<?xml version="1.0" encoding="us-ascii" standalone="yes"?>
<!--XBRL Document Created with XBRLMaster-->
<!--Version: 2.3.08-->
<!--Based on XBRL 2.1-->
<!--Date of creation: 11/01/2022-->
<!--Software architectural design and coding: A'c Dharmapremananda Avt.-->
<!--Copyright (c) 2022 I-NET Business Solutions, Inc. All Rights Reserved.-->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://pebo.com/role/Cover" xlink:href="pebk-20220930.xsd#Cover" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/ConsolidatedBalanceSheets" xlink:href="pebk-20220930.xsd#ConsolidatedBalanceSheets" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/ConsolidatedBalanceSheetsParenthetical" xlink:href="pebk-20220930.xsd#ConsolidatedBalanceSheetsParenthetical" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/ConsolidatedStatementsOfEarnings" xlink:href="pebk-20220930.xsd#ConsolidatedStatementsOfEarnings" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/ConsolidatedStatementsOfComprehensiveIncomeLoss" xlink:href="pebk-20220930.xsd#ConsolidatedStatementsOfComprehensiveIncomeLoss" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/ConsolidatedStatementsOfChangesInShareholdersEquity" xlink:href="pebk-20220930.xsd#ConsolidatedStatementsOfChangesInShareholdersEquity" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/ConsolidatedStatementsOfCashFlows" xlink:href="pebk-20220930.xsd#ConsolidatedStatementsOfCashFlows" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/SummaryOfSignificantAccountingPolicies" xlink:href="pebk-20220930.xsd#SummaryOfSignificantAccountingPolicies" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/InvestmentSecurities" xlink:href="pebk-20220930.xsd#InvestmentSecurities" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/Loans" xlink:href="pebk-20220930.xsd#Loans" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/NetEarningsPerShare" xlink:href="pebk-20220930.xsd#NetEarningsPerShare" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/FairValue" xlink:href="pebk-20220930.xsd#FairValue" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/Leases" xlink:href="pebk-20220930.xsd#Leases" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/SubsequentEvents" xlink:href="pebk-20220930.xsd#SubsequentEvents" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/SummaryOfSignificantAccountingPoliciesPolicies" xlink:href="pebk-20220930.xsd#SummaryOfSignificantAccountingPoliciesPolicies" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/InvestmentSecuritiesTables" xlink:href="pebk-20220930.xsd#InvestmentSecuritiesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/LoansTables" xlink:href="pebk-20220930.xsd#LoansTables" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/NetEarningsPerShareTables" xlink:href="pebk-20220930.xsd#NetEarningsPerShareTables" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/FairValueTables" xlink:href="pebk-20220930.xsd#FairValueTables" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/LeasesTables" xlink:href="pebk-20220930.xsd#LeasesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" xlink:href="pebk-20220930.xsd#SummaryOfSignificantAccountingPoliciesDetailsNarrative" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/InvestmentSecuritiesDetails" xlink:href="pebk-20220930.xsd#InvestmentSecuritiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/InvestmentSecuritiesDetails1" xlink:href="pebk-20220930.xsd#InvestmentSecuritiesDetails1" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/InvestmentSecuritiesDetails2" xlink:href="pebk-20220930.xsd#InvestmentSecuritiesDetails2" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/InvestmentSecuritiesDetailsNarrative" xlink:href="pebk-20220930.xsd#InvestmentSecuritiesDetailsNarrative" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/LoansDetails" xlink:href="pebk-20220930.xsd#LoansDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/LoansDetails1" xlink:href="pebk-20220930.xsd#LoansDetails1" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/LoansDetails2" xlink:href="pebk-20220930.xsd#LoansDetails2" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/LoansDetails3" xlink:href="pebk-20220930.xsd#LoansDetails3" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/LoansDetails4" xlink:href="pebk-20220930.xsd#LoansDetails4" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/LoansDetails5" xlink:href="pebk-20220930.xsd#LoansDetails5" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/LoansDetailsNarrative" xlink:href="pebk-20220930.xsd#LoansDetailsNarrative" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/NetEarningsPerShareDetails" xlink:href="pebk-20220930.xsd#NetEarningsPerShareDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/FairValueDetails" xlink:href="pebk-20220930.xsd#FairValueDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/FairValueDetails1" xlink:href="pebk-20220930.xsd#FairValueDetails1" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/FairValueDetails2" xlink:href="pebk-20220930.xsd#FairValueDetails2" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/LeasesDetails" xlink:href="pebk-20220930.xsd#LeasesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/LeasesDetails1" xlink:href="pebk-20220930.xsd#LeasesDetails1" xlink:type="simple" />
  <link:roleRef roleURI="http://pebo.com/role/LeasesDetailsNarrative" xlink:href="pebk-20220930.xsd#LeasesDetailsNarrative" xlink:type="simple" />
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/Cover" xlink:title="00000001 - Document - Cover Page Information">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="loc_deiCoverAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityRegistrantName" xlink:label="loc_deiEntityRegistrantName" />
    <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityRegistrantName" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityCentralIndexKey" xlink:label="loc_deiEntityCentralIndexKey" />
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityCentralIndexKey" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentType" xlink:label="loc_deiDocumentType" />
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentType" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_AmendmentFlag" xlink:label="loc_deiAmendmentFlag" />
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiAmendmentFlag" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_deiCurrentFiscalYearEndDate" />
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiCurrentFiscalYearEndDate" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntitySmallBusiness" xlink:label="loc_deiEntitySmallBusiness" />
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntitySmallBusiness" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityShellCompany" xlink:label="loc_deiEntityShellCompany" />
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityShellCompany" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_deiEntityEmergingGrowthCompany" />
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityEmergingGrowthCompany" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_deiEntityCurrentReportingStatus" />
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityCurrentReportingStatus" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_deiDocumentPeriodEndDate" />
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentPeriodEndDate" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityFilerCategory" xlink:label="loc_deiEntityFilerCategory" />
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityFilerCategory" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_deiDocumentFiscalPeriodFocus" />
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentFiscalPeriodFocus" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_deiDocumentFiscalYearFocus" />
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentFiscalYearFocus" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_deiEntityCommonStockSharesOutstanding" />
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityCommonStockSharesOutstanding" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentQuarterlyReport" xlink:label="loc_deiDocumentQuarterlyReport" />
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentQuarterlyReport" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentTransitionReport" xlink:label="loc_deiDocumentTransitionReport" />
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentTransitionReport" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityFileNumber" xlink:label="loc_deiEntityFileNumber" />
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityFileNumber" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="loc_deiEntityIncorporationStateCountryCode" />
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityIncorporationStateCountryCode" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityTaxIdentificationNumber" xlink:label="loc_deiEntityTaxIdentificationNumber" />
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityTaxIdentificationNumber" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityInteractiveDataCurrent" xlink:label="loc_deiEntityInteractiveDataCurrent" />
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityInteractiveDataCurrent" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressAddressLine1" xlink:label="loc_deiEntityAddressAddressLine1" />
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressAddressLine1" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressCityOrTown" xlink:label="loc_deiEntityAddressCityOrTown" />
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressCityOrTown" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressStateOrProvince" xlink:label="loc_deiEntityAddressStateOrProvince" />
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressStateOrProvince" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressPostalZipCode" xlink:label="loc_deiEntityAddressPostalZipCode" />
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressPostalZipCode" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CityAreaCode" xlink:label="loc_deiCityAreaCode" />
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiCityAreaCode" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_LocalPhoneNumber" xlink:label="loc_deiLocalPhoneNumber" />
    <link:presentationArc order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiLocalPhoneNumber" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/ConsolidatedBalanceSheets" xlink:title="000002 - Statement - Consolidated Balance Sheets">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="loc_us-gaapStatementOfFinancialPositionAbstract_7743a7" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CashAndDueFromBanks" xlink:label="loc_us-gaapCashAndDueFromBanks_c58f9f" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementOfFinancialPositionAbstract_7743a7" xlink:to="loc_us-gaapCashAndDueFromBanks_c58f9f" order="1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="loc_us-gaapInterestBearingDepositsInBanks_6c9c3c" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementOfFinancialPositionAbstract_7743a7" xlink:to="loc_us-gaapInterestBearingDepositsInBanks_6c9c3c" order="2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaapCashAndCashEquivalentsAtCarryingValue_a61529" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementOfFinancialPositionAbstract_7743a7" xlink:to="loc_us-gaapCashAndCashEquivalentsAtCarryingValue_a61529" order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="loc_us-gaapAvailableForSaleSecurities_c6ea69" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementOfFinancialPositionAbstract_7743a7" xlink:to="loc_us-gaapAvailableForSaleSecurities_c6ea69" order="4" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OtherInvestments" xlink:label="loc_us-gaapOtherInvestments_8e74a1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementOfFinancialPositionAbstract_7743a7" xlink:to="loc_us-gaapOtherInvestments_8e74a1" order="5" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_MarketableSecurities" xlink:label="loc_us-gaapMarketableSecurities_91393c" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementOfFinancialPositionAbstract_7743a7" xlink:to="loc_us-gaapMarketableSecurities_91393c" order="6" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InventoryRealEstateMortgageLoansHeldInInventory" xlink:label="loc_us-gaapInventoryRealEstateMortgageLoansHeldInInventory_2b726d" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementOfFinancialPositionAbstract_7743a7" xlink:to="loc_us-gaapInventoryRealEstateMortgageLoansHeldInInventory_2b726d" order="7" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:label="loc_us-gaapLoansAndLeasesReceivableNetOfDeferredIncome_f1deb8" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementOfFinancialPositionAbstract_7743a7" xlink:to="loc_us-gaapLoansAndLeasesReceivableNetOfDeferredIncome_f1deb8" order="8" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaapLoansAndLeasesReceivableAllowance_e64973" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementOfFinancialPositionAbstract_7743a7" xlink:to="loc_us-gaapLoansAndLeasesReceivableAllowance_e64973" order="9" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="loc_us-gaapLoansAndLeasesReceivableNetReportedAmount_1a62b4" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementOfFinancialPositionAbstract_7743a7" xlink:to="loc_us-gaapLoansAndLeasesReceivableNetReportedAmount_1a62b4" order="10" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaapPropertyPlantAndEquipmentNet_96d631" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementOfFinancialPositionAbstract_7743a7" xlink:to="loc_us-gaapPropertyPlantAndEquipmentNet_96d631" order="11" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CashSurrenderValueOfLifeInsurance" xlink:label="loc_us-gaapCashSurrenderValueOfLifeInsurance_71207c" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementOfFinancialPositionAbstract_7743a7" xlink:to="loc_us-gaapCashSurrenderValueOfLifeInsurance_71207c" order="12" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OperatingLeaseRightOfUseAsset" xlink:label="loc_us-gaapOperatingLeaseRightOfUseAsset_fb6421" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementOfFinancialPositionAbstract_7743a7" xlink:to="loc_us-gaapOperatingLeaseRightOfUseAsset_fb6421" order="13" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_AccruedInterestReceivableAndOtherAssets" xlink:label="loc_pebkAccruedInterestReceivableAndOtherAssets_256bd1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementOfFinancialPositionAbstract_7743a7" xlink:to="loc_pebkAccruedInterestReceivableAndOtherAssets_256bd1" order="14" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_Assets" xlink:label="loc_us-gaapAssets_e9b71b" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementOfFinancialPositionAbstract_7743a7" xlink:to="loc_us-gaapAssets_e9b71b" order="15" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="loc_us-gaapLiabilitiesAndStockholdersEquityAbstract_7790dc" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementOfFinancialPositionAbstract_7743a7" xlink:to="loc_us-gaapLiabilitiesAndStockholdersEquityAbstract_7790dc" order="16" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_DepositsAbstract" xlink:label="loc_us-gaapDepositsAbstract_82c8b9" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapLiabilitiesAndStockholdersEquityAbstract_7790dc" xlink:to="loc_us-gaapDepositsAbstract_82c8b9" order="17" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NoninterestBearingDepositLiabilities" xlink:label="loc_us-gaapNoninterestBearingDepositLiabilities_0d27dd" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapDepositsAbstract_82c8b9" xlink:to="loc_us-gaapNoninterestBearingDepositLiabilities_0d27dd" order="18" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_InterestBearingDemandMmdaSavings" xlink:label="loc_pebkInterestBearingDemandMmdaSavings_24ab01" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapDepositsAbstract_82c8b9" xlink:to="loc_pebkInterestBearingDemandMmdaSavings_24ab01" order="19" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_TimeDeposits100000OrMore" xlink:label="loc_us-gaapTimeDeposits100000OrMore_e56710" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapDepositsAbstract_82c8b9" xlink:to="loc_us-gaapTimeDeposits100000OrMore_e56710" order="20" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_TimeDepositsLessThan100000" xlink:label="loc_us-gaapTimeDepositsLessThan100000_5f2a45" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapDepositsAbstract_82c8b9" xlink:to="loc_us-gaapTimeDepositsLessThan100000_5f2a45" order="21" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_Deposits" xlink:label="loc_us-gaapDeposits_741fa3" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapDepositsAbstract_82c8b9" xlink:to="loc_us-gaapDeposits_741fa3" order="22" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_us-gaapSecuritiesSoldUnderAgreementsToRepurchase_db0fe3" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapDepositsAbstract_82c8b9" xlink:to="loc_us-gaapSecuritiesSoldUnderAgreementsToRepurchase_db0fe3" order="23" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_SubordinatedDebt" xlink:label="loc_us-gaapSubordinatedDebt_92ba6d" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapDepositsAbstract_82c8b9" xlink:to="loc_us-gaapSubordinatedDebt_92ba6d" order="24" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OperatingLeaseLiability" xlink:label="loc_us-gaapOperatingLeaseLiability_551336" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapDepositsAbstract_82c8b9" xlink:to="loc_us-gaapOperatingLeaseLiability_551336" order="25" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AccruedLiabilitiesAndOtherLiabilities" xlink:label="loc_us-gaapAccruedLiabilitiesAndOtherLiabilities_4d4623" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapDepositsAbstract_82c8b9" xlink:to="loc_us-gaapAccruedLiabilitiesAndOtherLiabilities_4d4623" order="26" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaapLiabilities_c59e4e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapDepositsAbstract_82c8b9" xlink:to="loc_us-gaapLiabilities_c59e4e" order="27" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OtherCommitmentsAbstract" xlink:label="loc_us-gaapOtherCommitmentsAbstract_f0c2dd" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapDepositsAbstract_82c8b9" xlink:to="loc_us-gaapOtherCommitmentsAbstract_f0c2dd" order="28" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="loc_us-gaapStockholdersEquityAbstract_bc2b9e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapOtherCommitmentsAbstract_f0c2dd" xlink:to="loc_us-gaapStockholdersEquityAbstract_bc2b9e" order="29" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PreferredStockValue" xlink:label="loc_us-gaapPreferredStockValue_455ebc" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStockholdersEquityAbstract_bc2b9e" xlink:to="loc_us-gaapPreferredStockValue_455ebc" order="30" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CommonStockValue" xlink:label="loc_us-gaapCommonStockValue_ae0be7" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStockholdersEquityAbstract_bc2b9e" xlink:to="loc_us-gaapCommonStockValue_ae0be7" order="31" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_CommonStockHeldByDeferredCompensationTrustAtCost" xlink:label="loc_pebkCommonStockHeldByDeferredCompensationTrustAtCost_e58d2d" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStockholdersEquityAbstract_bc2b9e" xlink:to="loc_pebkCommonStockHeldByDeferredCompensationTrustAtCost_e58d2d" order="32" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_DeferredCompensationLiabilityClassifiedNoncurrent" xlink:label="loc_us-gaapDeferredCompensationLiabilityClassifiedNoncurrent_cf441a" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStockholdersEquityAbstract_bc2b9e" xlink:to="loc_us-gaapDeferredCompensationLiabilityClassifiedNoncurrent_cf441a" order="33" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_us-gaapRetainedEarningsAccumulatedDeficit_c84a89" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStockholdersEquityAbstract_bc2b9e" xlink:to="loc_us-gaapRetainedEarningsAccumulatedDeficit_c84a89" order="34" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaapAccumulatedOtherComprehensiveIncomeLossNetOfTax_106748" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStockholdersEquityAbstract_bc2b9e" xlink:to="loc_us-gaapAccumulatedOtherComprehensiveIncomeLossNetOfTax_106748" order="35" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaapStockholdersEquity_118c08" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStockholdersEquityAbstract_bc2b9e" xlink:to="loc_us-gaapStockholdersEquity_118c08" order="36" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaapLiabilitiesAndStockholdersEquity_136bb5" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStockholdersEquityAbstract_bc2b9e" xlink:to="loc_us-gaapLiabilitiesAndStockholdersEquity_136bb5" order="37" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/ConsolidatedBalanceSheetsParenthetical" xlink:title="000003 - Statement - Consolidated Balance Sheets (Parenthetical)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="loc_us-gaapStatementOfFinancialPositionAbstract_311251" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaapAssetsAbstract_418f1e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementOfFinancialPositionAbstract_311251" xlink:to="loc_us-gaapAssetsAbstract_418f1e" order="1" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_reserve" xlink:label="loc_pebkreserve_a6c231" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAssetsAbstract_418f1e" xlink:to="loc_pebkreserve_a6c231" order="2" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_Time" xlink:label="loc_pebkTime_65f24d" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAssetsAbstract_418f1e" xlink:to="loc_pebkTime_65f24d" order="3" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_CommonStockHeldByDeferredCompensationTrust" xlink:label="loc_pebkCommonStockHeldByDeferredCompensationTrust_65bdb2" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAssetsAbstract_418f1e" xlink:to="loc_pebkCommonStockHeldByDeferredCompensationTrust_65bdb2" order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PreferredStockParOrStatedValuePerShare" xlink:label="loc_us-gaapPreferredStockParOrStatedValuePerShare_1a04fb" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAssetsAbstract_418f1e" xlink:to="loc_us-gaapPreferredStockParOrStatedValuePerShare_1a04fb" order="5" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="loc_us-gaapPreferredStockSharesAuthorized_fed6fb" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAssetsAbstract_418f1e" xlink:to="loc_us-gaapPreferredStockSharesAuthorized_fed6fb" order="6" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="loc_us-gaapPreferredStockSharesIssued_282b85" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAssetsAbstract_418f1e" xlink:to="loc_us-gaapPreferredStockSharesIssued_282b85" order="7" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="loc_us-gaapPreferredStockSharesOutstanding_998df9" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAssetsAbstract_418f1e" xlink:to="loc_us-gaapPreferredStockSharesOutstanding_998df9" order="8" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CommonStockNoParValue" xlink:label="loc_us-gaapCommonStockNoParValue_0944c0" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAssetsAbstract_418f1e" xlink:to="loc_us-gaapCommonStockNoParValue_0944c0" order="9" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="loc_us-gaapCommonStockSharesAuthorized_fba898" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAssetsAbstract_418f1e" xlink:to="loc_us-gaapCommonStockSharesAuthorized_fba898" order="10" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_us-gaapCommonStockSharesIssued_bb40df" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAssetsAbstract_418f1e" xlink:to="loc_us-gaapCommonStockSharesIssued_bb40df" order="11" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_us-gaapCommonStockSharesOutstanding_439138" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAssetsAbstract_418f1e" xlink:to="loc_us-gaapCommonStockSharesOutstanding_439138" order="12" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/ConsolidatedStatementsOfEarnings" xlink:title="000004 - Statement - Consolidated Statements of Earnings">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncomeStatementAbstract" xlink:label="loc_us-gaapIncomeStatementAbstract_97f996" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="loc_us-gaapInterestAndDividendIncomeOperatingAbstract_9bae1f" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapIncomeStatementAbstract_97f996" xlink:to="loc_us-gaapInterestAndDividendIncomeOperatingAbstract_9bae1f" order="1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="loc_us-gaapInterestAndFeeIncomeLoansAndLeases_3ca2e8" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInterestAndDividendIncomeOperatingAbstract_9bae1f" xlink:to="loc_us-gaapInterestAndFeeIncomeLoansAndLeases_3ca2e8" order="2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InterestIncomeDepositsWithFinancialInstitutions" xlink:label="loc_us-gaapInterestIncomeDepositsWithFinancialInstitutions_e9a58e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInterestAndDividendIncomeOperatingAbstract_9bae1f" xlink:to="loc_us-gaapInterestIncomeDepositsWithFinancialInstitutions_e9a58e" order="3" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InterestIncomeSecuritiesBySecurityTypeAbstract" xlink:label="loc_us-gaapInterestIncomeSecuritiesBySecurityTypeAbstract_f5d6f0" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInterestAndDividendIncomeOperatingAbstract_9bae1f" xlink:to="loc_us-gaapInterestIncomeSecuritiesBySecurityTypeAbstract_f5d6f0" order="4" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InterestIncomeSecuritiesUSTreasuryAndOtherUSGovernment" xlink:label="loc_us-gaapInterestIncomeSecuritiesUSTreasuryAndOtherUSGovernment_9237b5" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInterestIncomeSecuritiesBySecurityTypeAbstract_f5d6f0" xlink:to="loc_us-gaapInterestIncomeSecuritiesUSTreasuryAndOtherUSGovernment_9237b5" order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InterestIncomeSecuritiesStateAndMunicipal" xlink:label="loc_us-gaapInterestIncomeSecuritiesStateAndMunicipal_d4d49c" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInterestIncomeSecuritiesBySecurityTypeAbstract_f5d6f0" xlink:to="loc_us-gaapInterestIncomeSecuritiesStateAndMunicipal_d4d49c" order="6" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OtherIncome" xlink:label="loc_us-gaapOtherIncome_b95013" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInterestIncomeSecuritiesBySecurityTypeAbstract_f5d6f0" xlink:to="loc_us-gaapOtherIncome_b95013" order="7" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_us-gaapInterestAndDividendIncomeOperating_8ef1e5" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInterestIncomeSecuritiesBySecurityTypeAbstract_f5d6f0" xlink:to="loc_us-gaapInterestAndDividendIncomeOperating_8ef1e5" order="8" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InterestExpenseAbstract" xlink:label="loc_us-gaapInterestExpenseAbstract_e13bcd" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInterestIncomeSecuritiesBySecurityTypeAbstract_f5d6f0" xlink:to="loc_us-gaapInterestExpenseAbstract_e13bcd" order="9" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_NowMmdaSavingsDeposits" xlink:label="loc_pebkNowMmdaSavingsDeposits_4b574b" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInterestExpenseAbstract_e13bcd" xlink:to="loc_pebkNowMmdaSavingsDeposits_4b574b" order="10" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InterestExpenseTimeDeposits" xlink:label="loc_us-gaapInterestExpenseTimeDeposits_98a821" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInterestExpenseAbstract_e13bcd" xlink:to="loc_us-gaapInterestExpenseTimeDeposits_98a821" order="11" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InterestExpenseJuniorSubordinatedDebentures" xlink:label="loc_us-gaapInterestExpenseJuniorSubordinatedDebentures_be778b" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInterestExpenseAbstract_e13bcd" xlink:to="loc_us-gaapInterestExpenseJuniorSubordinatedDebentures_be778b" order="12" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OtherExpenses" xlink:label="loc_us-gaapOtherExpenses_0f8f71" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInterestExpenseAbstract_e13bcd" xlink:to="loc_us-gaapOtherExpenses_0f8f71" order="13" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InterestExpense" xlink:label="loc_us-gaapInterestExpense_fd8eb9" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInterestExpenseAbstract_e13bcd" xlink:to="loc_us-gaapInterestExpense_fd8eb9" order="14" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InvestmentIncomeInterest" xlink:label="loc_us-gaapInvestmentIncomeInterest_92fd13" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInterestExpenseAbstract_e13bcd" xlink:to="loc_us-gaapInvestmentIncomeInterest_92fd13" order="15" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="loc_us-gaapProvisionForLoanAndLeaseLosses_4eaaed" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInterestExpenseAbstract_e13bcd" xlink:to="loc_us-gaapProvisionForLoanAndLeaseLosses_4eaaed" order="16" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="loc_us-gaapInterestIncomeExpenseAfterProvisionForLoanLoss_90c2e6" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInterestExpenseAbstract_e13bcd" xlink:to="loc_us-gaapInterestIncomeExpenseAfterProvisionForLoanLoss_90c2e6" order="17" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="loc_us-gaapNoninterestIncomeAbstract_9a4f2e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInterestExpenseAbstract_e13bcd" xlink:to="loc_us-gaapNoninterestIncomeAbstract_9a4f2e" order="18" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ServiceCharges" xlink:label="loc_pebkServiceCharges_a91918" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoninterestIncomeAbstract_9a4f2e" xlink:to="loc_pebkServiceCharges_a91918" order="19" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_OtherServiceChargesAndFees" xlink:label="loc_pebkOtherServiceChargesAndFees_13e103" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoninterestIncomeAbstract_9a4f2e" xlink:to="loc_pebkOtherServiceChargesAndFees_13e103" order="20" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsOfLoanCosts" xlink:label="loc_us-gaapPaymentsOfLoanCosts_a48aa0" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoninterestIncomeAbstract_9a4f2e" xlink:to="loc_us-gaapPaymentsOfLoanCosts_a48aa0" order="21" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InsuranceCommissionsAndFees" xlink:label="loc_us-gaapInsuranceCommissionsAndFees_743d32" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoninterestIncomeAbstract_9a4f2e" xlink:to="loc_us-gaapInsuranceCommissionsAndFees_743d32" order="22" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PropertyManagementFeeRevenue" xlink:label="loc_us-gaapPropertyManagementFeeRevenue_c3fa84" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoninterestIncomeAbstract_9a4f2e" xlink:to="loc_us-gaapPropertyManagementFeeRevenue_c3fa84" order="23" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_GainOnSaleOfOtherAssets" xlink:label="loc_pebkGainOnSaleOfOtherAssets_fbf4ea" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoninterestIncomeAbstract_9a4f2e" xlink:to="loc_pebkGainOnSaleOfOtherAssets_fbf4ea" order="24" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_GainsLossesOnSalesOfOtherRealEstate" xlink:label="loc_us-gaapGainsLossesOnSalesOfOtherRealEstate_629137" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoninterestIncomeAbstract_9a4f2e" xlink:to="loc_us-gaapGainsLossesOnSalesOfOtherRealEstate_629137" order="25" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_MiscellaneousIncomeLoss" xlink:label="loc_pebkMiscellaneousIncomeLoss_b6134d" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoninterestIncomeAbstract_9a4f2e" xlink:to="loc_pebkMiscellaneousIncomeLoss_b6134d" order="26" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaapNoninterestIncome_9cc439" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoninterestIncomeAbstract_9a4f2e" xlink:to="loc_us-gaapNoninterestIncome_9cc439" order="27" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="loc_us-gaapNoninterestExpenseAbstract_c4c0c6" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoninterestIncomeAbstract_9a4f2e" xlink:to="loc_us-gaapNoninterestExpenseAbstract_c4c0c6" order="28" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_LaborAndRelatedExpenses" xlink:label="loc_pebkLaborAndRelatedExpenses_bf56a0" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoninterestExpenseAbstract_c4c0c6" xlink:to="loc_pebkLaborAndRelatedExpenses_bf56a0" order="29" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OccupancyNet" xlink:label="loc_us-gaapOccupancyNet_9b12f5" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoninterestExpenseAbstract_c4c0c6" xlink:to="loc_us-gaapOccupancyNet_9b12f5" order="30" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProfessionalFees" xlink:label="loc_us-gaapProfessionalFees_386276" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoninterestExpenseAbstract_c4c0c6" xlink:to="loc_us-gaapProfessionalFees_386276" order="31" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_MarketingAndAdvertisingExpense" xlink:label="loc_us-gaapMarketingAndAdvertisingExpense_8323d2" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoninterestExpenseAbstract_c4c0c6" xlink:to="loc_us-gaapMarketingAndAdvertisingExpense_8323d2" order="32" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_DebitCardExpense" xlink:label="loc_pebkDebitCardExpense_f32ae5" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoninterestExpenseAbstract_c4c0c6" xlink:to="loc_pebkDebitCardExpense_f32ae5" order="33" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:label="loc_us-gaapFederalDepositInsuranceCorporationPremiumExpense_a212d9" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoninterestExpenseAbstract_c4c0c6" xlink:to="loc_us-gaapFederalDepositInsuranceCorporationPremiumExpense_a212d9" order="34" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_AppraisalManagementFeeExpense" xlink:label="loc_pebkAppraisalManagementFeeExpense_46d593" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoninterestExpenseAbstract_c4c0c6" xlink:to="loc_pebkAppraisalManagementFeeExpense_46d593" order="35" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NoninterestExpense" xlink:label="loc_us-gaapNoninterestExpense_c54611" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoninterestExpenseAbstract_c4c0c6" xlink:to="loc_us-gaapNoninterestExpense_c54611" order="36" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OtherNoncashExpense" xlink:label="loc_us-gaapOtherNoncashExpense_c89c1a" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoninterestExpenseAbstract_c4c0c6" xlink:to="loc_us-gaapOtherNoncashExpense_c89c1a" order="37" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaapIncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_d8e9ef" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoninterestExpenseAbstract_c4c0c6" xlink:to="loc_us-gaapIncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_d8e9ef" order="38" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaapIncomeTaxExpenseBenefit_1b03c7" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoninterestExpenseAbstract_c4c0c6" xlink:to="loc_us-gaapIncomeTaxExpenseBenefit_1b03c7" order="39" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaapNetIncomeLoss_ad3cc3" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoninterestExpenseAbstract_c4c0c6" xlink:to="loc_us-gaapNetIncomeLoss_ad3cc3" order="40" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_us-gaapEarningsPerShareBasic_b991ab" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoninterestExpenseAbstract_c4c0c6" xlink:to="loc_us-gaapEarningsPerShareBasic_b991ab" order="41" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_us-gaapEarningsPerShareDiluted_b1aa27" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoninterestExpenseAbstract_c4c0c6" xlink:to="loc_us-gaapEarningsPerShareDiluted_b1aa27" order="42" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CommonStockDividendsPerShareDeclared" xlink:label="loc_us-gaapCommonStockDividendsPerShareDeclared_11c15d" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoninterestExpenseAbstract_c4c0c6" xlink:to="loc_us-gaapCommonStockDividendsPerShareDeclared_11c15d" order="43" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/ConsolidatedStatementsOfComprehensiveIncomeLoss" xlink:title="000005 - Statement - Consolidated Statements of Comprehensive Income (Loss)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="loc_us-gaapStatementOfIncomeAndComprehensiveIncomeAbstract_766a45" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaapNetIncomeLoss_e4afb6" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementOfIncomeAndComprehensiveIncomeAbstract_766a45" xlink:to="loc_us-gaapNetIncomeLoss_e4afb6" order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_OtherComprehensiveLossAbstract" xlink:label="loc_pebkOtherComprehensiveLossAbstract_6f74de" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementOfIncomeAndComprehensiveIncomeAbstract_766a45" xlink:to="loc_pebkOtherComprehensiveLossAbstract_6f74de" order="2" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_AvailableForSalesSecuritiesGrossRealizedGains" xlink:label="loc_pebkAvailableForSalesSecuritiesGrossRealizedGains_d87bc1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_pebkOtherComprehensiveLossAbstract_6f74de" xlink:to="loc_pebkAvailableForSalesSecuritiesGrossRealizedGains_d87bc1" order="3" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTaxAbstract" xlink:label="loc_us-gaapOtherComprehensiveIncomeDefinedBenefitPlansTaxAbstract_654142" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_pebkOtherComprehensiveLossAbstract_6f74de" xlink:to="loc_us-gaapOtherComprehensiveIncomeDefinedBenefitPlansTaxAbstract_654142" order="4" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_UnrealizedHoldingGainsLossesOnSecuritiesAvailableForSale" xlink:label="loc_pebkUnrealizedHoldingGainsLossesOnSecuritiesAvailableForSale_e80ba5" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapOtherComprehensiveIncomeDefinedBenefitPlansTaxAbstract_654142" xlink:to="loc_pebkUnrealizedHoldingGainsLossesOnSecuritiesAvailableForSale_e80ba5" order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaapOtherComprehensiveIncomeLossNetOfTax_56cc81" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapOtherComprehensiveIncomeDefinedBenefitPlansTaxAbstract_654142" xlink:to="loc_us-gaapOtherComprehensiveIncomeLossNetOfTax_56cc81" order="6" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_us-gaapComprehensiveIncomeNetOfTax_a6e2f4" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapOtherComprehensiveIncomeDefinedBenefitPlansTaxAbstract_654142" xlink:to="loc_us-gaapComprehensiveIncomeNetOfTax_a6e2f4" order="7" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/ConsolidatedStatementsOfChangesInShareholdersEquity" xlink:title="000006 - Statement - Consolidated Statements of Changes in