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LOANS - Classification of Loans (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Mar. 31, 2022
Mar. 31, 2021
Dec. 31, 2021
Sep. 30, 2021
Dec. 31, 2020
Sep. 30, 2020
Classification of Loans by Loan Portfolio Segment [Abstract]                
Gross loans $ 1,288,059   $ 1,288,059     $ 1,246,605    
Net deferred costs (fees) (982)   (982)     (520)    
Total loans 1,289,041   1,289,041     1,247,125    
Allowance for loan losses (9,886) $ (8,179) (9,886) $ (8,179) $ (9,386) (8,552) $ (7,979) $ (7,869)
Loans held for investment, net 1,279,155   1,279,155     1,238,573    
Servicing of loans to others 230,100   230,100     233,200    
Loans held for sale 0   0     0    
Amount from sale of loans 16,200 9,400 51,400 17,800        
Recognized net gains amount $ 1,575 295 $ 3,067 476        
PPP Loans                
Classification of Loans by Loan Portfolio Segment [Abstract]                
Interest rate 1.00%   1.00%          
Amount of loans forgiven $ 328,300   $ 328,300          
PPP Loans | Maximum                
Classification of Loans by Loan Portfolio Segment [Abstract]                
Loan term     5 years          
Extension to loan term     5 years          
PPP Loans | Minimum                
Classification of Loans by Loan Portfolio Segment [Abstract]                
Loan term     2 years          
Residential real estate                
Classification of Loans by Loan Portfolio Segment [Abstract]                
Gross loans 424,271   $ 424,271     444,011    
Total loans 424,496   424,496     444,140    
Allowance for loan losses (3,400) (4,851) (3,400) (4,851) (4,115) (4,155) (5,094) (5,103)
Multi-family                
Classification of Loans by Loan Portfolio Segment [Abstract]                
Gross loans 388,875   388,875     266,294    
Total loans 389,262   389,262     266,714    
Allowance for loan losses (2,627) (1,955) (2,627) (1,955) (2,568) (2,433) (1,619) (1,506)
Commercial real estate                
Classification of Loans by Loan Portfolio Segment [Abstract]                
Gross loans 387,811   387,811     348,641    
Total loans 387,723   387,723     348,807    
Allowance for loan losses (3,327) (1,310) (3,327) (1,310) (2,518) (1,884) (1,221) (1,221)
Commercial and industrial                
Classification of Loans by Loan Portfolio Segment [Abstract]                
Gross loans 72,087   72,087     172,274    
Total loans 72,501   72,501     172,077    
Allowance for loan losses (532) (62) (532) (62) (184) (79) (44) (38)
Commercial and industrial | PPP Loans                
Classification of Loans by Loan Portfolio Segment [Abstract]                
Gross loans 37,800   37,800     140,400    
Construction and land development                
Classification of Loans by Loan Portfolio Segment [Abstract]                
Gross loans 15,014   15,014     15,374    
Total loans 15,057   15,057     15,374    
Allowance for loan losses 0 0 0 0   0   0
Consumer                
Classification of Loans by Loan Portfolio Segment [Abstract]                
Gross loans 1   1     11    
Total loans 2   2     13    
Allowance for loan losses $ 0 $ (1) $ 0 $ (1) $ (1) $ (1) $ (1) $ (1)