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3. Loans (Details 4) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2020 | Sep. 30, 2019 | Sep. 30, 2020 | Sep. 30, 2019
Allowance for Loan Losses |  |  |  |
Beginning balance | $ 9,433 | $ 6,541 | $ 6,680 | $ 6,445
Charge-offs | (152) | (551) | (529) | (911)
Recoveries | 89 | 166 | 281 | 367
Provision | 522 | 422 | 3,460 | 677
Ending balance | 9,892 | 6,578 | 9,892 | 6,578
Ending balance: individually evaluated for impairments | 876 | 960 | 876 | 960
Ending balance: collectively evaluated for impairments | 9,016 | 5,618 | 9,016 | 5,618
Ending balance | 9,892 | 6,578 | 9,892 | 6,578
Loans |  |  |  |
Ending balance | 970,232 | 845,599 | 970,232 | 845,599
Ending balance: individually evaluated for impairment | 15,160 | 16,654 | 15,160 | 16,654
Ending balance: collectively evaluated for impairment | 955,072 | 828,945 | 955,072 | 828,945
Construction and Land Development |  |  |  |
Allowance for Loan Losses |  |  |  |
Beginning balance | 1,531 | 763 | 694 | 813
Charge-offs | 0 | 0 | (5) | (21)
Recoveries | 0 | 41 | 2 | 44
Provision | (267) | (109) | 573 | (141)
Ending balance | 1,264 | 695 | 1,264 | 695
Ending balance: individually evaluated for impairments | 2 | 0 | 2 | 0
Ending balance: collectively evaluated for impairments | 1,262 | 695 | 1,262 | 695
Ending balance | 1,264 | 695 | 1,264 | 695
Loans |  |  |  |
Ending balance | 96,866 | 95,622 | 96,866 | 95,622
Ending balance: individually evaluated for impairment | 8 | 11 | 8 | 11
Ending balance: collectively evaluated for impairment | 96,858 | 95,611 | 96,858 | 95,611
Single-Family Residential |  |  |  |
Allowance for Loan Losses |  |  |  |
Beginning balance | 1,813 | 1,312 | 1,274 | 1,325
Charge-offs | (65) | (19) | (65) | (42)
Recoveries | 34 | 6 | 59 | 59
Provision | (32) | 65 | 482 | 22
Ending balance | 1,750 | 1,364 | 1,750 | 1,364
Ending balance: individually evaluated for impairments | 4 | 2 | 4 | 2
Ending balance: collectively evaluated for impairments | 1,746 | 1,362 | 1,746 | 1,362
Ending balance | 1,750 | 1,364 | 1,750 | 1,364
Loans |  |  |  |
Ending balance | 272,246 | 269,304 | 272,246 | 269,304
Ending balance: individually evaluated for impairment | 1,582 | 1,719 | 1,582 | 1,719
Ending balance: collectively evaluated for impairment | 270,664 | 267,585 | 270,664 | 267,585
Single-Family Residential - Banco de la Gente Non-Tradtional |  |  |  |
Allowance for Loan Losses |  |  |  |
Beginning balance | 1,114 | 1,116 | 1,073 | 1,177
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Provision | (52) | (26) | (11) | (87)
Ending balance | 1,062 | 1,090 | 1,062 | 1,090
Ending balance: individually evaluated for impairments | 859 | 948 | 859 | 948
Ending balance: collectively evaluated for impairments | 203 | 142 | 203 | 142
Ending balance | 1,062 | 1,090 | 1,062 | 1,090
Loans |  |  |  |
Ending balance | 28,099 | 31,673 | 28,099 | 31,673
Ending balance: individually evaluated for impairment | 11,630 | 13,196 | 11,630 | 13,196
Ending balance: collectively evaluated for impairment | 16,469 | 18,477 | 16,469 | 18,477
Commercial |  |  |  |
Allowance for Loan Losses |  |  |  |
Beginning balance | 2,051 | 1,334 | 1,305 | 1,278
Charge-offs | 0 | 0 | (7) | 0
Recoveries | 11 | 4 | 45 | 27
Provision | 32 | (59) | 751 | (26)
Ending balance | 2,094 | 1,279 | 2,094 | 1,279
Ending balance: individually evaluated for impairments | 11 | 10 | 11 | 10
Ending balance: collectively evaluated for impairments | 2,083 | 1,269 | 2,083 | 1,269
Ending balance | 2,094 | 1,279 | 2,094 | 1,279
