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Deposits

6 Months Ended

Jun. 30, 2025

Deposits, by Type [Abstract]

Deposits

Note 6 - Deposits

Deposits consisted of the following:

		June 30, 2025						December 31, 2024
(dollars in thousands)		Balance				Percentage		Balance				Percentage
Noninterest-bearing checking accounts		$	134,470			20.41%		$	129,724			19.91%
Interest-bearing checking accounts			78,747			11.95%			82,954			12.73%
Money market accounts			124,210			18.85%			121,558			18.66%
Savings accounts			127,697			19.38%			127,207			19.53%
Certificates of deposit			193,767			29.41%			190,048			29.17%
Total deposits		$	658,891			100.00%		$	651,491			100.00%

At June 30, 2025, the Bank had two account relationships from local government entities that comprised 2.9% and 1.7% of total deposits, respectively. The Company had $50.3 million and $50.0 million of brokered certificates of deposits at June 30, 2025 and December 31, 2024, respectively.

At June 30, 2025 and December 31, 2024, the Bank had $25.4 million and $25.9 million in certificates of deposits of $250,000 or more, respectively. Deposits in excess of $250,000 may not be insured by the FDIC.

At June 30, 2025 scheduled maturities of certificates of deposits are as follows:

(dollars in thousands)		June 30, 2025
Within one year		$	91,928
Year 2			11,972
Year 3			8,978
Year 4			13,043
Year 5			67,846
Thereafter			—
Total certificates of deposit		$	193,767

X

- Definition

The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-SubTopic 405
-Topic 942
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478353/942-405-50-1

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 942
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03(12))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph e
-Publisher SEC

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Publisher SEC

+ Details

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X

- References

No definition available.

+ Details

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Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration