XML 88 R56.htm IDEA: XBRL DOCUMENT
v3.22.4

LOANS, ALLOWANCE FOR LOAN LOSSES AND IMPAIRED LOANS - Allowance for Loans by Loan Portfolio (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2022 | Dec. 31, 2021
Allowance for Loan Losses: |  |
Beginning balance | $ 16,913 |
Provision | 1,475 | $ 0
Ending balance | 17,939 | 16,913
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract] |  |
Amount of allowance for loan losses arising from loans individually evaluated for impairment | 826 | 1,009
Amount of allowance for loan losses arising from loans collectively evaluated for impairment | 17,113 | 15,904
Loans Receivable: |  |
Total Past Due Accruing and Nonaccrual Loans | 1,416,135 | 1,317,045
Ending balance: individually evaluated for impairment | 26,919 | 32,393
Ending balance: collectively evaluated for impairment | 1,389,216 | 1,284,652
Commercial/Agricultural real estate: |  |
Allowance for Loan Losses: |  |
Beginning balance | 13,210 |
Ending balance | 14,085 | 13,210
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract] |  |
Amount of allowance for loan losses arising from loans individually evaluated for impairment | 519 | 797
Amount of allowance for loan losses arising from loans collectively evaluated for impairment | 13,566 | 12,413
Loans Receivable: |  |
Total Past Due Accruing and Nonaccrual Loans | 1,125,279 | 1,034,829
Ending balance: individually evaluated for impairment | 16,874 | 21,792
Ending balance: collectively evaluated for impairment | 1,108,405 | 1,013,037
C&I/Agricultural operating: |  |
Allowance for Loan Losses: |  |
Beginning balance | 2,028 |
Ending balance | 2,318 | 2,028
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract] |  |
Amount of allowance for loan losses arising from loans individually evaluated for impairment | 249 | 99
Amount of allowance for loan losses arising from loans collectively evaluated for impairment | 2,069 | 1,929
Loans Receivable: |  |
Total Past Due Accruing and Nonaccrual Loans | 164,819 | 162,510
Ending balance: individually evaluated for impairment | 3,292 | 3,337
Ending balance: collectively evaluated for impairment | 161,527 | 159,173
Residential mortgage: |  |
Allowance for Loan Losses: |  |
Beginning balance | 648 |
Ending balance | 599 | 648
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract] |  |
Amount of allowance for loan losses arising from loans individually evaluated for impairment | 48 | 113
Amount of allowance for loan losses arising from loans collectively evaluated for impairment | 551 | 535
Loans Receivable: |  |
Total Past Due Accruing and Nonaccrual Loans | 108,651 | 94,861
Ending balance: individually evaluated for impairment | 5,998 | 7,007
Ending balance: collectively evaluated for impairment | 102,653 | 87,854
Consumer installment: |  |
Allowance for Loan Losses: |  |
Beginning balance | 253 |
Ending balance | 129 | 253
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract] |  |
Amount of allowance for loan losses arising from loans individually evaluated for impairment | 10 | 0
Amount of allowance for loan losses arising from loans collectively evaluated for impairment | 119 | 253
Loans Receivable: |  |
Total Past Due Accruing and Nonaccrual Loans | 17,386 | 24,845
Ending balance: individually evaluated for impairment | 755 | 257
Ending balance: collectively evaluated for impairment | 16,631 | 24,588
Unallocated |  |
Allowance for Loan Losses: |  |
Beginning balance | 774 |
Ending balance | 808 | 774
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract] |  |
Amount of allowance for loan losses arising from loans individually evaluated for impairment | 0 | 0
Amount of allowance for loan losses arising from loans collectively evaluated for impairment | 808 | 774
Loans Receivable: |  |
Total Past Due Accruing and Nonaccrual Loans | 0 | 0
Ending balance: individually evaluated for impairment | 0 | 0
Ending balance: collectively evaluated for impairment | 0 | 0
