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FAIR VALUE ACCOUNTING - Fair Values of Financial Instruments (Details) - USD ($)
$ in Thousands
Dec. 31, 2022
Dec. 31, 2021
Financial assets:    
Securities available for sale "AFS" $ 165,991 $ 203,068
Securities held to maturity "HTM" 76,779 69,177
Equity investments 1,794 1,328
Carrying Amount | (Level I)    
Financial assets:    
Cash and cash equivalents 35,363 47,691
Equity investments 338 368
Loans held for sale - Residential mortgage 0 1,224
Accrued interest receivable 5,285 3,916
Financial liabilities:    
Other borrowings 72,409 58,426
Accrued interest payable 968 586
Carrying Amount | (Level II)    
Financial assets:    
Other interest bearing deposits 249 1,511
Securities available for sale "AFS" 165,991 203,068
Securities held to maturity "HTM" 96,379 71,141
Other investments 15,834 15,305
Financial liabilities:    
FHLB advances 142,530 111,527
Carrying Amount | (Level II) | SBA PPP loans    
Financial assets:    
Loans held for sale - Residential mortgage 0 5,446
Carrying Amount | (Level III)    
Financial assets:    
Loans receivable, net 1,393,845 1,294,050
Mortgage servicing rights 4,262 4,161
Financial liabilities:    
Deposits 1,424,720 1,387,535
Carrying Amount | NAV    
Financial assets:    
Equity investments 1,456 960
Estimated Fair Value | (Level I)    
Financial assets:    
Cash and cash equivalents 35,363 47,691
Equity investments 338 368
Loans held for sale - Residential mortgage 0 1,250
Accrued interest receivable 5,285 3,916
Financial liabilities:    
Other borrowings 72,409 58,426
Accrued interest payable 968 586
Estimated Fair Value | (Level II)    
Financial assets:    
Other interest bearing deposits 250 1,535
Securities available for sale "AFS" 165,991 203,068
Securities held to maturity "HTM" 76,779 69,177
Other investments 15,834 15,305
Financial liabilities:    
FHLB advances 141,060 113,285
Estimated Fair Value | (Level II) | SBA PPP loans    
Financial assets:    
Loans held for sale - Residential mortgage 0 5,776
Estimated Fair Value | (Level III)    
Financial assets:    
Loans receivable, net 1,342,838 1,319,293
Mortgage servicing rights 5,665 4,312
Financial liabilities:    
Deposits 1,420,871 1,388,390
Estimated Fair Value | NAV    
Financial assets:    
Equity investments $ 1,456 $ 960