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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Cash flows from operating activities:    
Net income $ 1,874 $ 1,521
Adjustments to reconcile net income to net cash from operating activities:    
Provision for credit losses 530 600
Depreciation and amortization 509 494
Amortization of right-of-use assets 1,783 442
Stock-based compensation 358 494
Net gain on sale of loans held-for-sale (1,443) (2,352)
Net amortization of premiums, discounts and loan fees and costs 587 430
Amortization of intangible assets 12 14
Amortization of debt issuance costs 17 13
Loan servicing rights valuation adjustments 227 299
Payments on operating leases (1,770) (470)
Origination of loans held for sale (39,470) (21,157)
Proceeds from loans held for sale 31,825 17,328
Decrease (increase) in accrued interest receivable 260 (177)
Decrease in other assets 1,064 5,690
(Decrease) increase in accrued interest payable (60) 333
Increase (decrease) in other liabilities 1,184 (3,218)
Net cash provided from operating activities (2,513) 284
Cash flows from investing activities:    
Purchases of securities available-for-sale (18,729) (83,117)
Redemptions of restricted securities, net 1,897 (12)
Principal repayments of securities held to maturity 54 86
Maturities, prepayments and calls of securities available-for-sale 12,163 74,034
Proceeds from loans held for sale previously classified as portfolio loans 5,484 30,608
Net decrease (increase) in loans 1,168 (4,497)
Additions to premises and equipment (184) (228)
Net cash from investing activities 1,853 16,874
Cash flows from financing activities:    
Net decrease in deposits (6,041) (17,843)
Proceeds from term FHLB advances 59,780  
Repayments of term FHLB advances (100,725)  
Proceeds from issuance of subordinated debentures, net of issuance costs 34,261  
Payments related to tax withholding for equity awards (325) (721)
Cash dividends paid (746) (749)
Proceeds from exercise of stock options, net   (468)
Net cash from financing activities (13,796) (19,781)
Net change in cash and cash equivalents (14,456) (2,623)
Cash and cash equivalents, beginning of period 208,904 162,857
Cash and cash equivalents, end of period 194,448 160,234
Supplemental cash flow information:    
Interest paid 15,990 17,875
Income taxes paid 180 181
Supplemental non-cash disclosure:    
Transfers from portfolio loans to loans held-for-sale $ 6,285 28,329
Lease liabilities arising from obtaining right-of-use assets   $ 589