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Consolidated Statements of Earnings - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest income:        
Interest and fees on loans $ 17,174 $ 16,098 $ 49,838 $ 46,807
Interest on due from banks 1,009 608 2,065 2,240
Interest on investment securities:        
U.S. Government sponsored enterprises 1,990 2,503 6,338 7,645
State and political subdivisions 694 695 2,082 2,085
Other 538 563 1,772 1,570
Total interest income 21,405 20,467 62,095 60,347
Interest expense:        
NOW, MMDA & savings deposits 2,868 2,892 8,249 7,390
Time deposits 3,174 3,611 9,459 10,920
Junior subordinated debentures 244 283 727 850
Other 0 132 0 918
Total interest expense 6,286 6,918 18,435 20,078
Net interest income 15,119 13,549 43,660 40,269
Provision for (recovery of) credit losses 530 297 585 (80)
Net interest income after provision for (recovery of) credit losses 14,589 13,252 43,075 40,349
Non-interest income:        
Service charges 1,404 1,515 4,188 4,201
Other service charges and fees 184 163 526 527
Loss on sale of securities, net 0 5 (4) 5
Mortgage banking income 149 138 217 263
Insurance and brokerage commissions 250 252 745 717
Appraisal management fee income 3,601 3,073 10,616 8,668
Miscellaneous 1,539 1,949 5,061 6,273
Total non-interest income 7,127 7,095 21,349 20,654
Non-interest expense:        
Salaries and employee benefits 7,094 6,602 21,050 20,409
Occupancy 2,278 2,446 6,364 6,662
Professional fees 1,395 590 2,461 1,617
Advertising 266 188 764 565
Debit card expense 805 333 1,268 1,070
FDIC Insurance 196 189 578 572
Appraisal management fee expense 2,858 2,436 8,433 6,863
Miscellaneous 2,032 2,232 6,419 6,905
Total non-interest expense 16,924 15,016 47,337 44,663
Earnings before income taxes 4,792 5,331 17,087 16,340
Income tax expense 1,100 1,373 3,890 3,546
Net earnings $ 3,692 $ 3,958 $ 13,197 $ 12,794
Basic net earnings per share $ 0.70 $ 0.74 $ 2.49 $ 2.41
Diluted net earnings per share 0.67 0.72 2.41 2.33
Cash dividends declared per share $ 0.20 $ 0.19 $ 0.56 $ 0.72