Shareholders' Equity">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="loc_us-gaapStatementOfStockholdersEquityAbstract_37b32b" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaapStatementTable_cdeb81" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementOfStockholdersEquityAbstract_37b32b" xlink:to="loc_us-gaapStatementTable_cdeb81" order="100" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaapStatementLineItems_e5455a" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_cdeb81" xlink:to="loc_us-gaapStatementLineItems_e5455a" order="2000" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_us-gaapStatementEquityComponentsAxis_8f3b31" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_cdeb81" xlink:to="loc_us-gaapStatementEquityComponentsAxis_8f3b31" order="20" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaapEquityComponentDomain_f7cf44" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementEquityComponentsAxis_8f3b31" xlink:to="loc_us-gaapEquityComponentDomain_f7cf44" order="20" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CommonStockMember" xlink:label="loc_us-gaapCommonStockMember_949262" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapEquityComponentDomain_f7cf44" xlink:to="loc_us-gaapCommonStockMember_949262" order="21" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_RetainedEarningsMember" xlink:label="loc_us-gaapRetainedEarningsMember_80610c" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapEquityComponentDomain_f7cf44" xlink:to="loc_us-gaapRetainedEarningsMember_80610c" order="22" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_DeferredCompensationMember" xlink:label="loc_pebkDeferredCompensationMember_bbb4a4" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapEquityComponentDomain_f7cf44" xlink:to="loc_pebkDeferredCompensationMember_bbb4a4" order="23" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_CommonStockHeldByDeferredCompensationTrustMember" xlink:label="loc_pebkCommonStockHeldByDeferredCompensationTrustMember_a47baf" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapEquityComponentDomain_f7cf44" xlink:to="loc_pebkCommonStockHeldByDeferredCompensationTrustMember_a47baf" order="24" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_us-gaapAccumulatedOtherComprehensiveIncomeMember_7812ac" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapEquityComponentDomain_f7cf44" xlink:to="loc_us-gaapAccumulatedOtherComprehensiveIncomeMember_7812ac" order="25" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_SharesIssued" xlink:label="loc_us-gaapSharesIssued_8385cc" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_e5455a" xlink:to="loc_us-gaapSharesIssued_8385cc" order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaapStockholdersEquity_ca5c25" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_e5455a" xlink:to="loc_us-gaapStockholdersEquity_ca5c25" order="2" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_CashDividendsDeclaredOnCommonStock" xlink:label="loc_pebkCashDividendsDeclaredOnCommonStock_81bed1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_e5455a" xlink:to="loc_pebkCashDividendsDeclaredOnCommonStock_81bed1" order="3" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_RestrictedStockUnitsExercisedShares" xlink:label="loc_pebkRestrictedStockUnitsExercisedShares_65f77a" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_e5455a" xlink:to="loc_pebkRestrictedStockUnitsExercisedShares_65f77a" order="4" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_RestrictedStockUnitsExercisedAmount" xlink:label="loc_pebkRestrictedStockUnitsExercisedAmount_2077e3" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_e5455a" xlink:to="loc_pebkRestrictedStockUnitsExercisedAmount_2077e3" order="5" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_EquityIncentivePlanNet" xlink:label="loc_pebkEquityIncentivePlanNet_4feab8" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_e5455a" xlink:to="loc_pebkEquityIncentivePlanNet_4feab8" order="6" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProfitLoss" xlink:label="loc_us-gaapProfitLoss_2e6991" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_e5455a" xlink:to="loc_us-gaapProfitLoss_2e6991" order="7" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaapOtherComprehensiveIncomeLossNetOfTax_c63d00" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_e5455a" xlink:to="loc_us-gaapOtherComprehensiveIncomeLossNetOfTax_c63d00" order="8" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StockRepurchasedAndRetiredDuringPeriodShares" xlink:label="loc_us-gaapStockRepurchasedAndRetiredDuringPeriodShares_10ea17" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_e5455a" xlink:to="loc_us-gaapStockRepurchasedAndRetiredDuringPeriodShares_10ea17" order="9" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StockRepurchasedAndRetiredDuringPeriodValue" xlink:label="loc_us-gaapStockRepurchasedAndRetiredDuringPeriodValue_851377" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_e5455a" xlink:to="loc_us-gaapStockRepurchasedAndRetiredDuringPeriodValue_851377" order="10" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_SharesIssued" xlink:label="loc_us-gaapSharesIssued_ac69b9" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_e5455a" xlink:to="loc_us-gaapSharesIssued_ac69b9" order="11" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaapStockholdersEquity_438dd5" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_e5455a" xlink:to="loc_us-gaapStockholdersEquity_438dd5" order="12" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/ConsolidatedStatementsOfCashFlows" xlink:title="000007 - Statement - Consolidated Statements of Cash Flows">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="loc_us-gaapStatementOfCashFlowsAbstract_152a48" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaapNetCashProvidedByUsedInOperatingActivitiesAbstract_df3e39" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementOfCashFlowsAbstract_152a48" xlink:to="loc_us-gaapNetCashProvidedByUsedInOperatingActivitiesAbstract_df3e39" order="1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaapNetIncomeLoss_cce4ea" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetCashProvidedByUsedInOperatingActivitiesAbstract_df3e39" xlink:to="loc_us-gaapNetIncomeLoss_cce4ea" order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaapAdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_36aa54" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetCashProvidedByUsedInOperatingActivitiesAbstract_df3e39" xlink:to="loc_us-gaapAdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_36aa54" order="3" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_DepreciationAmortizationAndAccretionNet" xlink:label="loc_us-gaapDepreciationAmortizationAndAccretionNet_bd6b3c" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_36aa54" xlink:to="loc_us-gaapDepreciationAmortizationAndAccretionNet_bd6b3c" order="4" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="loc_us-gaapIncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_32946f" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_36aa54" xlink:to="loc_us-gaapIncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_32946f" order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_DeferredIncomeTaxesAndTaxCredits" xlink:label="loc_us-gaapDeferredIncomeTaxesAndTaxCredits_ae5c7d" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_36aa54" xlink:to="loc_us-gaapDeferredIncomeTaxesAndTaxCredits_ae5c7d" order="6" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_GainsLossesOnSalesOfOtherRealEstate" xlink:label="loc_us-gaapGainsLossesOnSalesOfOtherRealEstate_46dea2" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_36aa54" xlink:to="loc_us-gaapGainsLossesOnSalesOfOtherRealEstate_46dea2" order="7" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_GainLossOnSaleOfOtherAssets" xlink:label="loc_us-gaapGainLossOnSaleOfOtherAssets_38bf77" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_36aa54" xlink:to="loc_us-gaapGainLossOnSaleOfOtherAssets_38bf77" order="8" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_RestrictedStockExpense1" xlink:label="loc_pebkRestrictedStockExpense1_2712b1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_36aa54" xlink:to="loc_pebkRestrictedStockExpense1_2712b1" order="9" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale" xlink:label="loc_us-gaapProceedsFromSaleOfMortgageLoansHeldForSale_fbf69d" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_36aa54" xlink:to="loc_us-gaapProceedsFromSaleOfMortgageLoansHeldForSale_fbf69d" order="10" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:label="loc_us-gaapPaymentsForOriginationOfMortgageLoansHeldForSale_064e3e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_36aa54" xlink:to="loc_us-gaapPaymentsForOriginationOfMortgageLoansHeldForSale_064e3e" order="11" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:label="loc_us-gaapIncreaseDecreaseInOperatingCapitalAbstract_c25be7" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_36aa54" xlink:to="loc_us-gaapIncreaseDecreaseInOperatingCapitalAbstract_c25be7" order="12" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue" xlink:label="loc_us-gaapLifeInsuranceCorporateOrBankOwnedChangeInValue_4ccbb3" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapIncreaseDecreaseInOperatingCapitalAbstract_c25be7" xlink:to="loc_us-gaapLifeInsuranceCorporateOrBankOwnedChangeInValue_4ccbb3" order="13" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_IncreaseDecreaseInRightOfUseLeaseAsset" xlink:label="loc_pebkIncreaseDecreaseInRightOfUseLeaseAsset_4f4bbe" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapIncreaseDecreaseInOperatingCapitalAbstract_c25be7" xlink:to="loc_pebkIncreaseDecreaseInRightOfUseLeaseAsset_4f4bbe" order="14" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncreaseDecreaseInOtherCurrentAssets" xlink:label="loc_us-gaapIncreaseDecreaseInOtherCurrentAssets_0272dd" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapIncreaseDecreaseInOperatingCapitalAbstract_c25be7" xlink:to="loc_us-gaapIncreaseDecreaseInOtherCurrentAssets_0272dd" order="15" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncreaseDecreaseInOperatingLeaseLiability" xlink:label="loc_us-gaapIncreaseDecreaseInOperatingLeaseLiability_fc2707" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapIncreaseDecreaseInOperatingCapitalAbstract_c25be7" xlink:to="loc_us-gaapIncreaseDecreaseInOperatingLeaseLiability_fc2707" order="16" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncreaseDecreaseInOtherCurrentLiabilities" xlink:label="loc_us-gaapIncreaseDecreaseInOtherCurrentLiabilities_4bef54" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapIncreaseDecreaseInOperatingCapitalAbstract_c25be7" xlink:to="loc_us-gaapIncreaseDecreaseInOtherCurrentLiabilities_4bef54" order="17" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaapNetCashProvidedByUsedInOperatingActivities_c4f674" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapIncreaseDecreaseInOperatingCapitalAbstract_c25be7" xlink:to="loc_us-gaapNetCashProvidedByUsedInOperatingActivities_c4f674" order="18" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="loc_us-gaapNetCashProvidedByUsedInInvestingActivitiesAbstract_516c8a" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapIncreaseDecreaseInOperatingCapitalAbstract_c25be7" xlink:to="loc_us-gaapNetCashProvidedByUsedInInvestingActivitiesAbstract_516c8a" order="19" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_PurchasesOfInvestmentSecuritiesAvailableForSale" xlink:label="loc_pebkPurchasesOfInvestmentSecuritiesAvailableForSale_81b842" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetCashProvidedByUsedInInvestingActivitiesAbstract_516c8a" xlink:to="loc_pebkPurchasesOfInvestmentSecuritiesAvailableForSale_81b842" order="20" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ProceedsFromSalesCallsAndMaturitiesOfInvestmentSecuritiesAvailableForSale" xlink:label="loc_pebkProceedsFromSalesCallsAndMaturitiesOfInvestmentSecuritiesAvailableForSale_0c3849" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetCashProvidedByUsedInInvestingActivitiesAbstract_516c8a" xlink:to="loc_pebkProceedsFromSalesCallsAndMaturitiesOfInvestmentSecuritiesAvailableForSale_0c3849" order="21" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:label="loc_us-gaapProceedsFromSaleOfAvailableForSaleSecurities_113cef" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetCashProvidedByUsedInInvestingActivitiesAbstract_516c8a" xlink:to="loc_us-gaapProceedsFromSaleOfAvailableForSaleSecurities_113cef" order="22" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsOfOtherLoansAndLeasesHeldForInvestment" xlink:label="loc_us-gaapProceedsOfOtherLoansAndLeasesHeldForInvestment_a78a44" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetCashProvidedByUsedInInvestingActivitiesAbstract_516c8a" xlink:to="loc_us-gaapProceedsOfOtherLoansAndLeasesHeldForInvestment_a78a44" order="23" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_RedemptionsPurchasesOfFhlbStock" xlink:label="loc_pebkRedemptionsPurchasesOfFhlbStock_fbd1a6" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetCashProvidedByUsedInInvestingActivitiesAbstract_516c8a" xlink:to="loc_pebkRedemptionsPurchasesOfFhlbStock_fbd1a6" order="24" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_NetChangeInLoans" xlink:label="loc_pebkNetChangeInLoans_0e04c8" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetCashProvidedByUsedInInvestingActivitiesAbstract_516c8a" xlink:to="loc_pebkNetChangeInLoans_0e04c8" order="25" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_us-gaapPaymentsToAcquirePropertyPlantAndEquipment_a81fa9" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetCashProvidedByUsedInInvestingActivitiesAbstract_516c8a" xlink:to="loc_us-gaapPaymentsToAcquirePropertyPlantAndEquipment_a81fa9" order="26" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsFromSaleOfOtherAssets1" xlink:label="loc_us-gaapProceedsFromSaleOfOtherAssets1_b6cb66" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetCashProvidedByUsedInInvestingActivitiesAbstract_516c8a" xlink:to="loc_us-gaapProceedsFromSaleOfOtherAssets1_b6cb66" order="27" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsFromSaleOfOtherRealEstate" xlink:label="loc_us-gaapProceedsFromSaleOfOtherRealEstate_bb15ca" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetCashProvidedByUsedInInvestingActivitiesAbstract_516c8a" xlink:to="loc_us-gaapProceedsFromSaleOfOtherRealEstate_bb15ca" order="28" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsFromLifeInsurancePolicies" xlink:label="loc_us-gaapProceedsFromLifeInsurancePolicies_fedd30" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetCashProvidedByUsedInInvestingActivitiesAbstract_516c8a" xlink:to="loc_us-gaapProceedsFromLifeInsurancePolicies_fedd30" order="29" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_us-gaapNetCashProvidedByUsedInInvestingActivities_a1dfe2" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetCashProvidedByUsedInInvestingActivitiesAbstract_516c8a" xlink:to="loc_us-gaapNetCashProvidedByUsedInInvestingActivities_a1dfe2" order="30" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="loc_us-gaapNetCashProvidedByUsedInFinancingActivitiesAbstract_b43c76" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetCashProvidedByUsedInInvestingActivitiesAbstract_516c8a" xlink:to="loc_us-gaapNetCashProvidedByUsedInFinancingActivitiesAbstract_b43c76" order="31" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="loc_us-gaapIncreaseDecreaseInDeposits_57da34" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetCashProvidedByUsedInFinancingActivitiesAbstract_b43c76" xlink:to="loc_us-gaapIncreaseDecreaseInDeposits_57da34" order="32" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_us-gaapProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase_1f2824" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetCashProvidedByUsedInFinancingActivitiesAbstract_b43c76" xlink:to="loc_us-gaapProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase_1f2824" order="33" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="loc_us-gaapPaymentsForRepurchaseOfCommonStock_9c24f7" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetCashProvidedByUsedInFinancingActivitiesAbstract_b43c76" xlink:to="loc_us-gaapPaymentsForRepurchaseOfCommonStock_9c24f7" order="34" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="loc_us-gaapPaymentsOfDividendsCommonStock_a0b6dc" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetCashProvidedByUsedInFinancingActivitiesAbstract_b43c76" xlink:to="loc_us-gaapPaymentsOfDividendsCommonStock_a0b6dc" order="35" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_us-gaapNetCashProvidedByUsedInFinancingActivities_9568e6" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetCashProvidedByUsedInFinancingActivitiesAbstract_b43c76" xlink:to="loc_us-gaapNetCashProvidedByUsedInFinancingActivities_9568e6" order="36" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect" xlink:label="loc_us-gaapCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect_e3190d" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetCashProvidedByUsedInFinancingActivitiesAbstract_b43c76" xlink:to="loc_us-gaapCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect_e3190d" order="37" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:label="loc_us-gaapCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_e76455" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetCashProvidedByUsedInFinancingActivitiesAbstract_b43c76" xlink:to="loc_us-gaapCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_e76455" order="38" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:label="loc_us-gaapCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_c7cc79" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetCashProvidedByUsedInFinancingActivitiesAbstract_b43c76" xlink:to="loc_us-gaapCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_c7cc79" order="39" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_SupplementalDisclosuresOfCashFlowInformationAbstract" xlink:label="loc_pebkSupplementalDisclosuresOfCashFlowInformationAbstract_9553da" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetCashProvidedByUsedInFinancingActivitiesAbstract_b43c76" xlink:to="loc_pebkSupplementalDisclosuresOfCashFlowInformationAbstract_9553da" order="40" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_CashPaidDuringYearForAbstract" xlink:label="loc_pebkCashPaidDuringYearForAbstract_aa528e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_pebkSupplementalDisclosuresOfCashFlowInformationAbstract_9553da" xlink:to="loc_pebkCashPaidDuringYearForAbstract_aa528e" order="41" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InterestPaidNet" xlink:label="loc_us-gaapInterestPaidNet_6e1147" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_pebkCashPaidDuringYearForAbstract_aa528e" xlink:to="loc_us-gaapInterestPaidNet_6e1147" order="42" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncomeTaxesPaid" xlink:label="loc_us-gaapIncomeTaxesPaid_cadd29" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_pebkCashPaidDuringYearForAbstract_aa528e" xlink:to="loc_us-gaapIncomeTaxesPaid_cadd29" order="43" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NoncashInvestingAndFinancingItemsAbstract" xlink:label="loc_us-gaapNoncashInvestingAndFinancingItemsAbstract_cf5e45" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_pebkCashPaidDuringYearForAbstract_aa528e" xlink:to="loc_us-gaapNoncashInvestingAndFinancingItemsAbstract_cf5e45" order="44" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ChangeInUnrealizedGainOnInvestmentSecuritiesAvailableForSaleNet" xlink:label="loc_pebkChangeInUnrealizedGainOnInvestmentSecuritiesAvailableForSaleNet_b323c7" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoncashInvestingAndFinancingItemsAbstract_cf5e45" xlink:to="loc_pebkChangeInUnrealizedGainOnInvestmentSecuritiesAvailableForSaleNet_b323c7" order="45" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_IssuanceOfAccruedRestrictedStockUnits" xlink:label="loc_pebkIssuanceOfAccruedRestrictedStockUnits_56d95a" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoncashInvestingAndFinancingItemsAbstract_cf5e45" xlink:to="loc_pebkIssuanceOfAccruedRestrictedStockUnits_56d95a" order="46" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_TransferOfPremisesAndEquipmentToOtherAssetsHeldForSale" xlink:label="loc_pebkTransferOfPremisesAndEquipmentToOtherAssetsHeldForSale_da3660" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoncashInvestingAndFinancingItemsAbstract_cf5e45" xlink:to="loc_pebkTransferOfPremisesAndEquipmentToOtherAssetsHeldForSale_da3660" order="47" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_InitialRecognitionOfLeaseRightOfUseAssetAndLeaseLiability" xlink:label="loc_pebkInitialRecognitionOfLeaseRightOfUseAssetAndLeaseLiability_0e75e7" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNoncashInvestingAndFinancingItemsAbstract_cf5e45" xlink:to="loc_pebkInitialRecognitionOfLeaseRightOfUseAssetAndLeaseLiability_0e75e7" order="48" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/SummaryOfSignificantAccountingPolicies" xlink:title="000008 - Disclosure - Summary of Significant Accounting Policies">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="loc_us-gaapAccountingPoliciesAbstract_5ecdb5" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_SignificantAccountingPoliciesTextBlock" xlink:label="loc_us-gaapSignificantAccountingPoliciesTextBlock_cde729" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAccountingPoliciesAbstract_5ecdb5" xlink:to="loc_us-gaapSignificantAccountingPoliciesTextBlock_cde729" order="1" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/InvestmentSecurities" xlink:title="000009 - Disclosure - Investment Securities">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaapInvestmentsDebtAndEquitySecuritiesAbstract_495e42" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_InvestmentSecuritiesTextBlock" xlink:label="loc_pebkInvestmentSecuritiesTextBlock_fb2210" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentsDebtAndEquitySecuritiesAbstract_495e42" xlink:to="loc_pebkInvestmentSecuritiesTextBlock_fb2210" order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/Loans" xlink:title="000010 - Disclosure - Loans">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaapReceivablesAbstract_84ca5d" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:label="loc_us-gaapLoansNotesTradeAndOtherReceivablesDisclosureTextBlock_061072" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapReceivablesAbstract_84ca5d" xlink:to="loc_us-gaapLoansNotesTradeAndOtherReceivablesDisclosureTextBlock_061072" order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/NetEarningsPerShare" xlink:title="000011 - Disclosure - Net Earnings Per Share">
