;">&#xA0;</font><font style="color: rgb(0, 0, 0); font-weight: bold;">Net
charge-offs/(recoveries) as a percent</font></font> <font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
of average loans outstanding</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 2%; display: inline-block; font-size: 11px;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 30%;">
<div style="margin-left: 0px; padding-bottom: 2px;"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="5" style="vertical-align: bottom; width: 35%;">
<div><font style="text-align: left; vertical-align: bottom; width: 2%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 96%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
Years ended December 31,</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 2%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
<td colspan="5" style="vertical-align: bottom; width: 35%;">
<div><font style="text-align: left; vertical-align: bottom; width: 2%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 96%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
Years ended December 31,</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 2%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px; border-bottom: 2px solid rgb(0, 0, 0);"><font style="font-weight: bold; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div style="padding-bottom: 2px;"><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
2017</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
2016</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
2015</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
2014</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
2013</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
2017</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
2016</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
2015</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
2014</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
2013</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Real
estate loans</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:12px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Construction
and land development</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">$</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">(14</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">(3</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">153</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">456</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">400</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-0.02</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-0.01</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.25</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.78</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.58</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:12px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Single-family
residential</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">164</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">220</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">584</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">237</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">1,613</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.07</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.09</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.27</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.12</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.82</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:12px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Single-family
residential -</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:24px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Banco
de la Gente stated income</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">95</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">174</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">131</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.21</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.36</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.26</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:12px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Commercial</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">(21</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">299</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">308</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">119</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">395</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-0.01</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.12</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.13</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.05</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.20</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px; padding-bottom: 2px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Multifamily
and farmland</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">66</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; padding-bottom: 2px;">0.23</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; padding-bottom: 2px;">0.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; padding-bottom: 2px;">0.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; padding-bottom: 2px;">0.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; padding-bottom: 2px;">0.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">%</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:24px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Total
real estate loans</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">195</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">516</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">1,140</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">986</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">2,539</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.03</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.09</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.20</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.18</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.48</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 30%;">
<div style="margin-left:0px;"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Loans
not secured by real estate</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:12px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Commercial
loans</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">163</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">(25</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">(64</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">376</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">458</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">(0.03</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%)</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">(0.03</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%)</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">(0.07</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%)</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.53</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.73</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:12px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Farm
loans</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:12px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Consumer
loans (1)</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">319</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">342</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">400</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">358</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">509</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">3.10</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">3.38</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">4.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">3.63</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">5.27</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px; padding-bottom: 2px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">All
other loans</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; padding-bottom: 2px;">0.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; padding-bottom: 2px;">0.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; padding-bottom: 2px;">0.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; padding-bottom: 2px;">0.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; padding-bottom: 2px;">0.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">%</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px; padding-bottom: 4px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Total
loans</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 4px double rgb(0, 0, 0);">$</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 4px double rgb(0, 0, 0);">677</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 4px double rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 4px double rgb(0, 0, 0);">833</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 4px double rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 4px double rgb(0, 0, 0);">1,476</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 4px double rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 4px double rgb(0, 0, 0);">1,720</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 4px double rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 4px double rgb(0, 0, 0);">3,506</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; padding-bottom: 4px;">0.09</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; padding-bottom: 4px;">0.12</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; padding-bottom: 4px;">0.22</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; padding-bottom: 4px;">0.27</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; padding-bottom: 4px;">0.57</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">%</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 30%;">
<div style="margin-left:0px;"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
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<div style="text-align: left; text-indent:12px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">for
the period</font></div>
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<td style="vertical-align: bottom; width: 7%;">
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<td style="vertical-align: bottom; width: 7%;">
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<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Allowance
for loan losses at end of period</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">$</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">6,366</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">7,550</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">9,589</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">11,082</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">13,501</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 30%;">
<div style="margin-left:0px;"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Total
loans at end of period</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">$</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">759,764</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">723,811</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">689,091</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">651,891</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">620,960</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
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<td style="vertical-align: bottom; width: 30%;">
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for loan losses as a percent of</font></div>
</td>
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</td>
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</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:12px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">total
loans outstanding at end of period</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.84</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">1.04</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">1.39</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">1.70</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">2.17</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 30%;">
<div style="margin-left:0px;"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Non-accrual
loans as a percent of</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:12px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">total
loans outstanding at end of period</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.49</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.53</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">1.22</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">1.65</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">2.23</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times\ New\ Roman; font-size: 13px;">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td colspan="11" style="width: 100%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(1) The loss ratio for consumer loans is elevated because overdraft
charge-offs related to DDA and NOW accounts are reported in
consumer loan charge-offs and recoveries. The net overdraft
charge-offs are not considered material and are therefore not shown
separately.</font></div>
</td>
</tr></table>
</div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Another factor
considered in taking a credit to provision expense in the years
ended December 31, 2017, 2016 and 2015 was the decline in the
construction and land development portfolio. The balance
outstanding was $85.0 million at December 31, 2017 and $61.8
million at December 31, 2016, compared to the maximum balance of
$213.7 million at December 31, 2008. Please see the section below
entitled &#x201C;Allowance for Loan Losses&#x201D; for a more
complete discussion of the Bank&#x2019;s policy for addressing
potential loan losses.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="font-style: italic;">Non-Interest Income.</font> Non-interest
income was $12.8 million for the year ended December 31, 2017,
compared to $14.0 million for the year ended December 31, 2016. The
decrease in non-interest income is primarily attributable to a
$729,000 decrease in gains on the sale of securities, a $341,000
decrease in service charges and fees and a $238,000 decrease in
mortgage banking income during the year ended December 31, 2017, as
compared to the year ended December 31, 2016.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Non-interest
income was $14.0 million for the year ended December 31, 2016,
compared to $13.3 million for the year ended December 31, 2015. The
increase in non-interest income is primarily attributable to
$729,000 in gains on the sale of securities during the year ended
December 31, 2016 and a $298,000 increase in mortgage banking
income during the year ended December 31, 2016, as compared to the
year ended December 31, 2015.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;The Company
periodically evaluates its investments for any impairment which
would be deemed other-than-temporary.&#xA0;&#xA0; No investment
impairments were deemed other-than-temporary in 2017, 2016 or
2015.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Table
4 presents a summary of non-interest income for the years ended
December 31, 2017, 2016 and 2015.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-9</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Table 4 - Non-Interest Income</font></div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(Dollars in thousands)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
2017</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
2016</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
2015</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Service charges</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,453</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,497</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,647</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Other service charges and fees</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">593</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">890</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">931</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Gain on sale of securities</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">729</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Mortgage banking income</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,190</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,428</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,130</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Insurance and brokerage commissions</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">761</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">632</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">714</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Gain/(loss) on sale and write-down of other real
estate</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(239</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">64</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">245</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Visa debit card income</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,757</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,589</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,452</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net appraisal management fee income</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">780</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">886</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">635</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Miscellaneous</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,543</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,261</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,558</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Total non-interest income</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">12,838</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">13,976</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">13,312</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="font-style: italic;">Non-Interest Expense.</font> Non-interest
expense was $38.7 million for the year ended December 31, 2017, as
compared to $40.0 million for the year ended December 31, 2016. The
decrease in non-interest expense was primarily due to a $1.2
million decrease in professional fees and a $878,000 decrease in
other non-interest expense, which were partially offset by a
$794,000 increase in salaries and benefits expense during the year
ended December 31, 2017, as compared to the year ended December 31,
2016. The decrease in professional fees is primarily due to a $1.5
million decrease in consulting fees resulting from the termination
of the Order. The decrease in other non-interest expense is
primarily due to a $752,000 decrease in FHLB prepayment penalties
and the increase in salaries and benefits expense is primarily due
to an increase in the number of full-time equivalent employees,
annual salary increases and an increase in expenses associated with
restricted stock units due to an increase in the Company&#x2019;s
stock price.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Non-interest
expense was $40.0 million for the year ended December 31, 2016, as
compared to $35.8 million for the year ended December 31, 2015. The
increase in non-interest expense included: (1) a $979,000 increase
in salaries and benefits expense resulting primarily from an
increase in the number of full-time equivalent employees, salary
increases and an increase in expenses associated with restricted
stock units, (2) a $971,000 increase in professional fees primarily
due to a $1.2 million increase in consulting fees due to expenses
associated with the Order, (3) a $477,000 increase in occupancy
expense primarily due to a $588,000 increase in equipment
maintenance expense and (4) a $1.5 million increase in non-interest
expenses other than salary, employee benefits and occupancy
expenses primarily due to a $756,000 increase in penalties
associated with the prepayment of FHLB borrowings during the year
ended December 31, 2016, as compared to the year ended December 31,
2015.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Table
5 presents a summary of non-interest expense for the years ended
December 31, 2017, 2016 and 2015.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Table 5 - Non-Interest Expense</font></div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(Dollars in thousands)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
2017</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
2016</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
2015</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Salaries and employee benefits</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">20,058</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">19,264</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">18,285</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Occupancy expense</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">6,701</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">6,765</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">6,288</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Office supplies</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">517</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">465</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">422</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
FDIC deposit insurance</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">347</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">494</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">681</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Visa debit card expense</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,248</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,141</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">988</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Professional services</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,236</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">182</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">564</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Postage</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">258</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">224</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">249</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Telephone</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">855</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">754</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">588</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Director fees and expense</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">317</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">326</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">304</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Advertising</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,195</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,136</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">784</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Consulting fees</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">785</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2,257</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">904</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Taxes and licenses</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">263</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">272</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">301</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Foreclosure/OREO expense</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">46</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">120</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">398</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Internet banking expense</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">720</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">710</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">671</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
FHLB advance prepayment penalty</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">508</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,260</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">504</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Other operating expense</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">3,648</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">4,612</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">3,847</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Total non-interest expense</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">38,702</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">39,982</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">35,778</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-10</font></div>
</div>
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<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="font-style: italic;">Income Taxes.</font> The Company reported
income tax expense of $3.9 million, $2.6 million and $3.1 million
for the years ended December 31, 2017, 2016 and 2015, respectively.
The Company&#x2019;s effective tax rates were 28.03%, 21.82% and
24.35% in 2017, 2016 and 2015, respectively. Income tax expense for
the year ended December 31, 2017 includes $588,000 additional tax
expense due to the revaluation of the Company&#x2019;s deferred tax
asset as a result of the TCJA, which reduced the Company&#x2019;s
federal corporate tax rate from 34% to 21% effective January 1,
2018. The Company&#x2019;s revaluation of its deferred tax asset is
subject to further refinement as additional information becomes
available and further analysis is completed in connection with the
preparation of the Company&#x2019;s audited financial statements.
The Company does not anticipate future cash expenditures as a
result of the reduction to the deferred tax asset. Based on 2017
earnings before income taxes, the Company expects the federal
corporate tax rate reduction will reduce its 2018 income tax
expense by approximately $1 million.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="font-style: italic;">Liquidity.</font> The objectives of the
Company&#x2019;s liquidity policy are to provide for the
availability of adequate funds to meet the needs of loan demand,
deposit withdrawals, maturing liabilities and to satisfy regulatory
requirements. Both deposit and loan customer cash needs can
fluctuate significantly depending upon business cycles, economic
conditions and yields and returns available from alternative
investment opportunities. In addition, the Company&#x2019;s
liquidity is affected by off-balance sheet commitments to lend in
the form of unfunded commitments to extend credit and standby
letters of credit. As of December 31, 2017, such unfunded
commitments to extend credit were $234.0 million, while commitments
in the form of standby letters of credit totaled $3.3
million.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company uses several funding sources to meet its liquidity
requirements. The primary funding source is core deposits, which
includes demand deposits, savings accounts and non-brokered
certificates of deposits of denominations less than $250,000. The
Company considers these to be a stable portion of the
Company&#x2019;s liability mix and the result of on-going consumer
and commercial banking relationships. As of December 31, 2017, the
Company&#x2019;s core deposits totaled $887.5 million, or 98% of
total deposits.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
other sources of funding for the Company are through large
denomination certificates of deposit, including brokered deposits,
federal funds purchased, securities under agreement to repurchase
and FHLB borrowings. The Bank is also able to borrow from the FRB
on a short-term basis. The Bank&#x2019;s policies include the
ability to access wholesale funding up to 40% of total assets. The
Bank&#x2019;s wholesale funding includes FHLB borrowings, FRB
borrowings, brokered deposits and internet certificates of deposit.
The Company&#x2019;s ratio of wholesale funding to total assets was
0.47% as of December 31, 2017.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Bank has a line of credit with the FHLB equal to 20% of the
Bank&#x2019;s total assets, with no balances outstanding at December
31, 2017. At December 31, 2017, the carrying value of loans pledged
as collateral totaled approximately $137.5 million. The remaining
availability under the line of credit with the FHLB was $87.2
million at December 31, 2017. The Bank had no borrowings from the
FRB at December 31, 2017. The FRB borrowings are collateralized by
a blanket assignment on all qualifying loans that the Bank owns
which are not pledged to the FHLB. At December 31, 2017, the
carrying value of loans pledged as collateral to the FRB totaled
approximately $408.5 million.</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Bank also had the ability to borrow up to $79.5 million for the
purchase of overnight federal funds from six correspondent
financial institutions as of December 31, 2017.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
liquidity ratio for the Bank, which is defined as net cash,
interest-bearing deposits with banks, federal funds sold and
certain investment securities, as a percentage of net deposits and
short-term liabilities was 20.62%, 24.78% and 26.10% at December
31, 2017, 2016 and 2015, respectively. The minimum required
liquidity ratio as defined in the Bank&#x2019;s Asset/Liability and
Interest Rate Risk Management Policy for on balance sheet liquidity
was 10% at December 31, 2017, 2016 and 2015.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">As
disclosed in the Company&#x2019;s Consolidated Statements of Cash
Flows included elsewhere herein, net cash provided by operating
activities was approximately $18.6 million during 2017. Net cash
used in investing activities was $24.1 million during 2017 and net
cash used by financing activities was $7.3 million during
2017.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="font-style: italic;">Asset Liability and Interest Rate Risk
Management.</font> The objective of the Company&#x2019;s Asset
Liability and Interest Rate Risk strategies is to identify and
manage the sensitivity of net interest income to changing interest
rates and to minimize the interest rate risk between
interest-earning assets and interest-bearing liabilities at various
maturities. This is done in conjunction with the need to maintain
adequate liquidity and the overall goal of maximizing net interest
income. Table 6 presents an interest rate sensitivity analysis for
the interest-earning assets and interest-bearing liabilities for
the year ended December 31, 2017.</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-11</font></div>
</div>
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<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Table 6 - Interest Sensitivity Analysis</font></font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><br></font></div>
<div style="text-align: left">
<table cellpadding="0" cellspacing="0" style="text-align: left; margin: 0px auto 0px 0px; width: 100%; font-family: inherit; font-size: inherit;">
<tr>
<td rowspan="1" style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Immediate</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
1-3</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
months</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
4-12</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
months</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Total</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Within One</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Year</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Over One</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Year &amp; Non-</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
sensitive</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Total</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Interest-earning assets:</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Loans</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">293,233</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">19,664</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">14,404</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">327,301</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">432,463</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">759,764</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Mortgage loans held for sale</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">857</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">857</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">857</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Investment securities available for sale</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">10,444</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">16,791</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">27,235</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">202,086</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">229,321</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Interest-bearing deposit accounts</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,118</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,118</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,118</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Other interest-earning assets</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">2,449</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">2,449</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Total interest-earning assets</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">298,208</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">30,108</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">31,195</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">359,511</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">636,998</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">996,509</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Interest-bearing liabilities:</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
NOW, savings, and money market deposits</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
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<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Time deposits</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
FHLB borrowings</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
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</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Securities sold under</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
agreement to repurchase</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 8%; vertical-align: bottom;">
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</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Trust preferred securities</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">20,619</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">20,619</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">20,619</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Total interest-bearing liabilities</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">547,035</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">41,235</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">50,668</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">638,938</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">40,984</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">679,922</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Interest-sensitive gap</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(248,827</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">)</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(11,127</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">)</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(19,473</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(279,427</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">596,014</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">316,587</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Cumulative interest-sensitive gap</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(248,827</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">)</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(259,954</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">)</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(279,427</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(279,427</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">316,587</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="text-align: left; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; display: inline-block;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Interest-earning assets as a percentage of interest-bearing
liabilities</font></div>
</font><font style="text-align: left; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">54.51</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">73.02</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">61.57</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">56.27</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1554.26</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 8%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company manages its exposure to fluctuations in interest rates
through policies established by the Asset/Liability Committee
(&#x201C;ALCO&#x201D;) of the Bank. The ALCO meets quarterly and has
the responsibility for approving asset/liability management
policies, formulating and implementing strategies to improve
balance sheet positioning and/or earnings and reviewing the
interest rate sensitivity of the Company. ALCO tries to minimize
interest rate risk between interest-earning assets and
interest-bearing liabilities by attempting to minimize wide
fluctuations in net interest income due to interest rate movements.
The ability to control these fluctuations has a direct impact on
the profitability of the Company. Management monitors this activity
on a regular basis through analysis of its portfolios to determine
the difference between rate sensitive assets and rate sensitive
liabilities.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company&#x2019;s rate sensitive assets are those earning interest at
variable rates and those with contractual maturities within one
year. Rate sensitive assets therefore include both loans and
available for sale (&#x201C;AFS&#x201D;) securities. Rate sensitive
liabilities include interest-bearing checking accounts, money
market deposit accounts, savings accounts, time deposits and
borrowed funds. At December 31, 2017, rate sensitive assets and
rate sensitive liabilities totaled $996.5 million and $679.9
million, respectively.</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Included in the
rate sensitive assets are $280.3 million in variable rate loans
indexed to prime rate subject to immediate repricing upon changes
by the Federal Open Market Committee (&#x201C;FOMC&#x201D;). The Bank
utilizes interest rate floors on certain variable rate loans to
protect against further downward movements in the prime rate. At
December 31, 2017, the Bank had $163.5 million in loans with
interest rate floors. The floors were in effect on $22.1 million of
these loans pursuant to the terms of the promissory notes on these
loans. The weighted average rate on these loans is 0.70% higher
than the indexed rate on the promissory notes without interest rate
floors.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">An
analysis of the Company&#x2019;s financial condition and growth can
be made by examining the changes and trends in interest-earning
assets and interest-bearing liabilities. A discussion of these
changes and trends follows.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Analysis of Financial Condition</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="font-style: italic;">Investment Securities.</font> The composition
of the investment securities portfolio reflects the Company&#x2019;s
investment strategy of maintaining an appropriate level of
liquidity while providing a relatively stable source of income. The
investment portfolio also provides a balance to interest rate risk
and credit risk in other categories of the balance sheet while
providing a vehicle for the investment of available funds,
furnishing liquidity, and supplying securities to pledge as
required collateral for certain deposits.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">All of
the Company&#x2019;s investment securities are held in the AFS
category<font style="font-style: italic;">.</font> At December 31,
2017, the market value of AFS securities totaled $229.3 million,
compared to $249.9 million and $268.5 million at December 31, 2016
and 2015, respectively. Table 7 presents the fair value of the AFS
securities held at December 31, 2017, 2016 and 2015.</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-12</font></div>
</div>
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<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Table 7 - Summary of Investment Portfolio<br></font></font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 64%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div style="margin-left: 0px;">
<div>
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(Dollars in thousands)</font></div>
</div>
</div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
2017</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
2016</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
2015</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
U. S. Government sponsored enterprises</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">40,380</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">38,222</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">38,417</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
State and political subdivisions</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">133,570</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">141,856</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">148,245</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Mortgage-backed securities</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">53,609</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">67,585</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">77,887</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Corporate bonds</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,512</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,533</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,906</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Trust preferred securities</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">250</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">750</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">750</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Equity securities</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,325</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Total securities</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">229,321</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">249,946</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">268,530</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 60px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company&#x2019;s investment portfolio consists of U.S. Government
sponsored enterprise securities, municipal securities, U.S.
Government sponsored enterprise mortgage-backed securities,
corporate bonds, trust preferred securities and equity securities.
AFS securities averaged $234.3 million in 2017, $252.7 million in
2016 and $266.8 million in 2015. Table 8 presents the market value
of AFS securities held by the Company by maturity category at
December 31, 2017. Yield information does not give effect to
changes in fair value that are reflected as a component of
shareholders&#x2019; equity. Yields are calculated on a tax
equivalent basis. Yields and interest income on tax-exempt
investments have been adjusted to a tax equivalent basis using an
effective tax rate of 35.98% for securities that are both federal
and state tax exempt and an effective tax rate of 32.98% for
federal tax exempt securities.</font></div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Table 8 - Maturity Distribution and Weighted Average Yield on
Investments</font><br></font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left">
<table cellpadding="0" cellspacing="0" style="text-align: left; margin: 0px auto 0px 0px; width: 100%; font-family: inherit; font-size: inherit;">
<tr>
<td rowspan="1" style="width: 30%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="2" rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 90%; vertical-align: bottom; display: inline-block;">
<div><font style="font-size: 12px;">&#xA0;</font> <font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
After One Year</font></font></div>
</font><font style="text-align: left; width: 5%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="2" rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 90%; vertical-align: bottom; display: inline-block;">
<div><font style="font-size: 12px;">&#xA0;</font> <font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
After 5 Years</font></font> </div>
</font><font style="text-align: left; width: 5%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 90%; vertical-align: bottom; display: inline-block;">
<div><font style="font-size: 12px;">&#xA0;</font> <font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
One Year or Less</font></font> </div>
</font><font style="text-align: left; width: 5%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 90%; vertical-align: bottom; display: inline-block;">
<div><font style="font-size: 12px;">&#xA0;</font> <font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Through 5 Years</font></font> </div>
</font><font style="text-align: left; width: 5%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 90%; vertical-align: bottom; display: inline-block;">
<div><font style="font-size: 12px;">&#xA0;</font> <font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Through 10 Years</font></font>  <font style="font-size: 12px;"><br>
</font></div>
</font><font style="text-align: left; width: 5%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 90%; vertical-align: bottom; display: inline-block;">
<div><font style="font-size: 12px;">&#xA0;</font> <font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
After 10 Years</font></font> </div>
</font><font style="text-align: left; width: 5%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 90%; vertical-align: bottom; display: inline-block;">
<div><font style="font-size: 12px;">&#xA0;</font> <font style="font-size: 12px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Totals</font></font><font style="font-size: 12px;"></font> <font style="font-size: 12px;"><br></font></div>
</font><font style="text-align: left; width: 5%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(Dollars in thousands)</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Amount</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Yield</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Amount</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Yield</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Amount</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Yield</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Amount</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Yield</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Amount</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Yield</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Book value:</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
U.S. Government</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 80%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 80%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 80%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 80%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 80%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 80%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 80%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 80%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 80%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 80%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
sponsored enterprises</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2,460</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(1.16</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%)</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">11,523</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2.10</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">22,236</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2.44</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,285</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3.19</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">40,504</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1.74</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
State and political subdivisions</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">14,624<br>
</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3.67</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">85,116<br>
</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3.16</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">25,306<br>
</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3.06</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,230<br>
</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3.72</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">129,276</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3.40</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Mortgage-backed securities</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9,469</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3.00</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">19,989</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2.97</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">12,448</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2.96</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">11,218</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3.12</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">53,124</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2.81</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Corporate bonds</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">500</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5.58</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,000</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2.59</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,500</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1.48</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="padding-bottom: 2px;">
<div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Trust preferred securities</font></div>
</div>
</div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div>
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">250</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">8.11</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">250</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">8.11</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="padding-bottom: 4px;">
<div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Total securities</font></div>
</div>
</div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div>
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">27,053<br>
</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2.78</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">116,628<br>
</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2.90</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">60,990<br>
</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2.85</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">19,983<br>
</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3.52</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">224,654</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 7%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3.51</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr></table>
</div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="font-size: 13px; font-style: italic;">Loans.</font> <font style="font-size: 13px;">The loan portfolio is the largest category of
the Company&#x2019;s earning assets and is comprised of commercial
loans, real estate mortgage loans, real estate construction loans
and consumer loans. The Bank grants loans and extensions of credit
primarily within the Catawba Valley region of North Carolina, which
encompasses Catawba, Alexander, Iredell and Lincoln counties and
also in Mecklenburg, Union, Wake and Durham counties in North
Carolina.</font></font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Although the Bank
has a diversified loan portfolio, a substantial portion of the loan
portfolio is collateralized by real estate, which is dependent upon
the real estate market. Real estate mortgage loans include both
commercial and residential mortgage loans. At December 31, 2017,
the Bank had $104.2 million in residential mortgage loans, $100.8
million in home equity loans and $353.5 million in commercial
mortgage loans, which include $277.5 million secured by commercial
property and $76.0 million secured by residential property.
Residential mortgage loans include $66.9 million made to customers
in the Company&#x2019;s traditional banking offices and $37.3
million in mortgage loans originated in Banco's banking offices.
All residential mortgage loans are originated as fully amortizing
loans, with no negative amortization.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">At
December 31, 2017, the Bank had $85.0 million in construction and
land development loans. Table 9 presents a breakout of these
loans.</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-13</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Table 9 - Construction and Land Development Loans</font></div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div>
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(Dollars in thousands)</font></div>
</div>
</div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Number of</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Loans</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Balance</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Outstanding</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Non-accrual</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Balance</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Land acquisition and development - commercial purposes</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">41</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">6,970</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Land acquisition and development - residential
purposes</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">195</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">20,113</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">14</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
1 to 4 family residential construction</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">109</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">20,403</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Commercial construction</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">36</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">37,501</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total acquisition, development and construction</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">381</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">84,987</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">14</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
mortgage loans originated in the traditional banking offices are
generally 15 to 30 year fixed rate loans with attributes that
prevent the loans from being sellable in the secondary market.
These factors may include higher loan-to-value ratio, limited
documentation on income, non-conforming appraisal or non-conforming
property type. These loans are generally made to existing Bank
customers and have been originated throughout the Bank&#x2019;s
eight county service area, with no geographic
concentration.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Banco
single family residential stated income loans originated from 2005
to 2009 were primarily adjustable rate mortgage loans that adjust
annually after the end of the first five years of the loan. The
loans are tied to the one-year treasury-bill index and, if they
were to adjust at December 31, 2017, would have a reduction in the
interest rate on the loan. The underwriting on these loans includes
both full income verification and no income verification, with
loan-to-value ratios of up to 95% without private mortgage
insurance. A majority of these loans would be considered subprime
loans, as they were underwritten using stated income rather than
fully documented income verification. No other loans in the
Bank&#x2019;s portfolio would be considered subprime. The majority
of these loans have been originated within the Charlotte, North
Carolina metro area (Mecklenburg County). Total losses on this
portfolio, since the first loans were originated in 2004, have
amounted to approximately $3.7 million<font style="font-weight: bold;">&#xA0;</font>through December 31,
2017.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
composition of the Bank&#x2019;s loan portfolio at December 31 is
presented in Table 10.</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
&#xA0;</div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Table 10 - Loan Portfolio</font></font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times\ New\ Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left">
<table cellpadding="0" cellspacing="0" style="text-align: left; margin: 0px auto 0px 0px; width: 100%; font-size: inherit; font-family: inherit;">
<tr>
<td rowspan="1" style="vertical-align: bottom; width: 30%;">
<div style="margin-left:0px;"><font style="font-family: Times\ New\ Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td colspan="2" rowspan="1" style="vertical-align: bottom; width: 14%;">
<div style="padding-bottom: 2px;"><font style="text-align: left; vertical-align: bottom; width: 5%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 90%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-family: Times\ New\ Roman;"><font style="font-family: Times\ New\ Roman;">&#xA0;</font> <font style="color: rgb(0, 0, 0); font-weight: bold;">2017</font></font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 5%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
<td colspan="2" rowspan="1" style="vertical-align: bottom; width: 14%;">
<div><font style="text-align: left; vertical-align: bottom; width: 5%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 90%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-family: Times\ New\ Roman;"><font style="font-family: Times\ New\ Roman;">&#xA0;</font> <font style="color: rgb(0, 0, 0); font-weight: bold;">2016</font></font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 5%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
<td colspan="2" rowspan="1" style="vertical-align: bottom; width: 14%;">
<div><font style="text-align: left; vertical-align: bottom; width: 5%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 90%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-family: Times\ New\ Roman;"><font style="font-family: Times\ New\ Roman;">&#xA0;</font> <font style="color: rgb(0, 0, 0); font-weight: bold;">2015</font></font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 5%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
<td colspan="2" rowspan="1" style="vertical-align: bottom; width: 14%;">
<div><font style="text-align: left; vertical-align: bottom; width: 5%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 90%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-family: Times\ New\ Roman;"><font>&#xA0;</font> <font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
2014</font><font>&#xA0;</font> <font>&#xA0;</font> <font style="font-family: Times\ New\ Roman;">&#xA0;</font><font>&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 5%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
<td colspan="2" rowspan="1" style="vertical-align: bottom; width: 14%;">
<div><font style="text-align: left; vertical-align: bottom; width: 5%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 90%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-family: Times\ New\ Roman;"><font style="font-family: Times\ New\ Roman;">&#xA0;</font> <font style="color: rgb(0, 0, 0); font-weight: bold;">2013</font></font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 5%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px; border-bottom: 2px solid rgb(0, 0, 0);"><font style="font-weight: bold; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div style="padding-bottom: 2px;"><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
Amount</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
% of</font> <font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
Loans</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
Amount</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
% of</font> <font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
Loans</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
Amount</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
% of</font> <font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
Loans</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
Amount</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
% of</font> <font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
Loans</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
Amount</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; border-bottom: 2px solid rgb(0, 0, 0); font-size: 11px;">
<div><font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
% of</font> <font style="font-weight: bold; font-family: Times\ New\ Roman; color: rgb(0, 0, 0);">
Loans</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; padding-bottom: 2px; font-size: 11px;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Real
estate loans</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:12px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Construction
and land development</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">$</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">84,987</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">11.19</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">61,749</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">8.53</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">65,791</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">9.55</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">57,617</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">8.84</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">63,742</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">10.27</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:12px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Single-family
residential</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">246,703</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">32.47</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">240,700</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">33.25</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">220,690</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">32.03</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">206,417</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">31.66</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">195,975</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">31.56</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:12px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Single-family
residential- Banco de la</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:24px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Gente
stated income</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">37,249</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">4.90</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">40,189</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">5.55</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">43,733</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">6.35</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">47,015</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">7.21</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">49,463</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">7.97</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:12px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Commercial</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">248,637</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">32.73</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">247,521</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">34.20</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">228,526</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">33.16</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">228,558</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">35.06</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">209,287</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">33.70</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:12px;margin-right:0px;margin-left:0px;"><font style="color: rgb(0, 0, 0); font-family: Times\ New\ Roman; font-size: 13px;">
Multifamily and farmland</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div style="padding-bottom: 2px;"><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">28,937</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">3.81</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">21,047</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">2.91</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">18,080</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">2.62</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">12,400</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">1.90</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">11,801</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">1.90</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">%</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:36px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Total
real estate loans</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">646,513</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">85.10</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">611,206</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">84.44</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">576,820</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">83.71</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">552,007</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">84.68</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">530,268</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">85.39</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 30%;">
<div style="margin-left:0px;"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Loans
not secured by real estate</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:12px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Commercial
loans</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">89,022</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">11.71</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">87,596</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">12.11</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">91,010</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">13.22</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">76,262</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">11.71</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">68,047</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">10.97</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:12px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Farm
loans</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">1,204</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.16</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">3</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">7</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">19</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">0.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:12px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Consumer
loans</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">9,888</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">1.30</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">9,832</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">1.36</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">10,027</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">1.46</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">10,060</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">1.54</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">9,593</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">1.54</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:12px;margin-right:0px;margin-left:0px;"><font style="color: rgb(0, 0, 0); font-family: Times\ New\ Roman; font-size: 13px;">
All other loans</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div style="padding-bottom: 2px;"><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">13,137</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">1.73</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">15,177</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">2.10</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">11,231</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">1.63</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">13,555</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">2.08</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">13,033</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">2.10</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">%</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
Total loans</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">759,764</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">100.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">723,811</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">100.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">689,091</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">100.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">651,891</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">100.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">620,960</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">100.00</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">%</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 30%;">
<div style="margin-left:0px;"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px; padding-bottom: 2px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Less:
Allowance for loan losses</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">6,366</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">7,550</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 2px solid rgb(0, 0, 0);">9,589</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 2px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 30%;">
<div style="margin-left:0px;"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
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</td>
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</td>
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</td>
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</td>
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</td>
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</td>
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</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 30%;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px; padding-bottom: 4px;"><font style="font-weight: bold; color: #000000; font-family: Times New Roman; font-size: 13px">
Net loans</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 4px double rgb(0, 0, 0);">$</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 4px double rgb(0, 0, 0);">753,398</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
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</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 4px double rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 4px double rgb(0, 0, 0);">716,261</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block; padding-bottom: 4px;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block; padding-bottom: 4px;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block; padding-bottom: 4px;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block; padding-bottom: 4px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 4px double rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 4px double rgb(0, 0, 0);">679,502</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block; padding-bottom: 4px;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block; padding-bottom: 4px;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block; padding-bottom: 4px;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block; padding-bottom: 4px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 4px double rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 4px double rgb(0, 0, 0);">640,809</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block; padding-bottom: 4px;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block; padding-bottom: 4px;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block; padding-bottom: 4px;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block; padding-bottom: 4px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px; border-bottom: 4px double rgb(0, 0, 0);">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px; border-bottom: 4px double rgb(0, 0, 0);">607,459</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px; padding-bottom: 4px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 7%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block; padding-bottom: 4px;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 5%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block; padding-bottom: 4px;">&#xA0;</font><font style="text-align: right; vertical-align: bottom; width: 75%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block; padding-bottom: 4px;">&#xA0;</font><font style="text-align: left; vertical-align: bottom; width: 10%; font-size: 12px; font-family: Times\ New\ Roman; display: inline-block; padding-bottom: 4px;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times\ New\ Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">As of
December 31, 2017, gross loans outstanding were $759.8 million,
compared to $723.8 million at December 31, 2016. Average loans
represented 74% and 71% of total earning assets for the years ended
December 31, 2017 and 2016, respectively. The Bank had $857,000 and
$5.7 million in mortgage loans held for sale as of December 31,
2017 and 2016, respectively.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Troubled debt
restructured (&#x201C;TDR&#x201D;) loans modified in 2016, past due
TDR loans and non-accrual TDR loans totaled $4.5 million and $5.9
million at December 31, 2017 and December 31, 2016, respectively.
