The purpose of this announcement is to inform that Spar Nord has received the
permission of the Danish Financial Supervisory Authority to repay a bond loan
(ISIN DK0003457687) for DKK 350,000,000.00, currently classified as hybrid core
capital. 

The repayment will take place on 16 March 2015.



Sincerely yours,
Spar Nord Bank A/S



Ole Madsen
Senior Vice President, Corporate Communication