XML 38 R29.htm IDEA: XBRL DOCUMENT
v3.23.2

CAPITAL MATTERS (Tables) | 6 Months Ended
--- | ---
Jun. 30, 2023
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract] |
Schedule of Bank’s Tier 1 (Leverage) and Risk-Based Capital Ratios | The Bank’s Tier 1 (leverage) and risk-based capital ratios at June 30, 2023, and December 31, 2022, respectively, are presented below:
|  | Actual |  | For Capital Adequacy Purposes |  | To Be Well Capitalized Under Prompt Corrective Action Provisions
|  | Amount |  | Ratio |  | Amount |  |  |  | Ratio |  | Amount |  |  |  | Ratio
As of June 30, 2023 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 230,053 |  |  | 14.7 | % |  | $ | 125,304 |  |  | > = |  | 8.0 | % |  | $ | 156,630 |  |  | > = |  | 10.0 | %
Tier 1 capital (to risk weighted assets) |  | 210,459 |  |  | 13.5 | % |  | 93,978 |  |  | > = |  | 6.0 | % |  | 125,304 |  |  | > = |  | 8.0 | %
Common equity tier 1 capital (to risk weighted assets) |  | 210,459 |  |  | 13.5 | % |  | 70,484 |  |  | > = |  | 4.5 | % |  | 101,810 |  |  | > = |  | 6.5 | %
Tier 1 leverage ratio (to adjusted total assets) |  | 210,459 |  |  | 11.7 | % |  | 72,054 |  |  | > = |  | 4.0 | % |  | 90,067 |  |  | > = |  | 5.0 | %
As of December 31, 2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 221,361 |  |  | 14.2 | % |  | $ | 124,971 |  |  | > = |  | 8.0 | % |  | $ | 156,213 |  |  | > = |  | 10.0 | %
Tier 1 capital (to risk weighted assets) |  | 203,422 |  |  | 13.0 | % |  | 93,728 |  |  | > = |  | 6.0 | % |  | 124,971 |  |  | > = |  | 8.0 | %
Common equity tier 1 capital (to risk weighted assets) |  | 203,422 |  |  | 13.0 | % |  | 70,296 |  |  | > = |  | 4.5 | % |  | 101,539 |  |  | > = |  | 6.5 | %
Tier 1 leverage ratio (to adjusted total assets) |  | 203,422 |  |  | 11.5 | % |  | 70,610 |  |  | > = |  | 4.0 | % |  | 88,262 |  |  | > = |  | 5.0 | %
The Company’s Tier 1 (leverage) and risk-based capital ratios at June 30, 2023 and December 31, 2022, respectively, are presented below:
|  | Actual |  | For Capital Adequacy Purposes |  |
|  | Amount |  | Ratio |  | Amount |  |  |  | Ratio |  |  |  |  |  |
As of June 30, 2023 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 223,802 |  |  | 14.3 | % |  | $ | 125,304 |  |  | > = |  | 8.0 | % |  |  |  |  |  |
Tier 1 capital (to risk weighted assets) |  | 154,208 |  |  | 9.9 | % |  | 93,978 |  |  | > = |  | 6.0 | % |  |  |  |  |  |
Common equity tier 1 capital (to risk weighted assets) |  | 154,208 |  |  | 9.9 | % |  | 70,484 |  |  | > = |  | 4.5 | % |  |  |  |  |  |
Tier 1 leverage ratio (to adjusted total assets) |  | 154,208 |  |  | 8.6 | % |  | 72,054 |  |  | > = |  | 4.0 | % |  |  |  |  |  |
As of December 31, 2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 218,737 |  |  | 14.0 | % |  | $ | 124,971 |  |  | > = |  | 8.0 | % |  |  |  |  |  |
Tier 1 capital (to risk weighted assets) |  | 150,798 |  |  | 9.7 | % |  | 93,728 |  |  | > = |  | 6.0 | % |  |  |  |  |  |
Common equity tier 1 capital (to risk weighted assets) |  | 150,798 |  |  | 9.7 | % |  | 70,296 |  |  | > = |  | 4.5 | % |  |  |  |  |  |
Tier 1 leverage ratio (to adjusted total assets) |  | 150,798 |  |  | 8.5 | % |  | 70,610 |  |  | > = |  | 4.0 | % |  |  |  |  |  |

X
- References No definition available. + Details
Name: | us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1B -Publisher FASB -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1B + Details
Name: | us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration