Minimum Capital

Minimum to Be Well

Adequacy Requirement

Capitalized Under

Minimum Capital

with Capital

Prompt Corrective

Actual Capital

Adequacy Requirement

Conservation Buffer

Action Provisions

Amount

Ratio

Amount

Ratio

Amount

Ratio

Amount

Ratio

March 31, 2022

Total capital to risk-weighted assets

$

150,305

15.85

%

$

75,857

8.00

%

$

99,562

10.50

%

$

94,821

10.00

%

Tier 1 capital to risk-weighted assets

139,959

14.76

%

56,893

6.00

%

80,598

8.50

%

75,857

8.00

%

Common equity tier 1 capital to risk-weighted assets

139,959

14.76

%

42,670

4.50

%

66,375

7.00

%

61,634

6.50

%

Tier 1 capital to adjusted average assets (leverage)

139,959

10.06

%

55,657

4.00

%

N/A

69,572

5.00

%

September 30, 2021

Total capital to risk-weighted assets

$

132,554

15.59

%

$

68,040

8.00

%

$

89,303

10.50

%

$

85,050

10.00

%

Tier 1 capital to risk-weighted assets

123,666

14.54

%

51,030

6.00

%

72,293

8.50

%

68,040

8.00

%

Common equity tier 1 capital to risk-weighted assets

123,666

14.54

%

38,273

4.50

%

59,535

7.00

%

55,283

6.50

%

Tier 1 capital to adjusted average assets (leverage)

123,666

9.45

%

52,338

4.00

%

N/A

65,423

5.00

%