The terms of these loans have been renegotiated to provide a
concession to original terms, including a reduction in principal or
interest as a result of the deteriorating financial position of the
borrower. There were $21,000 and $81,000 in performing loans
classified as TDR loans at December 31, 2017 and December 31, 2016,
respectively.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Table
11 identifies the maturities of all loans as of December 31, 2017
and addresses the sensitivity of these loans to changes in interest
rates.</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-14</font></div>
</div>
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</div>
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<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
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<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Table 11 - Maturity and Repricing Data for Loans</font></div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
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</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
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<td style="width: 52%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 52%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(Dollars in thousands)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Within one</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
year or less</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
After one year</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
through five</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
years</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
After five<br></font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
years</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Total loans</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 52%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Real estate loans</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 52%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0; Construction and land development</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">54,526</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">18,138</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">12,323</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">84,987</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 52%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0; Single-family residential</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">111,059</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">81,167</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">54,477</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">246,703</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 52%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0; Single-family residential- Banco de la Gente</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 52%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0; stated income</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">16,260</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">20,989</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">37,249</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 52%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0; Commercial</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">85,234</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">120,600</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">42,803</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">248,637</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 52%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0; Multifamily and farmland</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">5,623</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">8,559</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">14,755</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">28,937</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 52%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 12px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0; Total real estate loans</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">272,702</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">228,464</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">145,347</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">646,513</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 52%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 52%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Loans not secured by real estate</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 52%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Commercial loans</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">52,434</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">23,631</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">12,957</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">89,022</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 52%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Farm loans</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">886</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">318</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,204</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 52%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Consumer loans</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,033</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,471</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">384</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9,888</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 52%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
All other loans</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">6,422</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">4,337</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">2,378</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">13,137</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 52%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Total loans</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">337,477</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">261,221</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">161,066</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">759,764</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 52%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 52%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total fixed rate loans</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">10,176</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">218,755</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">161,066</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">389,997</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 52%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total floating rate loans</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">327,301</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">42,466</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">369,767</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 52%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 52%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Total loans</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">337,477</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">261,221</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">161,066</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">759,764</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">In the
normal course of business, there are various commitments
outstanding to extend credit that are not reflected in the
financial statements. At December 31, 2017, outstanding loan
commitments totaled $237.3 million. Commitments to extend credit
are agreements to lend to a customer as long as there is no
violation of any condition established in the commitment contract.
Commitments generally have fixed expiration dates or other
termination clauses and may require payment of a fee. Since many of
the commitments may expire without being drawn upon, the total
commitment amounts do not necessarily represent future cash
requirements. Additional information regarding commitments is
provided below in the section entitled &#x201C;Contractual
Obligations and Off-Balance Sheet Arrangements&#x201D; and in Note
10 to the Consolidated Financial Statements.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="font-style: italic;">Allowance for Loan Losses.</font> The
allowance for loan losses reflects management&#x2019;s assessment
and estimate of the risks associated with extending credit and its
evaluation of the quality of the loan portfolio. The Bank
periodically analyzes the loan portfolio in an effort to review
asset quality and to establish an allowance for loan losses that
management believes will be adequate in light of anticipated risks
and loan losses. In assessing the adequacy of the allowance, size,
quality and risk of loans in the portfolio are reviewed. Other
factors considered are:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 60px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">the Bank&#x2019;s
loan loss experience;</font></div>
</div>
</div>
<div style="margin-left: 60px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">the amount of past
due and non-performing loans;</font></div>
</div>
</div>
<div style="margin-left: 60px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">specific known
risks;</font></div>
</div>
</div>
<div style="margin-left: 60px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">the status and
amount of other past due and non-performing assets;</font></div>
</div>
</div>
<div style="margin-left: 60px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">underlying
estimated values of collateral securing loans;</font></div>
</div>
</div>
<div style="margin-left: 60px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">current and
anticipated economic conditions; and</font></div>
</div>
</div>
<div style="margin-left: 60px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">other factors
which management believes affect the allowance for potential credit
losses.</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Management uses
several measures to assess and monitor the credit risks in the loan
portfolio, including a loan grading system that begins upon loan
origination and continues until the loan is collected or
collectability becomes doubtful. Upon loan origination, the
Bank&#x2019;s originating loan officer evaluates the quality of the
loan and assigns one of eight risk grades. The loan officer
monitors the loan&#x2019;s performance and credit quality and makes
changes to the credit grade as conditions warrant. When originated
or renewed, all loans over a certain dollar amount receive in-depth
reviews and risk assessments by the Bank&#x2019;s Credit
Administration. Before making any changes in these risk grades,
management considers assessments as determined by the third party
credit review firm (as described below), regulatory examiners and
the Bank&#x2019;s Credit Administration. Any issues regarding the
risk assessments are addressed by the Bank&#x2019;s senior credit
administrators and factored into management&#x2019;s decision to
originate or renew the loan. The Bank&#x2019;s Board of Directors
reviews, on a monthly basis, an analysis of the Bank&#x2019;s
reserves relative to the range of reserves estimated by the
Bank&#x2019;s Credit Administration.</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-15</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">As an
additional measure, the Bank engages an independent third party to
review the underwriting, documentation and risk grading analyses.
This independent third party reviews and evaluates loan
relationships greater than $1.0 million, excluding loans in
default, and loans in process of litigation or liquidation. The
third party&#x2019;s evaluation and report is shared with management
and the Bank&#x2019;s Board of Directors.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Management
considers certain commercial loans with weak credit risk grades to
be individually impaired and measures such impairment based upon
available cash flows and the value of the collateral. Allowance or
reserve levels are estimated for all other graded loans in the
portfolio based on their assigned credit risk grade, type of loan
and other matters related to credit risk.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Management uses
the information developed from the procedures described above in
evaluating and grading the loan portfolio. This continual grading
process is used to monitor the credit quality of the loan portfolio
and to assist management in estimating the allowance for loan
losses. The provision for loan losses charged or credited to
earnings is based upon management&#x2019;s judgment of the amount
necessary to maintain the allowance at a level appropriate to
absorb probable incurred losses in the loan portfolio at the
balance sheet date. The amount each quarter is dependent upon many
factors, including growth and changes in the composition of the
loan portfolio, net charge-offs, delinquencies, management&#x2019;s
assessment of loan portfolio quality, the value of collateral, and
other macro-economic factors and trends. The evaluation of these
factors is performed quarterly by management through an analysis of
the appropriateness of the allowance for loan losses.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
allowance for loan losses is comprised of three components:
specific reserves, general reserves and unallocated reserves. After
a loan has been identified as impaired, management measures
impairment. When the measure of the impaired loan is less than the
recorded investment in the loan, the amount of the impairment is
recorded as a specific reserve. These specific reserves are
determined on an individual loan basis based on management&#x2019;s
current evaluation of the Bank&#x2019;s loss exposure for each
credit, given the appraised value of any underlying collateral.
Loans for which specific reserves are provided are excluded from
the general allowance calculations as described below.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
general allowance reflects reserves established under GAAP for
collective loan impairment. These reserves are based upon
historical net charge-offs using the greater of the last two,
three, four or five years&#x2019; loss experience. This charge-off
experience may be adjusted to reflect the effects of current
conditions. The Bank considers information derived from its loan
risk ratings and external data related to industry and general
economic trends in establishing reserves.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
unallocated allowance is determined through management&#x2019;s
assessment of probable losses that are in the portfolio but are not
adequately captured by the other two components of the allowance,
including consideration of current economic and business conditions
and regulatory requirements. The unallocated allowance also
reflects management&#x2019;s acknowledgement of the imprecision and
subjectivity that underlie the modeling of credit risk. Due to the
subjectivity involved in determining the overall allowance,
including the unallocated portion, the unallocated portion may
fluctuate from period to period based on management&#x2019;s
evaluation of the factors affecting the assumptions used in
calculating the allowance.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">There
were no significant changes in the estimation methods or
fundamental assumptions used in the evaluation of the allowance for
loan losses for the year ended December 31, 2017 as compared to the
year ended December 31, 2016. Revisions, estimates and assumptions
may be made in any period in which the supporting factors indicate
that loss levels may vary from the previous estimates.</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Effective December
31, 2012, stated income mortgage loans from the Banco offices were
analyzed separately from other single family residential loans in
the Bank&#x2019;s loan portfolio. These loans are first mortgage
loans made to the Latino market, primarily in Mecklenburg and
surrounding counties. These loans are non-traditional mortgages in
that the customer normally did not have a credit history, so all
credit information was accumulated by the loan officers. These
loans were made as stated income loans rather than full
documentation loans because the customer may not have had complete
documentation on the income supporting the loan.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Various regulatory
agencies, as an integral part of their examination process,
periodically review the Bank&#x2019;s allowance for loan losses.
Such agencies may require adjustments to the allowance based on
their judgments of information available to them at the time of
their examinations. Management believes it has established the
allowance for credit losses pursuant to GAAP, and has taken into
account the views of its regulators and the current economic
environment. Management considers the allowance for loan losses
adequate to cover the estimated losses inherent in the Bank&#x2019;s
loan portfolio as of the date of the financial statements. Although
management uses the best information available to make evaluations,
significant future additions to the allowance may be necessary
based on changes in economic and other conditions, thus adversely
affecting the operating results of the Company.</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-16</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Net
charge-offs for 2017, 2016 and 2015 were $677,000, $833,000 and
$1.5 million, respectively. The ratio of net charge-offs to average
total loans was 0.09%<font style="font-weight: bold;">&#xA0;</font>in 2017, 0.12% in 2016 and 0.22%
in 2015. The Bank strives to proactively work with its customers to
identify potential problems. If found, the Bank works to quickly
recognize identifiable losses and to establish a plan, with the
borrower, if possible, to have the loans paid off. This process of
early identification increased the levels of charge-offs and
provision for loan losses in 2009 through 2013 as compared to
historical periods prior to 2009. The years ended December 31,
2015, 2016 and 2017 saw a return of net charge-offs to pre-crisis
levels. Management expects this to continue in 2018. The allowance
for loan losses was $6.4 million or 0.84% of total loans
outstanding at December 31, 2017. For December 31, 2016 and 2015,
the allowance for loan losses amounted to $7.6 million or 1.04% of
total loans outstanding and $9.6 million, or 1.39% of total loans
outstanding, respectively.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Table
12 presents the percentage of loans assigned to each risk grade at
December 31, 2017 and 2016.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 76%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Table 12 - Loan Risk Grade Analysis</font></div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 76%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 24%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 90%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Percentage of Loans</font></div>
</font><font style="text-align: left; width: 5%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 76%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 24%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 90%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
By Risk Grade</font></div>
</font><font style="text-align: left; width: 5%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Risk Grade</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
2017</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
2016</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Risk Grade 1 (Excellent Quality)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1.31</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2.28</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Risk Grade 2 (High Quality)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">26.23</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">26.82</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Risk Grade 3 (Good Quality)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">60.69</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">54.43</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Risk Grade 4 (Management Attention)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">8.19</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">11.99</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Risk Grade 5 (Watch)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2.54</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3.07</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Risk Grade 6 (Substandard)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1.04</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1.41</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 76%; vertical-align: bottom;">
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<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Risk Grade 7 (Doubtful)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.00</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.00</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Risk Grade 8 (Loss)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.00</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.00</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr></table>
</div>
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<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Table
13 presents an analysis of the allowance for loan losses, including
charge-off activity.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
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<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Table 13 - Analysis of Allowance for Loan Losses</font></div>
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</td>
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<td style="width: 50%; vertical-align: bottom;">
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<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(Dollars in thousands)</font></div>
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<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
2017</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
2016</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
2015</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
2014</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
2013</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Allowance for loan losses at beginning</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">7,550</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9,589</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">11,082</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">13,501</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">14,423</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
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<td style="width: 50%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
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<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Loans charged off:</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Commercial</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Real estate - mortgage</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Real estate - construction</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Consumer</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">473</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Total loans charged off</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Recoveries of losses previously charged off:</font></div>
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<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Commercial</font></div>
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<td style="width: 10%; vertical-align: bottom;">
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</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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<td style="width: 10%; vertical-align: bottom;">
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</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Real estate - construction</font></div>
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<td style="width: 10%; vertical-align: bottom;">
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<td style="width: 10%; vertical-align: bottom;">
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<td style="width: 10%; vertical-align: bottom;">
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</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Consumer</font></div>
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<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Total recoveries</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">305</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">368</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Net loans charged off</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,476</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,720</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,506</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Provision for loan losses</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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<td style="width: 10%; vertical-align: bottom;">
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</td>
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<td style="width: 50%; vertical-align: bottom;">
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<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Allowance for loan losses at end of year</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
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</td>
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</td>
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</td>
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<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Loans charged off net of recoveries, as</font></div>
</td>
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</td>
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<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
a percent of average loans outstanding</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
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</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
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</td>
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<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Allowance for loan losses as a percent</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
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<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
of total loans outstanding at end of year</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.84</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1.04</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1.39</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1.70</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2.17</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr></table>
</div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="font-size: 13px; font-style: italic;">Non-performing
Assets.</font> <font style="font-size: 13px;">Non-performing assets
were $3.8 million or 0.35% of total assets at December 31, 2017,
compared to $4.1 million or 0.38% of total assets at December 31,
2016. Non-performing loans include $3.6 million in commercial and
residential mortgage loans, $14,000 in construction and land
development loans and $112,000 in other loans at December 31, 2017,
as compared to $3.7 million in commercial and residential mortgage
loans, $21,000 in construction and land development loans and
$55,000 in other loans at December 31, 2016.
Other</font></font></div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-17</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
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<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="font-size: 13px;">real estate owned totaled $118,000 and $283,000
as of December 31, 2017 and 2016, respectively. The Bank had no
repossessed assets as of December 31, 2017 and
2016.</font></font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">At
December 31, 2017, the Bank had non-performing loans, defined as
non-accrual and accruing loans past due more than 90 days, of $3.7
million or 0.49% of total loans. Non-performing loans at December
31, 2016 were $3.8 million or 0.53% of total loans.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Management
continually monitors the loan portfolio to ensure that all loans
potentially having a material adverse impact on future operating
results, liquidity or capital resources have been classified as
non-performing. Should economic conditions deteriorate, the
inability of distressed customers to service their existing debt
could cause higher levels of non-performing loans. Management
expects the level of non-accrual loans to continue to be more
in-line with the levels at December 31, 2017 as opposed to the
level of non-accruals experienced in 2012.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">It is
the general policy of the Bank to stop accruing interest income
when a loan is placed on non-accrual status and any interest
previously accrued but not collected is reversed against current
income. Generally a loan is placed on non-accrual status when it is
over 90 days past due and there is reasonable doubt that all
principal will be collected.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">A
summary of non-performing assets at December 31 for each of the
years presented is shown in Table 14.</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div>
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<tr>
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<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Table 14 - Non-performing Assets</font></div>
</td>
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</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
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<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(Dollars in thousands)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
2017</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
2016</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
2015</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
2014</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
2013</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Non-accrual loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,711</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,825</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">8,432</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">10,728</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">13,836</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Loans 90 days or more past due and still accruing</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">17</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">882</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Total non-performing loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,711</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,825</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">8,449</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">10,728</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">14,718</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
All other real estate owned</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">118</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">283</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">739</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2,016</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,679</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Repossessed assets</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Total non-performing assets</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">3,829</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">4,108</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">9,188</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">12,744</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">16,397</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
TDR loans not included in above,</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(not 90 days past due or on nonaccrual)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2,543</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,337</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,102</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">7,217</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">7,953</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
As a percent of total loans at year end</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Non-accrual loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.49</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.53</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1.22</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1.65</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2.23</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Loans 90 days or more past due and still accruing</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.00</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.00</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.00</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.00</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.14</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Total non-performing assets</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
as a percent of total assets at year end</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.35</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.38</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.88</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1.22</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1.58</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Total non-performing loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
&#xA0;as a percent of total loans at year-end</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.49</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.53</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1.23</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1.65</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2.37</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr></table>
</div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="font-style: italic;">Deposits.</font> The Company primarily uses
deposits to fund its loan and investment portfolios. The Company
offers a variety of deposit accounts to individuals and businesses.
Deposit accounts include checking, savings, money market and time
deposits. As of December 31, 2017, total deposits were $907.0
million, compared to $892.9 million at December 31, 2016.
<font style="font-weight: bold;">&#xA0;</font>Core deposits, which
include demand deposits, savings accounts and non-brokered
certificates of deposits of denominations less than $250,000,
amounted to $887.5 million at December 31, 2017, compared to $865.4
million at December 31, 2016.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Time
deposits in amounts of $250,000 or more totaled $18.8 million and
$26.8 million at December 31, 2017 and 2016, respectively. At
December 31, 2017, brokered deposits amounted to $5.2 million as
compared to $7.2 million at December 31, 2016. Certificates of
deposit participated through the Certificate of Deposit Account
Registry Service ("CDARS") included in brokered deposits amounted
to $5.2 million and $7.2 million as of December 31, 2017 and 2016,
respectively. Brokered deposits are generally considered to be more
susceptible to withdrawal as a result of interest rate changes and
to be a less stable source of funds, as compared to deposits from
the local market. Brokered deposits outstanding as of December 31,
2017 have a weighted average rate of 0.07% with a weighted average
original term of 30 months.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Table
15 is a summary of the maturity distribution of time deposits in
amounts of $250,000 or more as of December 31, 2017.</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-18</font></div>
</div>
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<div id="hdr">
<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div>
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<tr>
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<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Table 15 - Maturities of Time Deposits of $250,000 or
greater</font></div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 88%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 88%; vertical-align: bottom;">
<div style="border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div>
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(Dollars in thousands)</font></div>
</div>
</div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
<font style="font-size: 12px;">2017</font></font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 88%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Three months or less</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">6,718</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 88%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Over three months through six months</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2,368</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 88%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Over six months through twelve months</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,245</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 88%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Over twelve months</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">6,425</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 88%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Total</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">18,756</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="font-style: italic;">Borrowed Funds.</font> The Company has access
to various short-term borrowings, including the purchase of federal
funds and borrowing arrangements from the FHLB and other financial
institutions. At December 31, 2017 there were no FHLB borrowings
outstanding compared to $20 million outstanding at December 31,
2016. Average FHLB borrowings for 2017 and 2016 were $16.3 million
and $42.9 million, respectively. The maximum amount of outstanding
FHLB borrowings was $20.0 million in 2017 and $43.5 million in
2016.<font style="font-weight: bold;">&#xA0;</font>Additional
information regarding FHLB borrowings is provided in Note 6 to the
Consolidated Financial Statements.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Bank had no borrowings from the FRB at December 31, 2017 and 2016.
FRB borrowings are collateralized by a blanket assignment on all
qualifying loans that the Bank owns which are not pledged to the
FHLB. At December 31, 2017, the carrying value of loans pledged as
collateral totaled approximately $408.5 million.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Securities sold
under agreements to repurchase were $37.8 million at December 31,
2017, as compared to $36.4 million at December 31,
2016.</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Junior
subordinated debentures were $20.6 million as of December 31, 2017
and 2016.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="font-style: italic;">Contractual Obligations and Off-Balance Sheet
Arrangements.</font> The Company&#x2019;s contractual obligations
and other commitments as of December 31, 2017 are summarized in
Table 16 below. The Company&#x2019;s contractual obligations include
junior subordinated debentures, as well as certain payments under
current lease agreements. Other commitments include commitments to
extend credit. Because not all of these commitments to extend
credit will be drawn upon, the actual cash requirements are likely
to be significantly less than the amounts reported for other
commitments below.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Table 16 - Contractual Obligations and Other
Commitments</font><br></font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div>
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<tr>
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<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Within One</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Year</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
One to</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Three Years</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Three to</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Five Years</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Five Years</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
or More</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Total</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Contractual Cash Obligations</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Junior subordinated debentures</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">20,619</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">20,619</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Operating lease obligations</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">716</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,375</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,032</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,739</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">4,862</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Total</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">716</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1,375</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1,032</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">22,358</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">25,481</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Other Commitments</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Commitments to extend credit</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">68,087</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">24,552</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">28,864</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">112,469</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">233,972</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Standby letters of credit</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
and financial guarantees written</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,325</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,325</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Income tax credits</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,746</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">511</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">66</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">74</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">2,397</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Total</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">73,158</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">25,063</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">28,930</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">112,543</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">239,694</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company enters into derivative contracts to manage various
financial risks. A derivative is a financial instrument that
derives its cash flows, and therefore its value, by reference to an
underlying instrument, index or referenced interest rate.
Derivative contracts are carried at fair value on the consolidated
balance sheet with the fair value representing the net present
value of expected future cash receipts or payments based on market
interest rates as of the balance sheet date. Derivative contracts
are written in amounts referred to as notional amounts, which only
provide the basis for calculating payments between counterparties
and are not a measure of financial risk. Therefore, the derivative
amounts recorded on the balance sheet do not represent the amounts
that may ultimately be paid under these contracts. Further
discussions of derivative instruments are included above in the
section entitled &#x201C;Asset Liability and Interest Rate Risk
Management&#x201D; beginning on page A-11 and in Notes 1, 10 and 15
to the Consolidated Financial Statements.&#xA0; There were no
derivatives at December 31, 2017 or 2016.<br></font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-19</font></div>
</div>
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<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="font-style: italic;">Capital Resources</font>. Shareholders&#x2019;
equity was $116.0 million, or 10.62% of total assets, as of
December 31, 2017, compared to $107.4 million, or 9.87% of total
assets, as of December 31, 2016. The increase in
shareholders&#x2019; equity is primarily due to an increase in
retained earnings due to net income.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Average
shareholders&#x2019; equity as a percentage of total average assets
is one measure used to determine capital strength. Average
shareholders&#x2019; equity as a percentage of total average assets
was 10.64%, 10.51% and 10.27% for 2017, 2016 and 2015,
respectively. The return on average shareholders&#x2019; equity was
8.78% at December 31, 2017 as compared to 8.11% and 9.03% at
December 31, 2016 and December 31, 2015, respectively. Total cash
dividends paid on common stock were $2.6 million, $2.1 million and
$1.6 million during 2017, 2016 and 2015, respectively. The Company
did not pay any dividends on preferred stock during 2017 and
2016.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Board of Directors, at its discretion, can issue shares of
preferred stock up to a maximum of 5,000,000 shares. The Board is
authorized to determine the number of shares, voting powers,
designations, preferences, limitations and relative
rights.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">In
2016, the Company&#x2019;s Board of Directors authorized a stock
repurchase program, pursuant to which up to $2.0 million was
allocated to repurchase the Company&#x2019;s common stock. Any
purchases under the Company&#x2019;s stock repurchase program were
made periodically as permitted by securities laws and other legal
requirements in the open market or in privately negotiated
transactions. The timing and amount of any repurchase of shares
were determined by the Company&#x2019;s management, based on its
evaluation of market conditions and other factors. The Company has
repurchased approximately $2.0 million, or 92,738 shares of its
common stock, under this program as of December 31,
2017.</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">In
2013, the FRB approved its final rule on the Basel III capital
standards, which implement changes to the regulatory capital
framework for banking organizations. The Basel III capital
standards, which became effective January 1, 2015, include new
risk-based capital and leverage ratios, which are being phased in
from 2015 to 2019. The new minimum capital level requirements
applicable to the Company and the Bank under the final rules are as
follows: (i) a new common equity Tier 1 capital ratio of 4.5%; (ii)
a Tier 1 capital ratio of 6% (increased from 4%); (iii) a total
risk based capital ratio of 8% (unchanged from previous rules); and
(iv) a Tier 1 leverage ratio of 4% (unchanged from previous rules).
An additional capital conservation buffer was added to the minimum
requirements for capital adequacy purposes beginning on January 1,
2016 at 0.625% and is being phased in through 2019 (increasing by
0.625% on each subsequent January 1, until it reaches 2.5% on
January 1, 2019). This will result in the following minimum ratios
beginning in 2019: (i) a common equity Tier 1 capital ratio of
7.0%, (ii) a Tier 1 capital ratio of 8.5%, and (iii) a total
capital ratio of 10.5%. Under the final rules, institutions would
be subject to limitations on paying dividends, engaging in share
repurchases, and paying discretionary bonuses if its capital level
falls below the buffer amount. These limitations establish a
maximum percentage of eligible retained earnings that could be
utilized for such actions.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Under
the regulatory capital guidelines, financial institutions are
currently required to maintain a total risk-based capital ratio of
8.0% or greater, with a Tier 1 risk-based capital ratio of 6.0% or
greater and a common equity Tier 1 capital ratio of 4.5% or
greater, as required by the Basel III capital standards referenced
above. Tier 1 capital is generally defined as shareholders&#x2019;
equity and trust preferred securities less all intangible assets
and goodwill. Tier 1 capital at December 31, 2017 and December 31,
2016 includes $20.0 million in trust preferred securities. The
Company&#x2019;s Tier 1 capital ratio was 15.32% and 15.20% at
December 31, 2017 and December 31, 2016, respectively. Total
risk-based capital is defined as Tier 1 capital plus supplementary
capital. Supplementary capital, or Tier 2 capital, consists of the
Company&#x2019;s allowance for loan losses, not exceeding 1.25% of
the Company&#x2019;s risk-weighted assets. Total risk-based capital
ratio is therefore defined as the ratio of total capital (Tier 1
capital and Tier 2 capital) to risk-weighted assets. The
Company&#x2019;s total risk-based capital ratio was 16.06% and
16.12% at December 31, 2017 and December 31, 2016, respectively.
The Company&#x2019;s common equity Tier 1 capital consists of common
stock and retained earnings. The Company&#x2019;s common equity Tier
1 capital ratio was 13.00% and 12.75% at December 31, 2017 and
December 31, 2016, respectively. Financial institutions are also
required to maintain a leverage ratio of Tier 1 capital to total
average assets of 4.0% or greater. The Company&#x2019;s Tier 1
leverage capital ratio was 11.94% and 11.19% at December 31, 2017
and December 31, 2016, respectively.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Bank&#x2019;s Tier 1 risk-based capital ratio was 15.09% and 14.85%
at December 31, 2017 and December 31, 2016, respectively. The total
risk-based capital ratio for the Bank was 15.83% and 15.78% at
December 31, 2017 and December 31, 2016, respectively. The
Bank&#x2019;s common equity Tier 1 capital ratio was 15.09% and
14.85% at December 31, 2017 and December 31, 2016, respectively.
The Bank&#x2019;s Tier 1 leverage capital ratio was 11.69% and
10.88% at December 31, 2017 and December 31, 2016,
respectively.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">A bank
is considered to be &#x201C;well capitalized&#x201D; if it has a
total risk-based capital ratio of 10.0% or greater, a Tier 1
risk-based capital ratio of 8.0% or greater, a common equity Tier 1
capital ratio of 6.5% or greater and a</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-20</font></div>
</div>
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<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">leverage ratio of
5.0% or greater. Based upon these guidelines, the Bank was
considered to be &#x201C;well capitalized&#x201D; at December 31,
2017.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company&#x2019;s key equity ratios as of December 31, 2017, 2016 and
2015 are presented in Table 17.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px;">
<tr>
<td style="width: 69%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Table 17 - Equity Ratios</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 69%; vertical-align: bottom;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 69%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
2017</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
2016</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
2015</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 69%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Return on average assets</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div style="text-align: right; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
0.93%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div style="text-align: right; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
0.85%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div style="text-align: right; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
0.93%</font></div>
</td>
</tr><tr>
<td style="width: 69%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Return on average equity</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div style="text-align: right; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
8.78%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div style="text-align: right; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
8.11%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div style="text-align: right; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
9.03%</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 69%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Dividend payout ratio</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div style="text-align: right; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
25.67%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div style="text-align: right; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
22.95%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div style="text-align: right; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
16.34%</font></div>
</td>
</tr><tr>
<td style="width: 69%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Average equity to average assets</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div style="text-align: right; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
10.64%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div style="text-align: right; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
10.51%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div style="text-align: right; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
10.27%</font></div>
</td>
</tr></table>
</div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="font-style: italic;">Quarterly Financial Data.</font> The
Company&#x2019;s consolidated quarterly operating results for the
years ended December 31, 2017 and 2016 are presented in Table
18.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Table 18 - Quarterly Financial Data</font><br></font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 20%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 12px;">&#xA0;</font></div>
</td>
<td colspan="4" rowspan="1" style="width: 40%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 96%; vertical-align: bottom; display: inline-block;">
<div><font style="font-size: 12px;">&#xA0;</font> <font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
&#xA0;2017</font></font> </div>
</font><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="4" rowspan="1" style="width: 40%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 96%; vertical-align: bottom; display: inline-block;">
<div><font style="font-size: 12px;">&#xA0;</font> <font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
&#xA0;2016</font></font> </div>
</font><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="1" style="width: 20%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
(Dollars in thousands, except per share
amounts)</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
&#xA0;First</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
&#xA0;Second</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
&#xA0;Third</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
&#xA0;Fourth</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
&#xA0;First</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
&#xA0;Second</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
&#xA0;Third</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
&#xA0;Fourth</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 20%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Total interest
income</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">10,064</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">10,461</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">10,698</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">10,726</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">9,905</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">9,815</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">9,982</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">10,107</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 20%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Total interest
expense</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">598</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">622</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">650</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">507</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">809</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">813</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">828</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">821</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 20%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Net interest income</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">9,466</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">9,839</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">10,048</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">10,219</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">9,096</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">9,002</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">9,154</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">9,286</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 20%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 20%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">(Reduction of)
provision for loan losses</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">(236</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">49</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">(218</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">(102</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">(216</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">(531</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">(360</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">(99</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 20%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Other
income</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">2,876</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">3,281</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">3,504</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">3,177</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">3,324</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">3,572</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">3,414</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">3,666</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 20%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Other
expense</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">9,795</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">9,335</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">9,351</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">10,169</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">9,492</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">9,109</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">9,598</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">11,783</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 20%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Income before income taxes</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">2,783</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">3,736</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">4,419</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">3,329</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">3,144</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">3,996</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">3,330</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">1,268</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 20%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 20%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Income taxes
(benefit)</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">578</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">925</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,032</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 20%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Net earnings</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">2,964</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">2,458</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,302</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 20%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 20%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 12px;">&#xA0;</font></div>
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<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 20%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Basic net earnings per share</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.36</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.47</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.54</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.34</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.41</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.49</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.41</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.22</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 20%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Diluted net earnings per share</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.36</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.46</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.53</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.34</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.40</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.48</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.40</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.22</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-21</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
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<div id="hdr">
<div style="text-align: left; width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET
RISK</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Market
risk reflects the risk of economic loss resulting from adverse
changes in market prices and interest rates. This risk of loss can
be reflected in either diminished current market values or reduced
potential net interest income in future periods.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company&#x2019;s market risk arises primarily from interest rate
risk inherent in its lending and deposit taking activities. The
structure of the Company&#x2019;s loan and deposit portfolios is
such that a significant decline (increase) in interest rates may
adversely (positively)<font style="font-weight: bold;">&#xA0;</font>impact net market values and
interest income. Management seeks to manage the risk through the
utilization of its investment securities and off-balance sheet
derivative instruments. During the years ended December 31, 2017,
2016 and 2015, the Company used interest rate contracts to manage
market risk as discussed above in the section entitled &#x201C;Asset
Liability and Interest Rate Risk Management.&#x201D;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Table
19 presents in tabular form the contractual balances and the
estimated fair value of the Company&#x2019;s on-balance sheet
financial instruments at their expected maturity dates for the
period ended December 31, 2017. The expected maturity categories
take into consideration historical prepayment experience as well as
management&#x2019;s expectations based on the interest rate
environment at December 31, 2017. For core deposits without
contractual maturity (i.e. interest-bearing checking, savings, and
money market accounts), the table presents principal cash flows
based on management&#x2019;s judgment concerning their most likely
runoff or repricing behaviors.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Table 19 - Market Risk Table</font></font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td colspan="1" rowspan="1" style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 9%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 9%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 9%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 9%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 9%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 9%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 9%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 9%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="1" rowspan="1" style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 9%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 9%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 9%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 9%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 9%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 9%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 9%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 9%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="1" style="width: 28%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Loans Receivable</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
2018</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
2019</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
2020</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
2021</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
2022</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Thereafter</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Total</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Fair Value</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Fixed
rate</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">52,783</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">60,232</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">55,592</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">59,385</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">52,546</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">132,608</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">413,146</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">394,729</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 24px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Average
interest rate</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4.85</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4.59</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4.75</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4.63</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4.84</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">5.03</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Variable
rate</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">73,910</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">42,857</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">35,356</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">30,777</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">30,195</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">134,380</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">347,475</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">348,331</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;"><br>
</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 24px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Average
interest rate</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">5.20</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">5.02</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4.96</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">5.00</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">5.08</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4.33</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Total</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">760,621</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">743,060</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;"><br>
</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Investment Securities</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Interest
bearing cash</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4,118</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4,118</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4,118</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 24px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Average
interest rate</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">1.27</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Securities
available for sale</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">33,796</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">22,819</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">23,487</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">25,952</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">42,326</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">80,941</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">229,321</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">229,321</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 24px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Average
interest rate</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4.50</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4.39</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4.20</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4.63</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4.51</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4.19</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Nonmarketable
equity securities</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">1,830</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">1,830</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">1,830</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 24px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Average
interest rate</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">4.08</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Debt Obligations</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Deposits</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">84,604</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">21,001</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">13,403</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">3,870</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">3,150</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">780,924</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">906,952</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">894,932</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 24px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Average
interest rate</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">0.23</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">0.47</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">0.58</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">0.74</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">0.81</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">0.09</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Securities
sold under agreement</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 12px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">to
repurchase</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">37,757</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">37,757</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">37,757</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 24px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Average
interest rate</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">0.14</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Junior
subordinated debentures</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">20,619</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">20,619</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">20,619</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 28%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 24px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Average
interest rate</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">3.00</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; vertical-align: bottom; display: inline-block;">%</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 9%; vertical-align: bottom;">
<div><font style="font-size: 12px;"><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-22</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">Table
20 presents the simulated impact to net interest income under
varying interest rate scenarios and the theoretical impact of rate
changes over a twelve-month period referred to as &#x201C;rate
ramps.&#x201D; The table shows the estimated theoretical impact on
the Company&#x2019;s tax equivalent net interest income from
hypothetical rate changes of plus and minus 1%, 2% and 3% as
compared to the estimated theoretical impact of rates remaining
unchanged. The table also shows the simulated impact to market
value of equity under varying interest rate scenarios and the
theoretical impact of immediate and sustained rate changes referred
to as &#x201C;rate shocks&#x201D; of plus and minus 1%, 2% and 3% as
compared to the theoretical impact of rates remaining unchanged.
The prospective effects of the hypothetical interest rate changes
are based upon various assumptions, including relative and
estimated levels of key interest rates. This type of modeling has
limited usefulness because it does not allow for the strategies
management would utilize in response to sudden and sustained rate
changes. Also, management does not believe that rate changes of the
magnitude presented are likely in the forecast period
presented.</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left">
<table cellpadding="0" cellspacing="0" style="text-align: left; margin: 0px auto 0px 0px; width: 100%; font-family: inherit; font-size: inherit;">
<tr>
<td rowspan="1" style="width: 76%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Table 20 - Interest Rate Risk</font></div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 76%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(Dollars in thousands)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 76%; vertical-align: bottom;">
<div>
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</div>
</td>
<td colspan="2" style="width: 24%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 90%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Estimated Resulting Theoretical Net</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Interest Income</font></div>
</font><font style="text-align: left; width: 5%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 76%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Hypothetical rate change (ramp over 12 months)</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
&#xA0;Amount</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
% Change</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: center"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
+3</font><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">%</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">45,209</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4.16</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: center"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
+2</font><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">%</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">45,082</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3.87</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: center"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
+1</font><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">%</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">44,466</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2.45</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: center"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
0</font><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">%</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">43,402</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.00</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: center"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
-1</font><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">%</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">42,056</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-3.10</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: center"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
-2</font><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">%</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">41,413</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-4.58</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: center"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
-3</font><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">%</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">41,315</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-4.81</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr></table>
</div>
<div><font>&#xA0;</font></div>
<div style="text-align: left">
<table cellpadding="0" cellspacing="0" style="text-align: left; margin: 0px auto 0px 0px; width: 100%; font-family: inherit; font-size: inherit;">
<tr>
<td rowspan="1" style="width: 76%; vertical-align: bottom;">
<div>
<div>
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</div>
</div>
</td>
<td colspan="2" rowspan="1" style="width: 24%; vertical-align: bottom;">
<div style="border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div>
<div><font style="text-align: left; width: 5%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 90%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Estimated Resulting Theoretical</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Market Value of Equity</font></div>
</font><font style="text-align: left; width: 5%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</div>
</div>
</td>
</tr><tr>
<td style="width: 76%; vertical-align: bottom;">
<div style="border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div>
<div>
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Hypothetical rate change (immediate shock)</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</div>
</div>
</div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
&#xA0;Amount</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
% Change</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div>
<div style="text-align: center"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
+3</font><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">%</font></div>
</div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">169,602</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9.73</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: center"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
+2</font><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">%</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">174,677</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">13.02</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: center"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
+1</font><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">%</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">170,472</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">10.30</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: center"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
0</font><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">%</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">154,559</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0.00</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: center"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
-1</font><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">%</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">129,973</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-15.91</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: center"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
-2</font><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">%</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">94,534</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-38.84</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: center"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
-3</font><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">%</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">77,557</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-49.82</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-23</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left">
<table cellpadding="0" cellspacing="0" style="text-align: left; margin: 0px auto 0px 0px; width: 100%; font-family: Times New Roman; font-size: 13px;">
<tr>
<td colspan="2" style="width: 100%; vertical-align: bottom;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
PEOPLES BANCORP OF NORTH CAROLINA, INC.</font></div>
</td>
</tr><tr>
<td colspan="2" style="width: 100%; vertical-align: bottom;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Consolidated Financial Statements</font></div>
</td>
</tr><tr>
<td colspan="2" style="width: 100%; vertical-align: bottom;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
December 31, 2017, 2016 and 2015</font></div>
</td>
</tr><tr>
<td style="width: 82%; vertical-align: bottom;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 18%; vertical-align: bottom;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 82%; vertical-align: bottom;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 18%; vertical-align: bottom;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="2" style="width: 100%; vertical-align: bottom;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
INDEX</font></div>
</td>
</tr><tr>
<td style="width: 82%; vertical-align: bottom;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 18%; vertical-align: bottom;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 82%; vertical-align: bottom;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 18%; vertical-align: bottom;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
PAGE(S)</font></div>
</td>
</tr><tr>
<td style="width: 82%; vertical-align: bottom;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 18%; vertical-align: bottom;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 82%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Reports of Independent Registered Public Accounting Firm on the
Consolidated Financial Statements</font></div>
</td>
<td style="width: 18%; vertical-align: bottom;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
A-25 - A-27</font></div>
</td>
</tr><tr>
<td style="width: 82%; vertical-align: bottom;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 18%; vertical-align: bottom;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 82%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Financial Statements</font></div>
</td>
<td style="width: 18%; vertical-align: bottom;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 82%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font></div>
</td>
<td style="width: 18%; vertical-align: bottom;">
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<td style="width: 82%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Consolidated Balance Sheets at December 31, 2017 and
2016</font></div>
</td>
<td style="width: 18%; vertical-align: bottom;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
A-28</font></div>
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<td style="width: 82%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Consolidated Statements of Earnings for the years ended December
31, 2017, 2016 and 2015</font></div>
</td>
<td style="width: 18%; vertical-align: bottom;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
A-29</font></div>
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<td style="width: 82%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Consolidated Statements of Comprehensive Income for the years ended
December 31, 2017, 2016 and 2015</font></div>
</td>
<td style="width: 18%; vertical-align: bottom;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
A-30</font></div>
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<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 82%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Consolidated Statements of Changes in Shareholders' Equity for the
years ended December 31, 2017, 2016 and 2015</font></div>
</td>
<td style="width: 18%; vertical-align: bottom;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
A-31</font></div>
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 82%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Consolidated Statements of Cash Flows for the years ended December
31, 2017, 2016 and 2015</font></div>
</td>
<td style="width: 18%; vertical-align: bottom;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
A-32 - A-33</font></div>
</td>
</tr><tr>
<td style="width: 82%; vertical-align: bottom;">
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</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 82%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Notes to Consolidated Financial Statements</font></div>
</td>
<td style="width: 18%; vertical-align: bottom;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
A-34 - A-66</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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<div id="ftr">
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<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-24</font></div>
</div>
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<div style="text-align: left; width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<br></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;"><img src="elliotlogo.jpg"></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;"></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Report of Independent Registered Public Accounting
Firm</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">To the
Shareholders and Board of Directors of Peoples Bancorp of North
Carolina, Inc.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Opinion on the Financial Statements</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">We have
audited the accompanying consolidated balance sheets of People
Bancorp of North Carolina, Inc. and Subsidiaries (the Company) as
of December 31, 2017 and 2016, the related consolidated statements
of earnings, comprehensive income, changes in shareholders' equity
and cash flows for each of the three years in the period ended
December 31, 2017, and the related notes to the consolidated
financial statements (collectively, the consolidated financial
statements). In our opinion, the consolidated financial statements
present fairly, in all material respects, the financial position of
the Company as of December 31, 2017 and 2016, and the results of
its operations and its cash flows for each of the three years in
the period ended December 31, 2017, in conformity with accounting
principles generally accepted in the United States of
America.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">We have
also audited, in accordance with the standards of the Public
Company Accounting Oversight Board (United States) (PCAOB), the
Company's internal control over financial reporting as of December
31, 2017, based on criteria established in <font style="font-style: italic">Internal Control &#x2014; Integrated
Framework</font> issued by the Committee of Sponsoring
Organizations of the Treadway Commission in 2013, and our report
dated March 15, 2017 expressed an unqualified opinion on the
effectiveness of the Company's internal control over financial
reporting.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Basis for Opinion</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">These
consolidated financial statements are the responsibility of the
Company&#x2019;s management. Our responsibility is to express an
opinion on the Company&#x2019;s consolidated financial statements
based on our audits. We are a public accounting firm registered
with the PCAOB and are required to be independent with respect to
the Company in accordance with U.S. federal securities laws and the
applicable rules and regulations of the Securities and Exchange
Commission and the PCAOB.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">We
conducted our audits in accordance with the standards of the PCAOB.
Those standards require that we plan and perform the audits to
obtain reasonable assurance about whether the consolidated
financial statements are free of material misstatement, whether due
to error or fraud. Our audits included performing procedures to
assess the risks of material misstatement of the consolidated
financial statements, whether due to error or fraud, and performing
procedures that respond to those risks. Such procedures included
examining, on a test basis, evidence regarding the amounts and
disclosures in the consolidated financial statements. Our audits
also included evaluating the accounting principles used and
significant estimates made by management, as well as evaluating the
overall presentation of the consolidated financial statements. We
believe that our audits provide a reasonable basis for our
opinion.&#xA0;&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="color: #000000; font-family: Times New Roman; font-size: 13px">
/s/ Elliott Davis, PLLC</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">We have
served as the Company's auditor since 2015.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Charlotte,
North Carolina</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">March
15, 2018</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;
<font style="color: #9B9993; font-family: Times New Roman; font-size: 13px">Elliott
Davis PLLC | www.elliottdavis.com</font></font></div>
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times\ New\ Roman; font-size: 13px;">&#xA0;</font></div>
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<div id="ftr">
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<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-25</font></div>
</div>
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<div style="text-align: left; width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
</div>
<div style="text-indent: 0px; margin-right: 0px; margin-left: 0px;"><img src="elliotlogo.jpg"></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;"></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Report of Independent Registered Public Accounting
Firm</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">To the
Shareholders and the Board of Directors of Peoples Bancorp of North
Carolina, Inc.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Opinion on the Internal Control Over Financial
Reporting</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">We have
audited Peoples Bancorp of North Carolina, Inc.&#x2019;s (the
Company) internal control over financial reporting as of December
31, 2017, based on criteria established in <font style="font-style: italic">Internal Control &#x2013; Integrated
Framework</font> issued by the Committee of Sponsoring
Organizations of the Treadway Commission (COSO) in 2013. In our
opinion, the Company maintained, in all material respects,
effective internal control over financial reporting as of December
31, 2017, based on criteria established in <font style="font-style: italic">Internal Control &#x2013; Integrated
Framework</font> issued by COSO in 2013.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">We have
also audited, in accordance with the standards of the Public
Company Accounting Oversight Board (United States) (PCAOB), the
consolidated balance sheets of the Company as of December 31, 2017
and 2016, the related consolidated statements of earnings,
comprehensive income, changes in shareholders' equity and cash
flows for each of the three years in the period ended December 31,
2017, and the related notes to the consolidated financial
statements and our report dated March 15, 2018 expressed an
unqualified opinion.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Basis for Opinion</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">The
Company&#x2019;s management is responsible for maintaining effective
internal control over financial reporting and for its assessment of
the effectiveness of internal control over financial reporting in
the accompanying Management&#x2019;s Annual Report on Internal
Controls over Financial Reporting. Our responsibility is to express
an opinion on the Company&#x2019;s internal control over financial
reporting based on our audit. We are a public accounting firm
registered with the PCAOB and are required to be independent with
respect to the Company in accordance with U.S. federal securities
laws and the applicable rules and regulations of the Securities and
Exchange Commission and the PCAOB.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">We
conducted our audit in accordance with the standards of the PCAOB.
Those standards require that we plan and perform the audit to
obtain reasonable assurance about whether effective internal
control over financial reporting was maintained in all material
respects. Our audit included obtaining an understanding of internal
control over financial reporting, assessing the risk that a
material weakness exists, and testing and evaluating the design and
operating effectiveness of internal control based on the assessed
risk. Our audit also included performing such other procedures as
we considered necessary in the circumstances. We believe that our
audit provides a reasonable basis for our opinion.</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;
<font style="color: #9B9993; font-family: Times New Roman; font-size: 13px">Elliott
Davis PLLC | www.elliottdavis.com</font></font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-26</font></div>
</div>
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<div style="text-align: left; width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
</div>
<div style="text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font>&#xA0;</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px; background-color: rgb(255, 255, 0);">
</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
Definition and Limitations of Internal Control Over Financial
Reporting</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">A
company's internal control over financial reporting is a process
designed to provide reasonable assurance regarding the reliability
of financial reporting and the preparation of financial statements
for external purposes in accordance with generally accepted
accounting principles. A company's internal control over financial
reporting includes those policies and procedures that (1) pertain
to the maintenance of records that, in reasonable detail,
accurately and fairly reflect the transactions and dispositions of
the assets of the company; (2) provide reasonable assurance that
transactions are recorded as necessary to permit preparation of
financial statements in accordance with generally accepted
accounting principles, and that receipts and expenditures of the
company are being made only in accordance with authorizations of
management and directors of the company; and (3) provide reasonable
assurance regarding prevention or timely detection of unauthorized
acquisition, use or disposition of the company's assets that could
have a material effect on the financial statements.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Because
of its inherent limitations, internal control over financial
reporting may not prevent or detect misstatements. Also,
projections of any evaluation of effectiveness to future periods
are subject to the risk that controls may become inadequate because
of changes in conditions, or that the degree of compliance with the
policies or procedures may deteriorate.&#xA0;</font></div>
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<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">/s/
Elliott Davis, PLLC</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Charlotte,
North Carolina</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">March
15, 2018</font></div>
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<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-27</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
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<div id="hdr">
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<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
</div>
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<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left">
<table cellpadding="0" cellspacing="0" style="text-align: left; margin: 0px auto 0px 0px; width: 100%; font-family: inherit; font-size: inherit;">
<tr>
<td colspan="3" rowspan="1" style="width: 100%; vertical-align: bottom;">
<div><font style="text-align: left; width: 3%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 94%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
PEOPLES BANCORP OF NORTH CAROLINA, INC.</font></div>
</font><font style="text-align: left; width: 3%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="3" style="width: 100%; vertical-align: bottom;">
<div><font style="text-align: left; width: 3%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 94%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Consolidated Balance Sheets</font></div>
</font><font style="text-align: left; width: 3%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="3" style="width: 100%; vertical-align: bottom;">
<div><font style="text-align: left; width: 3%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 94%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
December 31, 2017 and December 31, 2016</font></div>
</font><font style="text-align: left; width: 3%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="3" style="width: 100%; vertical-align: bottom;">
<div><font style="text-align: left; width: 3%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 94%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(Dollars in thousands)</font></div>
</font><font style="text-align: left; width: 3%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">&#xA0;</font></font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">&#xA0;</font></font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
</tr><tr>
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
<font style="text-decoration: underline;">Assets</font></font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
<font style="text-decoration: underline;">December 31,
2017</font></font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
<font style="text-decoration: underline;">December 31,
2016</font></font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Cash and due from banks, including reserve
requirements</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">53,186</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">53,613</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
of $7,472 at 12/31/17 and $6,075 at 12/31/16</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Interest-bearing deposits</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">4,118</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">16,481</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Cash and cash equivalents</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">57,304</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">70,094</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Investment securities available for sale</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">229,321</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">249,946</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Other investments</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,830</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">2,635</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total securities</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">231,151</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">252,581</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Mortgage loans held for sale</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">857</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,709</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Loans</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">759,764</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">723,811</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Less allowance for loan losses</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(6,366</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(7,550</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net loans</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">753,398</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">716,261</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Premises and equipment, net</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">19,911</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">16,452</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Cash surrender value of life insurance</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">15,552</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">14,952</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Other real estate</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">118</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">283</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Accrued interest receivable and other assets</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">13,875</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">11,659</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total assets</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1,092,166</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1,087,991</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
<font style="text-decoration: underline;">Liabilities and
Shareholders' Equity</font></font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Deposits:</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Noninterest-bearing demand</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">285,406</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">271,851</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
NOW, MMDA &amp; savings</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">498,445</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">477,054</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Time, $250,000 or more</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">18,756</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">26,771</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Other time</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">104,345</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">117,242</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total deposits</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">906,952</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">892,918</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Securities sold under agreements to repurchase</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">37,757</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">36,434</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
FHLB borrowings</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">20,000</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Junior subordinated debentures</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">20,619</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">20,619</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Accrued interest payable and other liabilities</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">10,863</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">10,592</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total liabilities</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">976,191</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">980,563</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Commitments (Note 10)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Shareholders' equity:</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Series A preferred stock, $1,000 stated value;
authorized</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
5,000,000 shares; no shares issued and outstanding</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Common stock, no par value; authorized</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
20,000,000 shares; issued and outstanding 5,995,256
shares</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
at December 31, 2017 and 5,417,800 shares at December 31,
2016</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">62,096<br>
</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">44,187</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Retained earnings</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">50,286<br>
</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">60,254</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Accumulated other comprehensive income</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">3,593</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">2,987</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total shareholders' equity</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">115,975</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">107,428</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total liabilities and shareholders' equity</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1,092,166</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1,087,991</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
See accompanying Notes to Consolidated Financial
Statements.</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-28</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td colspan="4" rowspan="1" style="width: 80%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 96%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
PEOPLES BANCORP OF NORTH CAROLINA, INC.</font></div>
</font><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="4" style="width: 80%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 96%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Consolidated Statements of Earnings</font></div>
</font><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="4" style="width: 80%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 96%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
For the Years Ended December 31, 2017, 2016 and 2015</font></div>
</font><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="4" style="width: 80%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 96%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(Dollars in thousands, except per share amounts)</font></div>
</font><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 90%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 5%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 50%; vertical-align: bottom;">
<div>
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
<font style="text-decoration: underline;">2017</font></font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
<font style="text-decoration: underline;">2016</font></font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
<font style="text-decoration: underline;">2015</font></font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Interest income:</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Interest and fees on loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">34,888</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">32,452</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">31,098</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Interest on due from banks</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">219</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">123</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">26</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Interest on investment securities:</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
U.S. Government sponsored enterprises</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2,404</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2,531</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2,616</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
States and political subdivisions</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,236</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,454</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,600</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Other</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">202</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">249</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">326</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total interest income</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">41,949</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">39,809</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">38,666</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Interest expense:</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
NOW, MMDA &amp; savings deposits</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">598</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">495</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">432</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Time deposits</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">466</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">586</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">870</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
FHLB borrowings</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">662</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,661</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,735</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Junior subordinated debentures</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">590</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">485</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">402</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Other</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">61</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">44</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">45</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total interest expense</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">2,377</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">3,271</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">3,484</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net interest income</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">39,572</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">36,538</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">35,182</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Reduction of) provision for loan losses</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(507</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(1,206</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(17</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net interest income after provision for loan losses</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">40,079</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">37,744</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">35,199</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Non-interest income:</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Service charges</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,453</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,497</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,647</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Other service charges and fees</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">593</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">890</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">931</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Other than temporary impairment losses</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Gain on sale of securities</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">729</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Mortgage banking income</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,190</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,428</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,130</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Insurance and brokerage commissions</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">761</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">632</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">714</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Gain (loss) on sales and write-downs of</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div>
<div style="text-align: left; text-indent: 24px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
other real estate</font></div>
</div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(239</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">64</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">245</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Miscellaneous</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">6,080</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">5,736</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">5,645</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total non-interest income</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">12,838</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">13,976</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">13,312</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Non-interest expense:</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div>
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Salaries and employee benefits</font></div>
</div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">20,058</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">19,264</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">18,285</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Occupancy</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">6,701</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">6,765</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">6,288</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Professional fees</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,236</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2,439</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,468</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Advertising</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,195</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,136</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">784</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Debit card expense</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,248</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,141</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">988</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
FDIC insurance</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">347</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">494</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">681</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Other</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">7,917</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">8,743</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">7,284</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total non-interest expense</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">38,702</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">39,982</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">35,778</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Earnings before income taxes</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">14,215</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">11,738</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">12,733</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Income tax expense</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">3,947</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">2,561</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">3,100</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net earnings</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">10,268</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">9,177</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">9,633</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Basic net earnings per share</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1.71</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1.53</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1.57</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Diluted net earnings per share</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1.69</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1.50</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1.56</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Cash dividends declared per share</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.44</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.35</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.25</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
See accompanying Notes to Consolidated Financial
Statements.</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
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<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-29</font></div>
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<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
PEOPLES BANCORP OF NORTH CAROLINA, INC.</font></div>
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<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Consolidated Statements of Comprehensive Income</font></div>
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For the Years Ended December 31, 2017, 2016 and 2015</font></div>
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(Dollars in thousands)</font></div>
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<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold; text-decoration: underline;">
2017</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
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&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; text-decoration: underline; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold; text-decoration: underline;">
2016</font></div>
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2015</font></div>
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</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
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<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
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<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net earnings</font></div>
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<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">10,268</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
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<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">9,177</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">9,633</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
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</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
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<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
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<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Other comprehensive income (loss):</font></div>
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<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
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<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Unrealized holding gains (losses) on securities</font></div>
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<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
available for sale</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(355</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(3,274</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">93</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
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<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Reclassification adjustment for gains on</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
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<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
securities available for sale</font></div>
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<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
