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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Loans By Risk (Details) - USD ($) $ in Thousands | Sep. 30, 2023 | Jun. 30, 2023 | Dec. 31, 2022 | Sep. 30, 2022
--- | --- | --- | --- | ---
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans | $ 1,447,529 |  | $ 1,416,135 | $ 1,380,399
Unearned net deferred fees and costs and loans in process |  |  | (2,585) |
Unamortized discount on acquired loans |  |  | (1,766) |
Allowance for loan losses | (22,973) | $ (23,164) | (17,939) | (17,217)
Loans receivable, net | 1,424,556 |  | 1,393,845 |
1 to 5 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 1,386,646 |
6 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 12,170 |
7 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 17,319 |
8 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
9 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
Commercial/Agricultural Real Estate |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 1,125,279 | 1,098,917
Allowance for loan losses | (18,855) | (18,933) | (14,085) | (13,782)
Commercial/Agricultural Real Estate | Commercial real estate |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans | 748,118 |  | 725,971 |
Commercial/Agricultural Real Estate | Commercial real estate | 1 to 5 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 712,658 |
Commercial/Agricultural Real Estate | Commercial real estate | 6 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 5,771 |
Commercial/Agricultural Real Estate | Commercial real estate | 7 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 7,542 |
Commercial/Agricultural Real Estate | Commercial real estate | 8 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
Commercial/Agricultural Real Estate | Commercial real estate | 9 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
Commercial/Agricultural Real Estate | Agricultural real estate |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans | 84,328 |  | 87,908 |
Commercial/Agricultural Real Estate | Agricultural real estate | 1 to 5 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 84,215 |
Commercial/Agricultural Real Estate | Agricultural real estate | 6 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 549 |
Commercial/Agricultural Real Estate | Agricultural real estate | 7 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 3,144 |
Commercial/Agricultural Real Estate | Agricultural real estate | 8 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
Commercial/Agricultural Real Estate | Agricultural real estate | 9 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
Commercial/Agricultural Real Estate | Multi-family real estate |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans | 219,095 |  | 208,908 |
Commercial/Agricultural Real Estate | Multi-family real estate | 1 to 5 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 208,908 |
Commercial/Agricultural Real Estate | Multi-family real estate | 6 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
Commercial/Agricultural Real Estate | Multi-family real estate | 7 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
Commercial/Agricultural Real Estate | Multi-family real estate | 8 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
Commercial/Agricultural Real Estate | Multi-family real estate | 9 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
Commercial/Agricultural Real Estate | Construction and land development |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans | 109,041 |  | 102,492 |
Commercial/Agricultural Real Estate | Construction and land development | 1 to 5 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 102,385 |
Commercial/Agricultural Real Estate | Construction and land development | 6 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
Commercial/Agricultural Real Estate | Construction and land development | 7 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 107 |
Commercial/Agricultural Real Estate | Construction and land development | 8 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
Commercial/Agricultural Real Estate | Construction and land development | 9 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
C&I/Agricultural operating |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 164,819 | 160,848
Allowance for loan losses | (1,189) | (1,458) | (2,318) | (1,974)
C&I/Agricultural operating | Commercial and industrial |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans | 120,532 |  | 136,013 |
C&I/Agricultural operating | Commercial and industrial | 1 to 5 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 129,748 |
C&I/Agricultural operating | Commercial and industrial | 6 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 5,526 |
C&I/Agricultural operating | Commercial and industrial | 7 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 739 |
C&I/Agricultural operating | Commercial and industrial | 8 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
C&I/Agricultural operating | Commercial and industrial | 9 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
C&I/Agricultural operating | Agricultural operating |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans | 24,571 |  | 28,806 |
C&I/Agricultural operating | Agricultural operating | 1 to 5 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 26,418 |
C&I/Agricultural operating | Agricultural operating | 6 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 324 |
C&I/Agricultural operating | Agricultural operating | 7 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 2,064 |
C&I/Agricultural operating | Agricultural operating | 8 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
C&I/Agricultural operating | Agricultural operating | 9 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
Residential Mortgage |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 108,651 | 102,090
Allowance for loan losses | (2,633) | (2,452) | (599) | (512)
Residential Mortgage | Residential mortgage |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans | 125,348 |  | 105,389 |
Residential Mortgage | Residential mortgage | 1 to 5 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 101,730 |
Residential Mortgage | Residential mortgage | 6 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
Residential Mortgage | Residential mortgage | 7 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 3,659 |
Residential Mortgage | Residential mortgage | 8 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
Residential Mortgage | Residential mortgage | 9 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
Residential Mortgage | Purchased HELOC loans |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans | 2,881 |  | 3,262 |
Residential Mortgage | Purchased HELOC loans | 1 to 5 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 3,262 |
Residential Mortgage | Purchased HELOC loans | 6 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
Residential Mortgage | Purchased HELOC loans | 7 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
Residential Mortgage | Purchased HELOC loans | 8 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
Residential Mortgage | Purchased HELOC loans | 9 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
Consumer Installment |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 17,386 | 18,544
Allowance for loan losses | (296) | $ (321) | (129) | $ (132)
Consumer Installment | Originated indirect paper |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans | 7,175 |  | 10,236 |
Consumer Installment | Originated indirect paper | 1 to 5 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 10,190 |
Consumer Installment | Originated indirect paper | 6 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
Consumer Installment | Originated indirect paper | 7 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 46 |
Consumer Installment | Originated indirect paper | 8 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
Consumer Installment | Originated indirect paper | 9 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
Consumer Installment | Other consumer |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans | $ 6,440 |  | 7,150 |
Consumer Installment | Other consumer | 1 to 5 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 7,132 |
Consumer Installment | Other consumer | 6 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
Consumer Installment | Other consumer | 7 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 18 |
Consumer Installment | Other consumer | 8 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | 0 |
Consumer Installment | Other consumer | 9 |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |
Total Loans |  |  | $ 0 |

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