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_NetEarningsPerShare" xlink:label="loc_pebkNetEarningsPerShare_d0fedc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="loc_us-gaapEarningsPerShareTextBlock_cd69c6" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_pebkNetEarningsPerShare_d0fedc" xlink:to="loc_us-gaapEarningsPerShareTextBlock_cd69c6" order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/FairValue" xlink:title="000012 - Disclosure - Fair Value">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaapFairValueDisclosuresAbstract_7b84f0" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_FairValueTextBlock" xlink:label="loc_pebkFairValueTextBlock_2a80fe" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueDisclosuresAbstract_7b84f0" xlink:to="loc_pebkFairValueTextBlock_2a80fe" order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/Leases" xlink:title="000013 - Disclosure - Leases">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LeasesAbstract" xlink:label="loc_us-gaapLeasesAbstract_c34210" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LeasesOfLesseeDisclosureTextBlock" xlink:label="loc_us-gaapLeasesOfLesseeDisclosureTextBlock_010580" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapLeasesAbstract_c34210" xlink:to="loc_us-gaapLeasesOfLesseeDisclosureTextBlock_010580" order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/SubsequentEvents" xlink:title="000014 - Disclosure - Subsequent Events">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_SubsequentEventsAbstract" xlink:label="loc_us-gaapSubsequentEventsAbstract_a195ae" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_SubsequentEventsTextBlock" xlink:label="loc_us-gaapSubsequentEventsTextBlock_7673a4" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapSubsequentEventsAbstract_a195ae" xlink:to="loc_us-gaapSubsequentEventsTextBlock_7673a4" order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/SummaryOfSignificantAccountingPoliciesPolicies" xlink:title="000015 - Disclosure - Summary of Significant Accounting Policies (Policies)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="loc_us-gaapAccountingPoliciesAbstract_7e47dc" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:label="loc_us-gaapNewAccountingPronouncementsPolicyPolicyTextBlock_9d887c" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAccountingPoliciesAbstract_7e47dc" xlink:to="loc_us-gaapNewAccountingPronouncementsPolicyPolicyTextBlock_9d887c" order="1" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/InvestmentSecuritiesTables" xlink:title="000016 - Disclosure - Investment Securities (Tables)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaapInvestmentsDebtAndEquitySecuritiesAbstract_d6538f" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleSecuritiesTextBlock" xlink:label="loc_us-gaapAvailableForSaleSecuritiesTextBlock_07e0b4" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentsDebtAndEquitySecuritiesAbstract_d6538f" xlink:to="loc_us-gaapAvailableForSaleSecuritiesTextBlock_07e0b4" order="1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock" xlink:label="loc_us-gaapAvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock_9fb862" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentsDebtAndEquitySecuritiesAbstract_d6538f" xlink:to="loc_us-gaapAvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock_9fb862" order="2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_HeldToMaturitySecuritiesTextBlock" xlink:label="loc_us-gaapHeldToMaturitySecuritiesTextBlock_d85e8c" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentsDebtAndEquitySecuritiesAbstract_d6538f" xlink:to="loc_us-gaapHeldToMaturitySecuritiesTextBlock_d85e8c" order="3" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/LoansTables" xlink:title="000017 - Disclosure - Loans (Tables)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaapReceivablesAbstract_ee145b" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ScheduleOfAccountsNotesLoansAndFinancingReceivableTableTextBlock" xlink:label="loc_pebkScheduleOfAccountsNotesLoansAndFinancingReceivableTableTextBlock_f7b829" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapReceivablesAbstract_ee145b" xlink:to="loc_pebkScheduleOfAccountsNotesLoansAndFinancingReceivableTableTextBlock_f7b829" order="1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PastDueFinancingReceivablesTableTextBlock" xlink:label="loc_us-gaapPastDueFinancingReceivablesTableTextBlock_18fb79" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapReceivablesAbstract_ee145b" xlink:to="loc_us-gaapPastDueFinancingReceivablesTableTextBlock_18fb79" order="2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" xlink:label="loc_us-gaapScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock_78c981" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapReceivablesAbstract_ee145b" xlink:to="loc_us-gaapScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock_78c981" order="3" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ImpairedFinancingReceivablesTableTextBlock" xlink:label="loc_us-gaapImpairedFinancingReceivablesTableTextBlock_b70e9a" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapReceivablesAbstract_ee145b" xlink:to="loc_us-gaapImpairedFinancingReceivablesTableTextBlock_b70e9a" order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_SummaryOfAverageImpairedLoansBalance" xlink:label="loc_pebkSummaryOfAverageImpairedLoansBalance_8b0262" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapReceivablesAbstract_ee145b" xlink:to="loc_pebkSummaryOfAverageImpairedLoansBalance_8b0262" order="5" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:label="loc_us-gaapAllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_d468e1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapReceivablesAbstract_ee145b" xlink:to="loc_us-gaapAllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_d468e1" order="6" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:label="loc_us-gaapFinancingReceivableCreditQualityIndicatorsTableTextBlock_719bf5" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapReceivablesAbstract_ee145b" xlink:to="loc_us-gaapFinancingReceivableCreditQualityIndicatorsTableTextBlock_719bf5" order="7" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/NetEarningsPerShareTables" xlink:title="000018 - Disclosure - Net Earnings Per Share (Tables)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaapEarningsPerShareAbstract_58e0fe" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:label="loc_us-gaapScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_111b0b" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapEarningsPerShareAbstract_58e0fe" xlink:to="loc_us-gaapScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_111b0b" order="1" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/FairValueTables" xlink:title="000019 - Disclosure - Fair Value (Tables)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaapFairValueDisclosuresAbstract_fbc488" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:label="loc_us-gaapScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_178e05" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueDisclosuresAbstract_fbc488" xlink:to="loc_us-gaapScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_178e05" order="1" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_SummaryOfFairValueMeasurementsOfInvestmentSecuritiesAvailableForSaleUsingLevel3SignificantUnobservableInputsTableTextBlock" xlink:label="loc_pebkSummaryOfFairValueMeasurementsOfInvestmentSecuritiesAvailableForSaleUsingLevel3SignificantUnobservableInputsTableTextBlock_bb4940" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueDisclosuresAbstract_fbc488" xlink:to="loc_pebkSummaryOfFairValueMeasurementsOfInvestmentSecuritiesAvailableForSaleUsingLevel3SignificantUnobservableInputsTableTextBlock_bb4940" order="2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:label="loc_us-gaapFairValueByBalanceSheetGroupingTextBlock_3a89d7" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueDisclosuresAbstract_fbc488" xlink:to="loc_us-gaapFairValueByBalanceSheetGroupingTextBlock_3a89d7" order="3" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/LeasesTables" xlink:title="000020 - Disclosure - Leases (Tables)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LeasesAbstract" xlink:label="loc_us-gaapLeasesAbstract_619cc3" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LeaseCostTableTextBlock" xlink:label="loc_us-gaapLeaseCostTableTextBlock_0e559d" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapLeasesAbstract_619cc3" xlink:to="loc_us-gaapLeaseCostTableTextBlock_0e559d" order="1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock" xlink:label="loc_us-gaapLesseeOperatingLeaseLiabilityMaturityTableTextBlock_41afbd" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapLeasesAbstract_619cc3" xlink:to="loc_us-gaapLesseeOperatingLeaseLiabilityMaturityTableTextBlock_41afbd" order="2" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" xlink:title="000021 - Disclosure - Summary of Significant Accounting Policies (Details Narrative)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="loc_us-gaapAccountingPoliciesAbstract_0b4070" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_PreferredSecurities" xlink:label="loc_pebkPreferredSecurities_4c448f" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAccountingPoliciesAbstract_0b4070" xlink:to="loc_pebkPreferredSecurities_4c448f" order="1" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/InvestmentSecuritiesDetails" xlink:title="000022 - Disclosure - Investment Securities (Details)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaapInvestmentsDebtAndEquitySecuritiesAbstract_615528" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaapStatementTable_2e7741" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentsDebtAndEquitySecuritiesAbstract_615528" xlink:to="loc_us-gaapStatementTable_2e7741" order="100" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaapStatementLineItems_80efd7" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_2e7741" xlink:to="loc_us-gaapStatementLineItems_80efd7" order="2000" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InformationByCategoryOfDebtSecurityAxis" xlink:label="loc_us-gaapInformationByCategoryOfDebtSecurityAxis_1d5609" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_2e7741" xlink:to="loc_us-gaapInformationByCategoryOfDebtSecurityAxis_1d5609" order="20" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaapTransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_8ed6a9" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInformationByCategoryOfDebtSecurityAxis_1d5609" xlink:to="loc_us-gaapTransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_8ed6a9" order="20" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueByAssetClassAxis" xlink:label="loc_us-gaapFairValueByAssetClassAxis_6bf992" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_2e7741" xlink:to="loc_us-gaapFairValueByAssetClassAxis_6bf992" order="40" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:label="loc_us-gaapFairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_96e4f9" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueByAssetClassAxis_6bf992" xlink:to="loc_us-gaapFairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_96e4f9" order="40" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_USTreasuriesMember" xlink:label="loc_pebkUSTreasuriesMember_9f785e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapTransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_8ed6a9" xlink:to="loc_pebkUSTreasuriesMember_9f785e" order="41" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" xlink:label="loc_us-gaapUSGovernmentSponsoredEnterprisesDebtSecuritiesMember_b082e6" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_96e4f9" xlink:to="loc_us-gaapUSGovernmentSponsoredEnterprisesDebtSecuritiesMember_b082e6" order="42" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="loc_us-gaapMortgageBackedSecuritiesMember_9cad4a" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_96e4f9" xlink:to="loc_us-gaapMortgageBackedSecuritiesMember_9cad4a" order="43" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="loc_us-gaapUSStatesAndPoliticalSubdivisionsMember_753470" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_96e4f9" xlink:to="loc_us-gaapUSStatesAndPoliticalSubdivisionsMember_753470" order="44" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="loc_us-gaapAvailableForSaleSecuritiesAmortizedCost_c05b8e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_80efd7" xlink:to="loc_us-gaapAvailableForSaleSecuritiesAmortizedCost_c05b8e" order="1" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGains" xlink:label="loc_us-gaapAvailableForSaleSecuritiesGrossUnrealizedGains_7fbbd6" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_80efd7" xlink:to="loc_us-gaapAvailableForSaleSecuritiesGrossUnrealizedGains_7fbbd6" order="2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLoss" xlink:label="loc_us-gaapAvailableForSaleSecuritiesGrossUnrealizedLoss_a51c27" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_80efd7" xlink:to="loc_us-gaapAvailableForSaleSecuritiesGrossUnrealizedLoss_a51c27" order="3" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="loc_us-gaapAvailableForSaleSecurities_d616b5" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_80efd7" xlink:to="loc_us-gaapAvailableForSaleSecurities_d616b5" order="4" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/InvestmentSecuritiesDetails1" xlink:title="000023 - Disclosure - Investment securities (Details 1)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaapInvestmentsDebtAndEquitySecuritiesAbstract_d7d063" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaapStatementTable_bb8c47" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentsDebtAndEquitySecuritiesAbstract_d7d063" xlink:to="loc_us-gaapStatementTable_bb8c47" order="100" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaapStatementLineItems_55801f" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_bb8c47" xlink:to="loc_us-gaapStatementLineItems_55801f" order="2000" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueByAssetClassAxis" xlink:label="loc_us-gaapFairValueByAssetClassAxis_b60363" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_bb8c47" xlink:to="loc_us-gaapFairValueByAssetClassAxis_b60363" order="10" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:label="loc_us-gaapFairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_e0723e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueByAssetClassAxis_b60363" xlink:to="loc_us-gaapFairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_e0723e" order="10" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaapFinancialInstrumentAxis_119f60" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_bb8c47" xlink:to="loc_us-gaapFinancialInstrumentAxis_119f60" order="30" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaapTransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_93dd3a" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFinancialInstrumentAxis_119f60" xlink:to="loc_us-gaapTransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_93dd3a" order="30" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="loc_us-gaapMortgageBackedSecuritiesMember_1af0a6" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_e0723e" xlink:to="loc_us-gaapMortgageBackedSecuritiesMember_1af0a6" order="31" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="loc_us-gaapUSStatesAndPoliticalSubdivisionsMember_e84f40" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_e0723e" xlink:to="loc_us-gaapUSStatesAndPoliticalSubdivisionsMember_e84f40" order="32" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_USGovernmentSponsoredEnterprisesSecuritieMember" xlink:label="loc_pebkUSGovernmentSponsoredEnterprisesSecuritieMember_e20223" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapTransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_93dd3a" xlink:to="loc_pebkUSGovernmentSponsoredEnterprisesSecuritieMember_e20223" order="33" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="loc_us-gaapUSTreasurySecuritiesMember_25918c" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_e0723e" xlink:to="loc_us-gaapUSTreasurySecuritiesMember_25918c" order="34" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="loc_us-gaapAvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_bef84d" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_55801f" xlink:to="loc_us-gaapAvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_bef84d" order="1" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsLosses" xlink:label="loc_pebkAvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsLosses_ea2559" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_55801f" xlink:to="loc_pebkAvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsLosses_ea2559" order="2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:label="loc_us-gaapAvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_92381a" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_55801f" xlink:to="loc_us-gaapAvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_92381a" order="3" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerLosses" xlink:label="loc_pebkAvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerLosses_c4c334" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_55801f" xlink:to="loc_pebkAvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerLosses_c4c334" order="4" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="loc_us-gaapAvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_b41cf4" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_55801f" xlink:to="loc_us-gaapAvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_b41cf4" order="5" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLosses" xlink:label="loc_pebkAvailableForSaleSecuritiesContinuousUnrealizedLossPositionLosses_511bce" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_55801f" xlink:to="loc_pebkAvailableForSaleSecuritiesContinuousUnrealizedLossPositionLosses_511bce" order="6" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/InvestmentSecuritiesDetails2" xlink:title="000024 - Disclosure - Investment securities (Details 2)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaapInvestmentsDebtAndEquitySecuritiesAbstract_370f8c" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract" xlink:label="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_44cd35" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentsDebtAndEquitySecuritiesAbstract_370f8c" xlink:to="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_44cd35" order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:label="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_3090b7" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_44cd35" xlink:to="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_3090b7" order="2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:label="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_0e0332" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_44cd35" xlink:to="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_0e0332" order="3" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:label="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_86fce2" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_44cd35" xlink:to="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_86fce2" order="4" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:label="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_197860" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_44cd35" xlink:to="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_197860" order="5" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_Available-For-SaleSecuritiesDebtMaturitiesMortgage-BackedSecuritiesAmortizedCost" xlink:label="loc_pebkAvailable-For-SaleSecuritiesDebtMaturitiesMortgage-BackedSecuritiesAmortizedCost_460fc8" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_44cd35" xlink:to="loc_pebkAvailable-For-SaleSecuritiesDebtMaturitiesMortgage-BackedSecuritiesAmortizedCost_460fc8" order="6" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="loc_us-gaapAvailableForSaleDebtSecuritiesAmortizedCostBasis_2e69ef" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_44cd35" xlink:to="loc_us-gaapAvailableForSaleDebtSecuritiesAmortizedCostBasis_2e69ef" order="7" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" xlink:label="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_09658e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_44cd35" xlink:to="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_09658e" order="8" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_6f33ab" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_09658e" xlink:to="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_6f33ab" order="9" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_eabcd9" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_09658e" xlink:to="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_eabcd9" order="10" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_330853" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_09658e" xlink:to="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_330853" order="11" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_9a7f06" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_09658e" xlink:to="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_9a7f06" order="12" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_AvailableForSaleSecuritiesDebtMaturitiesMortgageBackedSecuritiesFairValue" xlink:label="loc_pebkAvailableForSaleSecuritiesDebtMaturitiesMortgageBackedSecuritiesFairValue_d37a8b" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_09658e" xlink:to="loc_pebkAvailableForSaleSecuritiesDebtMaturitiesMortgageBackedSecuritiesFairValue_d37a8b" order="13" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_us-gaapAvailableForSaleSecuritiesDebtSecurities_9f939b" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_09658e" xlink:to="loc_us-gaapAvailableForSaleSecuritiesDebtSecurities_9f939b" order="14" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/InvestmentSecuritiesDetailsNarrative" xlink:title="000025 - Disclosure - Investment Securities (Details Narrative)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaapInvestmentsDebtAndEquitySecuritiesAbstract_d2c2e0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_DepositLiabilitiesCollateralIssuedFinancialInstruments" xlink:label="loc_us-gaapDepositLiabilitiesCollateralIssuedFinancialInstruments_4bb3df" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentsDebtAndEquitySecuritiesAbstract_d2c2e0" xlink:to="loc_us-gaapDepositLiabilitiesCollateralIssuedFinancialInstruments_4bb3df" order="1" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_DebtSecuritiesTotal" xlink:label="loc_pebkDebtSecuritiesTotal_f6cadb" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentsDebtAndEquitySecuritiesAbstract_d2c2e0" xlink:to="loc_pebkDebtSecuritiesTotal_f6cadb" order="2" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/LoansDetails" xlink:title="000026 - Disclosure - Loans (Details)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaapReceivablesAbstract_6d1a1c" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaapStatementTable_8c261c" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapReceivablesAbstract_6d1a1c" xlink:to="loc_us-gaapStatementTable_8c261c" order="100" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaapStatementLineItems_28c2db" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_8c261c" xlink:to="loc_us-gaapStatementLineItems_28c2db" order="2000" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InvestmentTypeAxis" xlink:label="loc_us-gaapInvestmentTypeAxis_7bf713" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_8c261c" xlink:to="loc_us-gaapInvestmentTypeAxis_7bf713" order="20" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="loc_us-gaapInvestmentTypeCategorizationMember_221228" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeAxis_7bf713" xlink:to="loc_us-gaapInvestmentTypeCategorizationMember_221228" order="20" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="loc_us-gaapInternalCreditAssessmentAxis_aa5c2f" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_8c261c" xlink:to="loc_us-gaapInternalCreditAssessmentAxis_aa5c2f" order="40" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="loc_us-gaapInternalCreditAssessmentDomain_e3f006" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInternalCreditAssessmentAxis_aa5c2f" xlink:to="loc_us-gaapInternalCreditAssessmentDomain_e3f006" order="40" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseAxis" xlink:label="loc_us-gaapAssetsSoldUnderAgreementsToRepurchaseAxis_a5f489" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_8c261c" xlink:to="loc_us-gaapAssetsSoldUnderAgreementsToRepurchaseAxis_a5f489" order="60" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseTypeDomain" xlink:label="loc_us-gaapAssetsSoldUnderAgreementsToRepurchaseTypeDomain_c3034f" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAssetsSoldUnderAgreementsToRepurchaseAxis_a5f489" xlink:to="loc_us-gaapAssetsSoldUnderAgreementsToRepurchaseTypeDomain_c3034f" order="60" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ConstructionAndLandDevelopmentMember" xlink:label="loc_pebkConstructionAndLandDevelopmentMember_951722" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_221228" xlink:to="loc_pebkConstructionAndLandDevelopmentMember_951722" order="61" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_RealEstatesMember" xlink:label="loc_pebkRealEstatesMember_b8e157" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInternalCreditAssessmentDomain_e3f006" xlink:to="loc_pebkRealEstatesMember_b8e157" order="62" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_LossMember" xlink:label="loc_pebkLossMember_f5703b" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInternalCreditAssessmentDomain_e3f006" xlink:to="loc_pebkLossMember_f5703b" order="63" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ResidentialRealEstatesMember" xlink:label="loc_pebkResidentialRealEstatesMember_ba1b19" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_221228" xlink:to="loc_pebkResidentialRealEstatesMember_ba1b19" order="64" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_BancoDeLaGenteMember" xlink:label="loc_pebkBancoDeLaGenteMember_b94f10" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_221228" xlink:to="loc_pebkBancoDeLaGenteMember_b94f10" order="65" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_CommercialRealEstatesMember" xlink:label="loc_pebkCommercialRealEstatesMember_474620" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_221228" xlink:to="loc_pebkCommercialRealEstatesMember_474620" order="66" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_MultifamilyAndFarmlandMember" xlink:label="loc_pebkMultifamilyAndFarmlandMember_fb35d8" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_221228" xlink:to="loc_pebkMultifamilyAndFarmlandMember_fb35d8" order="67" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_CommercialLoansMember" xlink:label="loc_pebkCommercialLoansMember_e8e2eb" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_221228" xlink:to="loc_pebkCommercialLoansMember_e8e2eb" order="68" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_FarmLoansNotSecuredByRealEstateMember" xlink:label="loc_pebkFarmLoansNotSecuredByRealEstateMember_51a0af" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_221228" xlink:to="loc_pebkFarmLoansNotSecuredByRealEstateMember_51a0af" order="69" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ConsumerLoansMember" xlink:label="loc_pebkConsumerLoansMember_715f97" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_221228" xlink:to="loc_pebkConsumerLoansMember_715f97" order="70" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_AllOtherLoansMember" xlink:label="loc_pebkAllOtherLoansMember_f8e975" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_221228" xlink:to="loc_pebkAllOtherLoansMember_f8e975" order="71" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_TotalLoansMember" xlink:label="loc_pebkTotalLoansMember_01ecab" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAssetsSoldUnderAgreementsToRepurchaseTypeDomain_c3034f" xlink:to="loc_pebkTotalLoansMember_01ecab" order="72" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_MajorClassificationsOfLoansAbstract" xlink:label="loc_pebkMajorClassificationsOfLoansAbstract_ccf41e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_28c2db" xlink:to="loc_pebkMajorClassificationsOfLoansAbstract_ccf41e" order="1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:label="loc_us-gaapLoansAndLeasesReceivableNetOfDeferredIncome_d2974e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_pebkMajorClassificationsOfLoansAbstract_ccf41e" xlink:to="loc_us-gaapLoansAndLeasesReceivableNetOfDeferredIncome_d2974e" order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_LessAllowanceForLoanLosses" xlink:label="loc_pebkLessAllowanceForLoanLosses_4325d5" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_pebkMajorClassificationsOfLoansAbstract_ccf41e" xlink:to="loc_pebkLessAllowanceForLoanLosses_4325d5" order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_LoansAndLeasesReceivableNetReportedAmount1" xlink:label="loc_pebkLoansAndLeasesReceivableNetReportedAmount1_2cce5f" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_pebkMajorClassificationsOfLoansAbstract_ccf41e" xlink:to="loc_pebkLoansAndLeasesReceivableNetReportedAmount1_2cce5f" order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/LoansDetails1" xlink:title="000027 - Disclosure - Loans (Details 1)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaapReceivablesAbstract_95f292" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaapStatementTable_bc27f7" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapReceivablesAbstract_95f292" xlink:to="loc_us-gaapStatementTable_bc27f7" order="100" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaapStatementLineItems_0d6e22" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_bc27f7" xlink:to="loc_us-gaapStatementLineItems_0d6e22" order="2000" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InvestmentTypeAxis" xlink:label="loc_us-gaapInvestmentTypeAxis_73cc50" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_bc27f7" xlink:to="loc_us-gaapInvestmentTypeAxis_73cc50" order="10" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="loc_us-gaapInvestmentTypeCategorizationMember_db7ca2" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeAxis_73cc50" xlink:to="loc_us-gaapInvestmentTypeCategorizationMember_db7ca2" order="10" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="loc_us-gaapInternalCreditAssessmentAxis_db9eb0" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_bc27f7" xlink:to="loc_us-gaapInternalCreditAssessmentAxis_db9eb0" order="20" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="loc_us-gaapInternalCreditAssessmentDomain_e303d2" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInternalCreditAssessmentAxis_db9eb0" xlink:to="loc_us-gaapInternalCreditAssessmentDomain_e303d2" order="20" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ConstructionAndLandDevelopmentMember" xlink:label="loc_pebkConstructionAndLandDevelopmentMember_a8b6d5" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_db7ca2" xlink:to="loc_pebkConstructionAndLandDevelopmentMember_a8b6d5" order="21" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_AllOtherLoansMember" xlink:label="loc_pebkAllOtherLoansMember_992f5c" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_db7ca2" xlink:to="loc_pebkAllOtherLoansMember_992f5c" order="22" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_FarmLoansNotSecuredByRealEstateMember" xlink:label="loc_pebkFarmLoansNotSecuredByRealEstateMember_2af0ff" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_db7ca2" xlink:to="loc_pebkFarmLoansNotSecuredByRealEstateMember_2af0ff" order="23" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_CommercialLoansMember" xlink:label="loc_pebkCommercialLoansMember_78df9f" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_db7ca2" xlink:to="loc_pebkCommercialLoansMember_78df9f" order="24" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ConsumerLoansMember" xlink:label="loc_pebkConsumerLoansMember_1c38c2" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_db7ca2" xlink:to="loc_pebkConsumerLoansMember_1c38c2" order="25" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_MultifamilyAndFarmlandMember" xlink:label="loc_pebkMultifamilyAndFarmlandMember_76ba61" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_db7ca2" xlink:to="loc_pebkMultifamilyAndFarmlandMember_76ba61" order="26" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_CommercialRealEstatesMember" xlink:label="loc_pebkCommercialRealEstatesMember_d75257" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_db7ca2" xlink:to="loc_pebkCommercialRealEstatesMember_d75257" order="27" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ResidentialRealEstatesMember" xlink:label="loc_pebkResidentialRealEstatesMember_c01211" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_db7ca2" xlink:to="loc_pebkResidentialRealEstatesMember_c01211" order="28" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_BancoDeLaGenteMember" xlink:label="loc_pebkBancoDeLaGenteMember_6953b5" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_db7ca2" xlink:to="loc_pebkBancoDeLaGenteMember_6953b5" order="29" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_RealEstatesMember" xlink:label="loc_pebkRealEstatesMember_2d0aaf" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInternalCreditAssessmentDomain_e303d2" xlink:to="loc_pebkRealEstatesMember_2d0aaf" order="30" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_TotalRealEstatesMember" xlink:label="loc_pebkTotalRealEstatesMember_3fa917" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_db7ca2" xlink:to="loc_pebkTotalRealEstatesMember_3fa917" order="31" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_FinancingReceivableRecordedInvestment30To89DaysPastDue36" xlink:label="loc_pebkFinancingReceivableRecordedInvestment30To89DaysPastDue36_bc42d0" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_0d6e22" xlink:to="loc_pebkFinancingReceivableRecordedInvestment30To89DaysPastDue36_bc42d0" order="1" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_FinancingReceivableRecordedInvestmentLoansNintyOrMoreDaysPastDue" xlink:label="loc_pebkFinancingReceivableRecordedInvestmentLoansNintyOrMoreDaysPastDue_ad73fd" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_0d6e22" xlink:to="loc_pebkFinancingReceivableRecordedInvestmentLoansNintyOrMoreDaysPastDue_ad73fd" order="2" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_TotalPastDueLoans" xlink:label="loc_pebkTotalPastDueLoans_34381e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_0d6e22" xlink:to="loc_pebkTotalPastDueLoans_34381e" order="3" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_TotalCurrentLoans" xlink:label="loc_pebkTotalCurrentLoans_e75e89" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_0d6e22" xlink:to="loc_pebkTotalCurrentLoans_e75e89" order="4" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_LoansAndLeasesReceivableNetOfDeferredIncome1" xlink:label="loc_pebkLoansAndLeasesReceivableNetOfDeferredIncome1_c9bfbd" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_0d6e22" xlink:to="loc_pebkLoansAndLeasesReceivableNetOfDeferredIncome1_c9bfbd" order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:label="loc_us-gaapFinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_7c0f27" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_0d6e22" xlink:to="loc_us-gaapFinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_7c0f27" order="6" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_FinancingReceivableRecordedInvestment30To89DaysPastDue" xlink:label="loc_pebkFinancingReceivableRecordedInvestment30To89DaysPastDue_b405eb" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_0d6e22" xlink:to="loc_pebkFinancingReceivableRecordedInvestment30To89DaysPastDue_b405eb" order="7" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:label="loc_us-gaapLoansAndLeasesReceivableNetOfDeferredIncome_005792" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_0d6e22" xlink:to="loc_us-gaapLoansAndLeasesReceivableNetOfDeferredIncome_005792" order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/LoansDetails2" xlink:title="000028 - Disclosure - Loans (Details 