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Consolidated Statements of Earnings (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2019
Jun. 30, 2018
Jun. 30, 2019
Jun. 30, 2018
Interest income:        
Interest and fees on loans $ 10,894 $ 9,386 $ 21,513 $ 18,455
Interest on due from banks 35 124 49 169
Interest on investment securities:        
U.S. Government sponsored enterprises 641 524 1,314 1,130
State and political subdivisions 760 980 1,594 1,976
Other 45 45 88 88
Total interest income 12,375 11,059 24,558 21,818
Interest expense:        
NOW, MMDA & savings deposits 320 186 602 362
Time deposits 171 110 322 215
FHLB borrowings 3 0 49 0
Junior subordinated debentures 220 198 446 369
Other 67 19 119 34
Total interest expense 781 513 1,538 980
Net interest income 11,594 10,546 23,020 20,838
Provision for loan losses 77 231 255 262
Net interest income after provision for loan losses 11,517 10,315 22,765 20,576
Non-interest income:        
Service charges 1,138 1,056 2,231 2,080
Other service charges and fees 177 175 346 355
Gain on sale of investment securities 0 50 231 50
Mortgage banking income 311 240 458 456
Insurance and brokerage commissions 205 203 436 385
Appraisal management fee income 1,112 854 1,974 1,643
Gain/(loss) on sale and write-down of other real estate (17) (3) (17) 3
Miscellaneous 1,459 1,441 2,846 2,780
Total non-interest income 4,385 4,016 8,505 7,752
Non-interest expense:        
Salaries and employee benefits 5,718 5,385 11,365 10,347
Occupancy 1,811 1,750 3,548 3,606
Professional fees 429 373 718 753
Advertising 275 260 541 501
Debit card expense 239 283 466 492
FDIC insurance 80 84 152 167
Appraisal management fee expense 864 654 1,526 1,246
Other 1,828 1,771 3,844 3,490
Total non-interest expense 11,244 10,560 22,160 20,602
Earnings before income taxes 4,658 3,771 9,110 7,726
Income tax expense 845 595 1,630 1,247
Net earnings $ 3,813 $ 3,176 $ 7,480 $ 6,479
Basic net earnings per share $ 0.64 $ 0.53 $ 1.25 $ 1.08
Diluted net earnings per share 0.64 0.53 1.25 1.08
Cash dividends declared per share $ 0.14 $ 0.13 $ 0.28 $ 0.26