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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Cash flows from operating activities    
Net income $ 4,960 $ 5,973
Adjustments to reconcile net income to net cash provided by operating activities    
Net accretion of discounts and premiums (315) (2)
Provision (recovery) for credit losses 475 (92)
Proceeds received on foreclosed real estate 2  
Amortization of deferred loan fees/costs (59) (207)
Amortization of intangible assets 90 90
Amortization of debt issuance costs 78 78
Write-off fair market value of subordinated debentures   566
Depreciation of premises and equipment 398 322
Deferred tax (benefit) expense (512) 112
Increase in cash surrender value of life insurance (201) (199)
Stock-based compensation expense 2,437 160
ESOP compensation expense 91 84
Decrease (increase) in accrued interest and other assets 228 (253)
Decrease in other liabilities (524) (564)
Net cash provided by operating activities 7,148 6,068
Cash flows from investing activities    
Increase in equity trading account 15  
Proceeds from maturities and principal payments of investment securities available for sale 9,683 7,357
Purchases of investment securities available for sale (7,225) (5,328)
Proceeds from maturities and principal payments of investment securities held to maturity 148 119
(Increase) decrease in loans (13,495) 3,723
Purchase of premises and equipment (356) (490)
Proceeds from sale of Federal Home Loan Bank of Atlanta stock 1,014  
Purchase of Federal Home Loan Bank of Atlanta stock (304) (28)
Net cash (used in) provided by investing activities (10,520) 5,353
Cash flows provided by financing activities    
(Decrease) in official checks (639) (727)
Net increase (decrease) in deposits 7,400 6,240
Increase in advance payments by borrowers for taxes and insurance 2,699 3,056
Advances from the Federal Home Loan Bank of Atlanta 6,000  
Repayment of advances from the Federal Home Loan Bank of Atlanta (21,000)  
Repayment of subordinate debt   (3,093)
Repurchase of shares (5,265)  
Net cash (used in) provided by financing activities (10,805) 5,476
Net (decrease) and increase in cash and cash equivalents (14,177) 16,897
Cash and cash equivalents at beginning of period 70,500 73,742
Cash and cash equivalents at end of period 56,323 90,639
Supplemental Cash Flow Information [Abstract]    
Interest paid 6,049 5,333
Income taxes paid 1,368 $ 1,970
Noncash investing and financing activities:    
Net change on available for sale securities (243)  
Net change on loans (98)  
Deferred tax assets 102  
Net change in adjusted other comprehensive income $ 269