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Consolidated Statements of Earnings - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Interest income:      
Interest and fees on loans $ 55,507 $ 43,077 $ 41,186
Interest on due from banks 2,216 2,223 258
Interest on investment securities:      
U.S. Government sponsored enterprises 9,365 4,150 2,478
States and political subdivisions 2,949 4,075 3,146
Other 1,825 906 111
Total interest income 71,862 54,431 47,179
Interest expense:      
Demand deposits, MMDA & savings deposits 6,731 2,019 2,029
Time deposits 7,916 562 752
Junior subordinated debentures 1,079 529 280
Other expenses 1,417 213 144
Total interest expense 17,143 3,323 3,205
Net interest income 54,719 51,108 43,974
Provision for (recovery of) credit losses 1,566 1,472 (1,163)
Net interest income after provision for credit losses 53,153 49,636 45,137
Non-interest income:      
Service charges 5,496 5,290 3,921
Other service charges and fees 697 734 803
Loss on sale of securities, net (2,488) 0 0
Mortgage banking income 301 393 2,505
Insurance and brokerage commissions 929 945 1,035
Appraisal management fee income 9,592 11,663 8,890
Gain (loss) on sale of premises and equipment 184 (85) 105
Gain on sale of other real estate, net 0 0 21
Miscellaneous 8,203 7,749 7,639
Total non-interest income 22,914 26,689 24,919
Non-interest expense:      
Salaries and employee benefits 26,640 26,130 24,506
Occupancy 7,962 8,048 7,858
Professional fees 1,716 1,915 1,826
Advertising 750 693 536
Debit card expense 1,255 1,224 1,000
FDIC insurance 745 461 415
Appraisal management fee expense 7,559 9,264 7,112
Other non interest expense 9,517 8,295 7,874
Total non-interest expense 56,144 56,030 51,127
Earnings before income taxes 19,923 20,295 18,929
Income tax expense 4,377 4,172 3,796
Net earnings $ 15,546 $ 16,123 $ 15,133
Basic net earnings per share $ 2.87 $ 2.94 $ 2.71
Diluted net earnings per share 2.77 2.85 2.63
Cash dividends declared per share $ 0.91 $ 0.87 $ 0.66