included in net earnings</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(729</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total other comprehensive income (loss),</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 48px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
before income taxes</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(355</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(4,003</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">93</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="1" style="width: 58%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Income tax (benefit) expense related to other</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
comprehensive (loss) income:</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 58%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Unrealized holding gains (losses) on securities</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
available for sale</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(354</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(1,196</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">36</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Reclassification adjustment for gains on</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
securities available for sale</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
included in net earnings</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(284</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total income tax expense (benefit) related to</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 48px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
other comprehensive income (loss)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(354</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(1,480</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">36</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="1" style="width: 58%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total other comprehensive income (loss),</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 48px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
net of tax</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(1)</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(2,523</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">57</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 58%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total comprehensive income</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">10,267</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">6,654</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">9,690</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 58%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
See accompanying Notes to Consolidated Financial
Statements.</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-30</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td colspan="6" rowspan="1" style="width: 80%; vertical-align: bottom;">
<div><font style="text-align: left; width: 1%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 98%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
PEOPLES BANCORP OF NORTH CAROLINA, INC.</font></div>
</font><font style="text-align: left; width: 1%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="6" style="width: 80%; vertical-align: bottom;">
<div><font style="text-align: left; width: 1%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 98%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Consolidated Statements of Changes in Shareholders'
Equity</font></div>
</font><font style="text-align: left; width: 1%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="6" style="width: 80%; vertical-align: bottom;">
<div><font style="text-align: left; width: 1%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 98%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
For the Years Ended December 31, 2017, 2016 and 2015</font></div>
</font><font style="text-align: left; width: 1%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="6" style="width: 80%; vertical-align: bottom;">
<div><font style="text-align: left; width: 1%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 98%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(Dollars in thousands)</font></div>
</font><font style="text-align: left; width: 1%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 90%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 5%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-weight: bold;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-weight: bold;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-weight: bold;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Accumulated</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-weight: bold;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Common</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Common</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-weight: bold;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Other</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-weight: bold;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Stock</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
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<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Stock</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Retained</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
Comprehensive</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-weight: bold;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div>
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; text-decoration: underline; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold; text-decoration: underline;">
Shares</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; text-decoration: underline; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold; text-decoration: underline;">
Amount</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; text-decoration: underline; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold; text-decoration: underline;">
Earnings</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; text-decoration: underline; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold; text-decoration: underline;">
Income (loss)</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; text-decoration: underline; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold; text-decoration: underline;">
Total</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div>
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-weight: bold;">
&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Balance, December 31, 2014</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,612,588</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">48,088</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">45,124</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,453</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">98,665</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 30%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Common stock</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
repurchase</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(102,050</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(1,917</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(1,917</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Cash dividends declared on</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
common stock</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(1,574</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(1,574</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Net earnings</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9,633</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9,633</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Change in accumulated other</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
comprehensive income,</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
net of tax</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">57</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">57</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Balance, December 31, 2015</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,510,538</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">46,171</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">53,183</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,510</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">104,864</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 30%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Common stock</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
repurchase</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(92,738</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(1,984</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(1,984</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Cash dividends declared on</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
common stock</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(2,106</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(2,106</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Net earnings</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Change in accumulated other</font></div>
</td>
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</td>
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<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
comprehensive income,</font></div>
</td>
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</td>
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<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
net of tax</font></div>
</td>
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</td>
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Balance, December 31, 2016</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 30%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
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</td>
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</td>
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Cash dividends declared on</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
common stock</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(2,629</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(2,629</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
10% stock dividend</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">544,844</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">16,994</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(17,000</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;
-</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(6</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Restricted stock units exercised</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">32,612</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">915</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;
-</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">915</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Net earnings</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">10,268</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">10,268</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Change in accumulated other</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
comprehensive income due to</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
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<td style="width: 30%; vertical-align: bottom;">
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Tax Cuts and Jobs Act</font></div>
</td>
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Change in accumulated other</font></div>
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comprehensive income,</font></div>
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<td style="width: 30%; vertical-align: bottom;">
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<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
net of tax</font></div>
</td>
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Balance, December 31, 2017</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">115,975</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="1" style="width: 30%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
See accompanying Notes to Consolidated Financial
Statements.</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-31</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
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<div id="hdr">
<div style="text-align: left; width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
</div>
<div style="text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font>&#xA0;</font></div>
<div>
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td colspan="4" rowspan="1" style="width: 100%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 96%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
PEOPLES BANCORP OF NORTH CAROLINA, INC.</font></div>
</font><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="4" style="width: 100%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 96%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Consolidated Statements of Cash Flows</font></div>
</font><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="4" style="width: 100%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 96%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
For the Years Ended December 31, 2017, 2016 and 2015</font></div>
</font><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="4" style="width: 100%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 96%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(Dollars in thousands)</font></div>
</font><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
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</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div>
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; text-decoration: underline; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold; text-decoration: underline;">
2017</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; text-decoration: underline; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold; text-decoration: underline;">
2016</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; text-decoration: underline; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold; text-decoration: underline;">
2015</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
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</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
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</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Cash flows from operating activities:</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net earnings</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">10,268</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9,177</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9,633</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Adjustments to reconcile net earnings to</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
net cash provided by operating activities:</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Depreciation, amortization and accretion</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,018</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,423</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">6,053</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Reduction of provision for loan losses</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(507</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(1,206</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(17</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Deferred income taxes</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(2,120</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,097</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">673</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Gain on sale of investment securities</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(729)</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Gain on sale of other real estate</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(81</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(363</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Write-down of other real estate</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">239</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">17</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">118</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Restricted stock expense</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">592</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">932</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">487</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Proceeds from sales of loans held for sale</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">59,193</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">67,764</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">50,770</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Origination of loans held for sale</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(54,341</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(69,324</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(53,544</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Change in:</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Cash surrender value of life insurance</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(600</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(406</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(421</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Other assets</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">258</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(636</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(408</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 48px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Other liabilities</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">594</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">211</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">882</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 60px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net cash provided by operating activities</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">18,594</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">12,239</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">13,863</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="1" style="width: 58%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Cash flows from investing activities:</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Purchases of investment securities available for sale</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(10,014</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(12,707</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(19,220</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Proceeds from sales, calls and maturities of investment
securities</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
available for sale</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">10,162</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,053</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,475</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Proceeds from paydowns of investment securities available for
sale</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">17,202</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">20,675</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">22,732</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Purchases of other investments</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(45</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(255</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(6</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
FHLB stock redemption</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">850</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,256</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">401</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net change in loans</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(36,748</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(36,116</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(43,441</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Purchases of premises and equipment</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(5,557</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(1,610</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(2,354</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Proceeds from sale of other real estate and
repossessions</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">44</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,083</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">6,287</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 60px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net cash used by investing activities</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(24,106</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(23,621</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(30,126</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr>
<td colspan="1" style="width: 58%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Cash flows from financing activities:</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net change in deposits</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">14,034</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">60,743</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">17,475</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net change in securities sold under agreement to
repurchase</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,323</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">8,560</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(20,556</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Proceeds from FHLB borrowings</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">6,000</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">20,001</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Repayments of FHLB borrowings</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(20,001</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(29,500</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(26,501</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Proceeds from FRB borrowings</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Repayments of FRB borrowings</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(1</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(1</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(1</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Proceeds from Fed Funds Purchased</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">187</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9,112</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,192</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Repayments of Fed Funds Purchased</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(187</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(9,112</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(5,192</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Common stock repurchased</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;
-</font></font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(1,984)</font></font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(1,917)</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Cash dividends paid in lieu of fractional shares<br></font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(6)</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-&#xA0;</font></font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-&#xA0;</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Cash dividends paid on common stock</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(2,629</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(2,106</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(1,574</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 58%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 60px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net cash (used) provided by financing activities</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(7,278</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">41,713</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(13,072</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 58%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net change in cash and cash equivalents</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(12,790</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">30,331</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(29,335</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 58%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Cash and cash equivalents at beginning of period</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">70,094</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">39,763</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">69,098</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 58%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Cash and cash equivalents at end of period</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">57,304</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">70,094</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">39,763</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
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<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-32</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
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</div>
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<font>&#xA0;</font></div>
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<tr>
<td colspan="4" rowspan="1" style="width: 100%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 96%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
PEOPLES BANCORP OF NORTH CAROLINA, INC.</font></div>
</font><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="4" style="width: 100%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 96%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Consolidated Statements of Cash Flows, continued</font></div>
</font><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="4" style="width: 100%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 96%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
For the Years Ended December 31, 2017, 2016 and 2015</font></div>
</font><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="4" style="width: 100%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 96%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(Dollars in thousands)</font></div>
</font><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
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<td style="width: 12%; vertical-align: bottom;">
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</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
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<td style="width: 64%; vertical-align: bottom;">
<div>
<div>
<div style="padding-bottom: 2px;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
</div>
</div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; text-decoration: underline; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold; text-decoration: underline;">
2017</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; text-decoration: underline; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold; text-decoration: underline;">
2016</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; text-decoration: underline; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold; text-decoration: underline;">
2015</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
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<td style="width: 64%; vertical-align: bottom;">
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<td style="width: 12%; vertical-align: bottom;">
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</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
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</td>
<td style="width: 12%; vertical-align: bottom;">
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</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Supplemental disclosures of cash flow information:</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Cash paid during the year for:</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Interest</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2,526</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,415</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,518</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Income taxes</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2,408</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2,028</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2,278</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Noncash investing and financing activities:</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Change in unrealized (loss) gain on investment
securities</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;available for sale, net</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(1</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)<br>
</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(2,523</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">57</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Transfer of loans to other real estate and
repossessions</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">118</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">563</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,825</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Issuance of accrued restricted stock units</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(915</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Financed portion of sale of other real estate</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">60</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
See accompanying Notes to Consolidated Financial
Statements.</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-33</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
PEOPLES BANCORP OF NORTH CAROLINA, INC.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Notes to Consolidated Financial Statements</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="display: table;">
<div style="display: table-row;">
<div style="width: 48px; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(1)&#xA0;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Summary of Significant Accounting Policies</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: -24px; margin-right: 0px; margin-left: 72px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Organization</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Peoples Bancorp of
North Carolina, Inc. (&#x201C;Bancorp&#x201D;) received regulatory
approval to operate as a bank holding company on July 22, 1999, and
became effective August 31, 1999. Bancorp is primarily regulated by
the Board of Governors of the Federal Reserve System, and serves as
the one-bank holding company for Peoples Bank (the
&#x201C;Bank&#x201D;).</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Bank commenced business in 1912 upon receipt of its banking charter
from the North Carolina Commissioner of Banks (the
&#x201C;Commissioner&#x201D;). The Bank is primarily regulated by the
Commissioner and the Federal Deposit Insurance Corporation (the
&#x201C;FDIC&#x201D;) and undergoes periodic examinations by these
regulatory agencies. The Bank, whose main office is in Newton,
North Carolina, provides a full range of commercial and consumer
banking services primarily in Catawba, Alexander, Lincoln,
Mecklenburg, Iredell, Union, Wake and Durham counties in North
Carolina.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Peoples Investment
Services, Inc. is a wholly owned subsidiary of the Bank and began
operations in 1996 to provide investment and trust services through
agreements with an outside party.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Real
Estate Advisory Services, Inc. (&#x201C;REAS&#x201D;) is a wholly
owned subsidiary of the Bank and began operations in 1997 to
provide real estate appraisal and property management services to
individuals and commercial customers of the Bank.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Community Bank
Real Estate Solutions, LLC (&#x201C;CBRES&#x201D;) is a wholly owned
subsidiary of the Bank and began operations in 2009 as a
&#x201C;clearing house&#x201D; for appraisal services for community
banks. Other banks are able to contract with CBRES to find and
engage appropriate appraisal companies in the area where the
property is located.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">PB
Real Estate Holdings, LLC (&#x201C;PBREH&#x201D;) is a wholly owned
subsidiary of the Bank and began operation in 2015. PBREH acquires,
manages and disposes of real property, other collateral and other
assets obtained in the ordinary course of collecting debts
previously contracted.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Bank operates three banking offices focused on the Latino
population that were formerly operated as a division of the Bank
under the name Banco de la Gente (&#x201C;Banco&#x201D;). These
offices are now branded as Bank branches and considered a separate
market territory of the Bank as they offer normal and customary
banking services as are offered in the Bank&#x2019;s other branches
such as the taking of deposits and the making of
loans.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Principles of Consolidation</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
consolidated financial statements include the financial statements
of Bancorp and its wholly owned subsidiary, the Bank, along with
the Bank&#x2019;s wholly owned subsidiaries, Peoples Investment
Services, Inc., REAS, CBRES and PBREH (collectively called the
&#x201C;Company&#x201D;). All significant intercompany balances and
transactions have been eliminated in consolidation.<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Basis of Presentation</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
accounting principles followed by the Company, and the methods of
applying these principles, conform with accounting principles
generally accepted in the United States of America
(&#x201C;GAAP&#x201D;) and with general practices in the banking
industry. In preparing the financial statements in conformity with
GAAP, management is required to make estimates and assumptions that
affect the reported amounts in the financial statements. Actual
results could differ significantly from these estimates. Material
estimates common to the banking industry that are particularly
susceptible to significant change in the near term include, but are
not limited to, the determination of the allowance for loan losses
and valuation of real estate acquired in connection with or in lieu
of foreclosure on loans.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Cash and Cash Equivalents</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Cash,
due from banks and interest-bearing deposits are considered cash
and cash equivalents for cash flow reporting purposes.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-34</font></div>
</div>
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<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Investment Securities</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">There
are three classifications the Company is able to classify its
investment securities: trading, available for sale, or held to
maturity. Trading securities are bought and held principally for
sale in the near term. Held to maturity securities are those
securities for which the Company has the ability and intent to hold
until maturity. All other securities not included in trading or
held to maturity are classified as available for sale. At December
31, 2017 and 2016, the Company classified all of its investment
securities as available for sale.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Available for sale
securities are recorded at fair value. Unrealized holding gains and
losses, net of the related tax effect, are excluded from earnings
and are reported as a separate component of shareholders&#x2019;
equity until realized.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Management
evaluates investment securities for other-than-temporary impairment
on an annual basis. A decline in the market value of any investment
below cost that is deemed other-than-temporary is charged to
earnings for the decline in value deemed to be credit related and a
new cost basis in the security is established. The decline in value
attributed to non-credit related factors is recognized in
comprehensive income.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Premiums and
discounts are amortized or accreted over the life of the related
security as an adjustment to the yield. Realized gains and losses
for securities classified as available for sale are included in
earnings and are derived using the specific identification method
for determining the cost of securities sold.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Other Investments</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Other
investments include equity securities with no readily determinable
fair value. These investments are carried at cost.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Mortgage Loans Held for Sale</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Mortgage loans
held for sale are carried at lower of aggregate cost or market
value. The cost of mortgage loans held for sale approximates the
market value.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Loans</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Loans
that management has the intent and ability to hold for the
foreseeable future or until maturity are reported at the principal
amount outstanding, net of the allowance for loan losses. Interest
on loans is calculated by using the simple interest method on daily
balances of the principal amount outstanding. The recognition of
certain loan origination fee income and certain loan origination
costs is deferred when such loans are originated and amortized over
the life of the loan.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">A loan
is impaired when, based on current information and events, it is
probable that all amounts due according to the contractual terms of
the loan will not be collected. Impaired loans are measured based
on the present value of expected future cash flows, discounted at
the loan&#x2019;s effective interest rate, or at the loan&#x2019;s
observable market price, or the fair value of the collateral if the
loan is collateral dependent.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Accrual of
interest is discontinued on a loan when management believes, after
considering economic conditions and collection efforts, that the
borrower&#x2019;s financial condition is such that collection of
interest is doubtful. Interest previously accrued but not collected
is reversed against current period earnings.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Allowance for Loan Losses</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
allowance for loan losses reflects management&#x2019;s assessment
and estimate of the risks associated with extending credit and its
evaluation of the quality of the loan portfolio. The Bank
periodically analyzes the loan portfolio in an effort to review
asset quality and to establish an allowance for loan losses that
management believes will be adequate in light of anticipated risks
and loan losses. In assessing the adequacy of the allowance, size,
quality and risk of loans in the portfolio are reviewed. Other
factors considered are:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 60px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">the Bank&#x2019;s
loan loss experience;</font></div>
</div>
</div>
<div style="margin-left: 60px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">the amount of past
due and non-performing loans;</font></div>
</div>
</div>
<div style="margin-left: 60px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">specific known
risks;</font></div>
</div>
</div>
<div style="margin-left: 60px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">the status and
amount of other past due and non-performing assets;</font></div>
</div>
</div>
<div style="margin-left: 60px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">underlying
estimated values of collateral securing loans;</font></div>
</div>
</div>
<div style="margin-left: 60px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">current and
anticipated economic conditions; and</font></div>
</div>
</div>
<div style="margin-left: 60px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">other factors
which management believes affect the allowance for potential credit
losses.</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-35</font></div>
</div>
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<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Management uses
several measures to assess and monitor the credit risks in the loan
portfolio, including a loan grading system that begins upon loan
origination and continues until the loan is collected or
collectability becomes doubtful. Upon loan origination, the
Bank&#x2019;s originating loan officer evaluates the quality of the
loan and assigns one of eight risk grades. The loan officer
monitors the loan&#x2019;s performance and credit quality and makes
changes to the credit grade as conditions warrant. When originated
or renewed, all loans over a certain dollar amount receive in-depth
reviews and risk assessments by the Bank&#x2019;s Credit
Administration. Before making any changes in these risk grades,
management considers assessments as determined by the third party
credit review firm (as described below), regulatory examiners and
the Bank&#x2019;s Credit Administration. Any issues regarding the
risk assessments are addressed by the Bank&#x2019;s senior credit
administrators and factored into management&#x2019;s decision to
originate or renew the loan. The Bank&#x2019;s Board of Directors
reviews, on a monthly basis, an analysis of the Bank&#x2019;s
reserves relative to the range of reserves estimated by the
Bank&#x2019;s Credit Administration.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">As an
additional measure, the Bank engages an independent third party to
review the underwriting, documentation and risk grading analyses.
This independent third party reviews and evaluates loan
relationships greater than $1.0 million, excluding loans in
default, and loans in process of litigation or liquidation. The
third party&#x2019;s evaluation and report is shared with management
and the Bank&#x2019;s Board of Directors.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Management
considers certain commercial loans with weak credit risk grades to
be individually impaired and measures such impairment based upon
available cash flows and the value of the collateral. Allowance or
reserve levels are estimated for all other graded loans in the
portfolio based on their assigned credit risk grade, type of loan
and other matters related to credit risk.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Management uses
the information developed from the procedures described above in
evaluating and grading the loan portfolio. This continual grading
process is used to monitor the credit quality of the loan portfolio
and to assist management in estimating the allowance for loan
losses. The provision for loan losses charged or credited to
earnings is based upon management&#x2019;s judgment of the amount
necessary to maintain the allowance at a level appropriate to
absorb probable incurred losses in the loan portfolio at the
balance sheet date. The amount each quarter is dependent upon many
factors, including growth and changes in the composition of the
loan portfolio, net charge-offs, delinquencies, management&#x2019;s
assessment of loan portfolio quality, the value of collateral, and
other macro-economic factors and trends. The evaluation of these
factors is performed quarterly by management through an analysis of
the appropriateness of the allowance for loan losses.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
allowance for loan losses is comprised of three components:
specific reserves, general reserves and unallocated reserves. After
a loan has been identified as impaired, management measures
impairment. When the measure of the impaired loan is less than the
recorded investment in the loan, the amount of the impairment is
recorded as a specific reserve. These specific reserves are
determined on an individual loan basis based on management&#x2019;s
current evaluation of the Bank&#x2019;s loss exposure for each
credit, given the appraised value of any underlying collateral.
Loans for which specific reserves are provided are excluded from
the general allowance calculations as described below.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
general allowance reflects reserves established under GAAP for
collective loan impairment. These reserves are based upon
historical net charge-offs using the greater of the last two,
three, four or five years&#x2019; loss experience. This charge-off
experience may be adjusted to reflect the effects of current
conditions. The Bank considers information derived from its loan
risk ratings and external data related to industry and general
economic trends in establishing reserves.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
unallocated allowance is determined through management&#x2019;s
assessment of probable losses that are in the portfolio but are not
adequately captured by the other two components of the allowance,
including consideration of current economic and business conditions
and regulatory requirements. The unallocated allowance also
reflects management&#x2019;s acknowledgement of the imprecision and
subjectivity that underlie the modeling of credit risk. Due to the
subjectivity involved in determining the overall allowance,
including the unallocated portion, the unallocated portion may
fluctuate from period to period based on management&#x2019;s
evaluation of the factors affecting the assumptions used in
calculating the allowance.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">There
were no significant changes in the estimation methods or
fundamental assumptions used in the evaluation of the allowance for
loan losses for the year ended December 31, 2017 as compared to the
year ended December&#xA0;31, 2016. Revisions, estimates and
assumptions may be made in any period in which the supporting
factors indicate that loss levels may vary from the previous
estimates.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-36</font></div>
</div>
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<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Effective December
31, 2012, stated income mortgage loans from the Banco offices were
analyzed separately from other single family residential loans in
the Bank&#x2019;s loan portfolio. These loans are first mortgage
loans made to the Latino market, primarily in Mecklenburg and
surrounding counties. These loans are non-traditional mortgages in
that the customer normally did not have a credit history, so all
credit information was accumulated by the loan officers. These
loans were made as stated income loans rather than full
documentation loans because the customer may not have had complete
documentation on the income supporting the loan.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Various regulatory
agencies, as an integral part of their examination process,
periodically review the Bank&#x2019;s allowance for loan losses.
Such agencies may require adjustments to the allowance based on
their judgments of information available to them at the time of
their examinations. Management believes it has established the
allowance for credit losses pursuant to GAAP, and has taken into
account the views of its regulators and the current economic
environment.<font style="font-size: 13px;">&#xA0;</font>Management
considers the allowance for loan losses adequate to cover the
estimated losses inherent in the Bank&#x2019;s loan portfolio as of
the date of the financial statements. Although management uses the
best information available to make evaluations, significant future
additions to the allowance may be necessary based on changes in
economic and other conditions, thus adversely affecting the
operating results of the Company.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Mortgage Banking Activities</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Mortgage banking
income represents net gains from the sale of mortgage loans and
fees received from borrowers and loan investors related to the
Bank&#x2019;s origination of single-family residential mortgage
loans.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Mortgage loans
serviced for others are not included in the accompanying balance
sheets. The unpaid principal balances of mortgage loans serviced
for others was approximately $1.0 million, $1.4 million and $1.6
million at December 31, 2017, 2016 and 2015,
respectively.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Bank originates certain fixed rate mortgage loans and commits these
loans for sale. The commitments to originate fixed rate mortgage
loans and the commitments to sell these loans to a third party are
both derivative contracts. The fair value of these derivative
contracts is immaterial and has no effect on the recorded amounts
in the financial statements.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Premises and Equipment</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Premises and
equipment are stated at cost less accumulated depreciation.
Depreciation is computed primarily using the straight-line method
over the estimated useful lives of the assets. When assets are
retired or otherwise disposed, the cost and related accumulated
depreciation are removed from the accounts, and any gain or loss is
reflected in earnings for that period. The cost of maintenance and
repairs that do not improve or extend the useful life of the
respective asset is charged to earnings as incurred, whereas
significant renewals and improvements are capitalized. The range of
estimated useful lives for premises and equipment are generally as
follows:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: Times New Roman; font-size: 13px;">
<tr style="background-color: rgb(204, 238, 255);">
<td style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Buildings and improvements</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
10 - 50 years</font></div>
</td>
</tr><tr>
<td style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Furniture and equipment</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
3 - 10 years</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Other Real Estate</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Foreclosed assets
include all assets received in full or partial satisfaction of a
loan. Foreclosed assets are reported at fair value less estimated
selling costs. Any write-downs at the time of foreclosure are
charged to the allowance for loan losses. Subsequent to
foreclosure, valuations are periodically performed by management,
and a valuation allowance is established if fair value less
estimated selling costs declines below carrying value. Costs
relating to the development and improvement of the property are
capitalized. Revenues and expenses from operations are included in
other expenses. Changes in the valuation allowance are included in
loss on sale and write-down of other real estate.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Income Taxes</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Deferred tax
assets and liabilities are recognized for the future tax
consequences attributable to differences between the financial
statement carrying amounts of existing assets and liabilities and
their respective tax bases. Additionally, the recognition of future
tax benefits, such as net operating loss carryforwards, is required
to the extent that the realization of such benefits is more likely
than not to occur. Deferred tax assets and liabilities are measured
using enacted tax rates expected to apply to taxable income in the
years in which the assets and liabilities are expected to be
recovered or settled. The effect on deferred tax assets and
liabilities of a change in tax rates is recognized in income tax
expense in the period that includes the enactment
date.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">In the
event the future tax consequences of differences between the
financial reporting bases and the tax bases of the Company&#x2019;s
assets and liabilities results in a deferred tax asset, an
evaluation of the probability of being able to</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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<div id="ftr">
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<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-37</font></div>
</div>
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<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">realize the future
benefits indicated by such asset is required. A valuation allowance
is provided for the portion of the deferred tax asset when it is
more likely than not that some portion or all of the deferred tax
asset will not be realized. In assessing the realizability of a
deferred tax asset, management considers the scheduled reversals of
deferred tax liabilities, projected future taxable income, and tax
planning strategies.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Tax
effects from an uncertain tax position can be recognized in the
financial statements only when it is more likely than not that the
tax position will be sustained upon examination by the appropriate
taxing authority that would have full knowledge of all relevant
information. A tax position that meets the more likely than not
recognition threshold is measured at the largest amount of benefit
that is greater than fifty percent likely of being realized upon
ultimate settlement. Previously recognized tax positions that no
longer meet the more likely than not recognition threshold should
be derecognized in the first subsequent financial reporting period
in which that threshold is no longer met. <font style="font-family: Times New Roman;">The Company assessed the impact of
this guidance and determined that it</font> did not have a material
impact on the Company&#x2019;s financial position, results of
operations or disclosures.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Derivative Financial Instruments and Hedging
Activities</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">In the
normal course of business, the Company enters into derivative
contracts to manage interest rate risk by modifying the
characteristics of the related balance sheet instruments in order
to reduce the adverse effect of changes in interest rates. All
material derivative financial instruments are recorded at fair
value in the financial statements. The fair value of derivative
contracts related to the origination of fixed rate mortgage loans
and the commitments to sell these loans to a third party is
immaterial and has no effect on the recorded amounts in the
financial statements.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
The disclosure requirements for derivatives and hedging activities
have the intent to provide users of financial statements with an
enhanced understanding of: (a) how and why an entity uses
derivative instruments, (b) how derivative instruments and related
hedged items are accounted for and (c) how derivative instruments
and related hedged items affect an entity&#x2019;s financial
position, financial performance, and cash flows. The disclosure
requirements include qualitative disclosures about objectives and
strategies for using derivatives, quantitative disclosures about
the fair value of, and gains and losses on, derivative instruments,
and disclosures about credit-risk-related contingent features in
derivative instruments.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">On the
date a derivative contract is entered into, the Company designates
the derivative as a fair value hedge, a cash flow hedge, or a
trading instrument. Changes in the fair value of instruments used
as fair value hedges are accounted for in the earnings of the
period simultaneous with accounting for the fair value change of
the item being hedged. Changes in the fair value of the effective
portion of cash flow hedges are accounted for in other
comprehensive income rather than earnings. Changes in fair value of
instruments that are not intended as a hedge are accounted for in
the earnings of the period of the change.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">If a
derivative instrument designated as a fair value hedge is
terminated or the hedge designation removed, the difference between
a hedged item&#x2019;s then carrying amount and its face amount is
recognized into income over the original hedge period. Likewise, if
a derivative instrument designated as a cash flow hedge is
terminated or the hedge designation removed, related amounts
accumulated in other accumulated comprehensive income are
reclassified into earnings over the original hedge period during
which the hedged item affects income.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
accounting for changes in the fair value of derivatives depends on
the intended use of the derivative, whether the Company has elected
to designate a derivative in a hedging relationship and apply hedge
accounting and whether the hedging relationship has satisfied the
criteria necessary to apply hedge accounting. Derivatives
designated and qualifying as a hedge of the exposure to changes in
the fair value of an asset, liability, or firm commitment
attributable to a particular risk, such as interest rate risk, are
considered fair value hedges. Derivatives designated and qualifying
as a hedge of the exposure to variability in expected future cash
flows, or other types of forecasted transactions, are considered
cash flow hedges. Hedge accounting generally provides for the
matching of the timing of gain or loss recognition on the hedging
instrument with the recognition of the changes in the fair value of
the hedged asset or liability that are attributable to the hedged
risk in a fair value hedge or the earnings effect of the hedged
forecasted transactions in a cash flow hedge. The Company may enter
into derivative contracts that are intended to economically hedge
certain of its risks, even though hedge accounting does not apply
or the Company elects not to apply hedge accounting.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company formally documents all hedging relationships, including an
assessment that the derivative instruments are expected to be
highly effective in offsetting the changes in fair values or cash
flows of the hedged items.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Advertising Costs</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Advertising costs
are expensed as incurred.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-38</font></div>
</div>
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</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Stock-Based Compensation</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company has an Omnibus Stock Ownership and Long Term Incentive Plan
that was approved by shareholders on May 7, 2009 (the
&#x201C;Plan&#x201D;) whereby certain stock-based rights, such as
stock options, restricted stock, restricted stock units,
performance units, stock appreciation rights or book value shares,
may be granted to eligible directors and employees. A total of
284,658 shares are currently reserved for possible issuance under
the Plan. All stock-based rights under the Plan must be granted or
awarded by May 7, 2019 (i.e., ten years from the Plan effective
date).</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company granted 32,465 restricted stock units under the Plan at a
grant date fair value of $7.18 per share during the first quarter
of 2012, of which 5,891 restricted stock units were forfeited by
the executive officers of the Company as required by the agreement
with the U.S. Department of the Treasury (&#x201C;UST&#x201D;) in
conjunction with the Company&#x2019;s participation in the Capital
Purchase Program (&#x201C;CPP&#x201D;) under the Troubled Asset
Relief Program (&#x201C;TARP&#x201D;). In July 2012, the Company
granted 5,891 restricted stock units at a grant date fair value of
$7.50 per share. The Company granted 29,475 restricted stock units
under the Plan at a grant date fair value of $10.82 per share
during the second quarter of 2013. The Company granted 23,162
restricted stock units under the Plan at a grant date fair value of
$14.27 per share during the first quarter of 2014. The Company
granted 16,583 restricted stock units under the Plan at a grant
date fair value of $16.34 per share during the first quarter of
2015. The Company granted 5,544 restricted stock units under the
Plan at a grant date fair value of $16.91 per share during the
first quarter of 2016. The Company granted 4,114 restricted stock
units under the Plan at a grant date fair value of $25.00 per share
during the first quarter of 2017. The number of restricted stock
units granted and grant date fair values have been restated to
reflect the 10% stock dividend during the fourth quarter of 2017.
The Company recognizes compensation expense on the restricted stock
units over the period of time the restrictions are in place (five
years from the grant date for the 2012 grants, four years from the
grant date for the 2013, 2015, 2016 and 2017 grants and three years
from the grant date for the 2014 grants). The amount of expense
recorded each period reflects the changes in the Company&#x2019;s
stock price during such period. As of December 31, 2017, the total
unrecognized compensation expense related to the restricted stock
unit grants under the Plan was $319,000.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company recognized compensation expense for restricted stock units
granted under the Plan of $592,000, $932,000 and $487,000 for the
years ended December 31, 2017, 2016 and 2015,
respectively.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Net Earnings Per Share</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Net
earnings per common share is based on the weighted average number
of common shares outstanding during the period while the effects of
potential common shares outstanding during the period are included
in diluted earnings per common share. The average market price
during the year is used to compute equivalent shares.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
reconciliations of the amounts used in the computation of both
&#x201C;basic earnings per common share&#x201D; and &#x201C;diluted
earnings per common share&#x201D; for the years ended December 31,
2017, 2016 and 2015 are as follows:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
<font style="text-decoration: underline;">For the year ended
December 31, 2017</font></font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Net
Earnings</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">(Dollars
in</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">thousands)</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Weighted</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Average</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Number
of</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Shares</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Per
Share</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Amount</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Basic earnings per share</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">10,268</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,988,183</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1.71</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Effect of dilutive securities:</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 48px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Restricted stock units</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">74,667</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Diluted earnings per share</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">10,268</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">6,062,850</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1.69</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
<font style="text-decoration: underline;">For the year ended
December 31, 2016</font></font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Net
Earnings</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">(Dollars
in</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">thousands)</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Weighted</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Average</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Number
of</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Shares</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Per
Share</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Amount</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Basic earnings per share</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9,177</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">6,024,970</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1.53</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Effect of dilutive securities:</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 48px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Restricted stock units</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">77,807</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="padding-bottom: 4px;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Diluted earnings per share</font></div>
</div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">9,177</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">6,102,777</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1.50</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-39</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
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<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
<font style="text-decoration: underline;">For the year ended
December 31, 2015</font></font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Net
Earnings</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">(Dollars
in</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">thousands)</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Weighted</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Average</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Number
of</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Shares</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Per
Share</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Amount</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Basic earnings per share</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9,633</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">6,115,159</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1.57</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Effect of dilutive securities:</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 48px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Restricted stock units</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">52,749</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Diluted earnings per share</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">9,633</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">6,167,908</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1.56</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">In
November 2017, the Board of Directors of the Company declared a
cash dividend in the amount of $0.12 per share and a 10% stock
dividend. The cash dividend was paid based on the number of shares
held by shareholders on the record date of December 4, 2017. As a
result of the stock dividend, each shareholder received one new
share of stock for every ten shares of stock they held as of the
record date of December 4, 2017. The payable date for the cash
dividend and stock dividend was December 15, 2017. All previously
reported per share amounts have been restated to reflect this stock
dividend.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Recent Accounting Pronouncements</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">In May
2014, the Financial Accounting Standards Board (&#x201C;FASB&#x201D;)
issued Accounting Standards Update (&#x201C;ASU&#x201D;) No. 2014-09,
(Topic 606): <font style="font-style: italic;">Revenue from
Contracts with Customers</font>. ASU No. 2014-09 provides guidance
on the<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font>recognition
of revenue from contracts with customers. The core principle of the
new guidance is that an entity should recognize revenue to reflect
the transfer of goods and services to customers in an amount equal
to the consideration the entity receives or expects to receive. ASU
No. 2014-09 is effective for reporting periods beginning after
December 15, 2017.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company will apply ASU No. 2014-09 using a modified retrospective
approach. The Company&#x2019;s revenue is comprised of net interest
income and noninterest income. The scope of ASU No. 2014-09
explicitly excludes net interest income as well as many other
revenues for financial assets and liabilities including loans,
leases, securities, and derivatives. Accordingly, the majority of
the Company&#x2019;s revenues will not be affected. The Company is
currently assessing its revenue contracts related to revenue
streams that are within the scope of ASU No. 2014-09. The
Company&#x2019;s accounting policies will not change materially
since the principles of revenue recognition from ASU No. 2014-09
are largely consistent with existing guidance and the
Company&#x2019;s current practices. The Company has not identified
material changes to the timing or amount of revenue recognition.
However, the Company does anticipate that it will make changes to
its revenue-related disclosures. The Company will provide
qualitative disclosures of its performance obligations related to
its revenue recognition and will continue to evaluate
disaggregation for significant categories of revenue within the
scope of ASU No. 2014-09.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">In
February 2016, FASB issued ASU No. 2016-02, (Topic 842):
<font style="font-style: italic;">Leases</font>. ASU No. 2016-02
increases transparency and comparability among organizations by
recognizing lease assets and lease liabilities on the balance sheet
and disclosing key information about leasing arrangements. ASU No.
