XML 39 R30.htm IDEA: XBRL DOCUMENT v3.22.2
Loans (Details 4) - USD ($)
 3 Months Ended 6 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Jun. 30, 2022
Jun. 30, 2021
Allowance For Loan Losses        
Beginning Balance $ 9,426 $ 9,532 $ 9,355 $ 9,908
Charge-offs (124) (151) (284) (236)
Recoveries 77 132 237 296
Provision 410 (226) 481 (681)
Ending Balance 9,789 9,287 9,789 9,287
Allowance For Loan Losses, Ending Balance: Individually Evaluated For Impairments 683 806 683 806
Allowance For Loan Losses, Ending Balance: Collectively Evaluated For Impairments 9,106 8,481 9,106 8,481
Allowance For Loan Losses, Ending Balance 9,789 9,287 9,789 9,287
Loans, Ending Balance 959,473,000 883,360,000 959,473,000 883,360,000
Loans, Ending Balance: Individually Evaluated For Impairments 11,472 13,954 11,472 13,954
Loans, Ending Balance: Collectively Evaluated For Impairments 948,001,000 874,406,000 948,001,000 874,406,000
Consumer And All Other Loans        
Allowance For Loan Losses        
Beginning Balance 128,000 91,000 110,000 128,000
Charge-offs (121,000) (73,000) (246,000) (158,000)
Recoveries 29,000 38,000 51,000 74,000
Provision 180,000 33,000 301,000 45,000
Ending Balance 216,000 89,000 216,000 89,000
Allowance For Loan Losses, Ending Balance: Individually Evaluated For Impairments 0 0 0 0
Allowance For Loan Losses, Ending Balance: Collectively Evaluated For Impairments 216,000 89,000 216,000 89,000
Allowance For Loan Losses, Ending Balance 216,000 89,000 216,000 89,000
Loans, Ending Balance 21,417,000 10,076,000 21,417,000 10,076,000
Loans, Ending Balance: Individually Evaluated For Impairments 0 0 0 0
Loans, Ending Balance: Collectively Evaluated For Impairments 21,417,000 10,076,000 21,417,000 10,076,000
Unallocated        
Allowance For Loan Losses        
Beginning Balance 1,395,000 1,856,000 2,080,000 2,010,000
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
Provision (24,000) 277,000 (709,000) 123,000
Ending Balance 1,371,000 2,133,000 1,371,000 2,133,000
Allowance For Loan Losses, Ending Balance: Individually Evaluated For Impairments 0 0 0 0
Allowance For Loan Losses, Ending Balance: Collectively Evaluated For Impairments 1,371,000 2,133,000 1,371,000 2,133,000
Allowance For Loan Losses, Ending Balance 1,371,000 2,133,000 1,371,000 2,133,000
Loans, Ending Balance 0 0 0 0
Loans, Ending Balance: Individually Evaluated For Impairments 0 0 0 0
Loans, Ending Balance: Collectively Evaluated For Impairments 0 0 0 0
Construction and Land Development        
Allowance For Loan Losses        
Beginning Balance 1,163,000 1,061,000 1,193,000 1,196,000
Charge-offs 0 0 0 0
Recoveries 0 40 0 90
Provision 109,000 (63,000) 79,000 (248,000)
Ending Balance 1,272,000 1,038,000 1,272,000 1,038,000
Allowance For Loan Losses, Ending Balance: Individually Evaluated For Impairments 0 1,000 0 1,000
Allowance For Loan Losses, Ending Balance: Collectively Evaluated For Impairments 1,272,000 1,037,000 1,272,000 1,037,000
Allowance For Loan Losses, Ending Balance 1,272,000 1,038,000 1,272,000 1,038,000
Loans, Ending Balance 103,241,000 90,579,000 103,241,000 90,579,000
Loans, Ending Balance: Individually Evaluated For Impairments 0 6,000 0 6,000
Loans, Ending Balance: Collectively Evaluated For Impairments 103,241,000 90,573,000 103,241,000 90,573,000
Single-Family Residential        
Allowance For Loan Losses        
Beginning Balance 2,095,000 1,850,000 2,013,000 1,843,000
Charge-offs 0 0 (31,000) 0
Recoveries 10,000 18,000 127,000 78,000
Provision 66,000 (145,000) 62,000 (198,000)
Ending Balance 2,171,000 1,723,000 2,171,000 1,723,000
Allowance For Loan Losses, Ending Balance: Individually Evaluated For Impairments 37,000 5,000 37,000 5,000
Allowance For Loan Losses, Ending Balance: Collectively Evaluated For Impairments 2,134,000 1,718,000 2,134,000 1,718,000
Allowance For Loan Losses, Ending Balance 2,171,000 1,723,000 2,171,000 1,723,000
Loans, Ending Balance 292,685,000 257,901,000 292,685,000 257,901,000
Loans, Ending Balance: Individually Evaluated For Impairments 845,000 1,426,000 845,000 1,426,000
