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Commitments and Contingencies (Tables)

9 Months Ended

Sep. 30, 2025

Commitments and Contingencies

Schedule of financial instruments with credit risk

(Dollars in thousands)
		Contractual Amount
		9/30/25				12/31/24
Financial instruments whose contract amount represent credit risk:

Commitments to extend credit		$	356,625			$	348,876

Standby letters of credit		$	1,576			$	1,675

Schedule of allowance for credit losses for unfunded loan commitments

(dollars in thousands)		For three months ended								For nine months ended
		September 30, 2025				September 30, 2024				September 30, 2025				September 30, 2024

Beginning Balance		$	1,258			$	1,565			$	1,101			$	1,770
Provision for (recovery of) credit losses			(82	)			(406	)			75				(611	)
Ending balance		$	1,176			$	1,159			$	1,176			$	1,159