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CAPITAL MATTERS (Tables) | 3 Months Ended
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Mar. 31, 2021
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract] |
Schedule of Bank’s Tier 1 (Leverage) and Risk-Based Capital Ratios | The Bank’s Tier 1 (leverage) and risk-based capital ratios at March 31, 2021 and December 31, 2020, respectively, are presented below:
|  | Actual |  | For Capital Adequacy Purposes |  | To Be Well Capitalized Under Prompt Corrective Action Provisions
|  | Amount |  | Ratio |  | Amount |  |  |  | Ratio |  | Amount |  |  |  | Ratio
As of March 31, 2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 174,424 |  |  | 15.5 | % |  | $ | 89,877 |  |  | > = |  | 8.0 | % |  | $ | 112,347 |  |  | > = |  | 10.0 | %
Tier 1 capital (to risk weighted assets) |  | 160,344 |  |  | 14.3 | % |  | $ | 67,408 |  |  | > = |  | 6.0 | % |  | 89,877 |  |  | > = |  | 8.0 | %
Common equity tier 1 capital (to risk weighted assets) |  | 160,344 |  |  | 14.3 | % |  | $ | 50,556 |  |  | > = |  | 4.5 | % |  | 73,025 |  |  | > = |  | 6.5 | %
Tier 1 leverage ratio (to adjusted total assets) |  | 160,344 |  |  | 9.8 | % |  | 65,595 |  |  | > = |  | 4.0 | % |  | 81,993 |  |  | > = |  | 5.0 | %
As of December 31, 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 171,702 |  |  | 14.7 | % |  | $ | 93,381 |  |  | > = |  | 8.0 | % |  | $ | 116,726 |  |  | > = |  | 10.0 | %
Tier 1 capital (to risk weighted assets) |  | 157,081 |  |  | 13.5 | % |  | 70,035 |  |  | > = |  | 6.0 | % |  | 93,381 |  |  | > = |  | 8.0 | %
Common equity tier 1 capital (to risk weighted assets) |  | 157,081 |  |  | 13.5 | % |  | 52,527 |  |  | > = |  | 4.5 | % |  | 75,872 |  |  | > = |  | 6.5 | %
Tier 1 leverage ratio (to adjusted total assets) |  | 157,081 |  |  | 9.9 | % |  | 63,718 |  |  | > = |  | 4.0 | % |  | 79,647 |  |  | > = |  | 5.0 | %
The Company’s Tier 1 (leverage) and risk-based capital ratios at March 31, 2021 and December 31, 2020, respectively, are presented below:
|  | Actual |  | For Capital Adequacy Purposes |  |
|  | Amount |  | Ratio |  | Amount |  |  |  | Ratio |  |  |  |  |  |
As of March 31, 2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 167,145 |  |  | 14.9 | % |  | 89,877 |  |  | > = |  | 8.0 | % |  |  |  |  |  |
Tier 1 capital (to risk weighted assets) |  | 123,065 |  |  | 11.0 | % |  | 67,408 |  |  | > = |  | 6.0 | % |  |  |  |  |  |
Common equity tier 1 capital (to risk weighted assets) |  | 123,065 |  |  | 11.0 | % |  | 50,556 |  |  | > = |  | 4.5 | % |  |  |  |  |  |
Tier 1 leverage ratio (to adjusted total assets) |  | 123,065 |  |  | 7.5 | % |  | 65,595 |  |  | > = |  | 4.0 | % |  |  |  |  |  |
As of December 31, 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 166,703 |  |  | 14.3 | % |  | $ | 93,381 |  |  | > = |  | 8.0 | % |  |  |  |  |  |
Tier 1 capital (to risk weighted assets) |  | 122,082 |  |  | 10.5 | % |  | 70,035 |  |  | > = |  | 6.0 | % |  |  |  |  |  |
Common equity tier 1 capital (to risk weighted assets) |  | 122,082 |  |  | 10.5 | % |  | 52,527 |  |  | > = |  | 4.5 | % |  |  |  |  |  |
Tier 1 leverage ratio (to adjusted total assets) |  | 122,082 |  |  | 7.7 | % |  | 63,718 |  |  | > = |  | 4.0 | % |  |  |  |  |  |

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- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826 + Details
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