Loans, Ending Balance: Collectively Evaluated For Impairments 291,840,000 256,475,000 291,840,000 256,475,000
Single-Family Residential - Banco de la Gente Non-Tradtional        
Allowance For Loan Losses        
Beginning Balance 841,000 1,033,000 864,000 1,052,000
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
Provision (28,000) (53,000) (51,000) (72,000)
Ending Balance 813,000 980,000 813,000 980,000
Allowance For Loan Losses, Ending Balance: Individually Evaluated For Impairments 640,000 790,000 640,000 790,000
Allowance For Loan Losses, Ending Balance: Collectively Evaluated For Impairments 173,000 190,000 173,000 190,000
Allowance For Loan Losses, Ending Balance 813,000 980,000 813,000 980,000
Loans, Ending Balance 21,378,000 25,198,000 21,378,000 25,198,000
Loans, Ending Balance: Individually Evaluated For Impairments 9,214,000 10,722,000 9,214,000 10,722,000
Loans, Ending Balance: Collectively Evaluated For Impairments 12,164,000 14,476,000 12,164,000 14,476,000
Commercial        
Allowance For Loan Losses        
Beginning Balance 3,011,000 2,252,000 2,234,000 2,212,000
Charge-offs 0 0 0 0
Recoveries 2,000 36,000 4,000 48,000
Provision 143,000 (108,000) 918,000 (80,000)
Ending Balance 3,156,000 2,180,000 3,156,000 2,180,000
Allowance For Loan Losses, Ending Balance: Individually Evaluated For Impairments 6,000 10,000 6,000 10,000
Allowance For Loan Losses, Ending Balance: Collectively Evaluated For Impairments 3,150,000 2,170,000 3,150,000 2,170,000
Allowance For Loan Losses, Ending Balance 3,156,000 2,180,000 3,156,000 2,180,000
Loans, Ending Balance 386,368,000 340,216,000 386,368,000 340,216,000
Loans, Ending Balance: Individually Evaluated For Impairments 1,413,000 1,741,000 1,413,000 1,741,000
Loans, Ending Balance: Collectively Evaluated For Impairments 384,955,000 338,475,000 384,955,000 338,475,000
Multifamily and Farmland        
Allowance For Loan Losses        
Beginning Balance 147,000 145,000 150,000 122,000
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
Provision 10,000 3,000 7,000 26,000
Ending Balance 157,000 148,000 157,000 148,000
Allowance For Loan Losses, Ending Balance: Individually Evaluated For Impairments 0 0 0 0
Allowance For Loan Losses, Ending Balance: Collectively Evaluated For Impairments 157,000 148,000 157,000 148,000
Allowance For Loan Losses, Ending Balance 157,000 148,000 157,000 148,000
Loans, Ending Balance 62,687,000 59,142,000 62,687,000 59,142,000
Loans, Ending Balance: Individually Evaluated For Impairments 0 0 0 0
Loans, Ending Balance: Collectively Evaluated For Impairments 62,687,000 59,142,000 62,687,000 59,142,000
Commercial Loans (Not Secured by Real Estate)        
Allowance For Loan Losses        
Beginning Balance 646,000 1,244,000 711,000 1,345,000
Charge-offs (3) (78) (7,000) (78)
Recoveries 36,000 0 55,000 6,000
Provision (46,000) (170,000) (126,000) (277,000)
Ending Balance 633,000 996,000 633,000 996,000
Allowance For Loan Losses, Ending Balance: Individually Evaluated For Impairments 0 0 0 0
Allowance For Loan Losses, Ending Balance: Collectively Evaluated For Impairments 633,000 996,000 633,000 996,000
Allowance For Loan Losses, Ending Balance 633,000 996,000 633,000 996,000
Loans, Ending Balance 70,691,000 104,506,000 70,691,000 104,506,000
Loans, Ending Balance: Individually Evaluated For Impairments 0 59 0 59
Loans, Ending Balance: Collectively Evaluated For Impairments 70,691,000 104,447,000 70,691,000 104,447,000
Farm Loans (Not Secured by Real Estate)        
Allowance For Loan Losses        
Beginning Balance 0 0 0 0
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
Provision 0 0 0 0
Ending Balance 0 0 0 0
Allowance For Loan Losses, Ending Balance: Individually Evaluated For Impairments 0 0 0 0
Allowance For Loan Losses, Ending Balance: Collectively Evaluated For Impairments 0 0 0 0
Allowance For Loan Losses, Ending Balance 0 0 0 0
Loans, Ending Balance 1,006,000 742,000 1,006,000 742,000
Loans, Ending Balance: Individually Evaluated For Impairments 0 0 0 0
Loans, Ending Balance: Collectively Evaluated For Impairments $ 1,006,000 $ 742,000 $ 1,006,000 $ 742,000