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LOANS, ALLOWANCE FOR LOAN LOSSES AND IMPAIRED LOANS - Aging Analysis (Details) - USD ($) $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020 | Mar. 31, 2020
--- | --- | --- | ---
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | $ 10,255 | $ 21,195 |
Nonaccrual Loans | 8,679 | 10,747 |
Total Past Due Accruing and Nonaccrual Loans | 18,934 | 31,942 |
Current | 1,182,328 | 1,214,947 |
Total Loans | 1,201,262 | 1,246,889 | $ 1,189,425
SBA PPP loans |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Loans | 118,931 | 123,702 |
30-59 Days Past Due |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 7,281 | 18,886 |
60-89 Days Past Due |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 2,438 | 1,723 |
Greater Than 89 Days |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 536 | 586 |
Commercial/agriculture real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Loans | 795,476 | 797,139 | 802,469
Commercial/agriculture real estate | Commercial real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 3,218 | 10,035 |
Nonaccrual Loans | 760 | 679 |
Total Past Due Accruing and Nonaccrual Loans | 3,978 | 10,714 |
Current | 511,211 | 496,961 |
Total Loans | 515,189 | 507,675 |
Commercial/agriculture real estate | Agricultural real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 361 | 459 |
Nonaccrual Loans | 4,511 | 5,084 |
Total Past Due Accruing and Nonaccrual Loans | 4,872 | 5,543 |
Current | 65,695 | 63,252 |
Total Loans | 70,567 | 68,795 |
Commercial/agriculture real estate | Multi-family real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 0 | 308 |
Nonaccrual Loans | 0 | 148 |
Total Past Due Accruing and Nonaccrual Loans | 0 | 456 |
Current | 118,988 | 121,696 |
Total Loans | 118,988 | 122,152 |
Commercial/agriculture real estate | Construction and land development |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 204 | 3,898 |
Nonaccrual Loans | 0 | 0 |
Total Past Due Accruing and Nonaccrual Loans | 204 | 3,898 |
Current | 90,528 | 94,619 |
Total Loans | 90,732 | 98,517 |
Commercial/agriculture real estate | 30-59 Days Past Due | Commercial real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 1,788 | 9,568 |
Commercial/agriculture real estate | 30-59 Days Past Due | Agricultural real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 361 | 411 |
Commercial/agriculture real estate | 30-59 Days Past Due | Multi-family real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 0 | 308 |
Commercial/agriculture real estate | 30-59 Days Past Due | Construction and land development |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 0 | 3,898 |
Commercial/agriculture real estate | 60-89 Days Past Due | Commercial real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 1,430 | 467 |
Commercial/agriculture real estate | 60-89 Days Past Due | Agricultural real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 0 | 48 |
Commercial/agriculture real estate | 60-89 Days Past Due | Multi-family real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 0 | 0 |
Commercial/agriculture real estate | 60-89 Days Past Due | Construction and land development |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 204 | 0 |
Commercial/agriculture real estate | Greater Than 89 Days | Commercial real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 0 | 0 |
Commercial/agriculture real estate | Greater Than 89 Days | Agricultural real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 0 | 0 |
Commercial/agriculture real estate | Greater Than 89 Days | Multi-family real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 0 | 0 |
Commercial/agriculture real estate | Greater Than 89 Days | Construction and land development |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 0 | 0 |
C&I/Agricultural operating |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Loans | 243,114 | 273,040 | 159,946
C&I/Agricultural operating | Commercial and industrial |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 737 | 927 |
Nonaccrual Loans | 391 | 357 |
Total Past Due Accruing and Nonaccrual Loans | 1,128 | 1,284 |
Current | 94,805 | 115,269 |
Total Loans | 95,933 | 116,553 |
C&I/Agricultural operating | SBA PPP loans |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 0 | 0 |
Nonaccrual Loans | 0 | 0 |
Total Past Due Accruing and Nonaccrual Loans | 0 | 0 |
Current | 118,931 | 123,702 |
Total Loans | 118,931 | 123,702 |
