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Consolidated Statements of Earnings (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Interest income:        
Interest and fees on loans $ 13,667 $ 9,934 $ 26,550 $ 19,676
Interest on due from banks 517 442 900 553
Interest on investment securities:        
U.S. Government sponsored enterprises 2,280 487 4,510 993
State and political subdivisions 696 1,010 1,558 1,953
Other 439 119 882 146
Total interest income 17,599 11,992 34,400 23,321
Interest expense:        
NOW, MMDA & savings deposits 1,648 366 3,136 769
Time deposits 1,638 141 2,154 287
Junior subordinated debentures 259 103 507 178
Other 283 34 494 73
Total interest expense 3,828 644 6,291 1,307
Net interest income 13,771 11,348 28,109 22,014
Provision for credit losses 375 410 599 481
Net interest income after provision for loan losses 13,396 10,938 27,510 21,533
Non-interest income:        
Service charges 1,328 1,374 2,669 2,542
Other service charges and fees 163 178 345 371
Loss on sale of securities, net 0 0 (2,488)  
Mortgage banking income 39 99 132 299
Insurance and brokerage commissions 206 256 434 496
Appraisal management fee income 2,590 3,439 4,684 6,945
Miscellaneous 2,077 1,982 4,238 3,721
Total non-interest income 6,403 7,328 10,014 14,374
Non-interest expense:        
Salaries and employee benefits 6,286 6,443 12,786 12,292
Occupancy 1,981 1,932 3,995 3,848
Professional fees 450 455 849 828
Advertising 156 169 345 334
Debit card expense 282 322 555 598
FDIC Insurance 260 115 370 225
Appraisal management fee expense 2,049 2,757 3,699 5,529
Miscellaneous 2,155 2,050 4,722 3,930
Total non-interest expense 13,619 14,243 27,321 27,584
Earnings before income taxes 6,180 4,023 10,203 8,323
Income tax expense 1,372 806 2,223 1,654
Net earnings $ 4,808 $ 3,217 $ 7,980 $ 6,669
Basic net earnings per share $ 0.88 $ 0.59 $ 1.46 $ 1.21
Diluted net earnings per share 0.85 0.57 1.41 1.18
Cash dividends declared per share $ 0.19 $ 0.18 $ 0.53 $ 0.51