Originated loans |  |
Allowance for Loan Losses: |  |
Beginning balance | 15,830 | 14,819
Charge-offs | (547) | (105)
Recoveries | 161 | 174
Provision | 1,865 | 942
Ending balance | 17,309 | 15,830
Loans Receivable: |  |
Total Past Due Accruing and Nonaccrual Loans | 1,272,943 | 1,118,494
Originated loans | Commercial/Agricultural real estate: |  |
Allowance for Loan Losses: |  |
Beginning balance | 12,354 | 10,271
Charge-offs | (157) | (51)
Recoveries | 74 | 14
Provision | 1,280 | 2,120
Ending balance | 13,551 | 12,354
Loans Receivable: |  |
Total Past Due Accruing and Nonaccrual Loans | 1,017,529 | 883,430
Originated loans | C&I/Agricultural operating: |  |
Allowance for Loan Losses: |  |
Beginning balance | 1,959 | 2,112
Charge-offs | (310) | 0
Recoveries | 35 | 110
Provision | 571 | (263)
Ending balance | 2,255 | 1,959
Loans Receivable: |  |
Total Past Due Accruing and Nonaccrual Loans | 150,239 | 142,894
Originated loans | Residential mortgage: |  |
Allowance for Loan Losses: |  |
Beginning balance | 518 | 1,041
Charge-offs | (35) | 0
Recoveries | 2 | 9
Provision | 89 | (532)
Ending balance | 574 | 518
Loans Receivable: |  |
Total Past Due Accruing and Nonaccrual Loans | 88,045 | 67,726
Originated loans | Consumer installment: |  |
Allowance for Loan Losses: |  |
Beginning balance | 225 | 489
Charge-offs | (45) | (54)
Recoveries | 50 | 41
Provision | (109) | (251)
Ending balance | 121 | 225
Loans Receivable: |  |
Total Past Due Accruing and Nonaccrual Loans | 17,130 | 24,444
Originated loans | Unallocated |  |
Allowance for Loan Losses: |  |
Beginning balance | 774 | 906
Charge-offs | 0 | 0
Recoveries | 0 | 0
Provision | 34 | (132)
Ending balance | 808 | 774
Loans Receivable: |  |
Total Past Due Accruing and Nonaccrual Loans | 0 | 0
Other acquired loans |  |
Allowance for Loan Losses: |  |
Beginning balance | 1,083 | 2,224
Charge-offs | (120) | (234)
Recoveries | 57 | 35
Provision | (390) | (942)
Ending balance | 630 | 1,083
Loans Receivable: |  |
Total Past Due Accruing and Nonaccrual Loans | 136,192 | 187,346
Other acquired loans | Commercial/Agricultural real estate: |  |
Allowance for Loan Losses: |  |
Beginning balance | 856 | 1,684
Charge-offs | (48) | (200)
Recoveries | 28 | 14
Provision | (302) | (642)
Ending balance | 534 | 856
Loans Receivable: |  |
Total Past Due Accruing and Nonaccrual Loans | 102,002 | 142,339
Other acquired loans | C&I/Agricultural operating: |  |
Allowance for Loan Losses: |  |
Beginning balance | 69 | 141
Charge-offs | (36) | (7)
Recoveries | 1 | 13
Provision | 29 | (78)
Ending balance | 63 | 69
Loans Receivable: |  |
Total Past Due Accruing and Nonaccrual Loans | 14,218 | 18,515
Other acquired loans | Residential mortgage: |  |
Allowance for Loan Losses: |  |
Beginning balance | 130 | 335
Charge-offs | (33) | 0
Recoveries | 27 | 4
Provision | (99) | (209)
Ending balance | 25 | 130
Loans Receivable: |  |
Total Past Due Accruing and Nonaccrual Loans | 19,716 | 26,091
Other acquired loans | Consumer installment: |  |
Allowance for Loan Losses: |  |
Beginning balance | 28 | 64
Charge-offs | (3) | (27)
Recoveries | 1 | 4
Provision | (18) | (13)
Ending balance | 8 | 28
Loans Receivable: |  |
Total Past Due Accruing and Nonaccrual Loans | 256 | 401
Other acquired loans | Unallocated |  |
Allowance for Loan Losses: |  |
Beginning balance | 0 | 0
Charge-offs | 0 | 0
Recoveries | 0 | 0
Provision | 0 | 0
Ending balance | 0 | 0
Loans Receivable: |  |
Total Past Due Accruing and Nonaccrual Loans | 0 | 0
Acquired loans |  |
Allowance for Loan Losses: |  |
Beginning balance | 1,083 |
Ending balance | 630 | 1,083
Loans Receivable: |  |
Total Past Due Accruing and Nonaccrual Loans | 143,192 | 198,551
Acquired loans | Commercial/Agricultural real estate: |  |
Allowance for Loan Losses: |  |
Beginning balance | 856 |
Ending balance | 534 | 856
Acquired loans | C&I/Agricultural operating: |  |
Allowance for Loan Losses: |  |
Beginning balance | 69 |
Ending balance | 63 | 69
