XML 125 R93.htm IDEA: XBRL DOCUMENT v3.22.4
INCOME TAXES - Effective Income Tax Rate Reconciliation (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
The provision for income taxes differs from the amount of income tax determined by applying statutory federal income tax rates to pretax income    
Tax expense at statutory rate $ 4,952 $ 6,082
State income taxes, net of federal 1,501 1,854
Tax credits (514) 0
Bank owned life insurance (135) (132)
Tax exempt interest (59) (52)
Other 75 (59)
Total $ 5,820 $ 7,693
Tax expense at statutory rate (as a percent) 21.00% 21.00%
State income taxes, net of federal (as a percent) 6.40% 6.40%
Tax credits (as a percent) (2.20%) 0.00%
Bank owned life insurance (as a percent) (0.60%) (0.40%)
Tax exempt interest (as a percent) (0.30%) (0.20%)
Other (as a percent) 0.40% (0.20%)
Total (as a percent) 24.70% 26.60%