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Commitments and Contingencies (Tables)

3 Months Ended

Mar. 31, 2025

Commitments and Contingencies

Financial instruments with credit risk

(Dollars in thousands)
		Contractual Amount
		3/31/25				12/31/24
Financial instruments whose contract amount represent credit risk:
Commitments to extend credit		$	347,461			$	348,876
Standby letters of credit		$	1,607			$	1,675

Allowance for credit losses for unfunded loan commitments

(dollars in thousands)
		March 31, 2025				March 31, 2024
Beginning Balance		$	1,101			$	1,770
Provision for (recovery of) credit losses			185				(72	)
Ending balance		$	1,286			$	1,698

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- References

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- Definition

Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 825
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 10
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482907/825-10-50-10

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-Name Accounting Standards Codification
-Topic 825
-SubTopic 10
-Section 50
-Paragraph 11
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482907/825-10-50-11

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