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Consolidated Statements of Earnings (Unaudited) - USD ($)
 3 Months Ended 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
Interest income:        
Interest and fees on loans $ 9,807,000 $ 10,507,000 $ 31,474,000 $ 31,367,000
Interest on due from banks 89,000 19,000 172,000 103,000
Interest on federal funds sold 0 33,000 0 178,000
Interest on investment securities:        
U.S. Government sponsored enterprises 679,000 528,000 1,899,000 1,864,000
State and political subdivisions 825,000 717,000 2,222,000 2,042,000
Other 21,000 64,000 93,000 202,000
Total interest income 11,421,000 11,868,000 35,860,000 35,756,000
Interest expense:        
Interest-bearing demand, MMDA & savings 577,000 482,000 1,617,000 1,455,000
Time deposits 181,000 224,000 584,000 725,000
FHLB borrowings 0 103,000 0 269,000
Junior subordinated debentures 69,000 76,000 211,000 296,000
Other 34,000 57,000 106,000 150,000
Total interest expense 861,000 942,000 2,518,000 2,895,000
Net interest income 10,560,000 10,926,000 33,342,000 32,861,000
Provision for (recovery of) loan losses (182,000) 522,000 (863,000) 3,460,000
Net interest income after provision for loan losses 10,742,000 10,404,000 34,205,000 29,401,000
Non-interest income:        
Service charges 1,023,000 809,000 2,859,000 2,635,000
Other service charges and fees 187,000 188,000 570,000 543,000
Gain on sale of investment securities 0 1,688,000 0 2,145,000
Mortgage banking income 516,000 750,000 2,109,000 1,635,000
Insurance and brokerage commissions 266,000 200,000 764,000 647,000
Appraisal management fee income 1,954,000 1,871,000 5,775,000 4,955,000
Gain on sale of other assets 104,000 0 104,000 0
Gain (loss) on sale of other real estate 0 (47,000) 21,000 (47,000)
Miscellaneous 1,990,000 1,673,000 5,855,000 4,453,000
Total non-interest income 6,040,000 7,132,000 17,953,000 16,966,000
Non-interest expense:        
Salaries and employee benefits 6,054,000 5,737,000 17,903,000 16,996,000
Occupancy 1,999,000 1,943,000 5,891,000 5,725,000
Professional fees 582,000 374,000 1,354,000 1,121,000
Advertising 91,000 152,000 388,000 566,000
Debit card expense 244,000 278,000 740,000 766,000
FDIC Insurance 108,000 81,000 304,000 169,000
Appraisal management fee expense 1,556,000 1,478,000 4,646,000 3,845,000
Other expense 1,934,000 1,871,000 5,742,000 5,627,000
Total non-interest expense 12,568,000 11,914,000 36,968,000 34,815,000
Earnings before income taxes 4,214,000 5,622,000 15,190,000 11,552,000
Income tax expense 824,000 1,113,000 3,064,000 2,115,000
Net earnings $ 3,390,000 $ 4,509,000 $ 12,126,000 $ 9,437,000
Basic net earnings per share $ 0.61 $ 0.80 $ 2.16 $ 1.67
Diluted net earnings per share 0.59 0.78 2.10 1.62
Cash dividends declared per share $ 0.17 $ 0.15 $ 0.49 $ 0.60