2)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaapReceivablesAbstract_1daf97" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaapStatementTable_6e656a" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapReceivablesAbstract_1daf97" xlink:to="loc_us-gaapStatementTable_6e656a" order="100" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaapStatementLineItems_11f641" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_6e656a" xlink:to="loc_us-gaapStatementLineItems_11f641" order="2000" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InvestmentTypeAxis" xlink:label="loc_us-gaapInvestmentTypeAxis_32d3a6" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_6e656a" xlink:to="loc_us-gaapInvestmentTypeAxis_32d3a6" order="10" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="loc_us-gaapInvestmentTypeCategorizationMember_1424a1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeAxis_32d3a6" xlink:to="loc_us-gaapInvestmentTypeCategorizationMember_1424a1" order="10" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="loc_us-gaapInternalCreditAssessmentAxis_444a61" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_6e656a" xlink:to="loc_us-gaapInternalCreditAssessmentAxis_444a61" order="20" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="loc_us-gaapInternalCreditAssessmentDomain_eb0428" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInternalCreditAssessmentAxis_444a61" xlink:to="loc_us-gaapInternalCreditAssessmentDomain_eb0428" order="20" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ConstructionAndLandDevelopmentMember" xlink:label="loc_pebkConstructionAndLandDevelopmentMember_da9b29" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_1424a1" xlink:to="loc_pebkConstructionAndLandDevelopmentMember_da9b29" order="21" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_RealEstatesMember" xlink:label="loc_pebkRealEstatesMember_5d4b64" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInternalCreditAssessmentDomain_eb0428" xlink:to="loc_pebkRealEstatesMember_5d4b64" order="22" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_CommercialLoansMember" xlink:label="loc_pebkCommercialLoansMember_5116e5" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_1424a1" xlink:to="loc_pebkCommercialLoansMember_5116e5" order="23" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ConsumerLoansMember" xlink:label="loc_pebkConsumerLoansMember_e32f2c" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_1424a1" xlink:to="loc_pebkConsumerLoansMember_e32f2c" order="24" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_MultifamilyAndFarmlandMember" xlink:label="loc_pebkMultifamilyAndFarmlandMember_cc3bce" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_1424a1" xlink:to="loc_pebkMultifamilyAndFarmlandMember_cc3bce" order="25" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_CommercialRealEstatesMember" xlink:label="loc_pebkCommercialRealEstatesMember_1e3c7f" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_1424a1" xlink:to="loc_pebkCommercialRealEstatesMember_1e3c7f" order="26" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ResidentialRealEstatesMember" xlink:label="loc_pebkResidentialRealEstatesMember_56eaa2" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_1424a1" xlink:to="loc_pebkResidentialRealEstatesMember_56eaa2" order="27" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_BancoDeLaGenteMember" xlink:label="loc_pebkBancoDeLaGenteMember_1120a7" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_1424a1" xlink:to="loc_pebkBancoDeLaGenteMember_1120a7" order="28" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LoansAndLeasesReceivableOtherInformationAbstract" xlink:label="loc_us-gaapLoansAndLeasesReceivableOtherInformationAbstract_d1ca1e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_11f641" xlink:to="loc_us-gaapLoansAndLeasesReceivableOtherInformationAbstract_d1ca1e" order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_Total" xlink:label="loc_pebkTotal_1f7136" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapLoansAndLeasesReceivableOtherInformationAbstract_d1ca1e" xlink:to="loc_pebkTotal_1f7136" order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest" xlink:label="loc_us-gaapLoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest_cd56a0" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapLoansAndLeasesReceivableOtherInformationAbstract_d1ca1e" xlink:to="loc_us-gaapLoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest_cd56a0" order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/LoansDetails3" xlink:title="000029 - Disclosure - Loans (Details 3)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaapReceivablesAbstract_d8e438" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaapStatementTable_bb46b5" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapReceivablesAbstract_d8e438" xlink:to="loc_us-gaapStatementTable_bb46b5" order="100" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaapStatementLineItems_392b9f" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_bb46b5" xlink:to="loc_us-gaapStatementLineItems_392b9f" order="2000" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InvestmentTypeAxis" xlink:label="loc_us-gaapInvestmentTypeAxis_28c2ad" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_bb46b5" xlink:to="loc_us-gaapInvestmentTypeAxis_28c2ad" order="10" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="loc_us-gaapInvestmentTypeCategorizationMember_9ad156" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeAxis_28c2ad" xlink:to="loc_us-gaapInvestmentTypeCategorizationMember_9ad156" order="10" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="loc_us-gaapInternalCreditAssessmentAxis_cfd54e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_bb46b5" xlink:to="loc_us-gaapInternalCreditAssessmentAxis_cfd54e" order="20" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="loc_us-gaapInternalCreditAssessmentDomain_dc8191" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInternalCreditAssessmentAxis_cfd54e" xlink:to="loc_us-gaapInternalCreditAssessmentDomain_dc8191" order="20" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ConstructionAndLandDevelopmentMember" xlink:label="loc_pebkConstructionAndLandDevelopmentMember_1fcd80" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_9ad156" xlink:to="loc_pebkConstructionAndLandDevelopmentMember_1fcd80" order="21" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_RealEstatesMember" xlink:label="loc_pebkRealEstatesMember_e6ca83" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInternalCreditAssessmentDomain_dc8191" xlink:to="loc_pebkRealEstatesMember_e6ca83" order="22" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_CommercialLoansMember" xlink:label="loc_pebkCommercialLoansMember_b5d53f" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_9ad156" xlink:to="loc_pebkCommercialLoansMember_b5d53f" order="23" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ConsumerLoansMember" xlink:label="loc_pebkConsumerLoansMember_d3f654" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_9ad156" xlink:to="loc_pebkConsumerLoansMember_d3f654" order="24" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_MultifamilyAndFarmlandMember" xlink:label="loc_pebkMultifamilyAndFarmlandMember_b95d06" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_9ad156" xlink:to="loc_pebkMultifamilyAndFarmlandMember_b95d06" order="25" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_CommercialRealEstatesMember" xlink:label="loc_pebkCommercialRealEstatesMember_ad8433" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_9ad156" xlink:to="loc_pebkCommercialRealEstatesMember_ad8433" order="26" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ResidentialRealEstatesMember" xlink:label="loc_pebkResidentialRealEstatesMember_914598" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_9ad156" xlink:to="loc_pebkResidentialRealEstatesMember_914598" order="27" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_BancoDeLaGenteMember" xlink:label="loc_pebkBancoDeLaGenteMember_1e43a6" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_9ad156" xlink:to="loc_pebkBancoDeLaGenteMember_1e43a6" order="28" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalanceAbstract" xlink:label="loc_us-gaapImpairedFinancingReceivableUnpaidPrincipalBalanceAbstract_7f20da" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_392b9f" xlink:to="loc_us-gaapImpairedFinancingReceivableUnpaidPrincipalBalanceAbstract_7f20da" order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:label="loc_us-gaapImpairedFinancingReceivableUnpaidPrincipalBalance_431162" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapImpairedFinancingReceivableUnpaidPrincipalBalanceAbstract_7f20da" xlink:to="loc_us-gaapImpairedFinancingReceivableUnpaidPrincipalBalance_431162" order="2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:label="loc_us-gaapImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_1005ea" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapImpairedFinancingReceivableUnpaidPrincipalBalanceAbstract_7f20da" xlink:to="loc_us-gaapImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_1005ea" order="3" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="loc_us-gaapImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_2cd9bc" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapImpairedFinancingReceivableUnpaidPrincipalBalanceAbstract_7f20da" xlink:to="loc_us-gaapImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_2cd9bc" order="4" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:label="loc_us-gaapImpairedFinancingReceivableRecordedInvestment_fd6217" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapImpairedFinancingReceivableUnpaidPrincipalBalanceAbstract_7f20da" xlink:to="loc_us-gaapImpairedFinancingReceivableRecordedInvestment_fd6217" order="5" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:label="loc_us-gaapImpairedFinancingReceivableRelatedAllowance_b0932c" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapImpairedFinancingReceivableUnpaidPrincipalBalanceAbstract_7f20da" xlink:to="loc_us-gaapImpairedFinancingReceivableRelatedAllowance_b0932c" order="6" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="loc_us-gaapImpairedFinancingReceivableAverageRecordedInvestment_0dd6e3" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapImpairedFinancingReceivableUnpaidPrincipalBalanceAbstract_7f20da" xlink:to="loc_us-gaapImpairedFinancingReceivableAverageRecordedInvestment_0dd6e3" order="7" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:label="loc_us-gaapImpairedFinancingReceivableInterestIncomeAccrualMethod_3d9e36" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapImpairedFinancingReceivableUnpaidPrincipalBalanceAbstract_7f20da" xlink:to="loc_us-gaapImpairedFinancingReceivableInterestIncomeAccrualMethod_3d9e36" order="8" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/LoansDetails4" xlink:title="000030 - Disclosure - Loans (Details 4)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaapReceivablesAbstract_ef769d" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaapStatementTable_51bd4c" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapReceivablesAbstract_ef769d" xlink:to="loc_us-gaapStatementTable_51bd4c" order="100" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaapStatementLineItems_7dc3fd" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_51bd4c" xlink:to="loc_us-gaapStatementLineItems_7dc3fd" order="2000" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InvestmentTypeAxis" xlink:label="loc_us-gaapInvestmentTypeAxis_837d90" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_51bd4c" xlink:to="loc_us-gaapInvestmentTypeAxis_837d90" order="10" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="loc_us-gaapInvestmentTypeCategorizationMember_f64267" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeAxis_837d90" xlink:to="loc_us-gaapInvestmentTypeCategorizationMember_f64267" order="10" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaapFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_457fb3" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_51bd4c" xlink:to="loc_us-gaapFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_457fb3" order="30" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaapFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7f7def" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_457fb3" xlink:to="loc_us-gaapFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7f7def" order="30" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaapFinancialInstrumentAxis_43439b" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_51bd4c" xlink:to="loc_us-gaapFinancialInstrumentAxis_43439b" order="40" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaapTransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_d07a4e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFinancialInstrumentAxis_43439b" xlink:to="loc_us-gaapTransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_d07a4e" order="40" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2022/elts/srt-2022.xsd#srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis" xlink:label="loc_srtMortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis_5dc571" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_51bd4c" xlink:to="loc_srtMortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis_5dc571" order="60" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2022/elts/srt-2022.xsd#srt_MortgageLoansOnRealEstateNamePropertyTypeDomain" xlink:label="loc_srtMortgageLoansOnRealEstateNamePropertyTypeDomain_84240d" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srtMortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis_5dc571" xlink:to="loc_srtMortgageLoansOnRealEstateNamePropertyTypeDomain_84240d" order="60" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CollateralAxis" xlink:label="loc_us-gaapCollateralAxis_d3ce5b" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_51bd4c" xlink:to="loc_us-gaapCollateralAxis_d3ce5b" order="80" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CollateralDomain" xlink:label="loc_us-gaapCollateralDomain_eb447e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapCollateralAxis_d3ce5b" xlink:to="loc_us-gaapCollateralDomain_eb447e" order="80" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ConstructionAndLandDevelopmentMember" xlink:label="loc_pebkConstructionAndLandDevelopmentMember_d934bd" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_f64267" xlink:to="loc_pebkConstructionAndLandDevelopmentMember_d934bd" order="81" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_FarmLoansNotSecuredByRealEstateMember" xlink:label="loc_pebkFarmLoansNotSecuredByRealEstateMember_273df5" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_f64267" xlink:to="loc_pebkFarmLoansNotSecuredByRealEstateMember_273df5" order="82" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_CommercialRealEstatesMember" xlink:label="loc_pebkCommercialRealEstatesMember_c9fbe5" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_f64267" xlink:to="loc_pebkCommercialRealEstatesMember_c9fbe5" order="83" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ResidentialRealEstatesMember" xlink:label="loc_pebkResidentialRealEstatesMember_fd4fd6" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_f64267" xlink:to="loc_pebkResidentialRealEstatesMember_fd4fd6" order="84" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_BancoDeLaGenteMember" xlink:label="loc_pebkBancoDeLaGenteMember_67652c" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_f64267" xlink:to="loc_pebkBancoDeLaGenteMember_67652c" order="85" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ConsumerAndAllOtherLoanMember" xlink:label="loc_pebkConsumerAndAllOtherLoanMember_c7def8" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7f7def" xlink:to="loc_pebkConsumerAndAllOtherLoanMember_c7def8" order="86" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaapCommercialLoanMember_61d0a9" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapTransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_d07a4e" xlink:to="loc_us-gaapCommercialLoanMember_61d0a9" order="87" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2022/elts/srt-2022.xsd#srt_MultifamilyMember" xlink:label="loc_srtMultifamilyMember_cf837e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srtMortgageLoansOnRealEstateNamePropertyTypeDomain_84240d" xlink:to="loc_srtMultifamilyMember_cf837e" order="88" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaapCommercialRealEstateMember_d3cd66" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapTransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_d07a4e" xlink:to="loc_us-gaapCommercialRealEstateMember_d3cd66" order="89" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_UncollateralizedMember" xlink:label="loc_us-gaapUncollateralizedMember_ae1deb" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapCollateralDomain_eb447e" xlink:to="loc_us-gaapUncollateralizedMember_ae1deb" order="90" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_BeginningBalance" xlink:label="loc_pebkBeginningBalance_6f2ee5" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_7dc3fd" xlink:to="loc_pebkBeginningBalance_6f2ee5" order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_Chargeoffs" xlink:label="loc_pebkChargeoffs_9bb883" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_7dc3fd" xlink:to="loc_pebkChargeoffs_9bb883" order="2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:label="loc_us-gaapFinancingReceivableAllowanceForCreditLossesRecovery_91db4e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_7dc3fd" xlink:to="loc_us-gaapFinancingReceivableAllowanceForCreditLossesRecovery_91db4e" order="3" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_Provision1" xlink:label="loc_pebkProvision1_596e50" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_7dc3fd" xlink:to="loc_pebkProvision1_596e50" order="4" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_EndingBalance" xlink:label="loc_pebkEndingBalance_c410c0" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_7dc3fd" xlink:to="loc_pebkEndingBalance_c410c0" order="5" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_AllowanceForLoanLossesEndingBalanceIndividuallyEvaluatedForImpairments" xlink:label="loc_pebkAllowanceForLoanLossesEndingBalanceIndividuallyEvaluatedForImpairments_2b6c6b" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_7dc3fd" xlink:to="loc_pebkAllowanceForLoanLossesEndingBalanceIndividuallyEvaluatedForImpairments_2b6c6b" order="6" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_EndingBalanceCollectivelyEvaluatedForImpairments" xlink:label="loc_pebkEndingBalanceCollectivelyEvaluatedForImpairments_ce63ac" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_7dc3fd" xlink:to="loc_pebkEndingBalanceCollectivelyEvaluatedForImpairments_ce63ac" order="7" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_AllowanceForLoanLossesEndingBalance" xlink:label="loc_pebkAllowanceForLoanLossesEndingBalance_d8eb67" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_7dc3fd" xlink:to="loc_pebkAllowanceForLoanLossesEndingBalance_d8eb67" order="8" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_LoansEndingBalance" xlink:label="loc_pebkLoansEndingBalance_f91a10" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_7dc3fd" xlink:to="loc_pebkLoansEndingBalance_f91a10" order="9" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_LoansEndingBalanceIndividuallyEvaluatedForImpairments" xlink:label="loc_pebkLoansEndingBalanceIndividuallyEvaluatedForImpairments_8250e2" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_7dc3fd" xlink:to="loc_pebkLoansEndingBalanceIndividuallyEvaluatedForImpairments_8250e2" order="10" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_LoansEndingBalanceCollectivelyEvaluatedForImpairments" xlink:label="loc_pebkLoansEndingBalanceCollectivelyEvaluatedForImpairments_fed810" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_7dc3fd" xlink:to="loc_pebkLoansEndingBalanceCollectivelyEvaluatedForImpairments_fed810" order="11" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_BeginningBalance00" xlink:label="loc_pebkBeginningBalance00_947e98" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_7dc3fd" xlink:to="loc_pebkBeginningBalance00_947e98" order="12" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/LoansDetails5" xlink:title="000031 - Disclosure - Loans (Details 5)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaapReceivablesAbstract_ac38d6" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaapStatementTable_4a4ef2" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapReceivablesAbstract_ac38d6" xlink:to="loc_us-gaapStatementTable_4a4ef2" order="100" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaapStatementLineItems_708467" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_4a4ef2" xlink:to="loc_us-gaapStatementLineItems_708467" order="2000" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InvestmentTypeAxis" xlink:label="loc_us-gaapInvestmentTypeAxis_425465" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_4a4ef2" xlink:to="loc_us-gaapInvestmentTypeAxis_425465" order="10" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="loc_us-gaapInvestmentTypeCategorizationMember_a61b96" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeAxis_425465" xlink:to="loc_us-gaapInvestmentTypeCategorizationMember_a61b96" order="10" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="loc_us-gaapInternalCreditAssessmentAxis_ba7fdc" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_4a4ef2" xlink:to="loc_us-gaapInternalCreditAssessmentAxis_ba7fdc" order="20" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="loc_us-gaapInternalCreditAssessmentDomain_e252fe" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInternalCreditAssessmentAxis_ba7fdc" xlink:to="loc_us-gaapInternalCreditAssessmentDomain_e252fe" order="20" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaapFinancialInstrumentAxis_3f5020" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_4a4ef2" xlink:to="loc_us-gaapFinancialInstrumentAxis_3f5020" order="30" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaapTransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_f85491" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFinancialInstrumentAxis_3f5020" xlink:to="loc_us-gaapTransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_f85491" order="30" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PlanNameAxis" xlink:label="loc_us-gaapPlanNameAxis_abd55a" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_4a4ef2" xlink:to="loc_us-gaapPlanNameAxis_abd55a" order="50" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PlanNameDomain" xlink:label="loc_us-gaapPlanNameDomain_fa9f4d" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapPlanNameAxis_abd55a" xlink:to="loc_us-gaapPlanNameDomain_fa9f4d" order="50" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseAxis" xlink:label="loc_us-gaapAssetsSoldUnderAgreementsToRepurchaseAxis_e920bb" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_4a4ef2" xlink:to="loc_us-gaapAssetsSoldUnderAgreementsToRepurchaseAxis_e920bb" order="60" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseTypeDomain" xlink:label="loc_us-gaapAssetsSoldUnderAgreementsToRepurchaseTypeDomain_ce1638" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAssetsSoldUnderAgreementsToRepurchaseAxis_e920bb" xlink:to="loc_us-gaapAssetsSoldUnderAgreementsToRepurchaseTypeDomain_ce1638" order="60" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ConstructionAndLandDevelopmentMember" xlink:label="loc_pebkConstructionAndLandDevelopmentMember_a4d085" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_a61b96" xlink:to="loc_pebkConstructionAndLandDevelopmentMember_a4d085" order="61" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_LossMember" xlink:label="loc_pebkLossMember_6dde0b" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInternalCreditAssessmentDomain_e252fe" xlink:to="loc_pebkLossMember_6dde0b" order="62" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ResidentialRealEstatesMember" xlink:label="loc_pebkResidentialRealEstatesMember_ae6718" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_a61b96" xlink:to="loc_pebkResidentialRealEstatesMember_ae6718" order="63" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_BancoDeLaGenteMember" xlink:label="loc_pebkBancoDeLaGenteMember_a9ee13" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_a61b96" xlink:to="loc_pebkBancoDeLaGenteMember_a9ee13" order="64" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_CommercialRealEstatesMember" xlink:label="loc_pebkCommercialRealEstatesMember_1c2cb9" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_a61b96" xlink:to="loc_pebkCommercialRealEstatesMember_1c2cb9" order="65" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_MultifamilyAndFarmlandMember" xlink:label="loc_pebkMultifamilyAndFarmlandMember_b50f6b" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_a61b96" xlink:to="loc_pebkMultifamilyAndFarmlandMember_b50f6b" order="66" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_CommercialLoansMember" xlink:label="loc_pebkCommercialLoansMember_fc009d" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_a61b96" xlink:to="loc_pebkCommercialLoansMember_fc009d" order="67" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_FarmLoansNotSecuredByRealEstateMember" xlink:label="loc_pebkFarmLoansNotSecuredByRealEstateMember_fa22ed" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_a61b96" xlink:to="loc_pebkFarmLoansNotSecuredByRealEstateMember_fa22ed" order="68" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ConsumerLoansMember" xlink:label="loc_pebkConsumerLoansMember_bbee22" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_a61b96" xlink:to="loc_pebkConsumerLoansMember_bbee22" order="69" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_AllOtherLoansMember" xlink:label="loc_pebkAllOtherLoansMember_c7c8b8" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_a61b96" xlink:to="loc_pebkAllOtherLoansMember_c7c8b8" order="70" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_TotalLoansMember" xlink:label="loc_pebkTotalLoansMember_03b165" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAssetsSoldUnderAgreementsToRepurchaseTypeDomain_ce1638" xlink:to="loc_pebkTotalLoansMember_03b165" order="71" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ExcellentQualityMember" xlink:label="loc_pebkExcellentQualityMember_bf66bb" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInternalCreditAssessmentDomain_e252fe" xlink:to="loc_pebkExcellentQualityMember_bf66bb" order="72" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ConstructionAndLandDevelopmentsMember" xlink:label="loc_pebkConstructionAndLandDevelopmentsMember_620199" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapTransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_f85491" xlink:to="loc_pebkConstructionAndLandDevelopmentsMember_620199" order="73" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_SingleFamilyResidentialMember" xlink:label="loc_pebkSingleFamilyResidentialMember_b82dc5" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapTransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_f85491" xlink:to="loc_pebkSingleFamilyResidentialMember_b82dc5" order="74" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_HighQualityMember" xlink:label="loc_pebkHighQualityMember_61c115" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInternalCreditAssessmentDomain_e252fe" xlink:to="loc_pebkHighQualityMember_61c115" order="75" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_GoodQualityMember" xlink:label="loc_pebkGoodQualityMember_afc354" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInternalCreditAssessmentDomain_e252fe" xlink:to="loc_pebkGoodQualityMember_afc354" order="76" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ManagementAttentionMember" xlink:label="loc_pebkManagementAttentionMember_b57338" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInternalCreditAssessmentDomain_e252fe" xlink:to="loc_pebkManagementAttentionMember_b57338" order="77" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_CommercialRealEstatMember" xlink:label="loc_pebkCommercialRealEstatMember_81294f" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapPlanNameDomain_fa9f4d" xlink:to="loc_pebkCommercialRealEstatMember_81294f" order="78" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ManagementAttentionsMember" xlink:label="loc_pebkManagementAttentionsMember_cbeead" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInternalCreditAssessmentDomain_e252fe" xlink:to="loc_pebkManagementAttentionsMember_cbeead" order="79" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_AllOthersLoansMember" xlink:label="loc_pebkAllOthersLoansMember_4ce299" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInvestmentTypeCategorizationMember_a61b96" xlink:to="loc_pebkAllOthersLoansMember_4ce299" order="80" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_WatchMember" xlink:label="loc_pebkWatchMember_de52aa" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInternalCreditAssessmentDomain_e252fe" xlink:to="loc_pebkWatchMember_de52aa" order="81" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_SubstandardMember" xlink:label="loc_us-gaapSubstandardMember_ff2142" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInternalCreditAssessmentDomain_e252fe" xlink:to="loc_us-gaapSubstandardMember_ff2142" order="82" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_DoubtfulMember" xlink:label="loc_us-gaapDoubtfulMember_5c7f79" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapInternalCreditAssessmentDomain_e252fe" xlink:to="loc_us-gaapDoubtfulMember_5c7f79" order="83" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaapCommercialLoanMember_9a6284" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapTransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_f85491" xlink:to="loc_us-gaapCommercialLoanMember_9a6284" order="84" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaapConsumerLoanMember_bcb48a" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapTransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_f85491" xlink:to="loc_us-gaapConsumerLoanMember_bcb48a" order="85" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_LoansAndLeasesReceivableNetOfDeferredIncome1" xlink:label="loc_pebkLoansAndLeasesReceivableNetOfDeferredIncome1_2d1fb7" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_708467" xlink:to="loc_pebkLoansAndLeasesReceivableNetOfDeferredIncome1_2d1fb7" order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:label="loc_us-gaapLoansAndLeasesReceivableNetOfDeferredIncome_3f0907" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_708467" xlink:to="loc_us-gaapLoansAndLeasesReceivableNetOfDeferredIncome_3f0907" order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/LoansDetailsNarrative" xlink:title="000032 - Disclosure - Loans (Details Narrative)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaapReceivablesAbstract_3b6274" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaapStatementTable_72e14d" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapReceivablesAbstract_3b6274" xlink:to="loc_us-gaapStatementTable_72e14d" order="100" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaapStatementLineItems_2f709e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_72e14d" xlink:to="loc_us-gaapStatementLineItems_2f709e" order="2000" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LoanToValueAxis" xlink:label="loc_us-gaapLoanToValueAxis_dc9100" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_72e14d" xlink:to="loc_us-gaapLoanToValueAxis_dc9100" order="20" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LoanToValueDomain" xlink:label="loc_us-gaapLoanToValueDomain_2573a0" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapLoanToValueAxis_dc9100" xlink:to="loc_us-gaapLoanToValueDomain_2573a0" order="20" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaapFinancialInstrumentAxis_7be1cc" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_72e14d" xlink:to="loc_us-gaapFinancialInstrumentAxis_7be1cc" order="30" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaapTransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_d78eff" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFinancialInstrumentAxis_7be1cc" xlink:to="loc_us-gaapTransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_d78eff" order="30" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_AllowanceLoanandLeaseLossesMember" xlink:label="loc_pebkAllowanceLoanandLeaseLossesMember_23a210" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapLoanToValueDomain_2573a0" xlink:to="loc_pebkAllowanceLoanandLeaseLossesMember_23a210" order="31" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_PaycheckProtectionProgramMember" xlink:label="loc_pebkPaycheckProtectionProgramMember_b454dc" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapTransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_d78eff" xlink:to="loc_pebkPaycheckProtectionProgramMember_b454dc" order="32" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ImpairedLoan" xlink:label="loc_pebkImpairedLoan_1c3305" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_2f709e" xlink:to="loc_pebkImpairedLoan_1c3305" order="1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs" xlink:label="loc_us-gaapAllowanceForLoanAndLeaseLossesWriteOffs_4860fa" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_2f709e" xlink:to="loc_us-gaapAllowanceForLoanAndLeaseLossesWriteOffs_4860fa" order="2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LoansAndLeasesReceivableImpairedNonperformingAccrualOfInterest" xlink:label="loc_us-gaapLoansAndLeasesReceivableImpairedNonperformingAccrualOfInterest_6fd249" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_2f709e" xlink:to="loc_us-gaapLoansAndLeasesReceivableImpairedNonperformingAccrualOfInterest_6fd249" order="3" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:label="loc_us-gaapImpairedFinancingReceivableInterestIncomeAccrualMethod_cf2aee" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_2f709e" xlink:to="loc_us-gaapImpairedFinancingReceivableInterestIncomeAccrualMethod_cf2aee" order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_TdrResidentialMortagePortfolioLoanAmount" xlink:label="loc_pebkTdrResidentialMortagePortfolioLoanAmount_55cf54" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_2f709e" xlink:to="loc_pebkTdrResidentialMortagePortfolioLoanAmount_55cf54" order="5" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LoansPayable" xlink:label="loc_us-gaapLoansPayable_7ffc40" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_2f709e" xlink:to="loc_us-gaapLoansPayable_7ffc40" order="6" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_PppLoanProgramDescription" xlink:label="loc_pebkPppLoanProgramDescription_321e31" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_2f709e" xlink:to="loc_pebkPppLoanProgramDescription_321e31" order="7" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_AdditionalFundingLoanDescription" xlink:label="loc_pebkAdditionalFundingLoanDescription_ce1eba" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_2f709e" xlink:to="loc_pebkAdditionalFundingLoanDescription_ce1eba" order="8" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_PppLoanOutstandingAmount" xlink:label="loc_pebkPppLoanOutstandingAmount_20ad55" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_2f709e" xlink:to="loc_pebkPppLoanOutstandingAmount_20ad55" order="9" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_RecognizedPppLoanFeeIncome" xlink:label="loc_pebkRecognizedPppLoanFeeIncome_750447" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_2f709e" xlink:to="loc_pebkRecognizedPppLoanFeeIncome_750447" order="10" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/NetEarningsPerShareDetails" xlink:title="000033 - Disclosure - Net Earnings Per Share (Details)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaapEarningsPerShareAbstract_5e14db" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersDilutedAbstract" xlink:label="loc_us-gaapNetIncomeLossAvailableToCommonStockholdersDilutedAbstract_4325d2" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapEarningsPerShareAbstract_5e14db" xlink:to="loc_us-gaapNetIncomeLossAvailableToCommonStockholdersDilutedAbstract_4325d2" order="1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="loc_us-gaapNetIncomeLossAvailableToCommonStockholdersBasic_34579f" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetIncomeLossAvailableToCommonStockholdersDilutedAbstract_4325d2" xlink:to="loc_us-gaapNetIncomeLossAvailableToCommonStockholdersBasic_34579f" order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AmountOfDilutiveSecuritiesStockOptionsAndRestrictiveStockUnits" xlink:label="loc_us-gaapAmountOfDilutiveSecuritiesStockOptionsAndRestrictiveStockUnits_38f5d5" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetIncomeLossAvailableToCommonStockholdersDilutedAbstract_4325d2" xlink:to="loc_us-gaapAmountOfDilutiveSecuritiesStockOptionsAndRestrictiveStockUnits_38f5d5" order="3" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_DilutiveSecuritiesEffectOnBasicEarningsPerShareOther" xlink:label="loc_us-gaapDilutiveSecuritiesEffectOnBasicEarningsPerShareOther_dfd2f3" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetIncomeLossAvailableToCommonStockholdersDilutedAbstract_4325d2" xlink:to="loc_us-gaapDilutiveSecuritiesEffectOnBasicEarningsPerShareOther_dfd2f3" order="4" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted" xlink:label="loc_us-gaapNetIncomeLossAvailableToCommonStockholdersDiluted_2863d8" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetIncomeLossAvailableToCommonStockholdersDilutedAbstract_4325d2" xlink:to="loc_us-gaapNetIncomeLossAvailableToCommonStockholdersDiluted_2863d8" order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingDilutedDisclosureItemsAbstract" xlink:label="loc_us-gaapWeightedAverageNumberOfSharesOutstandingDilutedDisclosureItemsAbstract_9a5295" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapNetIncomeLossAvailableToCommonStockholdersDilutedAbstract_4325d2" xlink:to="loc_us-gaapWeightedAverageNumberOfSharesOutstandingDilutedDisclosureItemsAbstract_9a5295" order="6" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="loc_us-gaapWeightedAverageNumberOfSharesOutstandingBasic_95f788" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapWeightedAverageNumberOfSharesOutstandingDilutedDisclosureItemsAbstract_9a5295" xlink:to="loc_us-gaapWeightedAverageNumberOfSharesOutstandingBasic_95f788" order="7" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:label="loc_us-gaapIncrementalCommonSharesAttributableToShareBasedPaymentArrangements_6c4c4c" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapWeightedAverageNumberOfSharesOutstandingDilutedDisclosureItemsAbstract_9a5295" xlink:to="loc_us-gaapIncrementalCommonSharesAttributableToShareBasedPaymentArrangements_6c4c4c" order="8" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncrementalCommonSharesAttributableToContingentlyIssuableShares" xlink:label="loc_us-gaapIncrementalCommonSharesAttributableToContingentlyIssuableShares_46f773" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapWeightedAverageNumberOfSharesOutstandingDilutedDisclosureItemsAbstract_9a5295" xlink:to="loc_us-gaapIncrementalCommonSharesAttributableToContingentlyIssuableShares_46f773" order="9" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="loc_us-gaapWeightedAverageNumberOfDilutedSharesOutstanding_fbefc3" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapWeightedAverageNumberOfSharesOutstandingDilutedDisclosureItemsAbstract_9a5295" xlink:to="loc_us-gaapWeightedAverageNumberOfDilutedSharesOutstanding_fbefc3" order="10" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_EarningsPerSharePerShareAmountReconciliationAbstract" xlink:label="loc_pebkEarningsPerSharePerShareAmountReconciliationAbstract_d29855" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapWeightedAverageNumberOfSharesOutstandingDilutedDisclosureItemsAbstract_9a5295" xlink:to="loc_pebkEarningsPerSharePerShareAmountReconciliationAbstract_d29855" order="11" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_us-gaapEarningsPerShareBasic_dae15e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_pebkEarningsPerSharePerShareAmountReconciliationAbstract_d29855" xlink:to="loc_us-gaapEarningsPerShareBasic_dae15e" order="12" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_us-gaapEarningsPerShareDiluted_e89b24" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_pebkEarningsPerSharePerShareAmountReconciliationAbstract_d29855" xlink:to="loc_us-gaapEarningsPerShareDiluted_e89b24" order="13" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/FairValueDetails" xlink:title="000034 - Disclosure - Fair Value (Details)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaapFairValueDisclosuresAbstract_a2983a" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaapStatementTable_b8b494" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueDisclosuresAbstract_a2983a" xlink:to="loc_us-gaapStatementTable_b8b494" order="100" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaapStatementLineItems_38bef9" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_b8b494" xlink:to="loc_us-gaapStatementLineItems_38bef9" order="2000" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueByAssetClassAxis" xlink:label="loc_us-gaapFairValueByAssetClassAxis_c993df" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_b8b494" xlink:to="loc_us-gaapFairValueByAssetClassAxis_c993df" order="10" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:label="loc_us-gaapFairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4a8501" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueByAssetClassAxis_c993df" xlink:to="loc_us-gaapFairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4a8501" order="10" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaapFairValueByFairValueHierarchyLevelAxis_55823b" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_b8b494" xlink:to="loc_us-gaapFairValueByFairValueHierarchyLevelAxis_55823b" order="30" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaapFairValueMeasurementsFairValueHierarchyDomain_e91be5" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueByFairValueHierarchyLevelAxis_55823b" xlink:to="loc_us-gaapFairValueMeasurementsFairValueHierarchyDomain_e91be5" order="30" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" xlink:label="loc_us-gaapUSGovernmentSponsoredEnterprisesDebtSecuritiesMember_ab8e28" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4a8501" xlink:to="loc_us-gaapUSGovernmentSponsoredEnterprisesDebtSecuritiesMember_ab8e28" order="31" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="loc_us-gaapMortgageBackedSecuritiesMember_67127c" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4a8501" xlink:to="loc_us-gaapMortgageBackedSecuritiesMember_67127c" order="32" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="loc_us-gaapUSStatesAndPoliticalSubdivisionsMember_dbca2f" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4a8501" xlink:to="loc_us-gaapUSStatesAndPoliticalSubdivisionsMember_dbca2f" order="33" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="loc_us-gaapUSTreasurySecuritiesMember_6c877e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4a8501" xlink:to="loc_us-gaapUSTreasurySecuritiesMember_6c877e" order="34" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaapFairValueInputsLevel3Member_66bc4f" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueMeasurementsFairValueHierarchyDomain_e91be5" xlink:to="loc_us-gaapFairValueInputsLevel3Member_66bc4f" order="35" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaapFairValueInputsLevel2Member_93e51f" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueMeasurementsFairValueHierarchyDomain_e91be5" xlink:to="loc_us-gaapFairValueInputsLevel2Member_93e51f" order="36" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaapFairValueInputsLevel1Member_34fd2b" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueMeasurementsFairValueHierarchyDomain_e91be5" xlink:to="loc_us-gaapFairValueInputsLevel1Member_34fd2b" order="37" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_MutualFundMember" xlink:label="loc_us-gaapMutualFundMember_8bad5f" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_4a8501" xlink:to="loc_us-gaapMutualFundMember_8bad5f" order="38" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="loc_us-gaapAvailableForSaleSecurities_cd3629" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_38bef9" xlink:to="loc_us-gaapAvailableForSaleSecurities_cd3629" order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_MutualFundsHeldInDeferredCompensationTrustFairValue" xlink:label="loc_pebkMutualFundsHeldInDeferredCompensationTrustFairValue_e89088" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_38bef9" xlink:to="loc_pebkMutualFundsHeldInDeferredCompensationTrustFairValue_e89088" order="2" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/FairValueDetails1" xlink:title="000035 - Disclosure - Fair Value (Details 1)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaapFairValueDisclosuresAbstract_b1b74e" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaapStatementTable_2569dd" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueDisclosuresAbstract_b1b74e" xlink:to="loc_us-gaapStatementTable_2569dd" order="100" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaapStatementLineItems_879c66" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_2569dd" xlink:to="loc_us-gaapStatementLineItems_879c66" order="2000" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaapFairValueByFairValueHierarchyLevelAxis_b5416c" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_2569dd" xlink:to="loc_us-gaapFairValueByFairValueHierarchyLevelAxis_b5416c" order="10" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaapFairValueMeasurementsFairValueHierarchyDomain_455816" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueByFairValueHierarchyLevelAxis_b5416c" xlink:to="loc_us-gaapFairValueMeasurementsFairValueHierarchyDomain_455816" order="10" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseAxis" xlink:label="loc_us-gaapAssetsSoldUnderAgreementsToRepurchaseAxis_a81217" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_2569dd" xlink:to="loc_us-gaapAssetsSoldUnderAgreementsToRepurchaseAxis_a81217" order="20" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseTypeDomain" xlink:label="loc_us-gaapAssetsSoldUnderAgreementsToRepurchaseTypeDomain_4555cf" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAssetsSoldUnderAgreementsToRepurchaseAxis_a81217" xlink:to="loc_us-gaapAssetsSoldUnderAgreementsToRepurchaseTypeDomain_4555cf" order="20" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaapFairValueInputsLevel1Member_387a9b" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueMeasurementsFairValueHierarchyDomain_455816" xlink:to="loc_us-gaapFairValueInputsLevel1Member_387a9b" order="21" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaapFairValueInputsLevel2Member_c98ea0" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueMeasurementsFairValueHierarchyDomain_455816" xlink:to="loc_us-gaapFairValueInputsLevel2Member_c98ea0" order="22" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaapFairValueInputsLevel3Member_34e390" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueMeasurementsFairValueHierarchyDomain_455816" xlink:to="loc_us-gaapFairValueInputsLevel3Member_34e390" order="23" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_MortgageLoansHeldForSaleMember" xlink:label="loc_pebkMortgageLoansHeldForSaleMember_2cf737" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAssetsSoldUnderAgreementsToRepurchaseTypeDomain_4555cf" xlink:to="loc_pebkMortgageLoansHeldForSaleMember_2cf737" order="24" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LoansMember" xlink:label="loc_us-gaapLoansMember_d6ab4c" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapAssetsSoldUnderAgreementsToRepurchaseTypeDomain_4555cf" xlink:to="loc_us-gaapLoansMember_d6ab4c" order="25" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_MortgagesHeldForSaleFairValueDisclosure" xlink:label="loc_us-gaapMortgagesHeldForSaleFairValueDisclosure_00c5e7" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_879c66" xlink:to="loc_us-gaapMortgagesHeldForSaleFairValueDisclosure_00c5e7" order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_ImpairedLoans" xlink:label="loc_pebkImpairedLoans_27732c" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_879c66" xlink:to="loc_pebkImpairedLoans_27732c" order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_FairValueMeasurementsValuationTechnique" xlink:label="loc_pebkFairValueMeasurementsValuationTechnique_95878e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_879c66" xlink:to="loc_pebkFairValueMeasurementsValuationTechnique_95878e" order="3" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_FairValueMeasurementsSignificantAssumption" xlink:label="loc_pebkFairValueMeasurementsSignificantAssumption_322a3d" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_879c66" xlink:to="loc_pebkFairValueMeasurementsSignificantAssumption_322a3d" order="4" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_GeneralRangeOfSignificantUnobservableInputValues" xlink:label="loc_pebkGeneralRangeOfSignificantUnobservableInputValues_b89256" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_879c66" xlink:to="loc_pebkGeneralRangeOfSignificantUnobservableInputValues_b89256" order="5" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/FairValueDetails2" xlink:title="000036 - Disclosure - Fair Value (Details 2)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaapFairValueDisclosuresAbstract_840a8b" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaapStatementTable_f3766b" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFairValueDisclosuresAbstract_840a8b" xlink:to="loc_us-gaapStatementTable_f3766b" order="100" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaapStatementLineItems_35fd55" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_f3766b" xlink:to="loc_us-gaapStatementLineItems_35fd55" order="2000" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PlanNameAxis" xlink:label="loc_us-gaapPlanNameAxis_b98eb6" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_f3766b" xlink:to="loc_us-gaapPlanNameAxis_b98eb6" order="10" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PlanNameDomain" xlink:label="loc_us-gaapPlanNameDomain_b0a6c7" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapPlanNameAxis_b98eb6" xlink:to="loc_us-gaapPlanNameDomain_b0a6c7" order="10" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaapFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_55ce70" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable_f3766b" xlink:to="loc_us-gaapFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_55ce70" order="20" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaapFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_dba678" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_55ce70" xlink:to="loc_us-gaapFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_dba678" order="20" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_FairValueMeasurementsCarryingValueMember" xlink:label="loc_pebkFairValueMeasurementsCarryingValueMember_a62656" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapPlanNameDomain_b0a6c7" xlink:to="loc_pebkFairValueMeasurementsCarryingValueMember_a62656" order="21" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_LevelOneValuationMember" xlink:label="loc_pebkLevelOneValuationMember_b9849e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_dba678" xlink:to="loc_pebkLevelOneValuationMember_b9849e" order="22" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_LevelTwoValuationMember" xlink:label="loc_pebkLevelTwoValuationMember_5a05df" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_dba678" xlink:to="loc_pebkLevelTwoValuationMember_5a05df" order="23" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_LevelThreeValuationMember" xlink:label="loc_pebkLevelThreeValuationMember_49fe2f" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapFinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_dba678" xlink:to="loc_pebkLevelThreeValuationMember_49fe2f" order="24" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_EstimateOfFairValueFairValueDisclosuresMember" xlink:label="loc_pebkEstimateOfFairValueFairValueDisclosuresMember_61b3de" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapPlanNameDomain_b0a6c7" xlink:to="loc_pebkEstimateOfFairValueFairValueDisclosuresMember_61b3de" order="25" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:label="loc_us-gaapCashAndCashEquivalentsFairValueDisclosure_2d3a4e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_35fd55" xlink:to="loc_us-gaapCashAndCashEquivalentsFairValueDisclosure_2d3a4e" order="1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="loc_us-gaapAvailableForSaleSecurities_881dec" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_35fd55" xlink:to="loc_us-gaapAvailableForSaleSecurities_881dec" order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OtherAssetsFairValueDisclosure" xlink:label="loc_us-gaapOtherAssetsFairValueDisclosure_757b08" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_35fd55" xlink:to="loc_us-gaapOtherAssetsFairValueDisclosure_757b08" order="3" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_MortgagesHeldForSaleFairValueDisclosure" xlink:label="loc_us-gaapMortgagesHeldForSaleFairValueDisclosure_f41421" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_35fd55" xlink:to="loc_us-gaapMortgagesHeldForSaleFairValueDisclosure_f41421" order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LoansReceivableFairValueDisclosure" xlink:label="loc_us-gaapLoansReceivableFairValueDisclosure_84c31e" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_35fd55" xlink:to="loc_us-gaapLoansReceivableFairValueDisclosure_84c31e" order="5" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_MutualFundsHeldInDeferredCompensationTrust" xlink:label="loc_pebkMutualFundsHeldInDeferredCompensationTrust_b2969b" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_35fd55" xlink:to="loc_pebkMutualFundsHeldInDeferredCompensationTrust_b2969b" order="6" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_DepositsFairValueDisclosure" xlink:label="loc_us-gaapDepositsFairValueDisclosure_d9efaa" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_35fd55" xlink:to="loc_us-gaapDepositsFairValueDisclosure_d9efaa" order="7" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" xlink:label="loc_us-gaapSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure_671659" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_35fd55" xlink:to="loc_us-gaapSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure_671659" order="8" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations" xlink:label="loc_us-gaapFairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations_a93dc4" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems_35fd55" xlink:to="loc_us-gaapFairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations_a93dc4" order="9" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/LeasesDetails" xlink:title="000037 - Disclosure - Leases (Details)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LeasesAbstract" xlink:label="loc_us-gaapLeasesAbstract_c93988" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OperatingLeaseCost" xlink:label="loc_us-gaapOperatingLeaseCost_e0a7a8" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapLeasesAbstract_c93988" xlink:to="loc_us-gaapOperatingLeaseCost_e0a7a8" order="1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OperatingLeasePayments" xlink:label="loc_us-gaapOperatingLeasePayments_76dbb8" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapLeasesAbstract_c93988" xlink:to="loc_us-gaapOperatingLeasePayments_76dbb8" order="2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" xlink:label="loc_us-gaapRightOfUseAssetObtainedInExchangeForOperatingLeaseLiability_e227b0" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapLeasesAbstract_c93988" xlink:to="loc_us-gaapRightOfUseAssetObtainedInExchangeForOperatingLeaseLiability_e227b0" order="3" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_WeightedAverageRemainingLeaseTermOperatingLeases" xlink:label="loc_pebkWeightedAverageRemainingLeaseTermOperatingLeases_3e9069" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapLeasesAbstract_c93988" xlink:to="loc_pebkWeightedAverageRemainingLeaseTermOperatingLeases_3e9069" order="4" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent" xlink:label="loc_us-gaapOperatingLeaseWeightedAverageDiscountRatePercent_5086af" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapLeasesAbstract_c93988" xlink:to="loc_us-gaapOperatingLeaseWeightedAverageDiscountRatePercent_5086af" order="5" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/LeasesDetails1" xlink:title="000038 - Disclosure - Leases (Details 1)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LeasesAbstract" xlink:label="loc_us-gaapLeasesAbstract_c59dce" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsNextRollingTwelveMonths" xlink:label="loc_us-gaapOperatingLeasesFutureMinimumPaymentsNextRollingTwelveMonths_257275" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapLeasesAbstract_c59dce" xlink:to="loc_us-gaapOperatingLeasesFutureMinimumPaymentsNextRollingTwelveMonths_257275" order="1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInRollingYearTwo" xlink:label="loc_us-gaapOperatingLeasesFutureMinimumPaymentsDueInRollingYearTwo_58b6d8" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapLeasesAbstract_c59dce" xlink:to="loc_us-gaapOperatingLeasesFutureMinimumPaymentsDueInRollingYearTwo_58b6d8" order="2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInRollingYearThree" xlink:label="loc_us-gaapOperatingLeasesFutureMinimumPaymentsDueInRollingYearThree_c5b7bb" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapLeasesAbstract_c59dce" xlink:to="loc_us-gaapOperatingLeasesFutureMinimumPaymentsDueInRollingYearThree_c5b7bb" order="3" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInRollingYearFour" xlink:label="loc_us-gaapOperatingLeasesFutureMinimumPaymentsDueInRollingYearFour_aa5175" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapLeasesAbstract_c59dce" xlink:to="loc_us-gaapOperatingLeasesFutureMinimumPaymentsDueInRollingYearFour_aa5175" order="4" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInRollingYearFive" xlink:label="loc_us-gaapOperatingLeasesFutureMinimumPaymentsDueInRollingYearFive_59b4f1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapLeasesAbstract_c59dce" xlink:to="loc_us-gaapOperatingLeasesFutureMinimumPaymentsDueInRollingYearFive_59b4f1" order="5" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInRollingAfterYearFive" xlink:label="loc_us-gaapOperatingLeasesFutureMinimumPaymentsDueInRollingAfterYearFive_d2b757" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapLeasesAbstract_c59dce" xlink:to="loc_us-gaapOperatingLeasesFutureMinimumPaymentsDueInRollingAfterYearFive_d2b757" order="6" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:label="loc_us-gaapOperatingLeasesFutureMinimumPaymentsDue_d08051" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapLeasesAbstract_c59dce" xlink:to="loc_us-gaapOperatingLeasesFutureMinimumPaymentsDue_d08051" order="7" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ReceivablesWithImputedInterestAmortizationAmount" xlink:label="loc_us-gaapReceivablesWithImputedInterestAmortizationAmount_1449b8" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapLeasesAbstract_c59dce" xlink:to="loc_us-gaapReceivablesWithImputedInterestAmortizationAmount_1449b8" order="8" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FinanceLeaseLiabilityCurrent" xlink:label="loc_us-gaapFinanceLeaseLiabilityCurrent_7af786" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapLeasesAbstract_c59dce" xlink:to="loc_us-gaapFinanceLeaseLiabilityCurrent_7af786" order="9" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://pebo.com/role/LeasesDetailsNarrative" xlink:title="000039 - Disclosure - Leases (Details Narrative)">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LeasesAbstract" xlink:label="loc_us-gaapLeasesAbstract_3d811f" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_DebtInstrumentTerm" xlink:label="loc_us-gaapDebtInstrumentTerm_dfcc84" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapLeasesAbstract_3d811f" xlink:to="loc_us-gaapDebtInstrumentTerm_dfcc84" order="1" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_OperatingLeaseRightOfUseAsset1" xlink:label="loc_pebkOperatingLeaseRightOfUseAsset1_6f32da" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapLeasesAbstract_3d811f" xlink:to="loc_pebkOperatingLeaseRightOfUseAsset1_6f32da" order="2" />
    <link:loc xlink:type="locator" xlink:href="pebk-20220930.xsd#pebk_OperatingLeaseLiability1" xlink:label="loc_pebkOperatingLeaseLiability1_61fb6a" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapLeasesAbstract_3d811f" xlink:to="loc_pebkOperatingLeaseLiability1_61fb6a" order="3" />
  </link:presentationLink>
</link:linkbase>
