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13. Regulatory Matters (Tables) | 12 Months Ended
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Dec. 31, 2021
13. Regulatory Matters |
Bank's actual capital amounts and ratios |
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Actual |  |  | Minimum Regulatory Capital Ratio |  |  | Minimum Ratio plus Capital Conservation Buffer |
|  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio |
As of December 31, 2021: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total Capital (to Risk-Weighted Assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 166,628 |  |  |  | 16.35 | % |  |  | 81,547 |  |  |  | 8.00 | % |  |  | N/A |  |  |  | N/A |
Bank |  | $ | 164,975 |  |  |  | 16.19 | % |  |  | 81,539 |  |  |  | 8.00 | % |  |  | 107,020 |  |  |  | 10.50 | %
Tier 1 Capital (to Risk-Weighted Assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 157,273 |  |  |  | 15.43 | % |  |  | 61,160 |  |  |  | 6.00 | % |  |  | N/A |  |  |  | N/A |
Bank |  | $ | 155,620 |  |  |  | 15.27 | % |  |  | 61,154 |  |  |  | 6.00 | % |  |  | 86,635 |  |  |  | 8.50 | %
Tier 1 Capital (to Average Assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 157,273 |  |  |  | 9.64 | % |  |  | 65,258 |  |  |  | 4.00 | % |  |  | N/A |  |  |  | N/A |
Bank |  | $ | 155,620 |  |  |  | 9.50 | % |  |  | 65,557 |  |  |  | 4.00 | % |  |  | 65,557 |  |  |  | 4.00 | %
Common Equity Tier 1 (to Risk-Weighted Assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 142,273 |  |  |  | 13.96 | % |  |  | 45,870 |  |  |  | 4.50 | % |  |  | N/A |  |  |  | N/A |
Bank |  | $ | 155,620 |  |  |  | 15.27 | % |  |  | 45,866 |  |  |  | 4.50 | % |  |  | 71,347 |  |  |  | 7.00 | %
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Actual |  |  | Minimum Regulatory Capital Ratio |  |  | Minimum Ratio plus Capital Conservation Buffer |
|  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio |
As of December 31, 2020: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total Capital (to Risk-Weighted Assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 159,407 |  |  |  | 16.07 | % |  |  | 79,372 |  |  |  | 8.00 | % |  |  | N/A |  |  |  | N/A |
Bank |  | $ | 157,106 |  |  |  | 15.85 | % |  |  | 79,283 |  |  |  | 8.00 | % |  |  | 104,059 |  |  |  | 10.50 | %
Tier 1 Capital (to Risk-Weighted Assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 149,499 |  |  |  | 15.07 | % |  |  | 59,529 |  |  |  | 6.00 | % |  |  | N/A |  |  |  | N/A |
Bank |  | $ | 147,198 |  |  |  | 14.85 | % |  |  | 59,462 |  |  |  | 6.00 | % |  |  | 84,238 |  |  |  | 8.50 | %
Tier 1 Capital (to Average Assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 149,499 |  |  |  | 10.24 | % |  |  | 58,378 |  |  |  | 4.00 | % |  |  | N/A |  |  |  | N/A |
Bank |  | $ | 147,198 |  |  |  | 10.04 | % |  |  | 58,662 |  |  |  | 4.00 | % |  |  | 58,662 |  |  |  | 4.00 | %
Common Equity Tier 1 (to Risk-Weighted Assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 134,499 |  |  |  | 13.56 | % |  |  | 44,647 |  |  |  | 4.50 | % |  |  | N/A |  |  |  | N/A |
Bank |  | $ | 147,198 |  |  |  | 14.85 | % |  |  | 44,597 |  |  |  | 4.50 | % |  |  | 69,373 |  |  |  | 7.00 | %

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- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826 + Details
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