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v3.25.3

Commitments and Contingencies (Tables) | 9 Months Ended
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Sep. 30, 2025
Commitments and Contingencies |
Schedule of financial instruments with credit risk |
(Dollars in thousands) |  |  |  |  |  |
|  | Contractual Amount |
|  | 9/30/25 |  |  | 12/31/24 |
Financial instruments whose contract amount represent credit risk: |  |  |  |  |  |
Commitments to extend credit |  | $ | 356,625 |  |  | $ | 348,876 |
Standby letters of credit |  | $ | 1,576 |  |  | $ | 1,675 |
Schedule of allowance for credit losses for unfunded loan commitments |
(dollars in thousands) |  | For three months ended |  |  | For nine months ended |
|  | September 30, 2025 |  |  | September 30, 2024 |  |  | September 30, 2025 |  |  | September 30, 2024 |
Beginning Balance |  | $ | 1,258 |  |  | $ | 1,565 |  |  | $ | 1,101 |  |  | $ | 1,770 |
Provision for (recovery of) credit losses |  |  | (82 | ) |  |  | (406 | ) |  |  | 75 |  |  |  | (611 | )
Ending balance |  | $ | 1,176 |  |  | $ | 1,159 |  |  | $ | 1,176 |  |  | $ | 1,159 |

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