Acquired loans | Residential mortgage: |  |
Allowance for Loan Losses: |  |
Beginning balance | 130 |
Ending balance | 25 | 130
Acquired loans | Consumer installment: |  |
Allowance for Loan Losses: |  |
Beginning balance | 28 |
Ending balance | 8 | 28
Acquired loans | Unallocated |  |
Allowance for Loan Losses: |  |
Beginning balance | 0 |
Ending balance | 0 | 0
Ending balance of purchased credit-impaired loans |  |
Loans Receivable: |  |
Total Past Due Accruing and Nonaccrual Loans | 7,000 | 11,205
Ending balance of purchased credit-impaired loans | Commercial/Agricultural real estate: |  |
Loans Receivable: |  |
Total Past Due Accruing and Nonaccrual Loans | 5,748 | 9,060
Ending balance of purchased credit-impaired loans | C&I/Agricultural operating: |  |
Loans Receivable: |  |
Total Past Due Accruing and Nonaccrual Loans | 362 | 1,101
Ending balance of purchased credit-impaired loans | Residential mortgage: |  |
Loans Receivable: |  |
Total Past Due Accruing and Nonaccrual Loans | 890 | 1,044
Ending balance of purchased credit-impaired loans | Consumer installment: |  |
Loans Receivable: |  |
Total Past Due Accruing and Nonaccrual Loans | 0 | 0
Ending balance of purchased credit-impaired loans | Unallocated |  |
Loans Receivable: |  |
Total Past Due Accruing and Nonaccrual Loans | $ 0 | $ 0

X
- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(2)) -URI https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(4)) -URI https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (a) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 6: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (f) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 7: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (3) Reference 8: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (c) Reference 9: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (1) + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amortized cost, before allowance for credit loss, fee, and loan in process, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919230-210447 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI https://asc.fasb.org/extlink&oid=124259787&loc=d3e4428-111522 Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)) -URI https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878 + Details
Name: | us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition The balance of financing receivables that were collectively evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition The balance of financing receivables that were individually evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- References No definition available. + Details
Name: | us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of expense related to estimated loss from loan and lease transactions. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI https://asc.fasb.org/extlink&oid=126954810&loc=d3e3602-108585 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(2) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
Name: | us-gaap_ProvisionForLoanAndLeaseLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=czwi_CommercialAgriculturalRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=czwi_CommercialAgriculturalNonrealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=czwi_ResidentialRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=czwi_ConsumerNonrealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_UnallocatedFinancingReceivablesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | czwi_LoansbyTypeAxis=czwi_OriginatedLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | czwi_LoansbyTypeAxis=czwi_OtherAcquiredLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | czwi_LoansbyTypeAxis=czwi_AcquiredLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | czwi_LoansbyTypeAxis=us-gaap_FinancialAssetAcquiredWithCreditDeteriorationMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |