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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Aging Analysis (Details) - USD ($) $ in Thousands | Sep. 30, 2023 | Dec. 31, 2022 | Sep. 30, 2022
--- | --- | --- | ---
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | $ 1,447,529 | $ 1,411,784 |
Nonaccrual Loans | 13,456 | 11,204 |
Total Past Due Accruing and Nonaccrual Loans | 16,633 | 22,861 |
Total Loans | 1,447,529 | 1,416,135 | $ 1,380,399
Financial Asset, Past Due |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 3,177 | 11,657 |
30-59 Days Past Due |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 1,831 | 10,816 |
60-89 Days Past Due |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 375 | 595 |
Greater Than 89 Days Past Due |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 971 | 246 |
Current |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 1,430,896 | 1,393,274 |
Commercial/Agricultural Real Estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Loans |  | 1,125,279 | 1,098,917
Commercial/Agricultural Real Estate | Commercial real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 748,118 |  |
Nonaccrual Loans | 10,570 | 5,736 |
Total Past Due Accruing and Nonaccrual Loans | 11,093 | 6,026 |
Total Loans | 748,118 | 725,971 |
Commercial/Agricultural Real Estate | Agricultural real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 84,328 |  |
Nonaccrual Loans | 469 | 2,742 |
Total Past Due Accruing and Nonaccrual Loans | 505 | 7,734 |
Total Loans | 84,328 | 87,908 |
Commercial/Agricultural Real Estate | Multi-family real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 219,095 |  |
Nonaccrual Loans | 0 | 0 |
Total Past Due Accruing and Nonaccrual Loans | 0 | 0 |
Total Loans | 219,095 | 208,908 |
Commercial/Agricultural Real Estate | Construction and land development |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 109,041 |  |
Nonaccrual Loans | 94 | 0 |
Total Past Due Accruing and Nonaccrual Loans | 94 | 3,975 |
Total Loans | 109,041 | 102,492 |
Commercial/Agricultural Real Estate | Financial Asset, Past Due | Commercial real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 523 | 290 |
Commercial/Agricultural Real Estate | Financial Asset, Past Due | Agricultural real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 36 | 4,992 |
Commercial/Agricultural Real Estate | Financial Asset, Past Due | Multi-family real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 0 | 0 |
Commercial/Agricultural Real Estate | Financial Asset, Past Due | Construction and land development |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 0 | 3,975 |
Commercial/Agricultural Real Estate | 30-59 Days Past Due | Commercial real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 523 | 202 |
Commercial/Agricultural Real Estate | 30-59 Days Past Due | Agricultural real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 36 | 4,992 |
Commercial/Agricultural Real Estate | 30-59 Days Past Due | Multi-family real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 0 | 0 |
Commercial/Agricultural Real Estate | 30-59 Days Past Due | Construction and land development |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 0 | 3,975 |
Commercial/Agricultural Real Estate | 60-89 Days Past Due | Commercial real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 0 | 88 |
Commercial/Agricultural Real Estate | 60-89 Days Past Due | Agricultural real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 0 | 0 |
Commercial/Agricultural Real Estate | 60-89 Days Past Due | Multi-family real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 0 | 0 |
Commercial/Agricultural Real Estate | 60-89 Days Past Due | Construction and land development |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 0 | 0 |
Commercial/Agricultural Real Estate | Greater Than 89 Days Past Due | Commercial real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 0 | 0 |
Commercial/Agricultural Real Estate | Greater Than 89 Days Past Due | Agricultural real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 0 | 0 |
Commercial/Agricultural Real Estate | Greater Than 89 Days Past Due | Multi-family real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 0 | 0 |
Commercial/Agricultural Real Estate | Greater Than 89 Days Past Due | Construction and land development |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 0 | 0 |
Commercial/Agricultural Real Estate | Current | Commercial real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 737,025 | 719,945 |
Commercial/Agricultural Real Estate | Current | Agricultural real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 83,823 | 80,174 |
Commercial/Agricultural Real Estate | Current | Multi-family real estate |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 219,095 | 208,908 |
Commercial/Agricultural Real Estate | Current | Construction and land development |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 108,947 | 98,517 |
C&I/Agricultural operating |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Loans |  | 164,819 | 160,848
C&I/Agricultural operating | Commercial and industrial |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 120,532 |  |
Nonaccrual Loans | 0 | 552 |
Total Past Due Accruing and Nonaccrual Loans | 150 | 578 |
Total Loans | 120,532 | 136,013 |
C&I/Agricultural operating | Agricultural operating |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 24,571 |  |
