XML 39 R30.htm IDEA: XBRL DOCUMENT v3.22.2.2
Loans (Details 4) - USD ($)
3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Beginning Balance $ 9,789,000 $ 9,287,000 $ 9,355,000 $ 9,908,000
Charge-offs (306,000) (306,000) (590,000) (542,000)
Recoveries 139,000 164,000 376,000 460,000
Provision 408,000 (182,000) 889,000 (863,000)
Ending Balance 10,030,000 8,963,000 10,030,000 8,963,000
Allowance For Loan Losses, Ending Balance: Individually Evaluated For Impairments 648,000 776,000 648,000 776,000
Allowance For Loan Losses, Ending Balance: Collectively Evaluated For Impairments 9,382,000 8,187,000 9,382,000 8,187,000
Allowance For Loan Losses, Ending Balance 10,030,000 8,963,000 10,030,000 8,963,000
Loans, Ending Balance 1,004,907,000 891,005,000 1,004,907,000 891,005,000
Loans, Ending Balance: Individually Evaluated For Impairments 10,651,000 13,144,000 10,651,000 13,144,000
Loans, Ending Balance: Collectively Evaluated For Impairments 994,256,000 877,861,000 994,256,000 877,861,000
Unallocated        
Beginning Balance 1,371,000 2,133,000 2,080,000 2,010,000
Charge-offs 0 0 0 0
Recoveries 0 0 0 13,000
Provision 9,000 (110,000) (611,000) 0
Ending Balance 1,469,000 2,023,000 1,469,000 2,023,000
Allowance For Loan Losses, Ending Balance: Individually Evaluated For Impairments 0 0 0 0
Allowance For Loan Losses, Ending Balance: Collectively Evaluated For Impairments 1,469,000 2,023,000 1,469,000 2,023,000
Allowance For Loan Losses, Ending Balance 1,469,000 2,023,000 1,469,000 2,023,000
Loans, Ending Balance 0 0 0 0
Loans, Ending Balance: Individually Evaluated For Impairments 0 0 0 0
Loans, Ending Balance: Collectively Evaluated For Impairments 0 0 0 0
Multifamily and Farmland        
Beginning Balance 157,000 148,000 150,000 122,000
Charge-offs 0 0 0 0
Recoveries 0 4,000 0 3,000
Provision (2,000) (5,000) 5,000 22,000
Ending Balance 155,000 147,000 155,000 147,000
Allowance For Loan Losses, Ending Balance: Individually Evaluated For Impairments 0 0 0 0
Allowance For Loan Losses, Ending Balance: Collectively Evaluated For Impairments 155,000 147,000 155,000 147,000
Allowance For Loan Losses, Ending Balance 155,000 147,000 155,000 147,000
Loans, Ending Balance 62,040,000 58,856,000 62,040,000 58,856,000
Loans, Ending Balance: Individually Evaluated For Impairments 0 0 0 0
Loans, Ending Balance: Collectively Evaluated For Impairments 62,040,000 58,856,000 62,040,000 58,856,000
Commercial Loans (Not Secured by Real Estate)        
Beginning Balance 1,272,000 1,038,000 1,193,000 1,196,000
Charge-offs     0  
Recoveries   31,000 0 121,000
Provision 101,000 (173,000) 180,000 (421,000)
Ending Balance 1,373,000 896,000 1,373,000 896,000
Allowance For Loan Losses, Ending Balance: Individually Evaluated For Impairments 0 1,000 0 1,000
Allowance For Loan Losses, Ending Balance: Collectively Evaluated For Impairments 1,373,000 895,000 1,373,000 895,000
Allowance For Loan Losses, Ending Balance 1,373,000 896,000 1,373,000 896,000
Loans, Ending Balance 112,854,000 80,009,000 112,854,000 80,009,000
Loans, Ending Balance: Individually Evaluated For Impairments 0 6,000 0 6,000
Loans, Ending Balance: Collectively Evaluated For Impairments 112,854,000 80,003,000 112,854,000 80,003,000
Commercial        
Charge-offs 0 0 0 0
Recoveries 2,000 2,000 6,000 50,000
Provision (33,000) 126,000 885,000 46,000
Ending Balance 3,125,000 2,308,000 3,125,000 2,308,000
Allowance For Loan Losses, Ending Balance: Individually Evaluated For Impairments 6,000 7,000 6,000 7,000
Allowance For Loan Losses, Ending Balance: Collectively Evaluated For Impairments 3,119,000 2,301,000 3,119,000 2,301,000
Allowance For Loan Losses, Ending Balance 3,125,000 2,308,000 3,125,000 2,308,000
Loans, Ending Balance 399,015,000 363,174,000 399,015,000 363,174,000
Loans, Ending Balance: Individually Evaluated For Impairments 1,401,000 1,450,000 1,401,000 1,450,000
Loans, Ending Balance: Collectively Evaluated For Impairments 397,614,000 361,724,000 397,614,000 361,724,000
Beginning Balance 3,156,000 2,180,000 2,234,000 2,212,000
Consumer And All Other [Member]        
Beginning Balance 216,000 89,000 110,000 128,000
Charge-offs (204,000) (91,000) (450,000) (249,000)
Recoveries 37,000 40,000 87,000 114,000
Provision 165,000 53,000 467,000 98,000
Ending Balance 214,000 91,000 214,000 91,000
Allowance For Loan Losses, Ending Balance: Individually Evaluated For Impairments 0 0 0 0
Allowance For Loan Losses, Ending Balance: Collectively Evaluated For Impairments 214,000 91,000 214,000 91,000
Allowance For Loan Losses, Ending Balance 214,000 91,000 214,000 91,000
Loans, Ending Balance 20,926,000 11,511,000 20,926,000 11,511,000
Loans, Ending Balance: Individually Evaluated For Impairments 0 0 0 0
Loans, Ending Balance: Collectively Evaluated For Impairments 20,926,000 11,511,000 20,926,000 11,511,000
Construction and Land Development        
Beginning Balance 1,272,000 1,038,000 1,193,000 1,196,000
Charge-offs 0   0  
Recoveries 0   0  
Provision 180,000 53,000 101,000 98,000
Ending Balance 1,373,000 1,373,000 1,373,000 1,038,000
Allowance For Loan Losses, Ending Balance: Individually Evaluated For Impairments 0 1,000 0 1,000
Allowance For Loan Losses, Ending Balance: Collectively Evaluated For Impairments 1,373,000 895,000 1,373,000 895,000
Allowance For Loan Losses, Ending Balance 1,373,000 896,000 1,373,000 896,000
Loans, Ending Balance 112,854,000 80,009,000 112,854,000 80,009,000
Loans, Ending Balance: Individually Evaluated For Impairments 0 6,000 0 6,000
Loans, Ending Balance: Collectively Evaluated For Impairments 112,854,000 80,003,000 112,854,000 80,003,000
Farm Loans (Not Secured by Real Estate)        
Beginning Balance 0 0 0 0
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
Provision 0 0 0 0
Ending Balance 0 0 0 0
Allowance For Loan Losses, Ending Balance: Individually Evaluated For Impairments 0 0 0 0
Allowance For Loan Losses, Ending Balance: Collectively Evaluated For Impairments 0 0 0 0
Allowance For Loan Losses, Ending Balance 0 0 0 0
Loans, Ending Balance 961,000 0 961,000 0
Loans, Ending Balance: Individually Evaluated For Impairments 0 0 0 0
Loans, Ending Balance: Collectively Evaluated For Impairments 961,000 633,000 961,000 633,000
Commercial        
Beginning Balance 633,000 996,000 711,000 1,345,000
Charge-offs (13,000) (215,000) (20,000) (293,000)
Recoveries 8,000 1,000 64,000 7,000
Provision 113,000 124,000 (14,000) (153,000)
Ending Balance 741,000 906,000 741,000 906,000
Allowance For Loan Losses, Ending Balance: Individually Evaluated For Impairments 0 0 0 0
Allowance For Loan Losses, Ending Balance: Collectively Evaluated For Impairments 741,000 906,000 741,000 906,000
Allowance For Loan Losses, Ending Balance 741,000 906,000 741,000 906,000
Loans, Ending Balance 76,434,000 94,376,000 76,434,000 94,376,000
Loans, Ending Balance: Individually Evaluated For Impairments 0 54,000 0 54,000
Loans, Ending Balance: Collectively Evaluated For Impairments 76,434,000 94,322,000 76,434,000 94,322,000
Single-Family Residential        
Beginning Balance 2,171,000 1,723,000 2,013,000 1,843,000
Charge-offs (89,000) 0 (120,000) 0
Recoveries 92,000 86,000 219,000 165,000
Provision 16,000 (107,000) 78,000 (306,000)
Ending Balance 2,190,000 1,702,000 2,190,000 1,702,000
Allowance For Loan Losses, Ending Balance: Individually Evaluated For Impairments 37,000 58,000 37,000 58,000
Allowance For Loan Losses, Ending Balance: Collectively Evaluated For Impairments 2,153,000 1,644,000 2,153,000 1,644,000
Allowance For Loan Losses, Ending Balance 2,190,000 1,702,000 2,190,000 1,702,000
Loans, Ending Balance 312,208,000 258,403,000 312,208,000 258,403,000
Loans, Ending Balance: Individually Evaluated For Impairments 547,000 1,398,000 547,000 1,398,000
Loans, Ending Balance: Collectively Evaluated For Impairments 311,661,000 257,005,000 311,661,000 257,005,000
Single-Family Residential - Banco de la Gente Non-Tradtional        
Beginning Balance 813,000 980,000 864,000 1,052,000
Charge-offs 89,000 0 0 0
Recoveries 92,000 0 0 0
Provision (50,000) (90,000) (101,000) (162,000)
Ending Balance 763,000 890,000 763,000 890,000
Allowance For Loan Losses, Ending Balance: Individually Evaluated For Impairments 605,000 710,000 605,000 710,000
Allowance For Loan Losses, Ending Balance: Collectively Evaluated For Impairments 158,000 180,000 158,000 180,000
Allowance For Loan Losses, Ending Balance 763,000 890,000 763,000 890,000
Loans, Ending Balance 20,469,000 24,043,000 20,469,000 24,043,000
Loans, Ending Balance: Individually Evaluated For Impairments 8,703,000 10,236,000 8,703,000 10,236,000
Loans, Ending Balance: Collectively Evaluated For Impairments $ 11,766,000 $ 13,807,000 $ 11,766,000 $ 13,807,000