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LOANS - Loans by loan portfolio segment (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
After to adoption of ASC 326      
Total loans $ 2,005,515   $ 1,957,199
Allowance for credit losses [1] (19,873)   (19,658)
Loans, net 1,985,642   1,937,541
Servicing of loans to others 282,200   262,800
Amount from sale of loans 26,700 $ 12,800  
Net gain on sale of loans held-for-sale 2,506 $ 995  
PPP Loans      
After to adoption of ASC 326      
Loans sold and settled 7,600   8,900
Residential real estate      
After to adoption of ASC 326      
Total loans 756,896   714,843
Allowance for credit losses (5,277)   (5,001)
Multi-family      
After to adoption of ASC 326      
Total loans 568,043   572,849
Allowance for credit losses (4,217)   (4,671)
Commercial real estate      
After to adoption of ASC 326      
Total loans 546,572   548,012
Allowance for credit losses (8,579)   (8,390)
Commercial and industrial      
After to adoption of ASC 326      
Total loans 123,419   107,912
Allowance for credit losses (1,643)   (1,419)
Commercial and industrial | PPP Loans      
After to adoption of ASC 326      
Total loans 2,400   2,900
Construction and land development      
After to adoption of ASC 326      
Total loans 10,136   13,170
Allowance for credit losses (97)   (122)
Consumer      
After to adoption of ASC 326      
Total loans 449   413
Allowance for credit losses $ (60)   $ (55)
[1] Commencing on October 1, 2023 the allowance calculation is based on the current expected credit loss methodology. Prior to October 1, 2023 the calculation was based on the the incurred loss methodology. Refer to Note 1 for further discussion.