Nonaccrual Loans | 1,373 | 890 |
Total Past Due Accruing and Nonaccrual Loans | 1,373 | 1,716 |
Total Loans | 24,571 | 28,806 |
C&I/Agricultural operating | Financial Asset, Past Due | Commercial and industrial |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 150 | 26 |
C&I/Agricultural operating | Financial Asset, Past Due | Agricultural operating |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 0 | 826 |
C&I/Agricultural operating | 30-59 Days Past Due | Commercial and industrial |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 0 | 0 |
C&I/Agricultural operating | 30-59 Days Past Due | Agricultural operating |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 0 | 826 |
C&I/Agricultural operating | 60-89 Days Past Due | Commercial and industrial |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 150 | 26 |
C&I/Agricultural operating | 60-89 Days Past Due | Agricultural operating |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 0 | 0 |
C&I/Agricultural operating | Greater Than 89 Days Past Due | Commercial and industrial |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 0 | 0 |
C&I/Agricultural operating | Greater Than 89 Days Past Due | Agricultural operating |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 0 | 0 |
C&I/Agricultural operating | Current | Commercial and industrial |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 120,382 | 135,435 |
C&I/Agricultural operating | Current | Agricultural operating |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 23,198 | 27,090 |
Residential Mortgage |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Loans |  | 108,651 | 102,090
Residential Mortgage | Residential mortgage |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 125,348 |  |
Nonaccrual Loans | 923 | 1,253 |
Total Past Due Accruing and Nonaccrual Loans | 3,145 | 2,735 |
Total Loans | 125,348 | 105,389 |
Residential Mortgage | Purchased HELOC loans |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 2,881 |  |
Nonaccrual Loans | 0 | 0 |
Total Past Due Accruing and Nonaccrual Loans | 117 | 0 |
Total Loans | 2,881 | 3,262 |
Residential Mortgage | Financial Asset, Past Due | Residential mortgage |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 2,222 | 1,482 |
Residential Mortgage | Financial Asset, Past Due | Purchased HELOC loans |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 117 | 0 |
Residential Mortgage | 30-59 Days Past Due | Residential mortgage |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 1,049 | 767 |
Residential Mortgage | 30-59 Days Past Due | Purchased HELOC loans |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 117 | 0 |
Residential Mortgage | 60-89 Days Past Due | Residential mortgage |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 221 | 479 |
Residential Mortgage | 60-89 Days Past Due | Purchased HELOC loans |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 0 | 0 |
Residential Mortgage | Greater Than 89 Days Past Due | Residential mortgage |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 952 | 236 |
Residential Mortgage | Greater Than 89 Days Past Due | Purchased HELOC loans |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 0 | 0 |
Residential Mortgage | Current | Residential mortgage |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 122,203 | 102,654 |
Residential Mortgage | Current | Purchased HELOC loans |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 2,764 | 3,262 |
Consumer Installment |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total Loans |  | 17,386 | $ 18,544
Consumer Installment | Originated indirect paper |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 7,175 |  |
Nonaccrual Loans | 26 | 27 |
Total Past Due Accruing and Nonaccrual Loans | 96 | 42 |
Total Loans | 7,175 | 10,236 |
Consumer Installment | Other consumer |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 6,440 |  |
Nonaccrual Loans | 1 | 4 |
Total Past Due Accruing and Nonaccrual Loans | 60 | 55 |
Total Loans | 6,440 | 7,150 |
Consumer Installment | Financial Asset, Past Due | Originated indirect paper |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 70 | 15 |
Consumer Installment | Financial Asset, Past Due | Other consumer |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 59 | 51 |
Consumer Installment | 30-59 Days Past Due | Originated indirect paper |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 70 | 15 |
Consumer Installment | 30-59 Days Past Due | Other consumer |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 36 | 39 |
Consumer Installment | 60-89 Days Past Due | Originated indirect paper |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 0 | 0 |
Consumer Installment | 60-89 Days Past Due | Other consumer |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 4 | 2 |
Consumer Installment | Greater Than 89 Days Past Due | Originated indirect paper |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 0 | 0 |
Consumer Installment | Greater Than 89 Days Past Due | Other consumer |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 19 | 10 |
Consumer Installment | Current | Originated indirect paper |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | 7,079 | 10,194 |
Consumer Installment | Current | Other consumer |  |  |
Aging analysis of the Bank's real estate and consumer loans |  |  |
Total allowance for credit losses on loans | $ 6,380 | $ 7,095 |

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