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v3.23.1

CAPITAL MATTERS (Tables) | 3 Months Ended
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Mar. 31, 2023
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract] |
Schedule of Bank’s Tier 1 (Leverage) and Risk-Based Capital Ratios | The Bank’s Tier 1 (leverage) and risk-based capital ratios at March 31, 2023, and December 31, 2022, respectively, are presented below:
|  | Actual |  | For Capital Adequacy Purposes |  | To Be Well Capitalized Under Prompt Corrective Action Provisions
|  | Amount |  | Ratio |  | Amount |  |  |  | Ratio |  | Amount |  |  |  | Ratio
As of March 31, 2023 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 226,873 |  |  | 14.6 | % |  | $ | 124,595 |  |  | > = |  | 8.0 | % |  | $ | 155,744 |  |  | > = |  | 10.0 | %
Tier 1 capital (to risk weighted assets) |  | 207,474 |  |  | 13.3 | % |  | $ | 93,446 |  |  | > = |  | 6.0 | % |  | 124,595 |  |  | > = |  | 8.0 | %
Common equity tier 1 capital (to risk weighted assets) |  | 207,474 |  |  | 13.3 | % |  | $ | 70,085 |  |  | > = |  | 4.5 | % |  | 101,234 |  |  | > = |  | 6.5 | %
Tier 1 leverage ratio (to adjusted total assets) |  | 207,474 |  |  | 11.7 | % |  | 71,180 |  |  | > = |  | 4.0 | % |  | 88,974 |  |  | > = |  | 5.0 | %
As of December 31, 2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 221,361 |  |  | 14.2 | % |  | $ | 124,971 |  |  | > = |  | 8.0 | % |  | $ | 156,213 |  |  | > = |  | 10.0 | %
Tier 1 capital (to risk weighted assets) |  | 203,422 |  |  | 13.0 | % |  | 93,728 |  |  | > = |  | 6.0 | % |  | 124,971 |  |  | > = |  | 8.0 | %
Common equity tier 1 capital (to risk weighted assets) |  | 203,422 |  |  | 13.0 | % |  | 70,296 |  |  | > = |  | 4.5 | % |  | 101,539 |  |  | > = |  | 6.5 | %
Tier 1 leverage ratio (to adjusted total assets) |  | 203,422 |  |  | 11.5 | % |  | 70,610 |  |  | > = |  | 4.0 | % |  | 88,262 |  |  | > = |  | 5.0 | %
The Company’s Tier 1 (leverage) and risk-based capital ratios at March 31, 2023 and December 31, 2022, respectively, are presented below:
|  | Actual |  | For Capital Adequacy Purposes |  |
|  | Amount |  | Ratio |  | Amount |  |  |  | Ratio |  |  |  |  |  |
As of March 31, 2023 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 220,131 |  |  | 14.1 | % |  | 124,595 |  |  | > = |  | 8.0 | % |  |  |  |  |  |
Tier 1 capital (to risk weighted assets) |  | 150,732 |  |  | 9.7 | % |  | 93,446 |  |  | > = |  | 6.0 | % |  |  |  |  |  |
Common equity tier 1 capital (to risk weighted assets) |  | 150,732 |  |  | 9.7 | % |  | 70,085 |  |  | > = |  | 4.5 | % |  |  |  |  |  |
Tier 1 leverage ratio (to adjusted total assets) |  | 150,732 |  |  | 8.5 | % |  | 71,180 |  |  | > = |  | 4.0 | % |  |  |  |  |  |
As of December 31, 2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 218,737 |  |  | 14.0 | % |  | $ | 124,971 |  |  | > = |  | 8.0 | % |  |  |  |  |  |
Tier 1 capital (to risk weighted assets) |  | 150,798 |  |  | 9.7 | % |  | 93,728 |  |  | > = |  | 6.0 | % |  |  |  |  |  |
Common equity tier 1 capital (to risk weighted assets) |  | 150,798 |  |  | 9.7 | % |  | 70,296 |  |  | > = |  | 4.5 | % |  |  |  |  |  |
Tier 1 leverage ratio (to adjusted total assets) |  | 150,798 |  |  | 8.5 | % |  | 70,610 |  |  | > = |  | 4.0 | % |  |  |  |  |  |

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- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI https://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826 + Details
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