XML 69 R54.htm IDEA: XBRL DOCUMENT v3.19.1
3. Loans, Credit Risk (Details) - USD ($)
$ in Thousands
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Credit risk profile      
Total Loans $ 804,023 $ 759,764 $ 723,811
Excellent Quality      
Credit risk profile      
Total Loans 7,577 9,979  
High Quality      
Credit risk profile      
Total Loans 204,792 199,289  
Good Quality      
Credit risk profile      
Total Loans 489,142 461,054  
Management Attention      
Credit risk profile      
Total Loans 81,903 62,247  
Watch      
Credit risk profile      
Total Loans 13,824 19,276  
Substandard      
Credit risk profile      
Total Loans 6,785 7,919  
Doubtful      
Credit risk profile      
Total Loans 0 0  
Loss      
Credit risk profile      
Total Loans 0 0  
Construction and land development      
Credit risk profile      
Total Loans 94,178 84,987  
Single-family residential      
Credit risk profile      
Total Loans 252,983 246,703  
Single-family residential - Banco de la Gente Non-traditional      
Credit risk profile      
Total Loans 34,261 37,249  
Commercial      
Credit risk profile      
Total Loans 270,055 248,637  
Multifamily and Farmland      
Credit risk profile      
Total Loans 33,163 28,937  
Commercial loans (not secured by real estate)      
Credit risk profile      
Total Loans 97,465 89,022  
Farm loans (not secured by real estate)      
Credit risk profile      
Total Loans 926 1,204  
Consumer loans (not secured by real estate)      
Credit risk profile      
Total Loans 9,165 9,888  
All other loans (not secured by real estate)      
Credit risk profile      
Total Loans 11,827 13,137  
Construction and land development      
Credit risk profile      
Total Loans 94,178 84,987 61,749
Construction and land development | Excellent Quality      
Credit risk profile      
Total Loans 504 152  
Construction and land development | High Quality      
Credit risk profile      
Total Loans 24,594 20,593  
Construction and land development | Good Quality      
Credit risk profile      
Total Loans 59,549 53,586  
Construction and land development | Management Attention      
Credit risk profile      
Total Loans 5,707 4,313  
Construction and land development | Watch      
Credit risk profile      
Total Loans 3,669 6,060  
Construction and land development | Substandard      
Credit risk profile      
Total Loans 155 283  
Construction and land development | Doubtful      
Credit risk profile      
Total Loans 0 0  
Construction and land development | Loss      
Credit risk profile      
Total Loans 0 0  
Single-family residential      
Credit risk profile      
Total Loans 252,983 246,703 240,700
Single-family residential | Excellent Quality      
Credit risk profile      
Total Loans 5,795 8,590  
Single-family residential | High Quality      
Credit risk profile      
Total Loans 128,588 120,331  
Single-family residential | Good Quality      
Credit risk profile      
Total Loans 92,435 89,120  
Single-family residential | Management Attention      
Credit risk profile      
Total Loans 19,200 20,648  
Single-family residential | Watch      
Credit risk profile      
Total Loans 3,761 4,796  
Single-family residential | Substandard      
Credit risk profile      
Total Loans 3,204 3,218  
Single-family residential | Doubtful      
Credit risk profile      
Total Loans 0 0  
Single-family residential | Loss      
Credit risk profile      
Total Loans 0 0  
Single-family residential - Banco de la Gente Non-traditional      
Credit risk profile      
Total Loans 34,261 37,249 40,189
Single-family residential - Banco de la Gente Non-traditional | Excellent Quality      
Credit risk profile      
Total Loans 0 0  
Single-family residential - Banco de la Gente Non-traditional | High Quality      
Credit risk profile      
Total Loans 0 0  
Single-family residential - Banco de la Gente Non-traditional | Good Quality      
Credit risk profile      
Total Loans 13,776 14,955  
Single-family residential - Banco de la Gente Non-traditional | Management Attention      
Credit risk profile      
Total Loans 15,012 15,113  
Single-family residential - Banco de la Gente Non-traditional | Watch      
Credit risk profile      
Total Loans 2,408 3,357  
Single-family residential - Banco de la Gente Non-traditional | Substandard      
Credit risk profile      
Total Loans 3,065 3,824  
Single-family residential - Banco de la Gente Non-traditional | Doubtful      
Credit risk profile      
Total Loans 0 0  
Single-family residential - Banco de la Gente Non-traditional | Loss      
Credit risk profile      
Total Loans 0 0  
Commercial      
Credit risk profile      
Total Loans 270,055 248,637 247,521
Commercial | Excellent Quality      
Credit risk profile      
Total Loans 0 0  
Commercial | High Quality      
Credit risk profile      
Total Loans 25,321 34,360  
Commercial | Good Quality      
Credit risk profile      
Total Loans 211,541 196,439  
Commercial | Management Attention      