C&I/Agricultural operating | Agricultural operating |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 2,885 | 1,699 |
Nonaccrual Loans | 764 | 1,872 |
Total Past Due Accruing and Nonaccrual Loans | 3,649 | 3,571 |
Current | 24,601 | 29,214 |
Total Loans | 28,250 | 32,785 |
C&I/Agricultural operating | 30-59 Days Past Due | Commercial and industrial |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 592 | 436 |
C&I/Agricultural operating | 30-59 Days Past Due | SBA PPP loans |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 0 | 0 |
C&I/Agricultural operating | 30-59 Days Past Due | Agricultural operating |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 2,506 | 1,499 |
C&I/Agricultural operating | 60-89 Days Past Due | Commercial and industrial |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 145 | 491 |
C&I/Agricultural operating | 60-89 Days Past Due | SBA PPP loans |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 0 | 0 |
C&I/Agricultural operating | 60-89 Days Past Due | Agricultural operating |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 379 | 200 |
C&I/Agricultural operating | Greater Than 89 Days | Commercial and industrial |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 0 | 0 |
C&I/Agricultural operating | Greater Than 89 Days | SBA PPP loans |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 0 | 0 |
C&I/Agricultural operating | Greater Than 89 Days | Agricultural operating |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 0 | 0 |
Residential mortgage |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Loans | 127,622 | 137,646 | 173,412
Residential mortgage | Residential mortgage |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 2,734 | 3,126 |
Nonaccrual Loans | 1,933 | 2,217 |
Total Past Due Accruing and Nonaccrual Loans | 4,667 | 5,343 |
Current | 117,664 | 126,043 |
Total Loans | 122,331 | 131,386 |
Residential mortgage | Purchased HELOC loans |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 0 | 499 |
Nonaccrual Loans | 234 | 234 |
Total Past Due Accruing and Nonaccrual Loans | 234 | 733 |
Current | 5,057 | 5,527 |
Total Loans | 5,291 | 6,260 |
Residential mortgage | 30-59 Days Past Due | Residential mortgage |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 1,974 | 2,238 |
Residential mortgage | 30-59 Days Past Due | Purchased HELOC loans |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 0 | 338 |
Residential mortgage | 60-89 Days Past Due | Residential mortgage |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 246 | 372 |
Residential mortgage | 60-89 Days Past Due | Purchased HELOC loans |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 0 | 94 |
Residential mortgage | Greater Than 89 Days | Residential mortgage |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 514 | 516 |
Residential mortgage | Greater Than 89 Days | Purchased HELOC loans |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 0 | 67 |
Consumer installment |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Loans | 35,050 | 39,064 | $ 53,598
Consumer installment | Originated indirect paper |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 53 | 127 |
Nonaccrual Loans | 64 | 133 |
Total Past Due Accruing and Nonaccrual Loans | 117 | 260 |
Current | 23,069 | 25,591 |
Total Loans | 23,186 | 25,851 |
Consumer installment | Other Consumer |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 63 | 117 |
Nonaccrual Loans | 22 | 23 |
Total Past Due Accruing and Nonaccrual Loans | 85 | 140 |
Current | 11,779 | 13,073 |
Total Loans | 11,864 | 13,213 |
Consumer installment | 30-59 Days Past Due | Originated indirect paper |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 20 | 90 |
Consumer installment | 30-59 Days Past Due | Other Consumer |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 40 | 100 |
Consumer installment | 60-89 Days Past Due | Originated indirect paper |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 33 | 37 |
Consumer installment | 60-89 Days Past Due | Other Consumer |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 1 | 14 |
Consumer installment | Greater Than 89 Days | Originated indirect paper |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | 0 | 0 |
Consumer installment | Greater Than 89 Days | Other Consumer |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Past Due and Accruing | $ 22 | $ 3 |

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