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    <element id="PEBK_Available-For-SaleSecuritiesDebtMaturitiesEquitySecuritiesAmortizedCost" name="Available-For-SaleSecuritiesDebtMaturitiesEquitySecuritiesAmortizedCost" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_Available-For-SaleSecuritiesDebtMaturitiesMortgage-BackedSecuritiesFairValue" name="Available-For-SaleSecuritiesDebtMaturitiesMortgage-BackedSecuritiesFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_Available-For-SaleSecuritiesDebtMaturitiesEquitySecuritiesFairValue" name="Available-For-SaleSecuritiesDebtMaturitiesEquitySecuritiesFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_UnrealizedLossesInInvestmentSecuritesPortfolioRelatingToDebtSecurities" name="UnrealizedLossesInInvestmentSecuritesPortfolioRelatingToDebtSecurities" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_FinancingReceivableRecordedInvestmentLoansNintyOrMoreDaysPastDue" name="FinancingReceivableRecordedInvestmentLoansNintyOrMoreDaysPastDue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_FinancingReceivableRecordedInvestment30To89DaysPastDue" name="FinancingReceivableRecordedInvestment30To89DaysPastDue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_LoansAndLeasesReceivableOtherAllowances" name="LoansAndLeasesReceivableOtherAllowances" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_PercentageOfConstructionAndLandDevelopmentInBanksLoanPortfolio" name="PercentageOfConstructionAndLandDevelopmentInBanksLoanPortfolio" nillable="true" xbrli:periodType="instant" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_PercentageOfSinglefamilyResidentialLoansInBanksLoanPortfolio" name="PercentageOfSinglefamilyResidentialLoansInBanksLoanPortfolio" nillable="true" xbrli:periodType="instant" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_PercentageOfBancoDeLaGenteSinglefamilyResidentialLoansInBanksLoanPortfolio" name="PercentageOfBancoDeLaGenteSinglefamilyResidentialLoansInBanksLoanPortfolio" nillable="true" xbrli:periodType="instant" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_PercentageOfCommercialRealEstateLoansInBanksLoanPortfolio" name="PercentageOfCommercialRealEstateLoansInBanksLoanPortfolio" nillable="true" xbrli:periodType="instant" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_PercentageOfCommericalLoansInBanksLoanPortfolio" name="PercentageOfCommericalLoansInBanksLoanPortfolio" nillable="true" xbrli:periodType="instant" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_PerformingLoansClassifiedAsTroubledDebtRestructuring" name="PerformingLoansClassifiedAsTroubledDebtRestructuring" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_ImpairedLoans" name="ImpairedLoans" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_GeneralRangeOfSignificantUnobservableInputValues" name="GeneralRangeOfSignificantUnobservableInputValues" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_FairValueMeasurementsSignificantAssumption" name="FairValueMeasurementsSignificantAssumption" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_FairValueMeasurementsValuationTechnique" name="FairValueMeasurementsValuationTechnique" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_OperatingCashFlowsFromOperatingLeases" name="OperatingCashFlowsFromOperatingLeases" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_LevelOneValuationMember" name="LevelOneValuationMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_LevelTwoValuationMember" name="LevelTwoValuationMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_LevelThreeValuationMember" name="LevelThreeValuationMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_TotalGainsLossesMember" name="TotalGainsLossesMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_ConstructionAndLandDevelopmentMember" name="ConstructionAndLandDevelopmentMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_BancoDeLaGenteMember" name="BancoDeLaGenteMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_MultifamilyAndFarmlandMember" name="MultifamilyAndFarmlandMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_FarmLoansNotSecuredByRealEstateMember" name="FarmLoansNotSecuredByRealEstateMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_AllOtherLoansMember" name="AllOtherLoansMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_ConsumerAndAllOtherLoansMember" name="ConsumerAndAllOtherLoansMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_UnallocatedMember" name="UnallocatedMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_ExcellentQualityMember" name="ExcellentQualityMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_HighQualityMember" name="HighQualityMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_GoodQualityMember" name="GoodQualityMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_ManagementAttentionMember" name="ManagementAttentionMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_WatchMember" name="WatchMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_LowSubstandardMember" name="LowSubstandardMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_LossMember" name="LossMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_ConstructionAndLandDevelopmentTDRMember" name="ConstructionAndLandDevelopmentTDRMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_TdrTotalRealEstateMember" name="TdrTotalRealEstateMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_TdrTotalMember" name="TdrTotalMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_SingleFamilyResidentialBancoGenteMember" name="SingleFamilyResidentialBancoGenteMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_SingleFamilyResidentialTDRMember" name="SingleFamilyResidentialTDRMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_CommercialLoansTDRMember" name="CommercialLoansTDRMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_MortgageLoansHeldForSaleMember" name="MortgageLoansHeldForSaleMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_OtherRealEstateMember" name="OtherRealEstateMember" nillable="true" xbrli:periodType="duration" type="nonnum:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_DocumentAndEntityInformationAbstract" name="DocumentAndEntityInformationAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_CashPaidDuringYearForAbstract" name="CashPaidDuringYearForAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_InvestmentSecuritiesWithContinuousUnrealizedLossPosition" name="InvestmentSecuritiesWithContinuousUnrealizedLossPosition" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_MajorClassificationsOfLoansAbstract" name="MajorClassificationsOfLoansAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_LoansReceivableAbstract" name="LoansReceivableAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_CreditRiskProfileAbstract" name="CreditRiskProfileAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_EarningsPerSharePerShareAmountReconciliationAbstract" name="EarningsPerSharePerShareAmountReconciliationAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="PEBK_DetailsNarrativeAbstract" name="DetailsNarrativeAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
</schema>
