XML 88 R56.htm IDEA: XBRL DOCUMENT v3.22.4
LOANS, ALLOWANCE FOR LOAN LOSSES AND IMPAIRED LOANS - Allowance for Loans by Loan Portfolio (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Allowance for Loan Losses:    
Beginning balance $ 16,913  
Provision 1,475 $ 0
Ending balance 17,939 16,913
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]    
Amount of allowance for loan losses arising from loans individually evaluated for impairment 826 1,009
Amount of allowance for loan losses arising from loans collectively evaluated for impairment 17,113 15,904
Loans Receivable:    
Total Past Due Accruing and Nonaccrual Loans 1,416,135 1,317,045
Ending balance: individually evaluated for impairment 26,919 32,393
Ending balance: collectively evaluated for impairment 1,389,216 1,284,652
Commercial/Agricultural real estate:    
Allowance for Loan Losses:    
Beginning balance 13,210  
Ending balance 14,085 13,210
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]    
Amount of allowance for loan losses arising from loans individually evaluated for impairment 519 797
Amount of allowance for loan losses arising from loans collectively evaluated for impairment 13,566 12,413
Loans Receivable:    
Total Past Due Accruing and Nonaccrual Loans 1,125,279 1,034,829
Ending balance: individually evaluated for impairment 16,874 21,792
Ending balance: collectively evaluated for impairment 1,108,405 1,013,037
C&I/Agricultural operating:    
Allowance for Loan Losses:    
Beginning balance 2,028  
Ending balance 2,318 2,028
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]    
Amount of allowance for loan losses arising from loans individually evaluated for impairment 249 99
Amount of allowance for loan losses arising from loans collectively evaluated for impairment 2,069 1,929
Loans Receivable:    
Total Past Due Accruing and Nonaccrual Loans 164,819 162,510
Ending balance: individually evaluated for impairment 3,292 3,337
Ending balance: collectively evaluated for impairment 161,527 159,173
Residential mortgage:    
Allowance for Loan Losses:    
Beginning balance 648  
Ending balance 599 648
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]    
Amount of allowance for loan losses arising from loans individually evaluated for impairment 48 113
Amount of allowance for loan losses arising from loans collectively evaluated for impairment 551 535
Loans Receivable:    
Total Past Due Accruing and Nonaccrual Loans 108,651 94,861
Ending balance: individually evaluated for impairment 5,998 7,007
Ending balance: collectively evaluated for impairment 102,653 87,854
Consumer installment:    
Allowance for Loan Losses:    
Beginning balance 253  
Ending balance 129 253
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]    
Amount of allowance for loan losses arising from loans individually evaluated for impairment 10 0
Amount of allowance for loan losses arising from loans collectively evaluated for impairment 119 253
Loans Receivable:    
Total Past Due Accruing and Nonaccrual Loans 17,386 24,845
Ending balance: individually evaluated for impairment 755 257
Ending balance: collectively evaluated for impairment 16,631 24,588
Unallocated    
Allowance for Loan Losses:    
Beginning balance 774  
Ending balance 808 774
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]    
Amount of allowance for loan losses arising from loans individually evaluated for impairment 0 0
Amount of allowance for loan losses arising from loans collectively evaluated for impairment 808 774
Loans Receivable:    
Total Past Due Accruing and Nonaccrual Loans 0 0
Ending balance: individually evaluated for impairment 0 0
Ending balance: collectively evaluated for impairment 0 0
Originated loans    
Allowance for Loan Losses:    
Beginning balance 15,830 14,819
Charge-offs (547) (105)
Recoveries 161 174
Provision 1,865 942
Ending balance 17,309 15,830
Loans Receivable:    
Total Past Due Accruing and Nonaccrual Loans 1,272,943 1,118,494
Originated loans | Commercial/Agricultural real estate:    
Allowance for Loan Losses:    
Beginning balance 12,354 10,271
Charge-offs (157) (51)
Recoveries 74 14
Provision 1,280 2,120
Ending balance 13,551 12,354
Loans Receivable:    
Total Past Due Accruing and Nonaccrual Loans 1,017,529 883,430