2016-02 is effective for annual periods, and interim periods within
those annual periods, beginning after December 15,
2018.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company expects to adopt ASU No. 2016-02 using the modified
retrospective method and practical expedients for transition. The
practical expedients allow the Company to largely account for its
existing leases consistent with current guidance except for the
incremental balance sheet recognition for lessees. The Company has
started an initial evaluation of its leasing contracts and
activities and has started developing its methodology to estimate
the right-of use assets and lease liabilities, which is based on
the present value of lease payments (the December 31, 2017 future
minimum lease payments were $4.8 million). While the Company does
not expect there to be a material change in the timing of expense
recognition, it is too early in the evaluation process to determine
if there will be a material change to the timing of expense
recognition. The Company is evaluating its existing disclosures and
may need to provide additional information as a result of adoption
of ASU No. 2016-02.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">In
June 2016, FASB issued ASU No. 2016-13, (Topic 326): <font style="font-style: italic;">Measurement of Credit Losses on Financial
Instruments</font>. ASU No. 2016-13 provides guidance to change the
accounting for credit losses and modify the impairment model for
certain debt securities. ASU No. 2016-13 is effective for annual
periods, and interim periods within those annual periods, beginning
after December 15, 2019. Early adoption is permitted for all
organizations for periods beginning after December 15,
2018.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company will apply the amendments to ASU No. 2016-13 through a
cumulative-effect adjustment to retained earnings as of the
beginning of the year of adoption. While early adoption is
permitted beginning in the first quarter of 2019, the Company does
not expect to elect that option. The Company is evaluating the
impact of ASU</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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<div id="ftr">
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<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-40</font></div>
</div>
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<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">No.
2016-13 on its consolidated financial statements. The Company
anticipates that ASU No. 2016-13 will have no material impact on
the recorded allowance for loan losses given the change to
estimated losses over the contractual life of the loans adjusted
for expected prepayments. In addition to the Company&#x2019;s
allowance for loan losses, it will also record an allowance for
credit losses on debt securities instead of applying the impairment
model currently utilized. The amount of the adjustments will be
impacted by each portfolio&#x2019;s composition and credit quality
at the adoption date as well as economic conditions and forecasts
at that time.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">In
January 2017, FASB issued ASU No. 2017-01, (Topic 805):
<font style="font-style: italic;">Clarifying the Definition of a
Business.</font> ASU No. 2017-01 adds guidance to assist companies
and other reporting organizations with evaluating whether
transactions should be accounted for as acquisitions (or disposals)
of assets or businesses. ASU No. 2017-01 is effective for annual
periods, and interim periods within those annual periods, beginning
after December 15, 2017. The adoption of this guidance is not
expected to have a material impact on the Company&#x2019;s results
of operations, financial position or disclosures.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">In
January 2017, FASB issued ASU No. 2017-04, (Topic 350):
<font style="font-style: italic;">Simplifying the Test for Goodwill
Impairment</font>. ASU No. 2017-04 provides guidance<font style="font-size: 13px;">&#xA0;</font>to simplify the accounting related
to goodwill impairment. ASU No. 2017-04 is effective for annual
periods, and interim periods within those annual periods, beginning
after December 15, 2019. The adoption of this guidance is not
expected to have a material impact on the Company&#x2019;s results
of operations, financial position or disclosures.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">In
February 2017, FASB issued ASU No. 2017-05, (Subtopic 610-20):
<font style="font-style: italic;">Clarifying the Scope of Asset
Derecognition Guidance and Accounting for Partial Sales of
Nonfinancial Assets</font>. ASU No. 2017-05 clarifies the scope of
established guidance on nonfinancial asset derecognition (issued as
part of the new revenue standard, ASU No. 2014-09, <font style="font-style: italic;">Revenue from Contracts with
Customers</font>), as well as the accounting for partial sales of
nonfinancial assets. ASU No. 2017-05 is effective for annual
periods, and interim periods within those annual periods, beginning
after December 15, 2017. The adoption of this guidance is not
expected to have a material impact on the Company&#x2019;s results
of operations, financial position or disclosures.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">In
March 2017, FASB issued ASU No. 2017-07, (Topic 715): <font style="font-style: italic;">Improving the Presentation of Net Periodic
Pension Cost and Net Periodic Postretirement Benefit Costs</font>.
ASU No. 2017-07 amended the requirements related to the income
statement presentation of the components of net periodic
bene&#xFB01;t cost for an entity&#x2019;s sponsored de&#xFB01;ned
bene&#xFB01;t pension and other postretirement plans. ASU No.
2017-07 is effective for annual periods, and interim periods within
those annual periods, beginning after December 15, 2017. The
adoption of this guidance is not expected to have a material impact
on the Company&#x2019;s results of operations, financial position or
disclosures.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">In
March 2017, FASB issued ASU No. 2017-08, (Subtopic 310-20):
<font style="font-style: italic;">Premium Amortization on Purchased
Callable Debt Securities.</font> ASU No. 2017-08 amended the
requirements related to the amortization period for certain
purchased callable debt securities held at a premium. ASU No.
2017-08 is effective for annual periods, and interim periods within
those annual periods, beginning after December 15, 2018. The
adoption of this guidance is not expected to have a material impact
on the Company&#x2019;s results of operations, financial position or
disclosures.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">In May
2017, FASB issued ASU No. 2017-09, (Topic 718): <font style="font-style: italic;">Scope of Modification Accounting</font>. ASU
No. 2017-09 amended<font style="font-size: 13px;">&#xA0;</font>the
requirements related to changes to the terms or conditions of a
share-based payment award. ASU No. 2017-09 is effective for annual
periods, and interim periods within those annual periods, beginning
after December 15, 2017. The adoption of this guidance is not
expected to have a material impact on the Company&#x2019;s results
of operations, financial position or disclosures.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">In
September 2017, FASB issued ASU No. 2017-13, <font style="font-style: italic;">Revenue Recognition (Topic 605), Revenue from
Contracts with Customers (Topic 606), Leases (Topic 840), and
Leases (Topic</font> 842). ASU No. 2017-13 updated the Revenue from
Contracts with Customers and the Leases Topics of the Accounting
Standards Codification. The amendments incorporate into the
Accounting Standards Codification recent SEC guidance about certain
public business entities (PBEs) electing to use the non-PBE
effective dates solely to adopt the FASB&#x2019;s new standards on
revenue and leases. ASU No. 2017-13 was effective upon issuance.
The Company is currently in the process of evaluating the impact of
adoption of this guidance, however it does not expect these
amendments to have a material impact on the Company&#x2019;s results
of operations, financial position or disclosures.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">In
November 2017, FASB issued ASU No. 2017-14, <font style="font-style: italic;">Income Statement&#x2014;Reporting
Comprehensive, Income (Topic 220), Revenue Recognition (Topic 605),
and Revenue from Contracts with Customers (Topic 606)</font>. ASU
No. 2017-14 incorporates into the Accounting Standards Codification
recent Securities Exchange Commission ("SEC") guidance related to
revenue recognition. ASU No. 2017-14 was effective upon issuance.
The Company</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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<div id="ftr">
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<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-41</font></div>
</div>
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</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">is
currently in the process of evaluating the impact of adoption of
this guidance, however it does not expect these amendments to have
a material impact on the Company&#x2019;s results of operations,
financial position or disclosures.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">In
February 2018, FASB issued ASU 2018-02, <font style="font-style: italic;">Income Statement (Topic 220):
Reclassification of Certain Tax Effects from Accumulated Other
Comprehensive Income</font>. ASU No. 2018-02 requires companies to
reclassify the stranded effects in other comprehensive income to
retained earnings as a result of the change in the tax rates under
the Tax Cuts and Jobs Act. The Company has opted to early adopt
this pronouncement by retrospective application to each period in
which the effect of the change in the tax rate under the Tax Cuts
and Jobs Act is recognized. The impact of the reclassification from
other comprehensive income to retained earnings is
$607,000.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><br></font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Other
accounting standards that have been issued or proposed by FASB or
other standards-setting bodies are not expected to have a material
impact on the Company&#x2019;s <font style="font-family: Times New Roman;">results of</font><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font><font style="font-family: Times New Roman;">operations,
financial position or disclosures.</font></font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Reclassification</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Certain amounts in
the 2015 and 2016 consolidated financial statements have been
reclassified to conform to the 2017 presentation.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="display: table;">
<div style="display: table-row;">
<div style="width: 48px; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;"><font style="font-weight: bold;">(2)</font>&#xA0;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Investment Securities</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Investment
securities available for sale at December 31, 2017 and 2016 are as
follows:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 44%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td colspan="4" style="width: 56%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 96%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">December 31,
2017</font></div>
</font><font style="text-align: left; width: 2%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 44%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Amortized</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Cost</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Gross</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Unrealized</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Gains</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Gross</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Unrealized</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Losses</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Estimated</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Fair
Value</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Mortgage-backed securities</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">53,124</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">814</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">329</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">53,609</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
U.S. Government</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
sponsored enterprises</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">40,504</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">140</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">264</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">40,380</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
State and political subdivisions</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">129,276</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,310</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">16</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">133,570</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Corporate bonds</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,500</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">12</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,512</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Trust preferred securities</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">250</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">250</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">224,654</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">5,276</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">609</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">229,321</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div><font>&#xA0;</font></div>
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 44%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td colspan="4" style="width: 56%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 96%; vertical-align: bottom; display: inline-block;">
<div><font style="font-size: 12px;">&#xA0;</font> <font style="font-size: 12px;"></font></div>
</font><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 44%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td colspan="4" style="width: 56%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 96%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">December 31,
2016</font></font></div>
</font><font style="text-align: left; width: 2%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 44%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">&#xA0;Amortized</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Cost</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">&#xA0;Gross</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Unrealized</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Gains</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">&#xA0;Gross</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Unrealized</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Losses</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">&#xA0;Estimated</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Fair
Value</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Mortgage-backed securities</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">66,654</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,221</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">290</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">67,585</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
U.S. Government</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 12px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
sponsored enterprises</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">38,188</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">308</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">274</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">38,222</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
State and political subdivisions</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">137,832</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,176</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">152</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">141,856</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Corporate bonds</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,500</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">33</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,533</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Trust preferred securities</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">750</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">750</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">244,924</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">5,738</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">716</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">249,946</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
current fair value and associated unrealized losses on investments
in debt securities with unrealized losses at December 31, 2017 and
2016 are summarized in the tables below, with the length of time
the individual securities have been in a continuous loss
position.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-42</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td colspan="6" style="width: 60%; vertical-align: bottom;">
<div><font style="text-align: left; width: 1%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 98%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">December 31,
2017</font></font><font></font><font>&#xA0;</font>
<font>&#xA0;</font> <font><font style="font-family: Times New Roman;">&#xA0;</font></font><font>&#xA0;</font></div>
</font><font style="text-align: left; width: 1%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 90%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">&#xA0;Less
than 12 Months</font></div>
</font><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 90%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">&#xA0;12
Months or More</font></div>
</font><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 90%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Total</font></font></div>
</font><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">&#xA0;Fair
Value</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">&#xA0;Unrealized</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Losses</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">&#xA0;Fair
Value</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">&#xA0;Unrealized</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Losses</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">&#xA0;Fair
Value</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">&#xA0;Unrealized</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Losses</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Mortgage-backed securities</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">8,701</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">75</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">11,259</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">254</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">19,960</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">329</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
U.S. Government</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 12px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
sponsored enterprises</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">12,661</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">98</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">10,067</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">166</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">22,728</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">264</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
State and political subdivisions</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">798</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">2</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,501</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">14</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">2,299</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">16</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">22,160</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">175</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">22,827</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">434</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">44,987</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">609</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: center; margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="text-align: center; width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td colspan="6" style="width: 60%; vertical-align: bottom;">
<div><font style="text-align: left; width: 1%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 98%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font>&#xA0;</font> <font><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">December 31,
2016</font></font><font></font> <font><br>
</font></div>
</font><font style="text-align: left; width: 1%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 90%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">&#xA0;Less
than 12 Months</font></div>
</font><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 90%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">&#xA0;12
Months or More</font></div>
</font><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 90%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font>&#xA0;</font> <font><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">&#xA0;Total</font></font><font>&#xA0;</font>
<font>&#xA0;</font> <font><font style="font-family: Times New Roman;">&#xA0;</font></font><font>&#xA0;</font></div>
</font><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">&#xA0;Fair
Value</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">&#xA0;Unrealized</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Losses</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">&#xA0;Fair
Value</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">&#xA0;Unrealized</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Losses</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">&#xA0;Fair
Value</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">&#xA0;Unrealized</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Losses</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Mortgage-backed securities</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">15,594</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">290</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">15,594</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">290</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
U.S. Government</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 12px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
sponsored enterprises</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">10,120</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">94</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9,562</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">180</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">19,682</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">274</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
State and political subdivisions</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">10,441</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">123</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">561</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">29</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">11,002</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">152</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">36,155</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">507</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">10,123</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">209</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">46,278</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">716</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">At
December 31, 2017, unrealized losses in the investment securities
portfolio relating to debt securities totaled $609,000. The
unrealized losses on these debt securities arose due to changing
interest rates and are considered to be temporary. From the
December 31, 2017 tables above, four out of 159 securities issued
by state and political subdivisions contained unrealized losses and
27 out of 78 securities issued by U.S. Government sponsored
enterprises, including mortgage-backed securities, contained
unrealized losses. These unrealized losses are considered temporary
because of acceptable financial condition and results of operations
on each security and the repayment sources of principal and
interest on U.S. Government sponsored enterprises, including
mortgage-backed securities, are government backed.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company periodically evaluates its investments for any impairment
which would be deemed other-than-temporary.&#xA0;&#xA0; No
investment impairments were deemed other-than-temporary in 2017,
2016 or 2015.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
amortized cost and estimated fair value of investment securities
available for sale at December 31, 2017, by contractual maturity,
are shown below. Expected maturities of mortgage-backed securities
will differ from contractual maturities because borrowers have the
right to call or prepay obligations with or without call or
prepayment penalties.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
December 31, 2017</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 72%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Amortized</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Cost</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Estimated</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Fair
Value</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Due within one year</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">17,584</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">17,682</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Due from one to five years</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">96,639</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">99,547</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Due from five to ten years</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">48,542</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">49,578</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Due after ten years</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">8,765</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">8,905</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Mortgage-backed securities</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">53,124</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">53,609</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Equity securities</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">224,654</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">229,321</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">No
securities available for sale were sold during the year ended
December 31, 2017. During 2016, proceeds from sales of securities
available for sale were $1.5 million and resulted in gross gains of
$729,000. No securities available for sale were sold during the
year ended December 31, 2015.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Securities with a
fair value of approximately $105.6 million and $95.6 million at
December 31, 2017 and 2016, respectively, were pledged to secure
public deposits, Federal Home Loan Bank of Atlanta
(&#x201C;FHLB&#x201D;) borrowings and for other purposes as required
by law.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-43</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">GAAP
establishes a framework for measuring fair value and expands
disclosures about fair value measurements. There is <font style="color: rgb(0, 0, 0);">a three-level fair value hierarchy for fair
value measurements. Level 1 inputs are quoted prices in active
markets for identical assets or liabilities that a company has the
ability to access at the measurement date. Level 2 inputs are
inputs other than quoted prices included within Level 1 that are
observable for the asset or liability, either directly or
indirectly. Level 3 inputs are unobservable inputs for the asset or
liability. The table below presents the balance of securities
available for sale, which are measured at fair value on a recurring
basis by level within the fair value hierarchy as of December 31,
2017 and 2016.</font></font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 44%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td colspan="4" style="width: 56%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 96%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">December 31,
2017</font></div>
</font><font style="text-align: left; width: 2%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 44%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Fair
Value</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Measurements</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Level
1</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Valuation</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Level
2</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Valuation</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Level
3</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Valuation</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Mortgage-backed securities</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">53,609</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">53,609</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
U.S. Government</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
sponsored enterprises</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">40,380</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">40,380</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
State and political subdivisions</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">133,570</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">133,570</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Corporate bonds</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,512</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,512</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Trust preferred securities</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">250</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">250</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 44%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td colspan="4" style="width: 56%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 96%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">December 31,
2016</font></div>
</font><font style="text-align: left; width: 2%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 44%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Fair
Value</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Measurements</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Level
1</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Valuation</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Level
2</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Valuation</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Level
3</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Valuation</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Mortgage-backed securities</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">67,585</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">67,585</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
U.S. Government</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
sponsored enterprises</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">38,222</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">38,222</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
State and political subdivisions</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">141,856</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">141,856</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Corporate bonds</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,533</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,533</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 44%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Trust preferred securities</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">750</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">750</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Fair values of investment securities available for sale are
determined by obtaining quoted prices on nationally recognized
securities exchanges when available. If quoted prices are not
available, fair value is determined using matrix pricing, which is
a mathematical technique used widely in the industry to value debt
securities without relying exclusively on quoted prices for the
specific securities but rather by relying on the securities&#x2019;
relationship to other benchmark quoted securities.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
following is an analysis of fair value measurements of investment
securities available for sale using Level 3, significant
unobservable inputs, for the year ended December 31,
2017.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 86%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Investment
Securities</font></div>
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Available
for Sale</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 86%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Level 3
Valuation</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Balance, beginning of period</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">750</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Change in book value</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Change in gain/(loss) realized and unrealized</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Purchases/(sales and calls)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(500</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Transfers in and/or (out) of Level 3</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Balance, end of period</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">250</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 86%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Change in unrealized gain/(loss) for assets still held in Level
3</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-44</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="display: table;">
<div style="display: table-row;">
<div style="width: 48px; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
&#xA0;(3)&#xA0;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Loans</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Major
classifications of loans at December 31, 2017 and 2016 are
summarized as follows:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="text-align: left; margin: 0px auto 0px 0px; width: 100%; font-family: inherit; font-size: inherit;">
<tr>
<td rowspan="1" style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 60%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
December 31, 2017</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
December 31, 2016</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Real estate loans:</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Construction and land development</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">84,987</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">61,749</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Single-family residential</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">246,703</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">240,700</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Single-family residential -</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Banco de la Gente stated income</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">37,249</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">40,189</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Commercial</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">248,637</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">247,521</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Multifamily and farmland</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">28,937</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">21,047</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total real estate loans</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">646,513</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">611,206</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 60%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Loans not secured by real estate:</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Commercial loans</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">89,022</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">87,596</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Farm loans</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,204</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Consumer loans</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9,888</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9,832</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
All other loans</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">13,137</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">15,177</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 60%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total loans</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">759,764</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">723,811</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 60%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Less allowance for loan losses</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">6,366</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">7,550</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 60%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total net loans</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">753,398</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">716,261</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
above table includes deferred costs, net of deferred fees, totaling
$1.6 million and $1.4 million at December 31, 2017 and 2016,
respectively.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Bank grants loans and extensions of credit primarily within the
Catawba Valley region of North Carolina, which encompasses Catawba,
Alexander, Iredell and Lincoln counties and also in Mecklenburg,
Union, Wake and Durham counties of North Carolina. Although the
Bank has a diversified loan portfolio, a substantial portion of the
loan portfolio is collateralized by improved and unimproved real
estate, the value of which is dependent upon the real estate
market. Risk characteristics of the major components of the
Bank&#x2019;s loan portfolio are discussed below:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 72px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">Construction and
land development loans &#x2013; The risk of loss is largely
dependent on the initial estimate of whether the property&#x2019;s
value at completion equals or exceeds the cost of property
construction and the availability of take-out financing. During the
construction phase, a number of factors can result in delays or
cost overruns. If the estimate is inaccurate or if actual
construction costs exceed estimates, the value of the property
securing the loan may be insufficient to ensure full repayment when
completed through a permanent loan, sale of the property, or by
seizure of collateral. As of December 31, 2017, construction and
land development loans comprised approximately 11% of the
Bank&#x2019;s total loan portfolio.</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 72px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">Single-family
residential loans &#x2013; Declining home sales volumes, decreased
real estate values and higher than normal levels of unemployment
could contribute to losses on these loans. As of December 31, 2017,
single-family residential loans comprised approximately 37% of the
Bank&#x2019;s total loan portfolio, including Banco single-family
residential stated income loans which were approximately 5% of the
Bank&#x2019;s total loan portfolio.</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 72px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">Commercial real
estate loans &#x2013; Repayment is dependent on income being
generated in amounts sufficient to cover operating expenses and
debt service. These loans also involve greater risk because they
are generally not fully amortizing over a loan period, but rather
have a balloon payment due at maturity. A borrower&#x2019;s ability
to make a balloon payment typically will depend on being able to
either refinance the loan or timely sell the underlying property.
As of December 31, 2017, commercial real estate loans comprised
approximately 33% of the Bank&#x2019;s total loan
portfolio.</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 72px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">Commercial loans
&#x2013; Repayment is generally dependent upon the successful
operation of the borrower&#x2019;s business. In addition, the
collateral securing the loans may depreciate over time, be
difficult to appraise, be illiquid, or fluctuate in value based on
the success of the business. As of December 31, 2017, commercial
loans comprised approximately 12% of the Bank&#x2019;s total loan
portfolio.</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-45</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Loans
are considered past due if the required principal and interest
payments have not been received as of the date such payments were
due. Loans are placed on non-accrual status when, in
management&#x2019;s opinion, the borrower may be unable to meet
payment obligations as they become due, as well as when required by
regulatory provisions. Loans may be placed on non-accrual status
regardless of whether or not such loans are considered past due.
When interest accrual is discontinued, all unpaid accrued interest
is reversed. Interest income is subsequently recognized only to the
extent cash payments are received in excess of principal due. Loans
are returned to accrual status when all the principal and interest
amounts contractually due are brought current and future payments
are reasonably assured.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
following tables present an age analysis of past due loans, by loan
type, as of December&#xA0;31, 2017 and 2016:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
December 31, 2017</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Loans
30-89</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Days
Past</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Due</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Loans 90
or</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">More
Days</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Past
Due</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Total</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Past
Due</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Loans</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Total</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Current</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Loans</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Total</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Loans</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">Accruing<br>

Loans 90 or<br>
More Days<br>
Past Due</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Real estate loans:</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
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<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
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Construction and land development</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Single-family residential</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
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</td>
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Single-family residential -</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
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</td>
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</td>
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</td>
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</td>
<td style="width: 10%; vertical-align: bottom;">
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&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Banco de la Gente stated income</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">465</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,543</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">32,706</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">37,249</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Commercial</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">588</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">248,049</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">248,637</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Multifamily and farmland</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">12</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">12</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">28,925</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">28,937</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total real estate loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">8,184</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">670</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">8,854</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">637,659</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">646,513</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 40%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Loans not secured by real estate:</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Commercial loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">53</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">100</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">153</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">88,869</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">89,022</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Farm loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,204</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,204</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Consumer loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">113</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">118</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9,770</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9,888</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
All other loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">13,137</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">13,137</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">8,350</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">775</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">9,125</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">750,639</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">759,764</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 40%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div><font>&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
December 31, 2016</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font><br></font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 80%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 80%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 80%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 80%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 80%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 80%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="1" style="width: 40%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><br></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Loans
30-89</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Days
Past</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Due</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Loans 90
or</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">More
Days</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Past
Due</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Total</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Past
Due</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Loans</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Total</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Current</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Loans</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Total</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Loans</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Accruing</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Loans 90
or</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">More
Days</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Past
Due</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Real estate loans:</font>&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Construction and land development</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">10</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">10</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">61,739</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">61,749</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Single-family residential</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,890</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">80</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,970</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">235,730</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">240,700</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Single-family residential -</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Banco de la Gente stated income</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,250</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">249</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,499</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">34,690</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">40,189</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Commercial</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">342</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">126</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">468</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">247,053</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">247,521</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Multifamily and farmland</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">471</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">471</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">20,576</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">21,047</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total real estate loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">10,953</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">465</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">11,418</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">599,788</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">611,206</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="1" style="width: 40%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Loans not secured by real estate:</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Commercial loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">273</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">273</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">87,323</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">87,596</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Farm loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Consumer loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">68</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">6</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">74</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9,758</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9,832</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
All other loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">3</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">3</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">15,174</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">15,177</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">11,297</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">471</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">11,768</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">712,043</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">723,811</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-46</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
following table presents the Bank&#x2019;s non-accrual loans as of
December 31, 2017 and 2016:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="text-align: left; margin: 0px auto 0px 0px; width: 100%; font-family: inherit; font-size: inherit;">
<tr>
<td rowspan="1" style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 60%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">December 31,
2017</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">December 31,
2016</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
</font><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">Real
estate loans:</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Construction and land development</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">14</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">22</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Single-family residential</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,634</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,662</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Single-family residential -</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Banco de la Gente stated income</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,543</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,340</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Commercial</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">396</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">669</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;&#xA0; Multifamily and farmland</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">12</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">78</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total real estate loans</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,599</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,771</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="1" style="width: 60%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Loans not secured by real estate:</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Commercial loans</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">100</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">21</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 60%; vertical-align: bottom;">
<div style="padding-bottom: 2px;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Consumer loans</font></div>
</div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">12</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">33</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 60%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">3,711</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 19%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">3,825</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">At
each reporting period, the Bank determines which loans are
impaired. Accordingly, the Bank&#x2019;s impaired loans are reported
at their estimated fair value on a non-recurring basis. An
allowance for each impaired loan that is collateral-dependent is
calculated based on the fair value of its collateral. The fair
value of the collateral is based on appraisals performed by REAS, a
subsidiary of the Bank. REAS is staffed by certified appraisers
that also perform appraisals for other companies. Factors,
including the assumptions and techniques utilized by the appraiser,
are considered by management. If the recorded investment in the
impaired loan exceeds the measure of fair value of the collateral,
a valuation allowance is recorded as a component of the allowance
for loan losses. An allowance for each impaired loan that is not
collateral dependent is calculated based on the present value of
projected cash flows. If the recorded investment in the impaired
loan exceeds the present value of projected cash flows, a valuation
allowance is recorded as a component of the allowance for loan
losses. Impaired loans under $250,000 are not individually
evaluated for impairment with the exception of the Bank&#x2019;s
troubled debt restructured (&#x201C;TDR&#x201D;) loans in the
residential mortgage loan portfolio, which are individually
evaluated for impairment. Impaired loans collectively evaluated for
impairment totaled $4.9 million and $5.9 million at December 31,
2017 and 2016, respectively. Accruing impaired loans were $24.6
million and $23.5 million at December 31, 2017 and December 31,
2016, respectively. Interest income recognized on accruing impaired
loans was $1.4 million and $1.2 million for the years ended
December 31, 2017 and 2016, respectively. No interest income is
recognized on non-accrual impaired loans subsequent to their
classification as non-accrual.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
following tables present the Bank&#x2019;s impaired loans as of
December 31, 2017, 2016 and 2015:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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<tr>
<td rowspan="1" style="width: 30%; vertical-align: bottom;">
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<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
December 31, 2017</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
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<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
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</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
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</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
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</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Unpaid</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Contractual</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Principal</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Balance</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Recorded</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Investment</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">With
No</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Allowance</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Recorded</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Investment</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">With</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Allowance</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Recorded</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Investment</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">in
Impaired</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Loans</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Related</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Allowance</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Average</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Outstanding</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Impaired</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Loans</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">YTD</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Interest</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Income</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Recognized</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Real estate loans:</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
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</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
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</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
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</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Construction and land development</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">282</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">277</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">277</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">6</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">253</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">17</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Single-family residential</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,226</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Single-family residential -</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
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</td>
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</td>
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</td>
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Banco de la Gente stated income</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">17,360</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">16,805</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">16,805</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,149</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">16,867</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Commercial</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2,761</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">807</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,661</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Multifamily and farmland</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">12</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">28</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total impaired real estate loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">25,707</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,942</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">22,441</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">24,383</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,197</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">25,672</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,350</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="1" style="width: 30%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Loans not secured by real estate:</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Commercial loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">264</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">100</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">104</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">149</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Consumer loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">158</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">154</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">154</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">2</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">194</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">9</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total impaired loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">26,129</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">2,042</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">22,599</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">24,641</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1,199</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">26,015</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1,362</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div><font>&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-47</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
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<div id="hdr">
<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
</div>
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
December 31, 2016</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font><br></font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 80%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 80%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 80%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 80%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 80%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 80%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 80%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="1" style="width: 30%; vertical-align: bottom;">
<div style="padding-bottom: 2px;"><br></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Unpaid</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Contractual</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Principal</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Balance</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Recorded</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Investment</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">With
No</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Allowance</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Recorded</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Investment</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">With</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Allowance</font></div>
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<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Related</font></div>
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<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Single-family residential</font></div>
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<td style="width: 10%; vertical-align: bottom;">
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</td>
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<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
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<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Banco de la Gente stated income</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">18,611</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">18,074</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">18,074</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,182</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">17,673</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">861</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Commercial</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,750</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,299</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2,197</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,496</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">166</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,657</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">152</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Multifamily and farmland</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">78</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">78</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">78</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">78</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total impaired real estate loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">28,075</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2,002</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">24,950</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">26,952</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,406</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">29,985</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr>
<td colspan="1" style="width: 30%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Loans not secured by real estate:</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Commercial loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">95</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Consumer loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">211</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">202</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">202</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">3</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">222</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">8</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total impaired loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">28,313</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">2,002</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">25,179</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">27,181</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1,409</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">30,302</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1,198</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div><font>&#xA0;</font></div>
<div>
<div style="text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
December 31, 2015</font></div>
<div style="text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;"><font style="font-family: Times New Roman; font-size: 13px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font>&#xA0;</font><br></font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 30%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td colspan="1" rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;Unpaid</font></div>
<div><font style="font-family: Times New Roman;">Contractual</font></div>
<div><font style="font-family: Times New Roman;">Principal</font></div>
<div><font style="font-family: Times New Roman;">Balance</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;Recorded</font></div>
<div><font style="font-family: Times New Roman;">Investment</font></div>
<div><font style="font-family: Times New Roman;">With
No</font></div>
<div><font style="font-family: Times New Roman;">Allowance</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;Recorded</font></div>
<div><font style="font-family: Times New Roman;">Investment</font></div>
<div><font style="font-family: Times New Roman;">With</font></div>
<div><font style="font-family: Times New Roman;">Allowance</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;Recorded</font></div>
<div><font style="font-family: Times New Roman;">Investment</font></div>
<div><font style="font-family: Times New Roman;">in
Impaired</font></div>
<div><font style="font-family: Times New Roman;">Loans</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;Related</font></div>
<div><font style="font-family: Times New Roman;">Allowance</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;Average</font></div>
<div><font style="font-family: Times New Roman;">Outstanding</font></div>
<div><font style="font-family: Times New Roman;">Impaired</font></div>
<div><font style="font-family: Times New Roman;">Loans</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;YTD</font></div>
<div><font style="font-family: Times New Roman;">Interest</font></div>
<div><font style="font-family: Times New Roman;">Income</font></div>
<div><font style="font-family: Times New Roman;">Recognized</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Real estate loans:</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 12px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Construction and land development</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">643</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">216</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">226</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">442</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">12</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">705</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">18</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 12px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Single-family residential</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">8,828</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,489</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">6,805</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">8,294</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">189</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">10,852</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">224</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 12px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Single-family residential -</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 24px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Banco de la Gente stated income</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">20,375</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">19,215</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">19,215</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,143</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">18,414</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">921</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 12px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Commercial</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,556</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,893</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,893</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">179</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,497</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">89</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 12px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Multifamily and farmland</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">96</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">83</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">83</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">93</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">6</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 24px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total impaired real estate loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">34,498</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,705</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">31,222</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">32,927</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,523</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">35,561</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,258</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="1" style="width: 30%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Loans not secured by real estate:</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 12px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Commercial loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">180</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">161</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">161</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">132</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 12px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Consumer loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">286</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">260</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">260</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">4</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">283</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">11</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 30%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 24px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total impaired loans</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">34,964</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1,705</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">31,643</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">33,348</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1,530</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">35,976</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1,274</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
fair value measurements for mortgage loans held for sale, impaired
loans and other real estate on a non-recurring basis at December
31, 2017 and 2016 are presented below. The Company&#x2019;s
valuation methodology is discussed in Note 15.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="text-align: left; margin: 0px auto 0px 0px; width: 100%; font-family: inherit; font-size: inherit;">
<tr>
<td rowspan="1" style="width: 38%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 38%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Fair
Value</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Measurements</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">December 31,
2017</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Level
1</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Valuation</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Level
2</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Valuation</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Level
3</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Valuation</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 38%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Mortgage loans held for sale</font></div>
</td>
<td style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">857</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">857</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 38%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Impaired loans</font></div>
</td>
<td style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">23,442</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">23,442</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 38%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Other real estate</font></div>
</td>
<td style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">118</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">118</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 38%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 38%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div><font>&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="text-align: left; margin: 0px auto 0px 0px; width: 100%; font-family: inherit; font-size: inherit;">
<tr>
<td colspan="1" rowspan="1" style="width: 38%; vertical-align: bottom;">
<div style="padding-bottom: 2px;"><br></div>
</td>
<td colspan="1" rowspan="1" style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Fair
Value</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Measurements</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">December 31,
2016</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Level
1</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Valuation</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Level
2</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Valuation</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Level
3</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Valuation</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 38%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Mortgage loans held for sale</font></div>
</td>
<td style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,709</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,709</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 38%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Impaired loans</font></div>
</td>
<td style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">25,772</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">25,772</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 38%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Other real estate</font></div>
</td>
<td style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">283</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">283</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-48</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
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<div id="hdr">
<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
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<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="text-align: left; margin: 0px auto 0px 0px; width: 100%; font-family: inherit; font-size: inherit;">
<tr>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 18%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 18%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 17%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 17%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 16%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 14%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 18%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Fair
Value</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">December 31,
2017</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 18%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Fair
Value</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">December 31,
2016</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 17%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px;">
Valuation</font></div>
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px;">
Technique</font></div>
</td>
<td style="width: 17%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Significant</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Unobservable</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Inputs</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 16%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">General
Range</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">of
Significant</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Unobservable</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Input
Values</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 14%; vertical-align: top;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Mortgage loans held for sale</font></div>
</td>
<td style="width: 18%; vertical-align: top;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">857</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 18%; vertical-align: top;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,709</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 17%; vertical-align: top;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Rate lock</font></div>
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
commitment</font></div>
</td>
<td style="width: 17%; vertical-align: top;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;</font> <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
N/A</font><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 16%; vertical-align: top;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">N/A</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 14%; vertical-align: top;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Impaired loans</font></div>
</td>
<td style="width: 18%; vertical-align: top;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">23,442</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 18%; vertical-align: top;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">25,772</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 17%; vertical-align: top;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Appraised value</font></div>
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
and discounted</font></div>
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
cash flows</font></div>
</td>
<td style="width: 17%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Discounts to</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
reflect current</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
market conditions</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
and ultimate</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
collectability</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 16%; vertical-align: top;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0
- 25%</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 14%; vertical-align: top;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Other real estate</font></div>
</td>
<td style="width: 18%; vertical-align: top;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">118</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 18%; vertical-align: top;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">283</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 17%; vertical-align: top;">
<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Appraised value</font></div>
</td>
<td style="width: 17%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Discounts to</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
reflect current</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
market conditions</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
and estimated</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
costs to sell</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 16%; vertical-align: top;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">0
- 25%</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;"><a name="_MON_1423319943"><!--anchor--></a>Changes in
the allowance for loan losses for the year ended December 31, 2017
were as follows:</font>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times\ New\ Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 13px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">(Dollars in
thousands)</font></font></div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="text-align: left; font-family: inherit; margin: 0px auto 0px 0px; width: 100%; font-size: inherit;">
<tr>
<td rowspan="1" style="vertical-align: bottom; width: 20%;">
<div style="padding-bottom:2px;margin-left:0px;"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td colspan="5" rowspan="1" style="vertical-align: bottom; width: 40%;">
<div><font style="text-align: left; font-weight:bold;vertical-align:bottom;display:inline-block;width:2%;padding-bottom:2px;font-size:9px;">&#xA0;</font><font style="text-align: center; border-bottom:solid 2px #000;font-weight:bold;vertical-align:bottom;display:inline-block;width:96%;font-size:9px;">
<div><font style="font-family:Times\ New\ Roman;font-weight:bold;"><font style="font-family:Times\ New\ Roman;font-weight:bold;">&#xA0;</font>
<font style="color:#000;font-weight:bold;">Real Estate
Loans</font><font style="font-family:Times\ New\ Roman;font-weight:bold;">&#xA0;</font></font></div>
</font><font style="text-align: left; font-weight:bold;vertical-align:bottom;display:inline-block;width:2%;padding-bottom:2px;font-size:9px;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; font-weight: bold; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 9px;">&#xA0;</font><font style="text-align: center; font-weight: bold; vertical-align: bottom; display: inline-block; width: 80%; font-size: 9px; padding-bottom: 2px;">
<div><font style="font-family: Times\ New\ Roman; font-weight: bold;">&#xA0;</font></div>
</font><font style="text-align: left; font-weight: bold; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 9px;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; font-weight: bold; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 9px;">&#xA0;</font><font style="text-align: center; font-weight: bold; vertical-align: bottom; display: inline-block; width: 80%; font-size: 9px; padding-bottom: 2px;">
<div><font style="font-family: Times\ New\ Roman; font-weight: bold;">&#xA0;</font></div>
</font><font style="text-align: left; font-weight: bold; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 9px;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; font-weight: bold; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 9px;">&#xA0;</font><font style="text-align: center; font-weight: bold; vertical-align: bottom; display: inline-block; width: 80%; font-size: 9px; padding-bottom: 2px;">
<div><font style="font-family: Times\ New\ Roman; font-weight: bold;">&#xA0;</font></div>
</font><font style="text-align: left; font-weight: bold; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 9px;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; font-weight: bold; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 9px;">&#xA0;</font><font style="text-align: center; font-weight: bold; vertical-align: bottom; display: inline-block; width: 80%; font-size: 9px; padding-bottom: 2px;">
<div><font style="font-family: Times\ New\ Roman; font-weight: bold;">&#xA0;</font></div>
</font><font style="text-align: left; font-weight: bold; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 9px;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; font-weight: bold; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 9px;">&#xA0;</font><font style="text-align: center; font-weight: bold; vertical-align: bottom; display: inline-block; width: 80%; font-size: 9px; padding-bottom: 2px;">
<div><font style="font-family: Times\ New\ Roman; font-weight: bold;">&#xA0;</font></div>
</font><font style="text-align: left; font-weight: bold; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 9px;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 20%;">
<div style="padding-bottom:2px;margin-left:0px;"><font style="font-family: Times\ New\ Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; font-weight:bold;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:9px;">&#xA0;</font><font style="text-align: center; border-bottom:solid 2px #000;font-weight:bold;vertical-align:bottom;display:inline-block;width:80%;font-size:9px;">
<div><font style="font-weight:bold;font-family:Times\ New\ Roman;color:#000;">Construction</font></div>
<div><font style="font-weight:bold;font-family:Times\ New\ Roman;color:#000;">and
Land</font></div>
<div><font style="font-weight:bold;font-family:Times\ New\ Roman;color:#000;">Development</font></div>
</font><font style="text-align: left; font-weight:bold;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:9px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; font-weight:bold;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:9px;">&#xA0;</font><font style="text-align: center; border-bottom:solid 2px #000;font-weight:bold;vertical-align:bottom;display:inline-block;width:80%;font-size:9px;">
<div><font style="font-weight:bold;font-family:Times\ New\ Roman;color:#000;">Single-</font></div>
<div><font style="font-weight:bold;font-family:Times\ New\ Roman;color:#000;">Family</font></div>
<div><font style="font-weight:bold;font-family:Times\ New\ Roman;color:#000;">Residential</font></div>
</font><font style="text-align: left; font-weight:bold;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:9px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; font-weight:bold;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:9px;">&#xA0;</font><font style="text-align: center; border-bottom:solid 2px #000;font-weight:bold;vertical-align:bottom;display:inline-block;width:80%;font-size:9px;">
<div><font style="font-weight:bold;font-family:Times\ New\ Roman;color:#000;">Single-</font></div>
<div><font style="font-weight:bold;font-family:Times\ New\ Roman;color:#000;">Family</font></div>
<div><font style="font-weight:bold;font-family:Times\ New\ Roman;color:#000;">Residential</font></div>
<div><font style="font-weight:bold;font-family:Times\ New\ Roman;color:#000;">-
Banco de</font> <font style="font-weight:bold;font-family:Times\ New\ Roman;color:#000;">l</font></div>
<div><font style="font-weight:bold;font-family:Times\ New\ Roman;color:#000;">a
Gente</font></div>
<div><font style="font-weight:bold;font-family:Times\ New\ Roman;color:#000;">Stated</font></div>
<div><font style="font-weight:bold;font-family:Times\ New\ Roman;color:#000;">Income</font></div>
</font><font style="text-align: left; font-weight:bold;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:9px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; font-weight:bold;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:9px;">&#xA0;</font><font style="text-align: center; border-bottom:solid 2px #000;font-weight:bold;vertical-align:bottom;display:inline-block;width:80%;font-size:9px;">
<div><font style="font-weight:bold;font-family:Times\ New\ Roman;color:#000;">Commercial</font></div>
</font><font style="text-align: left; font-weight:bold;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:9px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; font-weight:bold;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:9px;">&#xA0;</font><font style="text-align: center; border-bottom:solid 2px #000;font-weight:bold;vertical-align:bottom;display:inline-block;width:80%;font-size:9px;">
<div><font style="font-weight:bold;font-family:Times\ New\ Roman;color:#000;">Multifamily</font></div>
<div><font style="font-weight:bold;font-family:Times\ New\ Roman;color:#000;">and</font></div>
<div><font style="font-weight:bold;font-family:Times\ New\ Roman;color:#000;">Farmland</font></div>
</font><font style="text-align: left; font-weight:bold;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:9px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; font-weight:bold;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:9px;">&#xA0;</font><font style="text-align: center; border-bottom:solid 2px #000;font-weight:bold;vertical-align:bottom;display:inline-block;width:80%;font-size:9px;">
<div><font style="font-weight:bold;font-family:Times\ New\ Roman;color:#000;">Commercial</font></div>
</font><font style="text-align: left; font-weight:bold;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:9px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; font-weight:bold;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:9px;">&#xA0;</font><font style="text-align: center; border-bottom:solid 2px #000;font-weight:bold;vertical-align:bottom;display:inline-block;width:80%;font-size:9px;">
<div><font style="font-weight:bold;font-family:Times\ New\ Roman;color:#000;">Farm</font></div>
</font><font style="text-align: left; font-weight:bold;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:9px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; font-weight:bold;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:9px;">&#xA0;</font><font style="text-align: center; border-bottom:solid 2px #000;font-weight:bold;vertical-align:bottom;display:inline-block;width:80%;font-size:9px;">
<div><font style="font-weight:bold;font-family:Times\ New\ Roman;color:#000;">Consumer</font></div>
<div><font style="font-weight:bold;font-family:Times\ New\ Roman;color:#000;">and
All</font></div>
<div><font style="font-weight:bold;font-family:Times\ New\ Roman;color:#000;">Other</font></div>
</font><font style="text-align: left; font-weight:bold;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:9px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; font-weight:bold;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:9px;">&#xA0;</font><font style="text-align: center; border-bottom:solid 2px #000;font-weight:bold;vertical-align:bottom;display:inline-block;width:80%;font-size:9px;">
<div><font style="font-weight:bold;font-family:Times\ New\ Roman;color:#000;">Unallocated</font></div>
</font><font style="text-align: left; font-weight:bold;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:9px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; font-weight:bold;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:9px;">&#xA0;</font><font style="text-align: center; border-bottom:solid 2px #000;font-weight:bold;vertical-align:bottom;display:inline-block;width:80%;font-size:9px;">
<div><font style="font-weight:bold;font-family:Times\ New\ Roman;color:#000;">Total</font></div>
</font><font style="text-align: left; font-weight:bold;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:9px;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Allowance
for loan losses:</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Beginning
balance</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">$</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">1,152</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">2,126</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">1,377</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">1,593</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">52</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">675</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">-</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">204</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">371</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">7,550</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Charge-offs</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">-</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">(249</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">-</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">-</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">(66</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">(194</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">-</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">(473</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">-</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">(982</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">)</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Recoveries</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">14</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">85</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">-</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">21</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">-</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">31</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">-</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">154</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">-</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">305</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;padding-bottom:2px;margin-left:0px;"><font style="color: #000; font-family: Times\ New\ Roman; font-size: 13px">Provision</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">(362</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">(150</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">(97</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">(421</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">86</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">62</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">-</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">270</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">105</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">(507</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">)</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;padding-bottom:4px;margin-left:0px;"><font style="color: #000; font-family: Times\ New\ Roman; font-size: 13px">Ending
balance</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">$</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">804</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">1,812</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">1,280</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="font-family: Times New Roman; font-size: 13px">Ending balance:
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">evaluated
for impairment</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
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<td style="vertical-align: bottom; width: 8%;">
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<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">-</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">-</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:13px;">1,130</font><font style="text-align: left; color:#000000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:13px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Ending
balance: collectively</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;padding-bottom:2px;margin-left:0px;"><font style="color: #000; font-family: Times\ New\ Roman; font-size: 13px">evaluated
for impairment</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">804</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">1,812</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">187</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">1,156</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">72</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">574</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">-</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">155</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">476</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">5,236</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:13px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;padding-bottom:4px;margin-left:0px;"><font style="color: #000; font-family: Times\ New\ Roman; font-size: 13px">Ending
balance</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">$</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">804</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">1,812</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">1,280</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">1,193</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">72</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">574</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">-</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">155</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">476</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">6,366</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="margin-left:0px;"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
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</td>
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<td style="vertical-align: bottom; width: 8%;">
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</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Loans:</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;padding-bottom:4px;margin-left:0px;"><font style="color: #000; font-family: Times\ New\ Roman; font-size: 13px">Ending
balance</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">$</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">84,987</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">246,703</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">37,249</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">248,637</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">28,937</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">89,022</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">1,204</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">23,025</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">-</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">759,764</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="font-family: Times New Roman; font-size: 13px">Ending balance:
individually</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;padding-bottom:4px;margin-left:0px;"><font style="color: #000; font-family: Times\ New\ Roman; font-size: 13px">evaluated
for impairment</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">$</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">98</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">1,855</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">15,460</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">2,251</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">-</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">100</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">-</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">-</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">-</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">19,764</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000000; font-family: Times New Roman; font-size: 13px">Ending
balance: collectively</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:13px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;padding-bottom:4px;margin-left:0px;"><font style="color: #000; font-family: Times\ New\ Roman; font-size: 13px">evaluated
for impairment</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">$</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">84,889</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">244,848</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">21,789</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">246,386</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">28,937</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">88,922</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">1,204</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">23,025</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">-</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times\ New\ Roman;font-size:13px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times\ New\ Roman;font-size:13px;">740,000</font><font style="text-align: left; color:#000;font-family:Times\ New\ Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:13px;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times\ New\ Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Changes in the
allowance for loan losses for the year ended December 31, 2016 were
as follows:</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-49</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="text-align: left; font-family: inherit; margin: 0px auto 0px 0px; width: 100%; font-size: inherit;">
<tr>
<td rowspan="1" style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="font-size: 13px"><font style="color: #000; font-family: Times New Roman">(Dollars in
thousands)</font></font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 20%;">
<div style="padding-bottom:2px;margin-left:0px;">
<div style="padding-bottom: 2px">
<div style="margin-left: 0px"><font style="font-size: 13px"><font style="font-family: Times\ New\ Roman">&#xA0;</font></font></div>
</div>
</div>
</td>
<td colspan="5" style="vertical-align: bottom; width: 40%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 2%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 96%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Real Estate Loans</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 2%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; padding-bottom: 2px; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; font-weight: bold;">&#xA0;</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; padding-bottom: 2px; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; font-weight: bold;">&#xA0;</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; padding-bottom: 2px; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; font-weight: bold;">&#xA0;</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; padding-bottom: 2px; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; font-weight: bold;">&#xA0;</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; padding-bottom: 2px; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; font-weight: bold;">&#xA0;</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 20%;">
<div style="padding-bottom:2px;margin-left:0px;">
<div style="margin-left: 0px"><font style="font-size: 13px"><font style="font-family: Times New Roman">&#xA0;</font></font></div>
</div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Construction</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
and Land</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Development</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Single-</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Family</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Residential</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Single-</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Family</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Residential</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
- Banco de</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
la Gente</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Stated</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Income</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Commercial</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Multifamily</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
and</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Farmland</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Commercial</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Farm</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Consumer</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
and All</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Other</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Unallocated</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Total</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000; font-family: Times New Roman; font-size: 12px">Allowance
for loan losses:</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; font-size: 12px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; font-size: 12px;">
<div><font style="font-family: Times\ New\ Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; font-size: 12px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; font-size: 12px;">
<div><font style="font-family: Times\ New\ Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; font-size: 12px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; font-size: 12px;">
<div><font style="font-family: Times\ New\ Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; font-size: 12px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; font-size: 12px;">
<div><font style="font-family: Times\ New\ Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; font-size: 12px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; font-size: 12px;">
<div><font style="font-family: Times\ New\ Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; font-size: 12px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; font-size: 12px;">
<div><font style="font-family: Times\ New\ Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; font-size: 12px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; font-size: 12px;">
<div><font style="font-family: Times\ New\ Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; font-size: 12px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; font-size: 12px;">
<div><font style="font-family: Times\ New\ Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; font-size: 12px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; font-size: 12px;">
<div><font style="font-family: Times\ New\ Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; font-size: 12px;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; font-size: 12px;">
<div><font style="font-family: Times\ New\ Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align: bottom; width: 10%; display: inline-block; font-size: 12px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000; font-family: Times New Roman; font-size: 12px">Beginning
balance</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">$</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">2,185</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">2,534</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">1,460</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">1,917</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">842</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">172</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">479</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">9,589</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="margin-left:0px;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px">
<font style="color: #000; font-family: Times New Roman; font-size: 12px">Charge-offs</font></div>
</div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">(7</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">(275</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">(318</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">(146</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">(492</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">(1,238</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">)</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="margin-left:0px;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px">
<font style="color: #000; font-family: Times New Roman; font-size: 12px">Recoveries</font></div>
</div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">10</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">55</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">19</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">170</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">151</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">405</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="padding-bottom:2px;margin-left:0px;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px">
<font style="color: #000; font-family: Times New Roman; font-size: 12px">Provision</font></div>
</div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">(1,036</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">(188</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">(83</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">(25</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">52</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">(191</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">373</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">(108</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">(1,206</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">)</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; padding-bottom:4px;text-indent:0px;margin-left:0px;margin-right:0px;"><font style="color: #000; font-family: Times New Roman; font-size: 12px">Ending
balance</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">$</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">1,152</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">2,126</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">1,377</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">1,593</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">52</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">675</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">204</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">371</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">7,550</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="margin-left:0px;">
<div style="margin-left: 0px"><font style="font-family: Times New Roman; font-size: 12px">&#xA0;</font></div>
</div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
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<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000; font-family: Times New Roman; font-size: 12px">Ending
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<td style="vertical-align: bottom; width: 20%;">
<div style="margin-left:0px;">
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<font style="color: #000; font-family: Times New Roman; font-size: 12px">evaluated
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<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">159</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
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<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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<td style="vertical-align: bottom; width: 8%;">
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</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000; font-family: Times New Roman; font-size: 12px">Ending
balance: collectively</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="padding-bottom:2px;margin-left:0px;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px">
<font style="color: #000; font-family: Times New Roman; font-size: 12px">evaluated
for impairment</font></div>
</div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">1,152</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">2,126</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">217</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">1,434</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">52</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">675</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">204</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">371</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">6,231</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; padding-bottom:4px;text-indent:0px;margin-left:0px;margin-right:0px;"><font style="color: #000; font-family: Times New Roman; font-size: 12px">Ending
balance</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">$</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">1,152</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">2,126</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">1,377</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">1,593</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">52</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">675</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">204</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">371</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">7,550</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="margin-left:0px;">
<div style="margin-left: 0px"><font style="font-family: Times New Roman; font-size: 12px">&#xA0;</font></div>
</div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
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<td style="vertical-align: bottom; width: 8%;">
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</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000; font-family: Times New Roman; font-size: 12px">Ending
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="padding-bottom:4px;margin-left:0px;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px">
<font style="color: #000; font-family: Times New Roman; font-size: 12px">evaluated
for impairment</font></div>
</div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">$</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">935</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">16,718</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">3,648</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">21,301</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000; font-family: Times New Roman; font-size: 12px">Ending
balance: collectively</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:5%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: right; vertical-align:bottom;width:75%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font><font style="text-align: left; vertical-align:bottom;width:10%;font-size:12px;font-family:Times New Roman;display:inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="padding-bottom:4px;margin-left:0px;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px">
<font style="color: #000; font-family: Times New Roman; font-size: 12px">evaluated
for impairment</font></div>
</div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">$</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">61,749</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">239,765</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">23,471</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">243,873</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">21,047</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">87,596</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">25,009</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">702,510</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Changes in the
allowance for loan losses for the year ended December 31, 2015 were
as follows:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="text-align: left; font-family: inherit; margin: 0px auto 0px 0px; width: 100%; font-size: inherit;">
<tr>
<td rowspan="1" style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="font-size: 13px"><font style="color: #000; font-family: Times New Roman">(Dollars in
thousands)</font></font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:13px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 20%;">
<div style="padding-bottom:2px;margin-left:0px;">
<div style="padding-bottom: 2px">
<div style="margin-left: 0px"><font style="font-size: 13px"><font style="font-family: Times\ New\ Roman">&#xA0;</font></font></div>
</div>
</div>
</td>
<td colspan="5" style="vertical-align: bottom; width: 40%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 2%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 96%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Real Estate Loans</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 2%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; padding-bottom: 2px; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; font-weight: bold;">&#xA0;</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; padding-bottom: 2px; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; font-weight: bold;">&#xA0;</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; padding-bottom: 2px; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; font-weight: bold;">&#xA0;</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; padding-bottom: 2px; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; font-weight: bold;">&#xA0;</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; display: inline-block; padding-bottom: 2px; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; font-weight: bold;">&#xA0;</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 20%;">
<div style="padding-bottom:2px;margin-left:0px;">
<div style="margin-left: 0px"><font style="font-size: 13px"><font style="font-family: Times New Roman">&#xA0;</font></font></div>
</div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Construction</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
and Land</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Development</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Single-</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Family</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Residential</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Single-</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Family</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Residential</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
- Banco de</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
la Gente</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Stated</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Income</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Commercial</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Multifamily</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
and</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Farmland</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Commercial</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Farm</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Consumer</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
and All</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Other</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Unallocated</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-size: 9px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Total</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; display: inline-block; font-size: 9px; font-weight: bold;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000; font-family: Times New Roman; font-size: 12px">Allowance
for loan losses:</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-family:Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000; font-family: Times New Roman; font-size: 12px">Beginning
balance</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">$</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">2,785</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">2,566</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">1,610</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">1,902</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">7</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">1,098</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">233</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">881</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">11,082</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="margin-left:0px;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px">
<font style="color: #000; font-family: Times New Roman; font-size: 12px">Charge-offs</font></div>
</div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">(198</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">(618</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">(117</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">(329</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">(37</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">(545</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">(1,844</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">)</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="margin-left:0px;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px">
<font style="color: #000; font-family: Times New Roman; font-size: 12px">Recoveries</font></div>
</div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">45</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">34</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">22</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">21</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">101</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">145</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">368</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="padding-bottom:2px;margin-left:0px;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px">
<font style="color: #000; font-family: Times New Roman; font-size: 12px">Provision</font></div>
</div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">(447</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">552</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">(55</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">323</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">(7</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">(320</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">339</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">(402</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">)</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">(17</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">)</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; padding-bottom:4px;text-indent:0px;margin-left:0px;margin-right:0px;"><font style="color: #000; font-family: Times New Roman; font-size: 12px">Ending
balance</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">$</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">2,185</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">2,534</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">1,460</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">1,917</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font></div>
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<td style="vertical-align: bottom; width: 20%;">
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<font style="color: #000; font-family: Times New Roman; font-size: 12px">evaluated
for impairment</font></div>
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</td>
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</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000; font-family: Times New Roman; font-size: 12px">Ending
balance: collectively</font></div>
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</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="padding-bottom:2px;margin-left:0px;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px">
<font style="color: #000; font-family: Times New Roman; font-size: 12px">evaluated
for impairment</font></div>
</div>
</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</tr><tr style="background-color:#ffffff;">
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</td>
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</td>
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
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</td>
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</td>
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</td>
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</td>
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000; font-family: Times New Roman; font-size: 12px">Ending
balance: collectively</font></div>
</td>
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</td>
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</td>
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="padding-bottom:4px;margin-left:0px;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px">
<font style="color: #000; font-family: Times New Roman; font-size: 12px">evaluated
for impairment</font></div>
</div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">$</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">65,575</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">218,054</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">25,883</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">18,080</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">91,010</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">3</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">664,177</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Bank utilizes an internal risk grading matrix to assign a risk
grade to each of its loans. Loans are graded on a scale of 1 to 8.
These risk grades are evaluated on an ongoing basis. A description
of the general characteristics of the eight risk grades is as
follows:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 72px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">Risk Grade 1
&#x2013; Excellent Quality: Loans are well above average quality and
a minimal amount of credit risk exists. CD or cash secured loans or
properly margined actively traded stock or bond secured loans would
fall in this grade.</font></div>
</div>
</div>
<div style="margin-left: 72px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">Risk Grade 2
&#x2013; High Quality: Loans are of good quality with risk levels
well within the Company&#x2019;s range of acceptability. The
organization or individual is established with a history of
successful performance though somewhat susceptible to economic
changes.</font></div>
</div>
</div>
<div style="margin-left: 72px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">Risk Grade 3
&#x2013; Good Quality: Loans of average quality with risk levels
within the Company&#x2019;s range of acceptability but higher than
normal. This may be a new organization or an existing organization
in a transitional phase (e.g. expansion, acquisition, market
change).</font></div>
</div>
</div>
<br>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-50</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div style="margin-left: 72px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">Risk Grade 4
&#x2013; Management Attention: These loans have higher risk and
servicing needs but still are acceptable. Evidence of marginal
performance or deteriorating trends is observed. These are not
problem credits presently, but may be in the future if the borrower
is unable to change its present course.</font></div>
</div>
</div>
<div style="margin-left: 72px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">Risk Grade 5
&#x2013; Watch: These loans are currently performing satisfactorily,
but there has been some recent past due history on repayment and
there are potential weaknesses that may, if not corrected, weaken
the asset or inadequately protect the Company&#x2019;s position at
some future date.</font></div>
</div>
</div>
<div style="margin-left: 72px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">Risk Grade 6
&#x2013; Substandard: A Substandard loan is inadequately protected
by the current sound net worth and paying capacity of the obligor
or the collateral pledged (if there is any). There is a
well-defined weakness or weaknesses that jeopardize the liquidation
of the debt. There is a distinct possibility that the Company will
sustain some loss if the deficiencies are not
corrected.</font></div>
</div>
</div>
<div style="margin-left: 72px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">Risk Grade 7
&#x2013; Doubtful: Loans classified as Doubtful have all the
weaknesses inherent in loans classified Substandard, plus the added
characteristic that the weaknesses make collection or liquidation
in full on the basis of currently existing facts, conditions, and
values highly questionable and improbable. Doubtful is a temporary
grade where a loss is expected but is presently not quantified with
any degree of accuracy. Once the loss position is determined, the
amount is charged off.</font></div>
</div>
</div>
<div style="margin-left: 72px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">Risk Grade 8
&#x2013; Loss: <font style="color: rgb(1, 1, 0);">Loans classified
as Loss are considered uncollectable and of such little value that
their continuance as bankable assets is not warranted. This
classification does not mean that the asset has absolutely no
recovery or salvage value, but rather that it is not practical or
desirable to defer writing off this worthless loan even though
partial recovery may be realized in the future. Loss is a temporary
grade until the appropriate authority is obtained to charge the
loan off.</font></font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
following tables present the credit risk profile of each loan type
based on internally assigned risk grades as of December 31, 2017
and 2016.</font></div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">December 31,
2017</font></div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">(Dollars in
thousands)<br></font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="text-align: left; font-family: inherit; margin: 0px auto 0px 0px; width: 100%; font-size: inherit;">
<tr>
<td rowspan="1" style="vertical-align: bottom; width: 20%;">
<div style="padding-bottom:2px;margin-left:0px;">
<div style="margin-left: 0px"><font style="font-size: 12px"><font style="font-family: Times New Roman">&#xA0;</font></font></div>
</div>
</td>
<td colspan="5" rowspan="1" style="vertical-align: bottom; width: 40%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 2%; vertical-align: bottom; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 96%; font-size: 9px; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Real Estate Loans</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 2%; vertical-align: bottom; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 10%; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; font-size: 9px; display: inline-block; padding-bottom: 2px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; font-weight: bold;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 10%; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 10%; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; font-size: 9px; display: inline-block; padding-bottom: 2px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; font-weight: bold;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 10%; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 10%; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; font-size: 9px; display: inline-block; padding-bottom: 2px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; font-weight: bold;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 10%; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 10%; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; font-size: 9px; display: inline-block; padding-bottom: 2px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; font-weight: bold;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 10%; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font></div>
</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 10%; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; font-size: 9px; display: inline-block; padding-bottom: 2px; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; font-weight: bold;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 10%; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 20%;">
<div style="padding-bottom:2px;margin-left:0px;">
<div style="margin-left: 0px"><font style="font-size: 12px"><font style="font-family: Times New Roman">&#xA0;</font></font></div>
</div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; font-size: 9px; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Construction</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
and Land Development</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; font-size: 9px; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Single-</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Family</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Residential</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; font-size: 9px; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Single-</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Family</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Residential<br></font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
- Banco de</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
la Gente</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Stated</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Income</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; font-size: 9px; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Commercial</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; font-size: 9px; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Multifamily</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
and</font></font></div>
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Farmland</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; font-size: 9px; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Commercial</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; font-size: 9px; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Farm</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; font-size: 9px; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Consumer</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; font-size: 9px; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
All Other</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font><font style="text-align: center; vertical-align: bottom; width: 80%; font-size: 9px; border-bottom: 2px solid rgb(0, 0, 0); display: inline-block; font-weight: bold;">
<div><font style="font-weight: bold;"><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Total</font></font></div>
</font><font style="text-align: left; padding-bottom: 2px; width: 10%; vertical-align: bottom; font-size: 9px; display: inline-block; font-weight: bold;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="vertical-align: bottom; width: 20%;">
<div style="margin-left:0px;"><font style="font-size: 12px"><font style="font-family: Times New Roman">&#xA0;</font></font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:12px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:12px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:12px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:12px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:12px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:12px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:12px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:12px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:12px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font><font style="text-align: center; vertical-align:bottom;width:80%;display:inline-block;">
<div><font style="font-size:12px;"><font style="font-family:Times New Roman;">&#xA0;</font></font></div>
</font><font style="text-align: left; vertical-align:bottom;width:10%;display:inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="font-size: 12px"><font style="color: #000; font-family: Times New Roman">1- Excellent
Quality</font></font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">$</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">152</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">8,590</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">446</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">791</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">9,979</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="font-size: 12px"><font style="color: #000; font-family: Times New Roman">2- High
Quality</font></font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">20,593</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">120,331</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">34,360</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">561</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">17,559</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">3,475</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">2,410</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">199,289</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="font-size: 12px"><font style="color: #000; font-family: Times New Roman">3- Good
Quality</font></font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">53,586</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">89,120</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">14,955</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">196,439</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">25,306</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">65,626</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">1,085</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">5,012</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">9,925</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">461,054</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="font-size: 12px"><font style="color: #000; font-family: Times New Roman">4- Management
Attention</font></font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">4,313</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">20,648</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">15,113</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">13,727</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">1,912</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">5,051</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">119</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">562</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">802</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">62,247</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="font-size: 12px"><font style="color: #000; font-family: Times New Roman">5-
Watch</font></font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">6,060</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">4,796</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">3,357</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">3,671</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">1,146</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">223</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">23</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">19,276</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="font-size: 12px"><font style="color: #000; font-family: Times New Roman">6-
Substandard</font></font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">283</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">3,218</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">3,824</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">440</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">12</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">117</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">25</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">7,919</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="font-size: 12px"><font style="color: #000; font-family: Times New Roman">7-
Doubtful</font></font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:5%;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:75%;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;font-size:12px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; padding-bottom:2px;text-indent:0px;margin-left:0px;margin-right:0px;"><font style="font-size: 12px"><font style="color: #000; font-family: Times New Roman">8-
Loss</font></font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:solid 2px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">-</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:2px;font-size:12px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="padding-bottom:4px;margin-left:0px;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px">
<font style="font-size: 12px"><font style="color: #000; font-family: Times New Roman">Total</font></font></div>
</div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">$</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">84,987</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">246,703</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">37,249</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">248,637</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">28,937</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">89,022</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">1,204</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">9,888</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">13,137</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font><font style="text-align: left; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:5%;font-family:Times New Roman;font-size:12px;">&#xA0;</font><font style="text-align: right; color:#000;border-bottom:double 4px #000;vertical-align:bottom;display:inline-block;width:75%;font-family:Times New Roman;font-size:12px;">759,764</font><font style="text-align: left; color:#000;font-family:Times New Roman;vertical-align:bottom;display:inline-block;width:10%;padding-bottom:4px;font-size:12px;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">December 31,
2016</font></div>
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">(Dollars in
thousands)</font></div>
&#xA0;<br></div>
<div style="text-align: left; margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="text-align: left; font-family: inherit; margin: 0px auto 0px 0px; width: 100%; font-size: inherit;">
<tr>
<td colspan="1" rowspan="1" style="vertical-align: bottom; width: 20%;">
<div style="padding-bottom:2px;margin-left:0px;">
<div style="margin-left: 0px"><br></div>
</div>
</td>
<td colspan="5" rowspan="1" style="vertical-align: bottom; width: 40%;">
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<div><font style="font-weight: bold;"><font style="font-weight: bold;"><font style="font-weight: bold;"><font style="font-weight: bold;"><font style="font-weight: bold;">&#xA0;Real
Estate Loans</font></font></font></font><br></font></div>
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</td>
</tr><tr>
<td colspan="1" rowspan="1" style="vertical-align: bottom; width: 20%;">
<div style="padding-bottom:2px;margin-left:0px;">
<div style="margin-left: 0px"><br></div>
</div>
</td>
<td colspan="1" rowspan="1" style="vertical-align: bottom; width: 8%;">
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</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
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</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
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</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
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</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
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and</font></div>
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Farmland</font></div>
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</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
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Commercial</font></div>
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</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
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Farm</font></div>
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</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
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</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
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<div><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
All Other</font></div>
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</td>
<td rowspan="1" style="vertical-align: bottom; width: 8%;">
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<div><font style="font-family: Times\ New\ Roman; color: rgb(0, 0, 0); font-weight: bold;">
Total</font></div>
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</td>
</tr><tr>
<td style="vertical-align: bottom; width: 20%;">
<div style="margin-left:0px;"><font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
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</td>
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
<td style="vertical-align: bottom; width: 8%;">
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</td>
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</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">541</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">959</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">16,496</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000; font-family: Times New Roman; font-size: 13px">2-
High Quality</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">9,784</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">109,809</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">39,769</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">2,884</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">26,006</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">3,335</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">2,507</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">194,094</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000; font-family: Times New Roman; font-size: 13px">3-
Good Quality</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">33,633</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">82,147</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">16,703</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">176,109</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">14,529</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">55,155</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">4,842</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">10,921</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">394,039</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000; font-family: Times New Roman; font-size: 13px">4-
Management Attention</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">10,892</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">25,219</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">15,580</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">24,753</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">2,355</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">5,586</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">619</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">1,749</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">86,753</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000; font-family: Times New Roman; font-size: 13px">5-
Watch</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">7,229</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">4,682</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">3,943</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">4,906</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">1,201</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">246</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">31</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">22,238</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000; font-family: Times New Roman; font-size: 13px">6-
Substandard</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">211</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">3,847</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">3,963</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">1,984</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">78</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">62</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">42</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">10,187</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; text-indent:0px;margin-right:0px;margin-left:0px;"><font style="color: #000; font-family: Times New Roman; font-size: 13px">7-
Doubtful</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 5%; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 75%; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; font-size: 12px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#ffffff;">
<td style="vertical-align: bottom; width: 20%;">
<div style="text-align: left; padding-bottom:2px;text-indent:0px;margin-left:0px;margin-right:0px;"><font style="color: #000; font-family: Times New Roman; font-size: 13px">8-
Loss</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">4</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">4</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 2px; font-size: 12px;">&#xA0;</font></div>
</td>
</tr><tr style="background-color:#CCEEFF;">
<td style="vertical-align: bottom; width: 20%;">
<div style="padding-bottom:4px;margin-left:0px;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px">
<font style="color: #000; font-family: Times New Roman; font-size: 13px">Total</font></div>
</div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">$</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">61,749</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">240,700</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">40,189</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">247,521</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">21,047</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">87,596</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">-</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">9,832</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">15,177</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="vertical-align: bottom; width: 8%;">
<div><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font><font style="text-align: left; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 5%; font-family: Times\ New\ Roman; font-size: 12px;">&#xA0;</font><font style="text-align: right; color: rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); vertical-align: bottom; display: inline-block; width: 75%; font-family: Times\ New\ Roman; font-size: 12px;">723,811</font><font style="text-align: left; color: rgb(0, 0, 0); font-family: Times\ New\ Roman; vertical-align: bottom; display: inline-block; width: 10%; padding-bottom: 4px; font-size: 12px;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font>&#xA0;</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">TDR
loans modified in 2017, past due TDR loans and non-accrual TDR
loans totaled $4.5 million and $5.9 million at December 31, 2017
and December 31, 2016, respectively. The terms of these loans have
been renegotiated to provide a concession to original terms,
including a reduction in principal or interest as a result
of</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-51</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">the
deteriorating financial position of the borrower. There were
$21,000 and $81,000 in performing loans classified as TDR loans at
December 31, 2017 and December 31, 2016, respectively.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
following table presents an analysis of loan modifications during
the year ended December 31, 2017:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="text-align: left; margin: 0px auto 0px 0px; width: 100%; font-family: inherit; font-size: inherit;">
<tr>
<td rowspan="1" style="width: 55%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Year ended December 31, 2017</font></div>
</td>
<td rowspan="1" style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 55%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 55%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Number
of</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Contracts</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Pre-Modification</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Outstanding</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Recorded</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Investment</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Post-Modification</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Outstanding</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Recorded</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Investment</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 55%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Real estate loans:</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 55%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Single-family residential</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">2</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">22</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">22</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 55%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total TDR loans</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">2</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">22</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">22</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">During
the year ended December 31, 2017, two loans were modified that were
considered to be new TDR loans. The interest rate was modified on
these TDR loans.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
following table presents an analysis of loan modifications during
the year ended December 31, 2016:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="text-align: left; margin: 0px auto 0px 0px; width: 100%; font-family: inherit; font-size: inherit;">
<tr>
<td rowspan="1" style="width: 55%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Year ended December 31, 2016</font></div>
</td>
<td rowspan="1" style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 55%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-weight: bold;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-weight: bold;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-weight: bold;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; font-weight: bold; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 55%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Number
of</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Contracts</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Pre-Modification</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Outstanding</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Recorded</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Investment</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Post-Modification</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Outstanding</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Recorded</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Investment</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 55%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Real estate loans:</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 55%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Single-family residential</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">3</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">124</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">121</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 55%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total TDR loans</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">3</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">124</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 15%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">121</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">During
the year ended December 31, 2016, three loans were modified that
were considered to be new TDR loans. The interest rate was modified
on these TDR loans.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">There
were no TDR loans with a payment default occurring within 12 months
of the restructure date, and the payment default occurring during
the years ended December 31, 2017 and 2016. TDR loans are deemed to
be in default if they become past due by 90 days or
more.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: -36px; margin-right: 0px; margin-left: 36px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(4)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0; Premises
and Equipment</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Major
classifications of premises and equipment at December 31, 2017 and
2016 are summarized as follows:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 72%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">2017</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">2016</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Land</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,700</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,670</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Buildings and improvements</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">19,312</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">16,398</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Furniture and equipment</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">21,115</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">19,996</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Construction in process</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">847</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total premises and equipment</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">44,974</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">40,064</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Less accumulated depreciation</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">25,063</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">23,612</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total net premises and equipment</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">19,911</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">16,452</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company recognized approximately $2.1 million in depreciation
expense for the year ended December 31, 2017. Depreciation expense
was approximately $2.1 million and $2.4 million for the years ended
December 31, 2016 and 2015, respectively.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-52</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: -36px; margin-right: 0px; margin-left: 36px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(5)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0; Time
Deposits</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">At
December 31, 2017, the scheduled maturities of time deposits are as
follows:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 86%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
2018</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">81,684</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
2019</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">21,064</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
2020</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">13,343</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
2021</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,903</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
2022 and thereafter</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">3,107</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 86%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">123,101</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">At
December 31, 2017 and 2016, the Bank had approximately $5.2 million
and $7.2 million, respectively, in time deposits purchased through
third party brokers, including <font style="font-family: Times New Roman;">certificates of deposit
participated through the Certificate of Deposit Account Registry
Service (&#x201C;CDARS&#x201D;) on behalf of local customers. CDARS
balances totaled $5.2 million and $7.2 million as of December 31,
2017 and 2016, respectively</font>. The weighted average rate of
brokered deposits as of December 31, 2017 and 2016 was 0.07% and
0.05%, respectively.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: -36px; margin-right: 0px; margin-left: 36px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(6)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0; &#xA0; Federal Home
Loan Bank and Federal Reserve Bank Borrowings</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Bank had no borrowing from the FHLB at December 31, 2017. The Bank
had borrowings from the FHLB totaling $20 million at December 31,
2016. FHLB borrowings are collateralized by a blanket assignment on
all residential first mortgage loans, home equity lines of credit
and loans secured by multi-family real estate that the Bank owns.
At December 31, 2017, the carrying value of loans pledged as
collateral totaled approximately $137.5 million. The remaining
availability under the line of credit with the FHLB was $87.2
million at December 31, 2017.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Borrowings from
the FHLB outstanding at December 31, 2016 consisted of the
following:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
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December 31, 2016</font></font></div>
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(Dollars in thousands)</font></font></div>
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October 17, 2018</font></div>
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&#xA0;</font><font style="text-align: center; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">N/A</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
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&#xA0;</font><font style="text-align: center; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4.050%</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
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<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Adjustable Rate Hybrid</font></div>
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&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,000</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
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&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
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&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
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&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
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<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
October 17, 2018</font></div>
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&#xA0;</font><font style="text-align: center; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">N/A</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
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&#xA0;</font><font style="text-align: center; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4.065%</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
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<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Adjustable Rate Hybrid</font></div>
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<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,000</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
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&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
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<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
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<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
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<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
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<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
October 17, 2018</font></div>
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&#xA0;</font><font style="text-align: center; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">N/A</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4.120%</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
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<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Adjustable Rate Hybrid</font></div>
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<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,000</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
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<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 29%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
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<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
May 8, 2018</font></div>
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<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 75%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">N/A</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
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<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 75%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2.683%</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
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<div style="text-align: center; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Adjustable Rate Hybrid</font></div>
</div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">5,000</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 29%; vertical-align: bottom;">
<div style="padding-bottom: 4px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 29%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">20,000</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Bank is required to purchase and hold certain amounts of FHLB stock
in order to obtain FHLB borrowings. No ready market exists for the
FHLB stock, and it has no quoted market value. The stock is
redeemable at $100 per share subject to certain limitations set by
the FHLB. The Bank owned $978,000 and $1.8 million of FHLB stock,
included in other investments, at December 31, 2017 and 2016,
respectively.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Bank prepaid FHLB borrowings totaling $20.0 million in 2017 with
prepayment penalties totaling $508,000. The Bank prepaid FHLB
borrowings totaling $23.5 million in 2016 with prepayment penalties
totaling $1.3 million.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">As of
December 31, 2017 and 2016, the Bank had no borrowings from the
Federal Reserve Bank (&#x201C;FRB&#x201D;). FRB borrowings are
collateralized by a blanket assignment on all qualifying loans that
the Bank owns which are not pledged to the FHLB. At December 31,
2017, the carrying value of loans pledged as collateral totaled
approximately $408.5 million. Availability under the line of credit
with the FRB was $315.2 million at December 31, 2017.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-53</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: -36px; margin-right: 0px; margin-left: 36px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(7)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0; Junior
Subordinated Debentures</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">In
June 2006, the Company formed a second wholly owned Delaware
statutory trust, PEBK Capital Trust II (&#x201C;PEBK Trust
II&#x201D;), which issued $20.0 million of guaranteed preferred
beneficial interests in the Company&#x2019;s junior subordinated
deferrable interest debentures. All of the common securities of
PEBK Trust II are owned by the Company. The proceeds from the
issuance of the common securities and the trust preferred
securities were used by PEBK Trust II to purchase $20.6 million of
junior subordinated debentures of the Company. The proceeds
received by the Company from the sale of the junior subordinated
debentures were used to repay in December 2006 the trust preferred
securities issued in December 2001 by PEBK Capital Trust, a wholly
owned Delaware statutory trust of the Company, and for general
purposes. The debentures represent the sole assets of PEBK Trust
II. PEBK Trust II is not included in the consolidated financial
statements.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
trust preferred securities issued by PEBK Trust II accrue and pay
interest quarterly at a floating rate of three-month LIBOR plus 163
basis points. The Company has guaranteed distributions and other
payments due on the trust preferred securities to the extent PEBK
Trust II does not have funds with which to make the distributions
and other payments. The net combined effect of all the documents
entered into in connection with the trust preferred securities is
that the Company is liable to make the distributions and other
payments required on the trust preferred securities.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">These
trust preferred securities are mandatorily redeemable upon maturity
of the debentures on June 28, 2036, or upon earlier redemption as
provided in the indenture. The Company has the right to redeem the
debentures purchased by PEBK Trust II, in whole or in part, which
became effective on June 28, 2011. As specified in the indenture,
if the debentures are redeemed prior to maturity, the redemption
price will be the principal amount plus any accrued but unpaid
interest.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: -36px; margin-right: 0px; margin-left: 36px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(8)&#xA0;&#xA0;&#xA0;&#xA0; &#xA0;&#xA0;&#xA0;&#xA0; Income
Taxes</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">On
December 22, 2017, the President of the United States signed into
law the Tax Cuts and Jobs Act (&#x201C;TCJA&#x201D;). The TCJA
includes a number of changes to existing U.S. tax laws that impact
the Company, most notably a reduction of the U.S. corporate income
tax rate from 34 percent to 21 percent for tax years beginning
after December 31, 2017.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company recognized the income tax effects of the TCJA in its 2017
financial statements in accordance with Staff Accounting Bulletin
No. 118, which provides SEC staff guidance for the application of
Accounting Standards Codification ("ASC") Topic 740, <font style="font-style: italic;">Income Taxes</font>, in the reporting period
in which the TCJA was signed into law. As such, the Company&#x2019;s
financial results reflect the income tax effects of the TCJA for
which the accounting under ASC Topic 740 is complete and
provisional amounts for those specific income tax effects of the
TCJA for which the accounting under ASC Topic 740 is incomplete but
a reasonable estimate could be determined. The Company did not
identify items for which the income tax effects of the TCJA have
not been completed and a reasonable estimate could not be
determined as of December 31, 2017.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
provision for income taxes is summarized as follows:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">2017</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">2016</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">2015</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Current expense</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,827</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,464</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2,427</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Deferred income tax expense</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">2,120</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,097</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">673</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Total income tax</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">3,947</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">2,561</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">3,100</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
differences between the provision for income taxes and the amount
computed by applying the statutory federal income tax rate to
earnings before income taxes are as follows:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-54</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">2017</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">2016</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">2015</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Tax expense at statutory rate (34%)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,833</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,991</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,329</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
State income tax, net of federal income tax effect</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">307</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">339</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">494</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Tax-exempt interest income</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(1,594</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(1,681</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(1,682</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Increase in cash surrender value of life insurance</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(136</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(138</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(143</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Nondeductible interest and other expense</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">46</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">78</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">103</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Impact of Tax Cuts and Jobs Act</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">588</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Other</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(97</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(28</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(1</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Total</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">3,947</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">2,561</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">3,100</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
following summarizes the tax effects of temporary differences that
give rise to significant portions of the deferred tax assets and
deferred tax liabilities. The net deferred tax asset is included as
a component of other assets at December 31, 2017 and
2016.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 72%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">2017</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">2016</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Deferred tax assets:</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Allowance for loan losses</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,463</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2,717</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Accrued retirement expense</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,073</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,616</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Other real estate</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Federal credit carryforward</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">88</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">326</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
State credit carryforward</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">14</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Restricted stock</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">243</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">745</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Accrued bonuses</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">171</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">216</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Interest income on nonaccrual loans</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">27</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Other than temporary impairment</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">14</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Other</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">23</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Total gross deferred tax assets</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">3,052</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">5,698</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Deferred tax liabilities:</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Deferred loan fees</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">365</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">797</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Accumulated depreciation</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">498</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">532</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Prepaid expenses</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">14</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">78</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Other</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">28</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">23</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Unrealized gain on available for sale securities</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,072</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,807</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Total gross deferred tax liabilities</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,977</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">3,237</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Net deferred tax asset</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">1,075</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">2,461</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company measures deferred tax assets and liabilities using enacted
tax rates that will apply in the years in which the temporary
differences are expected to be recovered or paid. Accordingly, the
Company&#x2019;s deferred tax assets and liabilities were remeasured
to reflect the reduction in the U.S. corporate income tax rate from
34 percent to 21 percent, resulting in a $588,000 increase in
income tax expense for the year ended December 31, 2017 and a
corresponding $588,000 decrease in net deferred tax assets as of
December 31, 2017.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company has analyzed the tax positions taken or expected to be
taken in its tax returns and has concluded that it has no liability
related to uncertain tax positions.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company&#x2019;s income tax filings for years 2014 through 2017 were
at year end 2017 open to audit under statutes of limitations by the
Internal Revenue Service and the North Carolina Department of
Revenue.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(9)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0; &#xA0; Related Party
Transactions</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company conducts transactions with its directors and executive
officers, including companies in which they have beneficial
interests, in the normal course of business. It is the policy of
the Company that loan transactions with directors and officers are
made on substantially the same terms as those prevailing at the
time made for comparable loans to other persons. The following is a
summary of activity for related party loans for 2017 and
2016:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-55</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 72%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">2017</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">2016</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Beginning balance</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,503</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,674</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
New loans</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,879</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">6,048</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Repayments</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(6,703</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(7,219</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Ending balance</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">3,679</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">4,503</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">At
December 31, 2017 and 2016, the Company had deposit relationships
with related parties of approximately $26.6 million and $27.8
million, respectively.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">A
director of the Company is an officer and partial owner of the
construction company that renovated the Bank&#x2019;s Corporate
Center located at 518 West C Street, Newton, North Carolina during
2017. During 2017 the<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font>Company
paid a total of approximately $2.6 million to this construction
company for such renovation work.&#xA0; During 2016 the Company
paid a total of approximately $209,000 to this construction company
for such renovation work.<br></font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: -36px; margin-right: 0px; margin-left: 36px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(10)&#xA0;&#xA0;&#xA0;&#xA0; &#xA0;&#xA0; Commitments and
Contingencies</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company leases various office spaces for banking and operational
facilities and equipment under operating lease arrangements. Future
minimum lease payments required for all operating leases having a
remaining term in excess of one year at December 31, 2017 are as
follows:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 86%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
<font style="text-decoration: underline;">Year ending December
31,</font></font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
2018</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">716</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
2019</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">697</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
2020</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">678</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
2021</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">663</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
2022</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">369</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Thereafter</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,739</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 86%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total minimum obligation</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">4,862</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Total
rent expense was approximately $756,000, $752,000 and $702,000 for
the years ended December 31, 2017, 2016 and 2015,
respectively.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Bank is party to financial instruments with off-balance-sheet risk
in the normal course of business to meet the financing needs of its
customers. These financial instruments include commitments to
extend credit, standby letters of credit and financial guarantees.
Those instruments involve, to varying degrees, elements of credit
risk in excess of the amount recognized in the balance sheet. The
contract amounts of those instruments reflect the extent of
involvement the Bank has in particular classes of financial
instruments.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
exposure to credit loss in the event of nonperformance by the other
party to the financial instrument for commitments to extend credit
and standby letters of credit and financial guarantees written is
represented by the contractual amount of those instruments. The
Bank uses the same credit policies in making commitments and
conditional obligations as it does for on-balance-sheet
instruments.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">In
most cases, the Bank requires collateral or other security to
support financial instruments with credit risk.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 72%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 28%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 90%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Contractual
Amount</font></div>
</font><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 72%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">2017</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">2016</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Financial instruments whose contract amount represent credit
risk:</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Commitments to extend credit</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">233,972</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">195,528</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Standby letters of credit and financial guarantees
written</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,325</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,728</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Commitments to
extend credit are agreements to lend to a customer as long as there
is no violation of any condition established in the contract.
Commitments generally have fixed expiration dates and because they
may expire without being drawn upon, the total commitment amount of
$237.3 million does not necessarily represent future cash
requirements.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-56</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Standby letters of
credit and financial guarantees written are conditional commitments
issued by the Bank to guarantee the performance of a customer to a
third party. Those guarantees are primarily issued to businesses in
the Bank&#x2019;s delineated market area. The credit risk involved
in issuing letters of credit is essentially the same as that
involved in extending loan facilities to customers. The Bank holds
real estate, equipment, automobiles and customer deposits as
collateral supporting those commitments for which collateral is
deemed necessary.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">In the
normal course of business, the Company is a party (both as
plaintiff and defendant) to a number of lawsuits. In the opinion of
management and counsel, none of these cases should have a material
adverse effect on the financial position of the
Company.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Bancorp and the
Bank have employment agreements with certain key employees. The
agreements, among other things, include salary, bonus, incentive
compensation, and change in control provisions.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company has $79.5 million available for the purchase of overnight
federal funds from six correspondent financial institutions as of
December 31, 2017.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">At
December 31, 2017, the Bank has a commitment to invest $3.0 million
in an income tax credit partnership owning and developing two
multifamily housing developments in Charlotte, North Carolina, with
$1.5 million allocated to each property. The Bank has funded
$603,000 of this commitment at December 31, 2017.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: -36px; margin-right: 0px; margin-left: 36px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(11)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0; Employee and
Director Benefit Programs</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company has a profit sharing and 401(k) plan for the benefit of
substantially all employees subject to certain minimum age and
service requirements. Under the 401(k) plan, the Company matched
employee contributions to a maximum of 4.00% of annual compensation
in 2015, 2016 and 2017. The Company&#x2019;s contribution pursuant
to this formula was approximately $622,000, $565,000 and $539,000
for the years 2017, 2016 and 2015, respectively. Investments of the
401(k) plan are determined by a committee comprised of senior
management. No investments in Company stock have been made by the
401(k) plan.&#xA0; Contributions to the 401(k) plan are vested
immediately.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">In
December 2001, the Company initiated a postretirement benefit plan
to provide retirement benefits to key officers and its Board of
Directors and to provide death benefits for their designated
beneficiaries. Under the postretirement benefit plan, the Company
purchased life insurance contracts on the lives of the key officers
and each director. The increase in cash surrender value of the
contracts constitutes the Company&#x2019;s contribution to the
postretirement benefit plan each year. Postretirement benefit plan
participants are to be paid annual benefits for a specified number
of years commencing upon retirement. Expenses incurred for benefits
relating to the postretirement benefit plan were approximately
$411,000, $428,000 and $413,000 for the years 2017, 2016 and 2015,
respectively.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company is currently paying medical benefits for certain retired
employees. The Company did not incur any postretirement medical
benefits expense in 2017, 2016 and 2015 due to an excess accrual
balance.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
following table sets forth the change in the accumulated benefit
obligation for the Company&#x2019;s two postretirement benefit plans
described above:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 72%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">2017</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">2016</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Benefit obligation at beginning of period</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,174</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,993</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Service cost</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">348</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">346</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Interest cost</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">68</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">67</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Benefits paid</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(229</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(232</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Benefit obligation at end of period</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">4,361</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">4,174</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
amounts recognized in the Company&#x2019;s Consolidated Balance
Sheet as of December 31, 2017 and 2016 are shown in the following
two tables:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-57</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 76%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 76%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">2017</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">2016</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Benefit obligation $</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,361</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,174</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Fair value of plan assets</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 76%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 76%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">2017</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">2016</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Funded status</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(4,361</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(4,174</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Unrecognized prior service cost/benefit</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Unrecognized net actuarial loss</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 76%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Net amount recognized</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">(4,361</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">(4,174</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 76%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Unfunded accrued liability</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(4,361</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(4,174</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Intangible assets</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 76%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 76%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Net amount recognized</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">(4,361</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">(4,174</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Net
periodic benefit cost of the Company&#x2019;s postretirement benefit
plans for the years ended December 31, 2017, 2016 and 2015
consisted of the following:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">2017</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">2016</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">2015</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Service cost</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">348</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">346</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">334</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Interest cost</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">68</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">67</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">65</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Net periodic cost</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">416</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">413</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">399</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Weighted average discount rate assumption</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
used to determine benefit obligation</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5.49</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5.47</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5.47</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company paid benefits under the two postretirement plans totaling
$229,000 and $232,000 during the years ended December 31, 2017 and
2016, respectively. Information about the expected benefit payments
for the Company&#x2019;s two postretirement benefit plans is as
follows:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 88%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 88%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 88%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Year ending December 31,</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 88%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
2018</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">227</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 88%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
2019</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">304</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 88%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
2020</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">357</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 88%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
2021</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">357</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 88%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
2022</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">346</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 88%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Thereafter</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9,005</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: -36px; margin-right: 0px; margin-left: 36px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(12) &#xA0; &#xA0; &#xA0; Regulatory Matters</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company is subject to various regulatory capital requirements
administered by the federal banking agencies. Failure to meet
minimum capital requirements can initiate certain mandatory and
possibly additional discretionary actions by regulators that, if
undertaken, could have a direct material effect on the
Company&#x2019;s financial statements. Under capital adequacy
guidelines and the regulatory framework for prompt corrective
action, the Company must meet specific capital guidelines that
involve quantitative measures of the assets, liabilities and
certain off-balance-sheet items as calculated under regulatory
accounting practices. The capital amounts and classification are
also subject to qualitative judgments by the regulators about
components, risk weightings, and other factors.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-58</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Quantitative
measures established by regulation to ensure capital adequacy
require the Company to maintain minimum amounts and ratios of
capital in relation to both on- and off-balance sheet items at
various risk weights. Total capital consists of two tiers of
capital. Tier 1 capital includes common shareholders&#x2019; equity
and trust preferred securities less adjustments for intangible
assets. Tier 2 capital consists of the allowance for loan losses,
up to 1.25% of risk-weighted assets and other adjustments.
