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<SEC-DOCUMENT>0000909654-08-002035.txt : 20081203
<SEC-HEADER>0000909654-08-002035.hdr.sgml : 20081203
<ACCEPTANCE-DATETIME>20081203105034
ACCESSION NUMBER:		0000909654-08-002035
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20081202
ITEM INFORMATION:		Temporary Suspension of Trading Under Registrant's Employee Benefit Plans
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20081203
DATE AS OF CHANGE:		20081203

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BV Financial, Inc.
		CENTRAL INDEX KEY:			0001302387
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			X1
		FISCAL YEAR END:			0630

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-51014
		FILM NUMBER:		081226610

	BUSINESS ADDRESS:	
		STREET 1:		1230 LIGHT STREET
		CITY:			BALTIMORE
		STATE:			MD
		ZIP:			21230
		BUSINESS PHONE:		410-477-5000

	MAIL ADDRESS:	
		STREET 1:		7114 NORTH POINT ROAD
		CITY:			BALTIMORE
		STATE:			MD
		ZIP:			21219
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>bvfinancial8kdec2-08.txt
<TEXT>
<PAGE> 1



                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

     PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

       Date of Report (Date of earliest event reported): October 31, 2008

                               BV FINANCIAL, INC.
             (Exact name of registrant as specified in its charter)

         UNITED STATES                 0-51014              14-1920944
         -------------                 -------              ----------
(State or other jurisdiction of       (Commission          (IRS Employer
incorporation or organization)        File Number)       Identification No.)

                7114 NORTH POINT ROAD, BALTIMORE, MARYLAND 21219
                ------------------------------------------------
               (Address of principal executive offices) (Zip Code)

                                 (410) 477-5000
                                 --------------
              (Registrant's telephone number, including area code)

                                 NOT APPLICABLE
                                 --------------
          (Former name or former address, if changed since last report)


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[ ] Written communications pursuant to Rule 425 under the Securities Act
    (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
    (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
    Exchange Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
    Exchange Act (17 CFR 240.13e-4(c))

<PAGE> 2

ITEM 5.04       TEMPORARY SUSPENSION OF TRADING UNDER REGISTRANT'S EMPLOYEE
                -----------------------------------------------------------
                BENEFIT PLANS.
                --------------

         This Form 8-K is being filed to comply with the SEC requirement that
notice of a covered blackout period under the Bay-Vanguard Federal Savings Bank
401(k) Profit Sharing Plan (the "Plan") be given to the registrant's directors
and executive officers and also be furnished to the SEC under cover of Form 8-K.
The notice sent to directors and executive officers of the registrant is being
filed as Exhibit 99.1 to this Form 8-K and is incorporated by reference into
this Item. BV Financial, Inc. received the notice required by Section
101(i)(2)(E) of the Employment Retirement Income Security Act of 1974 on October
31, 2008.

ITEM 9.01       FINANCIAL STATEMENTS AND EXHIBITS.
                ---------------------------------

        (a)     Financial Statements of Businesses Acquired: Not applicable

        (b)     Pro Forma Financial Information:  Not applicable

        (c)     Shell Company Transactions:  Not applicable

        (d)     Exhibits

                Number                    Description
                ------                    ------------

                99.1                      Notice sent to directors and executive
                                          officers of BV Financial, Inc.


<PAGE> 3

                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


                                        BV FINANCIAL, INC.


Date: December 2, 2008                  By: /s/ Edmund T. Leonard
                                            ------------------------------------

                                            Edmund T. Leonard
                                            Chairman and Chief Financial Officer






</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>bvfinancialexb99dec2-08.txt
<TEXT>
                                                                    EXHIBIT 99.1

          IMPORTANT NOTICE CONCERNING THE BAY-VANGUARD FEDERAL SAVINGS
        BANK 401(K) PROFIT SHARING PLAN AND YOUR ABILITY TO TRADE SHARES
                       OF BV FINANCIAL INC.'S SECURITIES


December 2, 2008

This notice is being sent to all executive officers and directors of BV
Financial, Inc. in accordance with Section 306(a) of the Sarbanes-Oxley Act of
2002 and Rule 104 of Securities and Exchange Regulation BTR.

This is to inform you that a new record keeper and custodian has been selected
for the Bay-Vanguard Federal Savings Bank 401(k) Profit Sharing Plan (the
"Plan") as RS Group, the current record keeper and custodian, was acquired by
Pentegra Retirement Services earlier this year. The transition to the new record
keeper and custodian will begin simultaneously on December 19, 2008.

During this transition, Plan participants temporarily will be unable to direct
or diversify the assets held in their Plan accounts, including shares of BV
Financial, Inc. common stock. This period, during which participants will be
unable to exercise these rights otherwise available under the Plan, is called a
"blackout period."

DURING THIS BLACKOUT PERIOD, YOU MAY NOT DIRECTLY OR INDIRECTLY PURCHASE, SELL,
OR OTHERWISE ACQUIRE OR TRANSFER ANY EQUITY SECURITY OF BV FINANCIAL, INC.
ACQUIRED IN CONNECTION WITH YOUR SERVICE OR EMPLOYMENT AS A DIRECTOR OR
EXECUTIVE OFFICER OF BV FINANCIAL, INC. ALTHOUGH YOU ARE PERMITTED TO ENGAGE IN
TRANSACTIONS INVOLVING EQUITY SECURITIES THAT WERE NOT ACQUIRED IN CONNECTION
WITH YOUR SERVICES AS A DIRECTOR OR EXECUTIVE OFFICER, THERE IS A PRESUMPTION
THAT ANY SUCH TRANSACTIONS ARE PROHIBITED UNLESS YOU CAN IDENTIFY THE SOURCE OF
THE SHARES AND SHOW THAT YOU USED THE SAME IDENTIFICATION FOR ALL RELATED
PURPOSES, SUCH AS TAX REPORTING AND DISCLOSURE REQUIREMENTS.

THE BLACKOUT PERIOD WILL BEGIN ON DECEMBER 19, 2008 AND END ON JANUARY 12, 2009.

IN ADDITION TO THIS SARBANES-OXLEY BLACKOUT, PLEASE REMEMBER THAT BV FINANCIAL,
INC. OBSERVES REGULARLY SCHEDULED BLACKOUT PERIODS THAT RESTRICT YOUR ABILITY TO
TRADE IN BV FINANCIAL, INC. STOCK.

If you have any questions concerning this notice please contact:

                           Edmund T. Leonard
                           Chairman and Chief Financial Officer
                           BV Financial, Inc.
                           1230 Light Street
                           Baltimore, Maryland 21230
                           (410) 547-1088

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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