Loans |  |  |  |
Ending balance | 318,596 | 281,607 | 318,596 | 281,607
Ending balance: individually evaluated for impairment | 1,685 | 1,628 | 1,685 | 1,628
Ending balance: collectively evaluated for impairment | 316,911 | 279,979 | 316,911 | 279,979
Multifamily and Farmland |  |  |  |
Allowance for Loan Losses |  |  |  |
Beginning balance | 115 | 110 | 120 | 83
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Provision | 1 | 8 | (4) | 35
Ending balance | 116 | 118 | 116 | 118
Ending balance: individually evaluated for impairments | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 116 | 118 | 116 | 118
Ending balance | 116 | 118 | 116 | 118
Loans |  |  |  |
Ending balance | 49,584 | 47,266 | 49,584 | 47,266
Ending balance: individually evaluated for impairment | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairment | 49,584 | 47,266 | 49,584 | 47,266
Commercial Loans (Not Secured by Real Estate) |  |  |  |
Allowance for Loan Losses |  |  |  |
Beginning balance | 980 | 548 | 688 | 626
Charge-offs | 0 | (388) | (109) | (389)
Recoveries | 2 | 66 | 27 | 80
Provision | (21) | 424 | 355 | 333
Ending balance | 961 | 650 | 961 | 650
Ending balance: individually evaluated for impairments | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 961 | 650 | 961 | 650
Ending balance | 961 | 650 | 961 | 650
Loans |  |  |  |
Ending balance | 182,862 | 99,382 | 182,862 | 99,382
Ending balance: individually evaluated for impairment | 255 | 100 | 255 | 100
Ending balance: collectively evaluated for impairment | 182,607 | 99,282 | 182,607 | 99,282
Farm Loans (Not Secured by Real Estate) |  |  |  |
Allowance for Loan Losses |  |  |  |
Beginning balance | 0 | 0 | 0 | 0
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Provision | 0 | 0 | 0 | 0
Ending balance | 0 | 0 | 0 | 0
Ending balance: individually evaluated for impairments | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 0 | 0 | 0 | 0
Ending balance | 0 | 0 | 0 | 0
Loans |  |  |  |
Ending balance | 851 | 1,101 | 851 | 1,101
Ending balance: individually evaluated for impairment | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairment | 851 | 1,101 | 851 | 1,101
Consumer And All Other Loans |  |  |  |
Allowance for Loan Losses |  |  |  |
Beginning balance | 162 | 161 | 138 | 161
Charge-offs | (87) | (144) | (343) | (459)
Recoveries | 42 | 49 | 148 | 157
Provision | 80 | 96 | 254 | 303
Ending balance | 197 | 162 | 197 | 162
Ending balance: individually evaluated for impairments | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 197 | 162 | 197 | 162
Ending balance | 197 | 162 | 197 | 162
Loans |  |  |  |
Ending balance | 21,128 | 19,644 | 21,128 | 19,644
Ending balance: individually evaluated for impairment | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairment | 21,128 | 19,644 | 21,128 | 19,644
Unallocated |  |  |  |
Allowance for Loan Losses |  |  |  |
Beginning balance | 1,667 | 1,197 | 1,388 | 982
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Provision | 781 | 23 | 1,060 | 238
Ending balance | 2,448 | 1,220 | 2,448 | 1,220
Ending balance: individually evaluated for impairments | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairments | 2,448 | 1,220 | 2,448 | 1,220
Ending balance | 2,448 | 1,220 | 2,448 | 1,220
Loans |  |  |  |
Ending balance | 0 | 0 | 0 | 0
Ending balance: individually evaluated for impairment | 0 | 0 | 0 | 0
Ending balance: collectively evaluated for impairment | $ 0 | $ 0 | $ 0 | $ 0

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