XML 53 R53.htm IDEA: XBRL DOCUMENT v3.20.1
3. Loans (Details 3) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Impaired loans      
Unpaid contractual principal balance $ 22,659 $ 24,126 $ 26,129
Recorded investment with no allowance 495 511 2,042
Recorded investment with allowance 20,848 22,282 22,599
Recorded investment in impaired loans 21,343 22,793 24,641
Related allowance 996 1,098 1,199
Average outstanding impaired loans 21,895 23,621 26,015
Year-to-date interest income recognized 1,344 1,342 1,362
Construction and land development      
Impaired loans      
Unpaid contractual principal balance 183 281 282
Recorded investment with no allowance 0 0 0
Recorded investment with allowance 183 279 277
Recorded investment in impaired loans 183 279 277
Related allowance 7 5 6
Average outstanding impaired loans 231 327 253
Year-to-date interest income recognized 12 19 17
Single-family residential      
Impaired loans      
Unpaid contractual principal balance 5,152 5,059 5,226
Recorded investment with no allowance 403 422 1,135
Recorded investment with allowance 4,243 4,188 3,686
Recorded investment in impaired loans 4,646 4,610 4,821
Related allowance 36 32 41
Average outstanding impaired loans 4,678 6,271 5,113
Year-to-date interest income recognized 269 261 265
Single-family residential - Banco de la Gente Non-traditional      
Impaired loans      
Unpaid contractual principal balance 15,165 16,424 17,360
Recorded investment with no allowance 0 0 0
Recorded investment with allowance 14,371 15,776 16,805
Recorded investment in impaired loans 14,371 15,776 16,805
Related allowance 944 1,042 1,149
Average outstanding impaired loans 14,925 14,619 16,867
Year-to-date interest income recognized 956 944 920
Commercial      
Impaired loans      
Unpaid contractual principal balance 1,879 1,995 2,761
Recorded investment with no allowance 0 0 807
Recorded investment with allowance 1,871 1,925 1,661
Recorded investment in impaired loans 1,871 1,925 2,468
Related allowance 7 17 1
Average outstanding impaired loans 1,822 2,171 3,411
Year-to-date interest income recognized 91 111 148
Multifamily and Farmland      
Impaired loans      
Unpaid contractual principal balance 0   78
Recorded investment with no allowance 0   0
Recorded investment with allowance 0   12
Recorded investment in impaired loans 0   12
Related allowance 0   0
Average outstanding impaired loans 0   28
Year-to-date interest income recognized 0   0
Total real estate loans      
Impaired loans      
Unpaid contractual principal balance 22,379 23,759 25,707
Recorded investment with no allowance 403 422 1,942
Recorded investment with allowance 20,668 22,168 22,441
Recorded investment in impaired loans 21,071 22,590 24,383
Related allowance 994 1,096 1,197
Average outstanding impaired loans 21,656 23,388 25,672
Year-to-date interest income recognized 1,328 1,335 1,350
Commercial loans (not secured by real estate)      
Impaired loans      
Unpaid contractual principal balance 180 251 264
Recorded investment with no allowance 92 89 100
Recorded investment with allowance 84 1 4
Recorded investment in impaired loans 176 90 104
Related allowance 0 0 0
Average outstanding impaired loans 134 96 149
Year-to-date interest income recognized 9 0 3
Consumer loans (not secured by real estate)      
Impaired loans      
Unpaid contractual principal balance 100 116 158
Recorded investment with no allowance 0 0 0
Recorded investment with allowance 96 113 154
Recorded investment in impaired loans 96 113 154
Related allowance 2 2 2
Average outstanding impaired loans 105 137 194
Year-to-date interest income recognized $ 7 $ 7 $ 9