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Consolidated Statements of Operations (unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Interest and dividend income:    
Interest and fees on loans $ 17,126 $ 13,767
Interest on investments 2,547 1,609
Total interest and dividend income 19,673 15,376
Interest expense:    
Interest on deposits 4,348 1,068
Interest on FHLB and FRB borrowed funds 1,493 311
Interest on other borrowed funds 1,037 830
Total interest expense 6,878 2,209
Net interest income before provision for credit losses 12,795 13,167
Provision for credit losses 50 0
Net interest income after provision for credit losses 12,745 13,167
Non-interest income:    
Service charges on deposit accounts 485 488
Interchange income 551 549
Loan servicing income 569 701
Gain on sale of loans 298 722
Loan fees and service charges 80 92
Net gains on investment securities 56 (37)
Other 253 198
Total non-interest income 2,292 2,713
Non-interest expense:    
Compensation and related benefits 5,338 5,398
Occupancy 1,423 1,365
Data processing 1,460 1,301
Amortization of intangible assets 204 399
Mortgage servicing rights expense, net 158 (327)
Advertising, marketing and public relations 136 212
FDIC premium assessment 201 115
Professional services 505 402
Gain on repossessed assets, net (29) (7)
New market tax credit depletion expense 0 163
Other 725 647
Total non-interest expense 10,121 9,668
Income before provision for income taxes 4,916 6,212
Provision for income taxes 1,254 1,506
Net income attributable to common stockholders $ 3,662 $ 4,706
Per share information:    
Basic earnings (USD per share) $ 0.35 $ 0.45
Diluted earnings (USD per share) 0.35 0.45
Cash dividends paid (USD per share) $ 0.29 $ 0.26