XML 59 R50.htm IDEA: XBRL DOCUMENT v3.23.2
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Changes in the ALL by Loan Type (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Dec. 31, 2022
Allowance for Loan Losses:          
Beginning balance     $ 17,939    
Charge-offs $ (40)   (97)    
Recoveries 89   123    
Provision 450 $ 400 500 $ 400  
Ending balance 23,164 16,825 23,164 16,825  
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]          
Amount of allowance for loan losses arising from loans individually evaluated for impairment   843   843 $ 826
Amount of allowance for loan losses arising from loans collectively evaluated for impairment   15,982   15,982 17,113
Loans Receivable:          
Total Loans 1,424,988 1,351,827 1,424,988 1,351,827 1,416,135
Ending balance: individually evaluated for impairment   29,796   29,796 26,919
Ending balance: collectively evaluated for impairment   1,322,031   1,322,031 1,389,216
Originated Loans          
Allowance for Loan Losses:          
Beginning balance   15,900   15,830  
Charge-offs   (418)   (525)  
Recoveries   23   47  
Provision   548   701  
Ending balance   16,053   16,053  
Loans Receivable:          
Total Loans   1,177,039   1,177,039 1,272,943
Purchased credit impaired loans          
Allowance for Loan Losses:          
Ending balance   0   0  
Loans Receivable:          
Total Loans   8,485   8,485 7,000
Other acquired loans          
Allowance for Loan Losses:          
Beginning balance   918   1,083  
Charge-offs   (23)   (35)  
Recoveries   25   25  
Provision   (148)   (301)  
Ending balance   772   772  
Loans Receivable:          
Total Loans   166,303   166,303 136,192
Acquired Loans          
Allowance for Loan Losses:          
Ending balance   772   772  
Commercial/Agricultural Real Estate          
Allowance for Loan Losses:          
Charge-offs (14)   (46)    
Recoveries 27   30    
Ending balance   13,366   13,366  
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]          
Amount of allowance for loan losses arising from loans individually evaluated for impairment   809   809 519
Amount of allowance for loan losses arising from loans collectively evaluated for impairment   12,557   12,557 13,566
Loans Receivable:          
Total Loans   1,075,841   1,075,841 1,125,279
Ending balance: individually evaluated for impairment   19,305   19,305 16,874
Ending balance: collectively evaluated for impairment   1,056,536   1,056,536 1,108,405
Commercial/Agricultural Real Estate | Originated Loans          
Allowance for Loan Losses:          
Beginning balance   12,394   12,354  
Charge-offs   (122)   (157)  
Recoveries   3   6  
Provision   427   499  
Ending balance   12,702   12,702  
Loans Receivable:          
Total Loans   943,305   943,305 1,017,529
Commercial/Agricultural Real Estate | Purchased credit impaired loans          
Allowance for Loan Losses:          
Ending balance   0   0  
Loans Receivable:          
Total Loans   6,848   6,848 5,748
Commercial/Agricultural Real Estate | Other acquired loans          
Allowance for Loan Losses:          
Beginning balance   789   856  
Charge-offs   0   0  
Recoveries   0   0  
Provision   (125)   (192)  
Ending balance   664   664  
Loans Receivable:          
Total Loans   125,688   125,688 102,002
Commercial/Agricultural Real Estate | Acquired Loans          
Allowance for Loan Losses:          
Ending balance   664   664  
C&I/Agricultural operating          
Allowance for Loan Losses:          
Charge-offs 0   0    
Recoveries 16   31    
Ending balance   1,961   1,961  
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]          
Amount of allowance for loan losses arising from loans individually evaluated for impairment   0   0 249
Amount of allowance for loan losses arising from loans collectively evaluated for impairment   1,961   1,961 2,069
Loans Receivable:          
Total Loans   163,471   163,471 164,819
Ending balance: individually evaluated for impairment   4,375   4,375 3,292
Ending balance: collectively evaluated for impairment   159,096   159,096 161,527
C&I/Agricultural operating | Originated Loans          
Allowance for Loan Losses:          
Beginning balance   2,104   1,959  
Charge-offs   (247)   (310)  
Recoveries   9   19  
Provision   44   242  
Ending balance   1,910   1,910  
Loans Receivable:          
Total Loans   144,400   144,400 150,239
C&I/Agricultural operating | Purchased credit impaired loans          
Allowance for Loan Losses:          
Ending balance   0   0  
Loans Receivable:          
Total Loans   652   652 362
C&I/Agricultural operating | Other acquired loans          
Allowance for Loan Losses:          
Beginning balance   58   69  
Charge-offs   0   0  
Recoveries   0   0  
Provision   (7)   (18)  
Ending balance   51   51  
Loans Receivable:          
Total Loans   18,419   18,419 14,218
C&I/Agricultural operating | Acquired Loans          
Allowance for Loan Losses:          
Ending balance   51   51  
Residential Mortgage          
Allowance for Loan Losses:          
Charge-offs (10)   (24)    
Recoveries 36   40    
Ending balance   520   520  
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]          
Amount of allowance for loan losses arising from loans individually evaluated for impairment   34   34 48
Amount of allowance for loan losses arising from loans collectively evaluated for impairment   486   486 551
Loans Receivable:          
Total Loans   91,994   91,994 108,651
Ending balance: individually evaluated for impairment   5,955   5,955 5,998
Ending balance: collectively evaluated for impairment   86,039   86,039 102,653
Residential Mortgage | Originated Loans          
Allowance for Loan Losses:          
Beginning balance   460   518  
Charge-offs   (35)   (35)  
Recoveries   0   1  
Provision   47   (12)  
Ending balance   472   472  
Loans Receivable:          
Total Loans   69,126   69,126 88,045
Residential Mortgage | Purchased credit impaired loans          
Allowance for Loan Losses:          
Ending balance   0   0  
Loans Receivable:          
Total Loans   985   985 890
Residential Mortgage | Other acquired loans          
Allowance for Loan Losses:          
Beginning balance   62   130  
Charge-offs   (21)   (33)  
Recoveries   25   25  
Provision   (18)   (74)  
Ending balance   48   48  
Loans Receivable:          
Total Loans   21,883   21,883 19,716
Residential Mortgage | Acquired Loans          
Allowance for Loan Losses:          
Ending balance   48   48  
Consumer Installment          
Allowance for Loan Losses:          
Charge-offs (16)   (27)    
Recoveries 10   22    
Ending balance   152   152  
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]          
Amount of allowance for loan losses arising from loans individually evaluated for impairment   0   0 10
Amount of allowance for loan losses arising from loans collectively evaluated for impairment   152   152 119
Loans Receivable:          
Total Loans   20,521   20,521 17,386
Ending balance: individually evaluated for impairment   161   161 755
Ending balance: collectively evaluated for impairment   20,360   20,360 16,631
Consumer Installment | Originated Loans          
Allowance for Loan Losses:          
Beginning balance   160   225  
Charge-offs   (14)   (23)  
Recoveries   11   21  
Provision   (14)   (80)  
Ending balance   143   143  
Loans Receivable:          
Total Loans   20,208   20,208 17,130
Consumer Installment | Purchased credit impaired loans          
Allowance for Loan Losses:          
Ending balance   0   0  
Loans Receivable:          
Total Loans   0   0 0
Consumer Installment | Other acquired loans          
Allowance for Loan Losses:          
Beginning balance   9   28  
Charge-offs   (2)   (2)  
Recoveries   0   0  
Provision   2   (17)  
Ending balance   9   9  
Loans Receivable:          
Total Loans   313   313 256
Consumer Installment | Acquired Loans          
Allowance for Loan Losses:          
Ending balance   9   9  
Unallocated          
Allowance for Loan Losses:          
Charge-offs 0   0    
Recoveries $ 0   $ 0    
Ending balance   826   826  
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]          
Amount of allowance for loan losses arising from loans individually evaluated for impairment   0   0 0
Amount of allowance for loan losses arising from loans collectively evaluated for impairment   826   826 808
Loans Receivable:          
Total Loans   0   0 0
Ending balance: individually evaluated for impairment   0   0 0
Ending balance: collectively evaluated for impairment   0   0 0
Unallocated | Originated Loans          
Allowance for Loan Losses:          
Beginning balance   782   774  
Charge-offs   0   0  
Recoveries   0   0  
Provision   44   52  
Ending balance   826   826  
Loans Receivable:          
Total Loans   0   0 0
Unallocated | Purchased credit impaired loans          
Allowance for Loan Losses:          
Ending balance   0   0  
Loans Receivable:          
Total Loans   0   0 0
Unallocated | Other acquired loans          
Allowance for Loan Losses:          
Beginning balance   0   0  
Charge-offs   0   0  
Recoveries   0   0  
Provision   0   0  
Ending balance   0   0  
Loans Receivable:          
Total Loans   0   0 $ 0
Unallocated | Acquired Loans          
Allowance for Loan Losses:          
Ending balance   $ 0   $ 0