Credit risk profile      
Total Loans 30,333 13,727  
Commercial | Watch      
Credit risk profile      
Total Loans 2,616 3,671  
Commercial | Substandard      
Credit risk profile      
Total Loans 244 440  
Commercial | Doubtful      
Credit risk profile      
Total Loans 0 0  
Commercial | Loss      
Credit risk profile      
Total Loans 0 0  
Multifamily and Farmland      
Credit risk profile      
Total Loans 33,163 28,937 21,047
Multifamily and Farmland | Excellent Quality      
Credit risk profile      
Total Loans 0 0  
Multifamily and Farmland | High Quality      
Credit risk profile      
Total Loans 395 561  
Multifamily and Farmland | Good Quality      
Credit risk profile      
Total Loans 27,774 25,306  
Multifamily and Farmland | Management Attention      
Credit risk profile      
Total Loans 3,906 1,912  
Multifamily and Farmland | Watch      
Credit risk profile      
Total Loans 1,088 1,146  
Multifamily and Farmland | Substandard      
Credit risk profile      
Total Loans 0 12  
Multifamily and Farmland | Doubtful      
Credit risk profile      
Total Loans 0 0  
Multifamily and Farmland | Loss      
Credit risk profile      
Total Loans 0 0  
Commercial loans (not secured by real estate)      
Credit risk profile      
Total Loans 97,465 89,022 87,596
Commercial loans (not secured by real estate) | Excellent Quality      
Credit risk profile      
Total Loans 605 446  
Commercial loans (not secured by real estate) | High Quality      
Credit risk profile      
Total Loans 20,520 17,559  
Commercial loans (not secured by real estate) | Good Quality      
Credit risk profile      
Total Loans 69,651 65,626  
Commercial loans (not secured by real estate) | Management Attention      
Credit risk profile      
Total Loans 6,325 5,051  
Commercial loans (not secured by real estate) | Watch      
Credit risk profile      
Total Loans 264 223  
Commercial loans (not secured by real estate) | Substandard      
Credit risk profile      
Total Loans 100 117  
Commercial loans (not secured by real estate) | Doubtful      
Credit risk profile      
Total Loans 0 0  
Commercial loans (not secured by real estate) | Loss      
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate)      
Credit risk profile      
Total Loans 926 1,204 $ 0
Farm loans (not secured by real estate) | Excellent Quality      
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | High Quality      
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | Good Quality      
Credit risk profile      
Total Loans 785 1,085  
Farm loans (not secured by real estate) | Management Attention      
Credit risk profile      
Total Loans 141 119  
Farm loans (not secured by real estate) | Watch      
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | Substandard      
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | Doubtful      
Credit risk profile      
Total Loans 0 0  
Farm loans (not secured by real estate) | Loss      
Credit risk profile      
Total Loans 0 0  
Consumer loans (not secured by real estate)      
Credit risk profile      
Total Loans 9,165 9,888  
Consumer loans (not secured by real estate) | Excellent Quality      
Credit risk profile      
Total Loans 673 791  
Consumer loans (not secured by real estate) | High Quality      
Credit risk profile      
Total Loans 3,229 3,475  
Consumer loans (not secured by real estate) | Good Quality      
Credit risk profile      
Total Loans 4,699 5,012  
Consumer loans (not secured by real estate) | Management Attention      
Credit risk profile      
Total Loans 529 562  
Consumer loans (not secured by real estate) | Watch      
Credit risk profile      
Total Loans 18 23  
Consumer loans (not secured by real estate) | Substandard      
Credit risk profile      
Total Loans 17 25  
Consumer loans (not secured by real estate) | Doubtful      
Credit risk profile      
Total Loans 0 0  
Consumer loans (not secured by real estate) | Loss      
Credit risk profile      
Total Loans 0 0  
All other loans (not secured by real estate)      
Credit risk profile      
Total Loans 11,827 13,137  
All other loans (not secured by real estate) | Excellent Quality      
Credit risk profile      
Total Loans 0 0  
All other loans (not secured by real estate) | High Quality      
Credit risk profile      
Total Loans 2,145 2,410  
All other loans (not secured by real estate) | Good Quality      
Credit risk profile      
Total Loans 8,932 9,925  
All other loans (not secured by real estate) | Management Attention      
Credit risk profile      
Total Loans 750 802  
All other loans (not secured by real estate) | Watch      
Credit risk profile      
Total Loans 0 0  
All other loans (not secured by real estate) | Substandard      
Credit risk profile      
Total Loans 0 0  
All other loans (not secured by real estate) | Doubtful      
Credit risk profile      
Total Loans 0 0  
All other loans (not secured by real estate) | Loss      
Credit risk profile      
Total Loans $ 0 $ 0