Management believes, as of December 31, 2017, that the Company and
the Bank meet all capital adequacy requirements to which they are
subject.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">As of
December 31, 2017, the most recent notification from the FDIC
categorized the Bank as well capitalized under the regulatory
framework for prompt corrective action. To be categorized as well
capitalized the Bank must maintain minimum total risk-based, Tier 1
risk-based and Tier 1 leverage ratios as set forth in the table
below. There have been no conditions or events since that
notification that management believes have changed the Bank&#x2019;s
category.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">In
2013, the Federal Reserve Board approved its final rule on the
Basel III capital standards, which implement changes to the
regulatory capital framework for banking organizations. The Basel
III capital standards, which became effective January 1, 2015,
include new risk-based capital and leverage ratios, which are being
phased in from 2015 to 2019. The new minimum capital level
requirements applicable to the Company and the Bank under the final
rules are as follows: (i) a new common equity Tier 1 capital ratio
of 4.5%; (ii) a Tier 1 capital ratio of 6% (increased from 4%);
(iii) a total risk based capital ratio of 8% (unchanged from
previous rules); and (iv) a Tier 1 leverage ratio of 4% (unchanged
from previous rules). An additional capital conservation buffer was
added to the minimum requirements for capital adequacy purposes
beginning on January 1, 2016 at 0.625% and is being phased in
through 2019 (increasing by 0.625% on each subsequent January 1,
until it reaches 2.5% on January 1, 2019). This will result in the
following minimum ratios beginning in 2019: (i) a common equity
Tier 1 capital ratio of 7.0%, (ii) a Tier 1 capital ratio of 8.5%,
and (iii) a total capital ratio of 10.5%. Under the final rules,
institutions would be subject to limitations on paying dividends,
engaging in share repurchases, and paying discretionary bonuses if
its capital level falls below the buffer amount. These limitations
establish a maximum percentage of eligible retained earnings that
could be utilized for such actions.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company&#x2019;s and the Bank&#x2019;s actual capital amounts and
ratios are presented below:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 90%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Actual</font></div>
</font><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 90%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">For
Capital</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Adequacy
Purposes</font></div>
</font><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 90%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">To Be
Well</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Capitalized
Under</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Prompt
Corrective</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Action
Provisions</font></div>
</font><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 90%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; width: 5%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 90%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; width: 5%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 90%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; width: 5%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Amount</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Ratio</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Amount</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Ratio</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Amount</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Ratio</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
As of December 31, 2017:</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total Capital (to Risk-Weighted Assets)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Consolidated</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">138,492</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">16.06</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">79,758</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9.25</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">N/A</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">N/A</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Bank</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">136,299</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">15.83</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">79,627</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9.25</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">86,084</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">10.00</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Tier 1 Capital (to Risk-Weighted Assets)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Consolidated</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">132,126</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">15.32</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">62,513</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">7.25</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">N/A</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">N/A</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Bank</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">129,933</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">15.09</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">62,411</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">7.25</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">68,867</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">8.00</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Tier 1 Capital (to Average Assets)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Consolidated</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">132,126</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">11.94</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">44,255</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4.00</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">N/A</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">N/A</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Bank</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">129,933</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">11.69</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">44,475</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4.00</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">55,594</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5.00</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Common Equity Tier 1 (to Risk-Weighted Assets)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Consolidated</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">112,126</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">13.00</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">49,579</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5.75</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">N/A</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">N/A</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Bank</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">129,933</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">15.09</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">49,498</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5.75</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">55,954</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">6.50</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-59</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 90%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Actual</font></div>
</font><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 90%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">For
Capital</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Adequacy
Purposes</font></div>
</font><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 90%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">To Be
Well</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Capitalized
Under</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Prompt
Corrective</font></div>
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Action
Provisions</font></div>
</font><font style="text-align: left; width: 5%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 90%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; width: 5%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 90%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; width: 5%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="2" style="width: 20%; vertical-align: bottom;">
<div><font style="text-align: left; width: 5%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 90%; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; width: 5%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Amount</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Ratio</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Amount</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Ratio</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Amount</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Ratio</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
As of December 31, 2016:</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total Capital (to Risk-Weighted Assets)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Consolidated</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">131,991</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">16.12</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">70,666</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">8.63</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">N/A</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">N/A</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Bank</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">129,035</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">15.78</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">70,578</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">8.63</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">81,782</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">10.00</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Tier 1 Capital (to Risk-Weighted Assets)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Consolidated</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">124,441</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">15.20</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">54,289</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">6.63</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">N/A</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">N/A</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Bank</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">121,485</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">14.85</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">54,222</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">6.63</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">65,426</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">8.00</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Tier 1 Capital (to Average Assets)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Consolidated</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">124,441</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">11.19</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">44,488</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4.00</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">N/A</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">N/A</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Bank</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">121,485</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">10.88</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">44,677</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4.00</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">55,846</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5.00</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Common Equity Tier 1 (to Risk-Weighted Assets)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Consolidated</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">104,441</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">12.75</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">42,007</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5.13</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">N/A</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">N/A</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 40%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Bank</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">121,485</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">14.85</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">41,954</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5.13</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">53,158</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">6.50</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">%</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">On
August 31, 2015, the FDIC and the Commissioner issued a Consent
Order (the &#x201C;Order&#x201D;) in connection with compliance by
the Bank with the Bank Secrecy Act and its implementing regulations
(collectively, the &#x201C;BSA&#x201D;). The Order was issued
pursuant to the consent of the Bank. In consenting to the issuance
of the Order, the Bank did not admit or deny any unsafe or unsound
banking practices or violations of law or regulation.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Order required the Bank to take certain affirmative actions to
comply with its obligations under the BSA, including, without
limitation, strengthening its Board of Directors&#x2019; oversight
of BSA activities; reviewing, enhancing, adopting and implementing
a revised BSA compliance program; completing a BSA risk assessment;
developing a revised system of internal controls designed to ensure
full compliance with the BSA; reviewing and revising customer due
diligence and risk assessment processes, policies and procedures;
developing, adopting and implementing effective BSA training
programs; assessing BSA staffing needs and resources and appointing
a qualified BSA officer; establishing an independent BSA testing
program; ensuring that all reports required by the BSA are
accurately and properly filed and engaging an independent firm to
review past account activity to determine whether suspicious
activity was properly identified and reported.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">During
the third quarter of 2017 the Bank received notice that the Order
was terminated effective August 30, 2017.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(13)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0; Shareholders&#x2019;
Equity</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Shareholders&#x2019;
equity was $116.0 million, or 10.62% of total assets, as of
December 31, 2017, compared to $107.4 million, or 9.87% of total
assets, as of December 31, 2016. The increase in
shareholders&#x2019; equity is primarily due to an increase in
retained earnings due to net income.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Annualized return
on average equity for the year ended December 31, 2017 was 8.78%
compared to 8.11% for the year ended December 31, 2016. Total cash
dividends paid on common stock were $2.6 million and $2.1 million
for the years ended December 31, 2017 and 2016,
respectively.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Board of Directors, at its discretion, can issue shares of
preferred stock up to a maximum of 5,000,000 shares. The Board is
authorized to determine the number of shares, voting powers,
designations, preferences, limitations and relative rights. The
Board of Directors does not currently anticipate issuing any
additional series of preferred stock.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">In
2016, the Company&#x2019;s Board of Directors authorized a stock
repurchase program, pursuant to which up to $2 million was
allocated to repurchase the Company&#x2019;s common stock. Any
purchases under the Company&#x2019;s stock repurchase program were
made periodically as permitted by securities laws and other legal
requirements in the open market or in privately negotiated
transactions. The timing and amount of any repurchase of shares
were determined by the Company&#x2019;s management, based on its
evaluation of market conditions and other factors. The Company has
repurchased approximately $2.0 million, or 92,738 shares of its
common stock, under this program as of December 31, 2017
..</font></div>
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<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-60</font></div>
</div>
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<div id="hdr">
<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: -36px; margin-right: 0px; margin-left: 36px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(14)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0; Other Operating Income and
Expense</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Miscellaneous
non-interest income for the years ended December 31, 2017, 2016 and
2015 included the following items that exceeded one percent of
total revenues at some point during the following three-year
period:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">2017</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">2016</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">2015</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Visa debit card income</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,757</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,589</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,452</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Net appraisal management fee income</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">780</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">886</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">635</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Insurance and brokerage commissions</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">761</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">632</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">714</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;"><br>
</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">Other
non-interest expense for the years ended December 31, 2017, 2016
and 2015 included the following items that exceeded one percent of
total revenues at some point during the following three-year
period:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 58%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">2017</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">2016</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">2015</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Advertising</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,195</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,136</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">784</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
FDIC insurance</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">347</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">494</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">681</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Visa debit card expense</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,248</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,140</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">988</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Telephone</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">855</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">754</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">588</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Foreclosure/OREO expense</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">46</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">120</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">398</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Internet banking expense</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">720</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">710</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">671</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
FHLB advance prepayment penalty</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">508</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,260</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">504</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 58%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Consulting</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">785</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2,257</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">904</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: -36px; margin-right: 0px; margin-left: 36px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(15) &#xA0; &#xA0; &#xA0;&#xA0; Fair Value of Financial
Instruments</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company is required to disclose fair value information about
financial instruments, whether or not recognized on the face of the
balance sheet, for which it is practicable to estimate that value.
The assumptions used in the estimation of the fair value of the
Company&#x2019;s financial instruments are detailed below. Where
quoted prices are not available, fair values are based on estimates
using discounted cash flows and other valuation techniques. The use
of discounted cash flows can be significantly affected by the
assumptions used, including the discount rate and estimates of
future cash flows. The following disclosures should not be
considered a surrogate of the liquidation value of the Company, but
rather a good faith estimate of the increase or decrease in the
value of financial instruments held by the Company since purchase,
origination, or issuance.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
Company groups assets and liabilities at fair value in three
levels, based on the markets in which the assets and liabilities
are traded and the reliability of the assumptions used to determine
fair value. These levels are:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 72px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">Level 1 &#x2013;
Valuation is based upon quoted prices for identical instruments
traded in active markets.</font></div>
</div>
</div>
<div style="margin-left: 72px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">Level 2 &#x2013;
Valuation is based upon quoted prices for similar instruments in
active markets, quoted prices for identical or similar instruments
in markets that are not active, and model-based valuation
techniques for which all significant assumptions are observable in
the market.</font></div>
</div>
</div>
<div style="margin-left: 72px; display: table;">
<div style="display: table-row;">
<div style="text-align: left; width: 24px; display: table-cell;">
<font style="font-size: 13px;">&#x25CF;</font></div>
<div style="text-align: justify; display: table-cell;"><font style="font-family: Times New Roman; font-size: 13px;">Level 3 &#x2013;
Valuation is generated from model-based techniques that use at
least one significant assumption not observable in the market.
These unobservable assumptions reflect estimates of assumptions
that market participants would use in pricing the asset or
liability. Valuation techniques include use of option pricing
models, discounted cash flow models and similar
techniques.</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Cash and Cash Equivalents</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 96px;">
<font style="font-family: Times New Roman; font-size: 13px;">For
cash, due from banks and interest-bearing deposits, the carrying
amount is a reasonable estimate of fair value. Cash and cash
equivalents are reported in the Level 1 fair value
category.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Investment Securities Available for Sale</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 96px;">
<font style="font-family: Times New Roman; font-size: 13px;">Fair
values of investment securities available for sale are determined
by obtaining quoted prices on nationally recognized securities
exchanges when available. If quoted prices are not available, fair
value is determined using matrix pricing, which is a mathematical
technique used widely in the industry to value debt securities
without relying exclusively on quoted prices for the specific
securities but rather by relying on the securities&#x2019;
relationship to other benchmark quoted securities. Fair values for
investment securities with quoted market prices are reported in the
Level 1 fair value category. Fair value measurements obtained from
independent pricing services are reported in the Level 2 fair value
category.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 96px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-61</font></div>
</div>
<div id="pb" style="text-align: center; margin-left: 0px; margin-right: 0px; margin-bottom: 6px; page-break-after: always; width: 100%; height: 1px; background-color: #000000">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 96px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 96px;">
<font style="font-family: Times New Roman; font-size: 13px;">All
other fair value measurements are reported in the Level 3 fair
value category.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">&#xA0;
<font style="font-family: Times New Roman; font-size: 13px;"><br>
</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Other Investments</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 96px;">
<font style="font-family: Times New Roman; font-size: 13px;">For
other investments, the carrying value is a reasonable estimate of
fair value. Other investments are reported in the Level 3 fair
value category.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Mortgage Loans Held for Sale</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 96px;">
<font style="font-family: Times New Roman; font-size: 13px;">Mortgage loans
held for sale are carried at lower of aggregate cost or market
value. The cost of mortgage loans held for sale approximates the
market value. Mortgage loans held for sale are reported in the
Level 3 fair value category.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Loans</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 96px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
fair value of fixed rate loans is estimated by discounting the
future cash flows using the current rates at which similar loans
would be made to borrowers with similar credit ratings. For
variable rate loans, the carrying amount is a reasonable estimate
of fair value. Loans are reported in the Level 3 fair value
category, as the pricing of loans is more subjective than the
pricing of other financial instruments.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Cash Surrender Value of Life Insurance</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 96px;">
<font style="font-family: Times New Roman; font-size: 13px;">For
cash surrender value of life insurance, the carrying value is a
reasonable estimate of fair value. Cash surrender value of life
insurance is reported in the Level 2 fair value
category.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 96px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Other Real Estate</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 96px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
fair value of other real estate is based upon independent market
prices, appraised values of the collateral or management&#x2019;s
estimation of the value of the collateral. Other real estate is
reported in the Level 3 fair value category.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Deposits</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 96px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
fair value of demand deposits, interest-bearing demand deposits and
savings is the amount payable on demand at the reporting date. The
fair value of certificates of deposit is estimated by discounting
the future cash flows using the rates currently offered for
deposits of similar remaining maturities. Deposits are reported in
the Level 2 fair value category.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Securities Sold Under Agreements to Repurchase</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 96px;">
<font style="font-family: Times New Roman; font-size: 13px;">For
securities sold under agreements to repurchase, the carrying value
is a reasonable estimate of fair value. Securities sold under
agreements to repurchase are reported in the Level 2 fair value
category.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
FHLB Borrowings</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 96px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
fair value of FHLB borrowings is estimated based upon discounted
future cash flows using a discount rate comparable to the current
market rate for such borrowings. FHLB borrowings are reported in
the Level 2 fair value category.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Junior Subordinated Debentures</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 96px;">
<font style="font-family: Times New Roman; font-size: 13px;">Because the
Company&#x2019;s junior subordinated debentures were issued at a
floating rate, the carrying amount is a reasonable estimate of fair
value. Junior subordinated debentures are reported in the Level 2
fair value category.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Commitments to Extend Credit and Standby Letters of
Credit</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 96px;">
<font style="font-family: Times New Roman; font-size: 13px;">Commitments to
extend credit and standby letters of credit are generally
short-term and at variable interest rates. Therefore, both the
carrying value and estimated fair value associated with these
instruments are immaterial.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 48px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; text-decoration: underline;">
Limitations</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 96px;">
<font style="font-family: Times New Roman; font-size: 13px;">Fair
value estimates are made at a specific point in time, based on
relevant market information and information about the financial
instrument. These estimates do not reflect any premium or discount
that could result from offering for sale at one time the
Company&#x2019;s entire holdings of a particular financial
instrument. Because no market exists for a significant portion of
the Company&#x2019;s financial instruments, fair value estimates are
based on many judgments. These estimates are subjective in nature
and involve uncertainties and matters of significant judgment and
therefore cannot be determined with precision. Changes in
assumptions could significantly affect the estimates.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 96px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-62</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 96px;">
<font style="font-family: Times New Roman; font-size: 13px;">Fair
value estimates are based on existing on and off-balance sheet
financial instruments without attempting to estimate the value of
anticipated future business and the value of assets and liabilities
that are not considered financial instruments. Significant assets
and liabilities that are not considered financial instruments
include deferred income taxes and premises and equipment. In
addition, the tax ramifications related to the realization of
unrealized gains and losses can have a significant effect on fair
value estimates and have not been considered in the
estimates.</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">The
fair value presentation for recurring assets is presented in Note
2. There were no recurring liabilities at December 31, 2017 and
2016. The fair value presentation for non-recurring assets is
presented in Note 3. There were no non-recurring liabilities at
December 31, 2017 and 2016. The carrying amount and estimated fair
value of the Company&#x2019;s financial instruments at December 31,
2017 and 2016 are as follows:</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 50%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="4" style="width: 40%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 96%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Fair Value
Measurements at December 31, 2017</font></div>
</font><font style="text-align: left; width: 2%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 50%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Carrying</font></div>
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Amount</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Level
1</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Level
2</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Level
3</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Total</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Assets:</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Cash and cash equivalents</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">53,186</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">53,186</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">53,186</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Investment securities available for sale</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">229,321</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">229,071</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">250</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">229,321</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Other investments</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,830</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,830</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,830</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Mortgage loans held for sale</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">857</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">857</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">857</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Loans, net</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">753,398</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">735,837</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">735,837</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Cash surrender value of life insurance</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">15,552</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">15,552</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">15,552</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Liabilities:</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Deposits</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">906,952</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">894,932</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">894,932</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Securities sold under agreements</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
to repurchase</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">37,757</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">37,757</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">37,757</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Junior subordinated debentures</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">20,619</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">20,619</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">20,619</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
(Dollars in thousands)</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td rowspan="1" style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 50%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td colspan="4" style="width: 40%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 96%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Fair Value
Measurements at December 31, 2016</font></div>
</font><font style="text-align: left; width: 2%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 50%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Carrying</font></div>
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Amount</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Level
1</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Level
2</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Level
3</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">
<div><font style="color: rgb(51, 51, 51); font-family: Times New Roman;">Total</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Assets:</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Cash and cash equivalents</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">70,094</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">70,094</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">70,094</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Investment securities available for sale</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">249,946</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">249,196</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">750</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">249,946</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Other investments</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2,635</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2,635</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">2,635</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Mortgage loans held for sale</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,709</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,709</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">5,709</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Loans, net</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">716,261</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">720,675</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">720,675</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Cash surrender value of life insurance</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">14,952</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">14,952</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">14,952</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 50%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Liabilities:</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Deposits</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">892,918</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">884,510</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">884,510</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Securities sold under agreements</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
to repurchase</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">36,434</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">36,434</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">36,434</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
FHLB borrowings</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">20,000</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">18,864</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">18,864</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 50%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px;">
Junior subordinated debentures</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">20,619</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">20,619</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">20,619</font><font style="text-align: left; width: 10%; color: rgb(51, 51, 51); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-63</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
<!--page break--></div>
<div id="hdr">
<div style="text-align: left; width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: -48px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: -48px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(16)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0; Peoples Bancorp of North
Carolina, Inc. (Parent Company Only) Condensed Financial
Statements</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td colspan="3" rowspan="1" style="width: 100%; vertical-align: bottom;">
<div><font style="text-align: left; width: 3%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 94%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Balance Sheets</font></div>
</font><font style="text-align: left; width: 3%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="3" style="width: 100%; vertical-align: bottom;">
<div><font style="text-align: left; width: 3%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 94%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
December 31, 2017 and 2016</font></div>
</font><font style="text-align: left; width: 3%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="3" style="width: 100%; vertical-align: bottom;">
<div><font style="text-align: left; width: 3%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 94%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(Dollars in thousands)</font></div>
</font><font style="text-align: left; width: 3%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 72%; vertical-align: bottom;">
<div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 120px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
<font style="text-decoration: underline;">Assets</font></font></div>
</div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; text-decoration: underline; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; text-decoration: underline;">
2017</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; text-decoration: underline; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; text-decoration: underline;">
2016</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Cash</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">428</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">957</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Interest-bearing time deposit</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,000</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,000</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Investment in subsidiaries</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">133,781</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">124,471</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Investment in PEBK Capital Trust II</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">619</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">619</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Investment securities available for sale</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">250</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">750</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Other assets</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">546</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">275</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total assets</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">136,624</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">128,072</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 48px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
<font style="text-decoration: underline;">Liabilities and
Shareholders' Equity</font></font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Junior subordinated debentures</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">20,619</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">20,619</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Liabilities</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">30</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">25</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Shareholders' equity</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">115,975</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">107,428</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 72%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 72%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total liabilities and shareholders' equity</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">136,624</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 14%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">128,072</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td colspan="4" rowspan="1" style="width: 100%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 96%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Statements of Earnings</font></div>
</font><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="4" style="width: 100%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 96%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
For the Years Ended December 31, 2017, 2016 and 2015</font></div>
</font><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="4" style="width: 100%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 96%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(Dollars in thousands)</font></div>
</font><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Revenues:</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; text-decoration: underline; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; text-decoration: underline;">
2017</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; text-decoration: underline; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; text-decoration: underline;">
2016</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; text-decoration: underline; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; text-decoration: underline;">
2015</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Interest and dividend income</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">1,839</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,569</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,979</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Gain on sale of securities</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">405</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total revenues</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,839</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">4,974</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">3,979</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Expenses:</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Interest</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">590</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">485</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">403</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Other operating expenses</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">725</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">513</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">538</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="1" style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Total expenses</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,315</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">998</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">941</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="1" style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Income before income tax benefit and equity in</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
undistributed earnings of subsidiaries</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">524</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,976</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,038</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Income tax benefit</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">434</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">178</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">262</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Income before equity in undistributed</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
earnings of subsidiaries</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">958</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">4,154</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">3,300</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="1" style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Equity in undistributed earnings of subsidiaries</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">9,310</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">5,023</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">6,333</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="1" style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net earnings</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">10,268</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">9,177</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">9,633</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-64</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td colspan="4" rowspan="1" style="width: 100%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 96%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
Statements of Cash Flows</font></div>
</font><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="4" style="width: 100%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 96%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
For the Years Ended December 31, 2017, 2016 and 2015</font></div>
</font><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td colspan="4" style="width: 100%; vertical-align: bottom;">
<div><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 96%; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(Dollars in thousands)</font></div>
</font><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; text-decoration: underline; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; text-decoration: underline;">
2017</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; text-decoration: underline; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; text-decoration: underline;">
2016</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; font-size: 12px; text-decoration: underline; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; text-decoration: underline;">
2015</font></div>
</font><font style="text-align: left; width: 10%; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Cash flows from operating activities:</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr>
<td style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 80%; vertical-align: bottom; display: inline-block;">
<div><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</font><font style="text-align: left; width: 10%; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net earnings</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">10,268</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9,177</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">9,633</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Adjustments to reconcile net earnings to net</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
cash provided by operating activities:</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Equity in undistributed earnings of subsidiaries</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(9,310</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(5,023</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(6,333</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Gain on sale of investment securities</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(405</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Change in:</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Other assets</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(272</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">61</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
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</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Accrued income</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
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</td>
<td style="width: 12%; vertical-align: bottom;">
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</td>
<td style="width: 12%; vertical-align: bottom;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 48px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Accrued expense</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 12%; vertical-align: bottom;">
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</td>
<td style="width: 12%; vertical-align: bottom;">
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</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 48px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Other liabilities</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 12%; vertical-align: bottom;">
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</td>
<td style="width: 12%; vertical-align: bottom;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 72px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net cash provided by operating activities</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">3,815</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Cash flows from investing activities:</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Proceeds from calls and maturities of investment
securities</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
available for sale</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">500</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">669</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="padding-bottom: 2px; margin-left: 0px;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
In kind transfer from parent to Bank</font></div>
</div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">10</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 72px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net cash provided by investing activities</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">500</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">679</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Cash flows from financing activities:</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Cash dividends paid on common stock</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(2,629</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(2,106</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(1,574</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Cash in lieu stock dividend</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(6</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-<br>
</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Stock repurchase</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(1,984</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(1,917</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 12px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Proceeds from exercise of restricted stock units</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">915</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">-</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 72px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net cash used by financing activities</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(1,720</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(4,090</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(3,491</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Net change in cash</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(529</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">404</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(192</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Cash at beginning of year</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">957</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">553</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">745</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Cash at end of year</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">428</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">957</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">553</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 64%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Noncash investing and financing activities:</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 24px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
Change in unrealized gain on investment securities</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 64%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 36px; margin-right: 0px; margin-left: 0px;">
<font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px;">
&#xA0;available for sale, net</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(1</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">(2,523</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 12%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">57</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 13px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<div id="ftr">
<div style="text-align: left; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px;">A-65</font></div>
</div>
<div id="pb" style="text-align: center; width: 100%; height: 1px; margin-right: 0px; margin-bottom: 6px; margin-left: 0px; page-break-after: always; background-color: rgb(0, 0, 0);">
<!--page break line--></div>
<div id="hdr">
<div style="text-align: right; width: 100%;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</div>
</div>
<div style="text-align: justify; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: -48px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px; font-weight: bold;">
(17)&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0;&#xA0; Quarterly
Data</font></div>
<div style="text-align: left; text-indent: -48px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: center; margin-left: 48px;">
<table cellpadding="0" cellspacing="0" style="text-align: center; width: 100%; font-family: inherit; font-size: inherit; margin-right: 0px; margin-left: 0px;">
<tr>
<td rowspan="1" style="width: 20%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 11px;">&#xA0;</font></div>
</td>
<td colspan="4" rowspan="1" style="width: 40%; vertical-align: bottom;">
<div><font style="font-size: 11px;"><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 96%; vertical-align: bottom; display: inline-block;">
<div><font>&#xA0; <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
&#xA0;2017</font></font></div>
</font><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td colspan="4" rowspan="1" style="width: 40%; vertical-align: bottom;">
<div><font style="font-size: 11px;"><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: center; width: 96%; vertical-align: bottom; display: inline-block;">
<div><font>&#xA0; <font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
&#xA0;2016</font></font></div>
</font><font style="text-align: left; width: 2%; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr>
<td colspan="1" style="width: 20%; vertical-align: bottom;">
<div style="border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 11px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
(Dollars in thousands, except per</font></font></div>
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 11px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
share amounts)</font></font></div>
</div>
</div>
</td>
<td style="width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 11px;"><font style="text-align: left; width: 10%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
&#xA0;First</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 11px;"><font style="text-align: left; width: 10%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
&#xA0;Second</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 11px;"><font style="text-align: left; width: 10%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
&#xA0;Third</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td colspan="1" style="width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 11px;"><font style="text-align: left; width: 10%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
&#xA0;Fourth</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 11px;"><font style="text-align: left; width: 10%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
&#xA0;First</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 11px;"><font style="text-align: left; width: 10%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
&#xA0;Second</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 11px;"><font style="text-align: left; width: 10%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
&#xA0;Third</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid;">
<div><font style="font-size: 11px;"><font style="text-align: left; width: 10%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: center; width: 80%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">
<div><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
&#xA0;Fourth</font></div>
</font><font style="text-align: left; width: 10%; padding-bottom: 2px; vertical-align: bottom; display: inline-block;">&#xA0;</font></font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 20%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Total interest
income</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">10,064</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">10,461</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">10,698</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">10,726</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">9,905</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">9,815</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">9,982</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">10,107</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 20%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Total interest
expense</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">598</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">622</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">650</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">507</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">809</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">813</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">828</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">821</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 20%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Net interest income</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">9,466</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">9,839</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">10,048</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">10,219</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">9,096</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">9,002</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">9,154</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">9,286</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 20%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 20%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">(Reduction of)
provision for loan losses</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">(236</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">49</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">(218</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">(102</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">(216</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">(531</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">(360</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">(99</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 20%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Other
income</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">2,876</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">3,281</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">3,504</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">3,177</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">3,324</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">3,572</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">3,414</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">3,666</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 20%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Other
expense</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">9,795</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">9,335</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">9,351</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">10,169</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">9,492</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">9,109</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">9,598</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">11,783</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 20%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Income before income taxes</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">2,783</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">3,736</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">4,419</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">3,329</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">3,144</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">3,330</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">1,268</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 20%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 20%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman;">Income taxes
(benefit)</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">578</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">925</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,177</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,319</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">691</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,032</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">872</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">(34</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">)</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 20%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 2px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Net earnings</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">2,205</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">2,811</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">3,242</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">2,010</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">2,453</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">2,964</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">2,458</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 2px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">1,302</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 2px; border-bottom-style: solid; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td colspan="1" style="width: 20%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
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</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td colspan="1" style="width: 20%; vertical-align: bottom;">
<div style="margin-left: 0px;"><font style="font-family: Times New Roman; font-size: 12px;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
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</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font><font style="text-align: left; width: 10%; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(255, 255, 255);">
<td style="width: 20%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Basic net earnings per share</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.36</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.47</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.54</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.34</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.41</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.49</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.41</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.22</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
</tr><tr style="background-color: rgb(204, 238, 255);">
<td style="width: 20%; vertical-align: bottom;">
<div style="text-align: left; text-indent: 0px; padding-bottom: 4px; margin-right: 0px; margin-left: 0px;">
<font style="font-size: 12px;"><font style="color: rgb(0, 0, 0); font-family: Times New Roman; font-weight: bold;">
Diluted net earnings per share&#xA0;</font></font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.36<br>
</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.46<br>
</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.53<br>
</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.34<br>
</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">$</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.40<br>
</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.48<br>
</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.40<br>
</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
<td style="width: 10%; vertical-align: bottom;">
<div><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); padding-bottom: 4px; font-family: Times New Roman; font-size: 12px; vertical-align: bottom; display: inline-block;">
&#xA0;</font><font style="text-align: left; width: 5%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font><font style="text-align: right; width: 75%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">0.22<br>
</font><font style="text-align: left; width: 10%; color: rgb(0, 0, 0); font-family: Times New Roman; font-size: 12px; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 4px; border-bottom-style: double; display: inline-block;">&#xA0;</font></div>
</td>
</tr></table>
</div>
<div style="text-align: left; text-indent: -48px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: -48px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: -48px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
<div style="text-align: left; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
<div id="pn" style="text-align: center"><font style="font-family: Times New Roman; font-size: 13px">A-66</font></div>
</div>
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<div style="text-align: right; width: 100%"><font style="font-family: Times New Roman; font-size: 11px">&#xA0;</font></div>
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</div>
<div style="text-align: left; text-indent: -48px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: left; text-indent: -48px; margin-right: 0px; margin-left: 48px;">
<font style="font-family: Times New Roman; font-size: 13px;">&#xA0;</font></div>
<div style="text-align: center; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-weight: bold; font-family: Times New Roman; font-size: 13px">
DIRECTORS AND OFFICERS OF THE COMPANY</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline; font-weight: bold; font-family: Times New Roman; font-size: 13px">
DIRECTORS</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline; font-weight: bold; font-family: Times New Roman; font-size: 13px">
Robert C. Abernethy &#x2013; Chairman</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Chairman
of the Board, Peoples Bancorp of North Carolina, Inc. and Peoples
Bank;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">President,
Secretary and Treasurer, Carolina Glove Company, Inc. (glove
manufacturer)</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Secretary
and Assistant Treasurer, Midstate Contractors, Inc. (paving
company)</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline; font-weight: bold; font-family: Times New Roman; font-size: 13px">
James S. Abernethy</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Vice
President, Carolina Glove Company, Inc. (glove
manufacturer)</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">President
and Assistant Secretary, Midstate Contractors, Inc. (paving
company)</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Vice
President, Secretary and Chairman of the Board of Directors,
Alexander Railroad Company</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline; font-weight: bold; font-family: Times New Roman; font-size: 13px">
Douglas S. Howard</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Vice
President, Secretary and Treasurer, Denver Equipment of Charlotte,
Inc.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline; font-weight: bold; font-family: Times New Roman; font-size: 13px">
John W. Lineberger, Jr.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">President,
Lincoln Bonded Warehouse Company (commercial warehousing
facility)</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline; font-weight: bold; font-family: Times New Roman; font-size: 13px">
Gary E. Matthews</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">President
and Director, Matthews Construction Company, Inc. (general
contractor)</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline; font-weight: bold; font-family: Times New Roman; font-size: 13px">
Billy L. Price, Jr. MD</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Practitioner
of Internal Medicine, BL Price Jr. Medical Consultants,
PLLC</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline; font-weight: bold; font-family: Times New Roman; font-size: 13px">
Larry E. Robinson</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Shareholder,
Director, Chairman of the Board and Chief Executive Officer, The
Blue Ridge Distributing Co., Inc. (beer and wine
distributor)</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Director
and member of the Board of Directors, United Beverages of North
Carolina, LLC (beer distributor)</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline; font-weight: bold; font-family: Times New Roman; font-size: 13px">
William Gregory (Greg) Terry</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">President,
DFH Holdings</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Operator/General
Manager, Drum &amp; Willis-Reynolds Funeral Homes and
Crematory</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline; font-weight: bold; font-family: Times New Roman; font-size: 13px">
Dan Ray Timmerman, Sr.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Chairman
of the Board and Chief Executive Officer, Timmerman Manufacturing,
Inc. (wrought iron furniture, railings and gates
manufacturer)</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline; font-weight: bold; font-family: Times New Roman; font-size: 13px">
Benjamin I. Zachary</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">President,
Treasurer, General Manager and Director, Alexander Railroad
Company</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline; font-weight: bold; font-family: Times New Roman; font-size: 13px">
OFFICERS</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline; font-weight: bold; font-family: Times New Roman; font-size: 13px">
Lance A. Sellers</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">President
and Chief Executive Officer</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline; font-weight: bold; font-family: Times New Roman; font-size: 13px">
A. Joseph Lampron, Jr.</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Executive
Vice President, Chief Financial Officer, Corporate Treasurer and
Assistant Corporate Secretary</font></div>
<div style="text-align: justify; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">&#xA0;</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="text-decoration: underline; font-weight: bold; font-family: Times New Roman; font-size: 13px">
William D. Cable, Sr.</font></div>
<div style="text-align: left; margin-left: 0px; margin-right: 0px; text-indent: 0px">
<font style="font-family: Times New Roman; font-size: 13px">Executive
Vice President, Corporate Secretary and Assistant Corporate
Treasurer</font></div>
<div id="pgbrk" style="width: 100%; margin-left: 0px; text-indent: 0px; margin-right: 0px">
<div id="ftr">
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
