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Consolidated Statements of Earnings - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Interest income:      
Interest and fees on loans $ 43,301 $ 38,654 $ 34,888
Interest on due from banks 213 304 219
Interest on federal funds sold 331 0 0
Interest on investment securities:      
U.S. Government sponsored enterprises 2,670 2,333 2,404
States and political subdivisions 2,915 3,877 4,236
Other 171 182 202
Total interest income 49,601 45,350 41,949
Interest expense:      
NOW, MMDA & savings deposits 1,596 769 598
Time deposits 909 472 466
FHLB borrowings 205 0 662
Junior subordinated debentures 844 790 590
Other 203 115 61
Total interest expense 3,757 2,146 2,377
Net interest income 45,844 43,204 39,572
Provision for (reduction of) loan losses 863 790 (507)
Net interest income after provision for loan losses 44,981 42,414 40,079
Non-interest income:      
Service charges 4,576 4,355 4,453
Other service charges and fees 714 705 593
Gain on sale of securities 226 15 0
Mortgage banking income 1,264 851 1,190
Insurance and brokerage commissions 877 824 761
Appraisal management fee income 4,484 3,206 3,306
Gain (loss) on sales and write-downs of other real estate (11) 17 (239)
Miscellaneous 5,609 6,193 5,300
Total non-interest income 17,739 16,166 15,364
Non-interest expense:      
Salaries and employee benefits 23,238 21,530 20,058
Occupancy 7,364 7,170 6,701
Professional fees 1,490 1,525 1,236
Advertising 1,021 922 1,195
Debit card expense 890 994 1,248
FDIC insurance 119 328 347
Appraisal management fee expense 3,421 2,460 2,526
Other 7,974 7,645 7,917
Total non-interest expense 45,517 42,574 41,228
Earnings before income taxes 17,203 16,006 14,215
Income tax expense 3,136 2,624 3,947
Net earnings $ 14,067 $ 13,382 $ 10,268
Basic net earnings per share $ 2.37 $ 2.23 $ 1.71
Diluted net earnings per share 2.36 2.22 1.69
Cash dividends declared per share $ 0.66 $ 0.52 $ 0.44