Originated loans | C&I/Agricultural operating:    
Allowance for Loan Losses:    
Beginning balance 1,959 2,112
Charge-offs (310) 0
Recoveries 35 110
Provision 571 (263)
Ending balance 2,255 1,959
Loans Receivable:    
Total Past Due Accruing and Nonaccrual Loans 150,239 142,894
Originated loans | Residential mortgage:    
Allowance for Loan Losses:    
Beginning balance 518 1,041
Charge-offs (35) 0
Recoveries 2 9
Provision 89 (532)
Ending balance 574 518
Loans Receivable:    
Total Past Due Accruing and Nonaccrual Loans 88,045 67,726
Originated loans | Consumer installment:    
Allowance for Loan Losses:    
Beginning balance 225 489
Charge-offs (45) (54)
Recoveries 50 41
Provision (109) (251)
Ending balance 121 225
Loans Receivable:    
Total Past Due Accruing and Nonaccrual Loans 17,130 24,444
Originated loans | Unallocated    
Allowance for Loan Losses:    
Beginning balance 774 906
Charge-offs 0 0
Recoveries 0 0
Provision 34 (132)
Ending balance 808 774
Loans Receivable:    
Total Past Due Accruing and Nonaccrual Loans 0 0
Other acquired loans    
Allowance for Loan Losses:    
Beginning balance 1,083 2,224
Charge-offs (120) (234)
Recoveries 57 35
Provision (390) (942)
Ending balance 630 1,083
Loans Receivable:    
Total Past Due Accruing and Nonaccrual Loans 136,192 187,346
Other acquired loans | Commercial/Agricultural real estate:    
Allowance for Loan Losses:    
Beginning balance 856 1,684
Charge-offs (48) (200)
Recoveries 28 14
Provision (302) (642)
Ending balance 534 856
Loans Receivable:    
Total Past Due Accruing and Nonaccrual Loans 102,002 142,339
Other acquired loans | C&I/Agricultural operating:    
Allowance for Loan Losses:    
Beginning balance 69 141
Charge-offs (36) (7)
Recoveries 1 13
Provision 29 (78)
Ending balance 63 69
Loans Receivable:    
Total Past Due Accruing and Nonaccrual Loans 14,218 18,515
Other acquired loans | Residential mortgage:    
Allowance for Loan Losses:    
Beginning balance 130 335
Charge-offs (33) 0
Recoveries 27 4
Provision (99) (209)
Ending balance 25 130
Loans Receivable:    
Total Past Due Accruing and Nonaccrual Loans 19,716 26,091
Other acquired loans | Consumer installment:    
Allowance for Loan Losses:    
Beginning balance 28 64
Charge-offs (3) (27)
Recoveries 1 4
Provision (18) (13)
Ending balance 8 28
Loans Receivable:    
Total Past Due Accruing and Nonaccrual Loans 256 401
Other acquired loans | Unallocated    
Allowance for Loan Losses:    
Beginning balance 0 0
Charge-offs 0 0
Recoveries 0 0
Provision 0 0
Ending balance 0 0
Loans Receivable:    
Total Past Due Accruing and Nonaccrual Loans 0 0
Acquired loans    
Allowance for Loan Losses:    
Beginning balance 1,083  
Ending balance 630 1,083
Loans Receivable:    
Total Past Due Accruing and Nonaccrual Loans 143,192 198,551
Acquired loans | Commercial/Agricultural real estate:    
Allowance for Loan Losses:    
Beginning balance 856  
Ending balance 534 856
Acquired loans | C&I/Agricultural operating:    
Allowance for Loan Losses:    
Beginning balance 69  
Ending balance 63 69
Acquired loans | Residential mortgage:    
Allowance for Loan Losses:    
Beginning balance 130  
Ending balance 25 130
Acquired loans | Consumer installment:    
Allowance for Loan Losses:    
Beginning balance 28  
Ending balance 8 28
Acquired loans | Unallocated    
Allowance for Loan Losses:    
Beginning balance 0  
Ending balance 0 0
Ending balance of purchased credit-impaired loans    
Loans Receivable:    
Total Past Due Accruing and Nonaccrual Loans 7,000 11,205
Ending balance of purchased credit-impaired loans | Commercial/Agricultural real estate:    
Loans Receivable:    
Total Past Due Accruing and Nonaccrual Loans 5,748 9,060
Ending balance of purchased credit-impaired loans | C&I/Agricultural operating:    
Loans Receivable:    
Total Past Due Accruing and Nonaccrual Loans 362 1,101
Ending balance of purchased credit-impaired loans | Residential mortgage:    
Loans Receivable:    
Total Past Due Accruing and Nonaccrual Loans 890 1,044
Ending balance of purchased credit-impaired loans | Consumer installment:    
Loans Receivable:    
Total Past Due Accruing and Nonaccrual Loans 0 0
Ending balance of purchased credit-impaired loans | Unallocated    
Loans Receivable:    
Total Past Due Accruing and Nonaccrual Loans $ 0 $ 0