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Consolidated Statements of Earnings - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Interest income:        
Interest and fees on loans $ 11,051 $ 9,807 $ 30,727 $ 31,474
Interest on due from banks 900 89 1,453 172
Interest on investment securities:        
U.S. Government sponsored enterprises 1,580 679 2,676 1,899
State and political subdivisions 1,056 825 3,009 2,222
Other 24 21 67 93
Total interest income 14,611 11,421 37,932 35,860
Interest expense:        
NOW, MMDA & savings deposits 494 577 1,263 1,617
Time deposits 134 181 421 584
Junior subordinated debentures 146 69 324 211
Other 44 34 117 106
Total interest expense 818 861 2,125 2,518
Net interest income 13,793 10,560 35,807 33,342
Provision for (recovery of) loan losses 408 (182) 889 (863)
Net interest income after provision for loan losses 13,385 10,742 34,918 34,205
Non-interest income:        
Service charges 1,458 1,023 4,000 2,859
Other service charges and fees 169 187 540 570
Mortgage banking income 59 516 358 2,109
Insurance and brokerage commissions 213 266 709 764
Appraisal management fee income 2,711 1,954 9,656 5,775
Gain on sale of other assets   104 0 104
Gain on sale of other real estate 0 0 0 21
Miscellaneous 2,183 1,990 5,904 5,751
Total non-interest income 6,793 6,040 21,167 17,953
Non-interest expense:        
Salaries and employee benefits 6,177 6,054 18,469 17,903
Occupancy 2,038 1,999 5,886 5,891
Professional fees 413 582 1,241 1,354
Advertising 175 91 509 388
Debit card expense 228 244 826 740
FDIC Insurance 121 108 346 304
Appraisal management fee expense 2,151 1,556 7,680 4,646
Miscellaneous 2,152 1,934 6,082 5,742
Total non-interest expense 13,455 12,568 41,039 36,968
Earnings before income taxes 6,723 4,214 15,046 15,190
Income tax expense 1,416 824 3,070 3,064
Net earnings $ 5,307 $ 3,390 $ 11,976 $ 12,126
Basic net earnings per share $ 0.96 $ 0.61 $ 2.18 $ 2.16
Diluted net earnings per share 0.93 0.59 2.11 2.10
Cash dividends declared per share $ 0.18 $ 0.17 $ 0.69 $ 0.49